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Author Topic: Does the DCA strategy inspire newbies to invest?  (Read 4984 times)
Lakai01
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February 21, 2026, 05:38:44 AM
 #501

[...]
DCA strategy can help people who understanding this fact, loving DCA and applying DCA for their investment from accumulation to withdrawal.
In my opinion, the part marked in bold receives far too little attention and should therefore be mentioned explicitly again.

DCA is also an ideal strategy for exiting a market, e.g., selling Bitcoin.

I like to use this myself. I set myself a goal and want to pay out a certain amount over a certain period of time, e.g., $100,000 within 6 months. You could pay out the entire amount immediately, but then you run the risk of catching a very bad price. With DCA, you minimize this probability when selling, as you can use a relatively large time window, which I think is extremely important with cryptos, as the price fluctuates so much.

 
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JayJuanGee
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February 21, 2026, 06:34:26 AM
Merited by SilverCryptoBullet (1)
 #502

[...]
DCA strategy can help people who understanding this fact, loving DCA and applying DCA for their investment from accumulation to withdrawal.
In my opinion, the part marked in bold receives far too little attention and should therefore be mentioned explicitly again.

DCA is also an ideal strategy for exiting a market, e.g., selling Bitcoin.

I like to use this myself. I set myself a goal and want to pay out a certain amount over a certain period of time, e.g., $100,000 within 6 months. You could pay out the entire amount immediately, but then you run the risk of catching a very bad price. With DCA, you minimize this probability when selling, as you can use a relatively large time window, which I think is extremely important with cryptos, as the price fluctuates so much.

Hopefully we are talking about bitcoin rather than shitcoins... if you are fucking around with shitcoins (your use of the term crypto), then you are trading rather than investing.

DCA tends to be more effective as a means of establishing a long term position with an asset, such as bitcoin that is considered to have strong fundamentals and therefore a likelihood of an upwardly sloping curve, especially during the period of investment.

Another thing if you are getting in and out in less than 4 year periods of time, then it seems quite likely that you are trading rather than investing... since what would be the purpose of your getting out?  You see profits? or you want to buy back in cheaper?

In my sustainable withdrawal thread, I talk about both price-based sustainable withdrawal and time-based sustainable withdrawal - yet I am assuming both investment status and also reaching overaccumulation status prior to employing either of the withdrawal methods - so in either case (price-based or time-based sustainable withdrawal), I am presuming an attempt to withdraw from the "profits" of the BTC holdings or the "appreciation" rather than depleting the principle..

So, in your example, if you merely were setting a withdrawal amount (such as $100k over the upcoming 6 months) without accounting for longer term ramifications on your holdings, then it seems to me that you might be being blind to the principle/profits distinction, since it seems that you are proposing the use of DCA (perhaps both in accumulation and in withdrawal) as means to trade your bitcoin (or to play BTC's price waves (and as you mentioned your seeming to convolute the idea of "crypto" aka shitcoins so that you don't really seem to be thinking in terms of investing but instead just trading).

By the way, I did a quickie glance at your post history @Lakai01 since you have been registered here since January 2018, yet it appears that you have had a lot of time on shitcoins and gambling threads, so you might not understand what is investing and/or the value of bitcoin in terms of its long term proposition, which seems to support my above allegation that you are thinking about getting in and out of bitcoin (or shitcoins) in terms of trading rather than investing... even though I know that some traders mix up terms, especially if they would not know an investment if it slapped them in the face... hahahahaha  Maybe you can clarify how you are thinking about the matter, since this thread does mention DCA in terms of investing not necessarily trading, yet also sometimes traders will tend towards suggesting that they are smarter than investors since they are getting in an out of the market, and it is quite likely that over a couple of cycles  (8 years) or longer, it is not very likely that a trader would beat an investor who had been mostly erroring on the side of ongoing accumulating through buying and holding only (not selling and/or trading).

1) Self-Custody is a right.  Resist being labelled as: "non-custodial" or "un-hosted."  2) ESG, KYC & AML are attack-vectors on Bitcoin to be avoided or minimized.  3) How much alt (shit)coin diversification is necessary? if you are into Bitcoin, then 0%......if you cannot control your gambling, then perhaps limit your alt(shit)coin exposure to less than 10% of your bitcoin size...Put BTC here: bc1q49wt0ddnj07wzzp6z7affw9ven7fztyhevqu9k
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February 21, 2026, 07:56:43 AM
Merited by JayJuanGee (1)
 #503

Hopefully we are talking about bitcoin rather than shitcoins... if you are fucking around with shitcoins (your use of the term crypto), then you are trading rather than investing.

DCA tends to be more effective as a means of establishing a long term position with an asset, such as bitcoin that is considered to have strong fundamentals and therefore a likelihood of an upwardly sloping curve, especially during the period of investment.

Another thing if you are getting in and out in less than 4 year periods of time, then it seems quite likely that you are trading rather than investing... since what would be the purpose of your getting out?  You see profits? or you want to buy back in cheaper?
DCA for accumulation and withdrawal is only good with Bitcoin as it is a strongest cryptocurrency, and so far it has always recovered from a bear market and made a new bull market with new all time highs which are great opportunities for DCA withdrawals.

With shitcoins, there is no such opportunity with most of them, and DCA more shitcoins with time, holding them a longer time with new market cycles mostly will bring bigger losses, sometimes completely severe losses.

This Cryptocurrency price history data snapshot page with snapshots of top cryptocurrencies since 2013 shows information on top coins, and how non-Bitcoin top coins were very weak, sensitive in bear markets, with market cycles, and most of them lost top positions as well as died.
https://coinmarketcap.com/historical/

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February 21, 2026, 09:03:11 AM
 #504

DCA does not necessarily need to look at price, and the price could be going up or down, and the person could continue to buy bitcoin on a regular basis, such as weekly.
If the task is looking at the chart, Bitcoin price, watch its up and down, find good or perfect prices for buying and taking profit, people don't need and don't use DCA strategy.

Doing all these steps are challenging and almost impossible to do rightly and accurately with most people, so whenever they realized this impossibility, they will change their mindset and try to find other strategies that are better and can work better for their investment practice. It will come to time for figuring out a strategy like DCA strategy that as you said, does not require looking at price, up and down, and being obsessive with good or perfect prices.

DCA strategy can help people who understanding this fact, loving DCA and applying DCA for their investment from accumulation to withdrawal.
When DCa is concerned investors has no business acting like traders, so then it is needless for investors to start obsessing over prices and looking at chart because some people cannot even control their emotions.

So when they start their obsession over price and poking at charts all day they could loose focus and begin doing all kind of dumb things which can fuck over their who investment.

Anyone in those category should put their mind only to ongoingly buying of bitcoin with a DCa with what they can afforded to loose.
DCA investment strategy is considered the best and most reliable strategy for investment. Basically, in this investment strategy, any professional can maintain the continuity of investment as desired. Those who do not know about DCA investment usually invest differently, they first save money and then use that money for investment at the same time, but DCA is different in this case, iwithout thinking about saving money, when the money is being set aside for investment, but that money is being invested. Based on how much money an investor is earning and how much money is left at the end of the month after all the expenses of this investor, the investor can decide how much money he can invest at the end of the month or at the end of the week. When investors plan to invest from the extra money, they will not feel any pressure to invest, then they will be able to comfortably hold that investment for a long time and will be able to maintain the continuity of investment.
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February 21, 2026, 09:08:27 AM
 #505

DCA strategy is one of the best and safest ways for someone who is starting to accumulate Bitcoin. I will explain in simple words. With the DCA strategy, you can buy Bitcoin regularly, such as weekly or monthly, using your extra income. This helps you to keep accumulating Bitcoin consistently without worrying about whether the price is going up or down. You don’t need to wait for the perfect moment, and this prevents delays caused by fear or confusion about price movements.

Even when the market is rising or falling, the DCA strategy allows you to continue accumulating Bitcoin step by step. This makes the process easier and less stressful, especially for beginners who do not have much experience in the market.

If you have a strong discretionary income and can invest a larger amount without affecting your daily expenses, you can also use the lump sum strategy. This means buying a larger amount of Bitcoin at once. However, it is still a good idea to continue your DCA at the same time. Combining lump sum investments with DCA will help you increase the size of your Bitcoin holdings faster while still maintaining consistency and reducing risk.

In simple words, DCA builds discipline and consistency, while lump sum can speed up your accumulation if your financial condition allows it.
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February 21, 2026, 10:08:44 AM
 #506

(...)
The DCA strategy should be considered the best strategy for newbies and is not something that is difficult for newbies to understand. The strategies is a simple and easy going strategy that a beginner will love to start with since they can start with any amount of discretion they have. Therefore I don't see reasons why any newbie will find it difficult to comprehend the DCA strategy and to even consider it.

Exactly, applying the DCA strategy to our investments is not difficult, and is even easier than trying to guess when prices will fall. The key lies in the funds used for purchases, since it is done gradually, i always recommend using discretionary funds or leftover funds after all your needs are met. The goal is to keep your investments safe and running smoothly, without having to panic when urgent needs arise that force you to sell your Bitcoin.

Additionally, you might consider building an emergency fund to anticipate urgent issues that may arise in the future, as well as a reserve fund, money set aside for aggressive purchases if you encounter a significant price drop that you deem too good to pass up.

R


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February 21, 2026, 01:38:54 PM
 #507

(...)
The DCA strategy should be considered the best strategy for newbies and is not something that is difficult for newbies to understand. The strategies is a simple and easy going strategy that a beginner will love to start with since they can start with any amount of discretion they have. Therefore I don't see reasons why any newbie will find it difficult to comprehend the DCA strategy and to even consider it.

Exactly, applying the DCA strategy to our investments is not difficult, and is even easier than trying to guess when prices will fall. The key lies in the funds used for purchases, since it is done gradually, i always recommend using discretionary funds or leftover funds after all your needs are met. The goal is to keep your investments safe and running smoothly, without having to panic when urgent needs arise that force you to sell your Bitcoin.

Additionally, you might consider building an emergency fund to anticipate urgent issues that may arise in the future, as well as a reserve fund, money set aside for aggressive purchases if you encounter a significant price drop that you deem too good to pass up.

The easiest way to follow the DCA method in Bitcoin is to follow the DCA method. Ideal investors do not hesitate to follow the DCA method. Those who are afraid of investing are the only ones who want to stay away from Bitcoin investment, in that case they hesitate to follow the DCA method.
A working person must have earning capacity, and the income is 10% to 20 percent. Bitcoin is the best to secure future financial needs and to meet financial needs. It is necessary to form an emergency fund to sustain Bitcoin investment.

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February 21, 2026, 02:08:00 PM
 #508

I find investors using the DCA strategy invest for the long term.
Special Considerations Should Beginners Follow the DCA Method for Bitcoin Investments? What Can Be the Outcome -Future
Newbies that don't understand much about the DCA strategy might see it as too risky for the type of investment they want to engage in. The DCA is okay for people that want to be buying Bitcoin at intervals but not everyone can buy Bitcoin using this pattern.
Most investors might not have the money to be buying Bitcoin frequently because you might have to save money for sometime so that you can accumulate enough money that can buy Bitcoin and hold, waiting for the price of Bitcoin to go up before ever selling.
The DCA strategy should be considered the best strategy for newbies and is not something that is difficult for newbies to understand. The strategies is a simple and easy going strategy that a beginner will love to start with since they can start with any amount of discretion they have. Therefore I don't see reasons why any newbie will find it difficult to comprehend the DCA strategy and to even consider it.
You are very correct that DCA strategy should consider as the best strategy for any newbies but i wish to also add that DCA strategy is not only good for newbies only but also for those investors that has been fucking around with the Daley of investing because of the fear of losing all they will invest with, and which DCA has given the free mindset of investing small small as they have the discretionary income and with the mindset of not losing all they will invest with, so you see that DCA has make life of all investors easier and to still patient in investing in a long term.

R


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February 21, 2026, 02:27:00 PM
 #509

Hopefully we are talking about bitcoin rather than shitcoins... if you are fucking around with shitcoins (your use of the term crypto), then you are trading rather than investing.

DCA tends to be more effective as a means of establishing a long term position with an asset, such as bitcoin that is considered to have strong fundamentals and therefore a likelihood of an upwardly sloping curve, especially during the period of investment.

Another thing if you are getting in and out in less than 4 year periods of time, then it seems quite likely that you are trading rather than investing... since what would be the purpose of your getting out?  You see profits? or you want to buy back in cheaper?
DCA for accumulation and withdrawal is only good with Bitcoin as it is a strongest cryptocurrency, and so far it has always recovered from a bear market and made a new bull market with new all time highs which are great opportunities for DCA withdrawals.
You don't DCA to sell during ATH because your bitcoin investment is still in a premature state. If you're only after profits, it's not a wise way of investing because bitcoin is a long-term investment and for that reason, you need to buy as many bitcoin as you can till you have reached your bitcoin target and not to buy and sell at the bull run because you are trading and will lose the compounding effect of your portfolio.

Just like JJG said above, DCA is to build and grow your bitcoin portfolio overtime and and to be used during withdrawals so that you don't end up selling too many bitcoin too soon and end up being a low coiner again. During withdrawal time which is when you have reached your over accumulation stage, you can use JJG Sustainable Withdrawal/Portfolio Management

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February 21, 2026, 03:11:29 PM
 #510

[...]
DCA strategy can help people who understanding this fact, loving DCA and applying DCA for their investment from accumulation to withdrawal.
In my opinion, the part marked in bold receives far too little attention and should therefore be mentioned explicitly again.

DCA is also an ideal strategy for exiting a market, e.g., selling Bitcoin.

I like to use this myself. I set myself a goal and want to pay out a certain amount over a certain period of time, e.g., $100,000 within 6 months. You could pay out the entire amount immediately, but then you run the risk of catching a very bad price. With DCA, you minimize this probability when selling, as you can use a relatively large time window, which I think is extremely important with cryptos, as the price fluctuates so much.

For clearity and to avoid misleading others into thinking that you are into shitcoin by using the term crypto, it should be more advisable to be more direct by using the term bitcoin instead of crypto.
Seeing the DCA strategy as been ideal for existing the market isn't the purpose of the DCA strategy and it seems you sound a bit more like someone who has the mindset of traders which is to gamble with bitcoin in the name of trading.

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February 21, 2026, 04:08:18 PM
 #511

(...)
The DCA strategy should be considered the best strategy for newbies and is not something that is difficult for newbies to understand. The strategies is a simple and easy going strategy that a beginner will love to start with since they can start with any amount of discretion they have. Therefore I don't see reasons why any newbie will find it difficult to comprehend the DCA strategy and to even consider it.

Exactly, applying the DCA strategy to our investments is not difficult, and is even easier than trying to guess when prices will fall. The key lies in the funds used for purchases, since it is done gradually, i always recommend using discretionary funds or leftover funds after all your needs are met. The goal is to keep your investments safe and running smoothly, without having to panic when urgent needs arise that force you to sell your Bitcoin.

Additionally, you might consider building an emergency fund to anticipate urgent issues that may arise in the future, as well as a reserve fund, money set aside for aggressive purchases if you encounter a significant price drop that you deem too good to pass up.
But let me tell you one thing for the beginners, that is, no one should fall into the Dip psychology trap by giving less importance to the DCA strategy without understanding it. That is, many people think that a big dip can actually buy more Bitcoin with the same amount of money, but in reality the market can fall by another 20%–30%, no one can say for sure when the real dip will come. Therefore, people lose money when they buy dips with urgent money out of excessive emotion and are forced to sell their accumulated Bitcoin. Therefore, everyone should first maintain a reasonable income and continue long-term investments in a planned manner, and if there is extra money, then if the price drops by 30-40% compared to the average price of two years, then buy dips.

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February 21, 2026, 04:38:54 PM
 #512

But let me tell you one thing for the beginners, that is, no one should fall into the Dip psychology trap by giving less importance to the DCA strategy without understanding it. That is, many people think that a big dip can actually buy more Bitcoin with the same amount of money, but in reality the market can fall by another 20%–30%, no one can say for sure when the real dip will come. Therefore, people lose money when they buy dips with urgent money out of excessive emotion and are forced to sell their accumulated Bitcoin. Therefore, everyone should first maintain a reasonable income and continue long-term investments in a planned manner, and if there is extra money, then if the price drops by 30-40% compared to the average price of two years, then buy dips.

I completely agree with your comment. Many people think that using DIP method is better than DCA method, but they do not do proper research and they step towards wrong decision without knowing the right information. But yes, everyone has the right to make a personal decision as to which investment method to use. However, it will be best to take a decision after considering the right information and considering which method will be the best for you.

Many people invest with emergency money to take advantage of the decline, while many invest with emergency funds or reserve funds. The person who takes this decision may not be able to understand it now, but there is a big danger in the future. Because if your investment continues to fall and if you need your money, then you will have to sell your holdings at a loss and your investment will die prematurely. So, refrain yourself from making such wrong decisions and gain knowledge along with investment so that you can protect yourself from making wrong decisions.

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February 21, 2026, 05:16:38 PM
 #513

Hopefully we are talking about bitcoin rather than shitcoins... if you are fucking around with shitcoins (your use of the term crypto), then you are trading rather than investing.

DCA tends to be more effective as a means of establishing a long term position with an asset, such as bitcoin that is considered to have strong fundamentals and therefore a likelihood of an upwardly sloping curve, especially during the period of investment.

Another thing if you are getting in and out in less than 4 year periods of time, then it seems quite likely that you are trading rather than investing... since what would be the purpose of your getting out?  You see profits? or you want to buy back in cheaper?
DCA for accumulation and withdrawal is only good with Bitcoin as it is a strongest cryptocurrency, and so far it has always recovered from a bear market and made a new bull market with new all time highs which are great opportunities for DCA withdrawals.
You don't DCA to sell during ATH because your bitcoin investment is still in a premature state. If you're only after profits, it's not a wise way of investing because bitcoin is a long-term investment and for that reason, you need to buy as many bitcoin as you can till you have reached your bitcoin target and not to buy and sell at the bull run because you are trading and will lose the compounding effect of your portfolio.

Just like JJG said above, DCA is to build and grow your bitcoin portfolio overtime and and to be used during withdrawals so that you don't end up selling too many bitcoin too soon and end up being a low coiner again. During withdrawal time which is when you have reached your over accumulation stage, you can use JJG Sustainable Withdrawal/Portfolio Management
That's right, Bitcoin is long term investment tool and as such it would seem mostly unwise when folks prioritize selling their holdings when they are yet to reach over-accumulation... Sure there are time when folks are faced with certain emergencies or needs for urgent money, but that is why building an emergency fund is very important... It's so important that it makes it almost difficult for folks to tap into their Bitcoin holding in times of needs since they already have a safety net to make use of... Emergency funds are built from folks discretionary income...

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February 21, 2026, 05:32:36 PM
 #514

The easiest way to follow the DCA method in Bitcoin is to follow the DCA method. Ideal investors do not hesitate to follow the DCA method. Those who are afraid of investing are the only ones who want to stay away from Bitcoin investment, in that case they hesitate to follow the DCA method.
A working person must have earning capacity, and the income is 10% to 20 percent. Bitcoin is the best to secure future financial needs and to meet financial needs. It is necessary to form an emergency fund to sustain Bitcoin investment.


For the time being, bitcoin investiment through the DCA method will remain the best available approach being it now, before or later in the near future because it gives you a legitimate long term opportunity to keep investing without having to worry much about the outcome of the prices in the market.

You may be faced with a dip like we currently facing since the beginning of this year or be faced with pumps like we saw in the last year, that does not create any barrier of investment to you because you are not investing all your assets at once but investing it gradually in a structured manner.

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February 21, 2026, 05:52:13 PM
 #515

You are being a bit unrealistic with your numbers.  Sure, the numbers are possible, yet they are also quite extreme.
The $20K I mentioned is quite extreme, I don't think it will happen, but the $40K figure is still very possible.

DCA does not necessarily need to look at price, and the price could be going up or down, and the person could continue to buy bitcoin on a regular basis, such as weekly.
I agree with this statement, it's just that people always say they want to wait for the lowest price to buy bitcoin, what we DCA never see the price, whatever will be bought every week.

Since you have been on the forum since March 2017 (nearly 9 years on the forum congratulations), it could well be the case that you have mostly accumulated enough bitcoin already.
I don't have much bitcoin, I even have less than 0.1 BTC. Grin
Because indeed the previous cycle has taken profits at the price of $100K and is now starting accumulation again.

How about you salad daging?  Are you still accumulating? or have you gotten enough?
Still accumulating, it's a shame if I don't accumulate at a good price.

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February 21, 2026, 06:56:54 PM
Merited by Bigjoe33 (1)
 #516

Hopefully we are talking about bitcoin rather than shitcoins... if you are fucking around with shitcoins (your use of the term crypto), then you are trading rather than investing.

DCA tends to be more effective as a means of establishing a long term position with an asset, such as bitcoin that is considered to have strong fundamentals and therefore a likelihood of an upwardly sloping curve, especially during the period of investment.

Another thing if you are getting in and out in less than 4 year periods of time, then it seems quite likely that you are trading rather than investing... since what would be the purpose of your getting out?  You see profits? or you want to buy back in cheaper?
DCA for accumulation and withdrawal is only good with Bitcoin as it is a strongest cryptocurrency, and so far it has always recovered from a bear market and made a new bull market with new all time highs which are great opportunities for DCA withdrawals.

Several times, I have come across folks who proclaim that some form of DCA could be applied to withdrawals.  Even though I am not opposed to the idea of managing withdrawals, to me the idea of DCA withdrawals seems like bit of a misapplication of the DCA idea in terms that seem to treat bitcoin as a trade rather than an investment, yet it is quite likely that DCA withdrawals will tend to be a bit more moderated and tailored rather than trying to time the exact top.. so DCA withdrawal could have a bit of time-based and price based built in- depending on how they would be deployed, whether trying to capture the ups and downs of the 4 year cycle or if they might be applied in longer timelines, so for example accumulating for a year or two, then perhaps waiting for a year or two and then withdrawing some or all during a certain period of time down the road when the guy might either consider the "profits" to be enough or perhaps that he has some specific kind of way that he want to use the bitcoin money such as buying a house or investing in a business.
 
With shitcoins, there is no such opportunity with most of them, and DCA more shitcoins with time, holding them a longer time with new market cycles mostly will bring bigger losses, sometimes completely severe losses.

Surely many of us consider shitcoins as trades rather than investments, yet I would not proclaim that they would always end up in losses or rug pulls or various other shenanigans that many of us have seen happening in the shitcoin space. With trading and/or gambling, there are times that profits might end up being made and even rising to levels that would be higher than investing in bitcoin, yet it seems to me that it would be rare cases that would be able to beat bitcoin, especially on longer timelines with expected happenings of several trade attempts in the process of perhaps a couple of cycles, such as an 8-year or longer timeline

This Cryptocurrency price history data snapshot page with snapshots of top cryptocurrencies since 2013 shows information on top coins, and how non-Bitcoin top coins were very weak, sensitive in bear markets, with market cycles, and most of them lost top positions as well as died.
https://coinmarketcap.com/historical/

It is not likely a very good use of time to spend time trying to figure out which shitcoin might happen to be less shitty, and surely bitcoin brought something interesting, innovative and paradigm shifting into the world, so surely there is value in learning bitcoin first and then to potentially recognize that various shitcoin's and even crypto-related projects tend to either be affinity scams upon bitcoin or perhaps attacks upon bitcoin .. and it seems to me that if any of us are learning bitcoin first, yet we still have curiosities about various shitcoin projects or those related matters, then it probably would be useful to limit the investment of our time, energy and/or value to less than 10% of what we put into bitcoin.

(...)
The DCA strategy should be considered the best strategy for newbies and is not something that is difficult for newbies to understand. The strategies is a simple and easy going strategy that a beginner will love to start with since they can start with any amount of discretion they have. Therefore I don't see reasons why any newbie will find it difficult to comprehend the DCA strategy and to even consider it.
Exactly, applying the DCA strategy to our investments is not difficult, and is even easier than trying to guess when prices will fall. The key lies in the funds used for purchases, since it is done gradually, i always recommend using discretionary funds or leftover funds after all your needs are met. The goal is to keep your investments safe and running smoothly, without having to panic when urgent needs arise that force you to sell your Bitcoin.

Additionally, you might consider building an emergency fund to anticipate urgent issues that may arise in the future, as well as a reserve fund, money set aside for aggressive purchases if you encounter a significant price drop that you deem too good to pass up.
But let me tell you one thing for the beginners, that is, no one should fall into the Dip psychology trap by giving less importance to the DCA strategy without understanding it. That is, many people think that a big dip can actually buy more Bitcoin with the same amount of money, but in reality the market can fall by another 20%–30%, no one can say for sure when the real dip will come. Therefore, people lose money when they buy dips with urgent money out of excessive emotion and are forced to sell their accumulated Bitcoin. Therefore, everyone should first maintain a reasonable income and continue long-term investments in a planned manner, and if there is extra money, then if the price drops by 30-40% compared to the average price of two years, then buy dips.

Are you just guessing and throwing out random ideas that hardly make any sense?  That is what non-serious trolls do..  they disrupt and throw out misinformation.

One of the main reasons to continually buy and to ongoingly buy is because we cannot ever really know if there is going to be a further dip, even during periods in which everyone and their dog is proclaiming dips to be inevitably certain.

Another reason to ongoingly buy bitcoin is to put ourselves into a correct kind of psychology and prioritization of ongoing investing into bitcoin.  If we are spending a lot of time speculating dips and waiting for dips that might not happen, we are likely not giving very high priority to the building up of our bitcoin stash and ongoingly assuring that we are prepared for up.

Of course, it would be better to be able to buy more bitcoin with the same amount of money, so buying on the dip would end up resulting in more BTC for the same price in the event that such a dip were certain to happen, yet such dip is never certain to happen, even during periods that it seems like it is.

Guys have to choose for themselves in regards top their priorities of stacking bitcoin and/or waiting for dips that may  proclaimed that the new or may not end up happening.  I have frequently claimed that a newer a person is to bitcoin and/or the more concerned that they are about the sufficiency of their preparation for UP, then they likely need to error on the side of ongoingly, persistently, consistently, regularly and perhaps even aggressively buying of bitcoin, yet the longer that a person has been accumulating bitcoin and the more bitcoin that he has accumulated, then he may well have less urgency in his need to ongoingly accumulate bitcoin, and so in those kinds of cases, he may well choose to purposefully hold back some value for the purpose of buying dips that may or may not end up happening.  Of course there are trade offs in regards to holding back value for dips, yet each person is free to figure out his own level of balance that includes his assessment regarding the extent to which he is already sufficiently prepared for UP within the available money that he has and any of us cashflow management efforts and/or back up funds that he has.. including that he may well consider assessing his 9 individual factors in order to conclude what his balance of priorities is going to be regarding buying now versus holding back some value for possibly buying dips.

Another thing that frequently is mischaracterized about DCA is that DCA involves small amounts invested and deferring the investment into bitcoin, and surely the extent to which individuals choose to put in small amounts and/or to defer their investments is up to their tailoring of their strategy, since DCA allows the individual to choose their level of aggressiveness including the amounts that they buy and also the extent to which they buy as soon as money comes available or if they might defer some of their investment amounts into bitcoin.

1) Self-Custody is a right.  Resist being labelled as: "non-custodial" or "un-hosted."  2) ESG, KYC & AML are attack-vectors on Bitcoin to be avoided or minimized.  3) How much alt (shit)coin diversification is necessary? if you are into Bitcoin, then 0%......if you cannot control your gambling, then perhaps limit your alt(shit)coin exposure to less than 10% of your bitcoin size...Put BTC here: bc1q49wt0ddnj07wzzp6z7affw9ven7fztyhevqu9k
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February 21, 2026, 07:13:24 PM
 #517


DCA does not necessarily need to look at price, and the price could be going up or down, and the person could continue to buy bitcoin on a regular basis, such as weekly.
I agree with this statement, it's just that people always say they want to wait for the lowest price to buy bitcoin, what we DCA never see the price, whatever will be bought every week.

Guys who will be waiting for the Dip or lower amounts in the market price before  buying are not serious with there investments and may find it very difficult to reach there accumulation target and/or over accumulation stage since the are likely to be waiting for what is not sure and may/may not come anytime soon. So, concentrating on the DCA keeps you looking all front, thinking all about the future and what amount of bitcoin you should have accumulated within the possible nearest time despite the current price, and if it pumps, you are at a lot favour, and if it drops too, you keep on with your accumulation already having in mind that decline and increase is the character of bitcoin, and also, over the years, bitcoin always appreciates, and holding for long becomes just nice for such investment as bitcoin.

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February 21, 2026, 07:22:55 PM
 #518

Several times, I have come across folks who proclaim that some form of DCA could be applied to withdrawals.  Even though I am not opposed to the idea of managing withdrawals, to me the idea of DCA withdrawals seems like bit of a misapplication of the DCA idea in terms that seem to treat bitcoin as a trade rather than an investment, yet it is quite likely that DCA withdrawals will tend to be a bit more moderated and tailored rather than trying to time the exact top.. so DCA withdrawal could have a bit of time-based and price based built in- depending on how they would be deployed, whether trying to capture the ups and downs of the 4 year cycle or if they might be applied in longer timelines, so for example accumulating for a year or two, then perhaps waiting for a year or two and then withdrawing some or all during a certain period of time down the road when the guy might either consider the "profits" to be enough or perhaps that he has some specific kind of way that he want to use the bitcoin money such as buying a house or investing in a business.
 
This is my first tome of hearing such a strategy and I don't think it's a good approach cause if the DCA warrants investors to add to their portfolio consistently which is either weekly or monthly that means applying that to withdrawal would warrant investors to take profits consistently as well.

That's more like a strategy that was discovered by a trader cause an investors focus should be more of adding into the portfolio than removal, Bitcoin investment warrants long-term holding and people should spend more of their time thinking of how to build their portfolio than withdrawing from it.
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February 21, 2026, 07:50:05 PM
Merited by JayJuanGee (1)
 #519

Several times, I have come across folks who proclaim that some form of DCA could be applied to withdrawals.  Even though I am not opposed to the idea of managing withdrawals, to me the idea of DCA withdrawals seems like bit of a misapplication of the DCA idea in terms that seem to treat bitcoin as a trade rather than an investment, yet it is quite likely that DCA withdrawals will tend to be a bit more moderated and tailored rather than trying to time the exact top.. so DCA withdrawal could have a bit of time-based and price based built in- depending on how they would be deployed, whether trying to capture the ups and downs of the 4 year cycle or if they might be applied in longer timelines, so for example accumulating for a year or two, then perhaps waiting for a year or two and then withdrawing some or all during a certain period of time down the road when the guy might either consider the "profits" to be enough or perhaps that he has some specific kind of way that he want to use the bitcoin money such as buying a house or investing in a business.
 
This is my first tome of hearing such a strategy and I don't think it's a good approach cause if the DCA warrants investors to add to their portfolio consistently which is either weekly or monthly that means applying that to withdrawal would warrant investors to take profits consistently as well.

That's more like a strategy that was discovered by a trader cause an investors focus should be more of adding into the portfolio than removal, Bitcoin investment warrants long-term holding and people should spend more of their time thinking of how to build their portfolio than withdrawing from it.

Trying to create a medium or a means of steady withdrawal from your holdings just like the DCA strategy operates in terms of little but consistent accumulation of bitcoin isn't too good a format as that will continually reduce your portfolio and slow your portfolio amount regularly and making you not reach your investment target early enough.

Sure, guys can do whatever they like with there investments, but I think the major essence of the DCA was to allow easy accumulation of bitcoin within your means, helping you gradually increase your holdings despite your low income or financial stand, and thus, creating an alternative as the DCA method of withdrawal and/or DCA withdrawal application sounds a like a trading techniques, such that the investor can be continually pulling out from his investments, thereby reducing his accumulated assets which is not a good investment approach

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February 21, 2026, 08:11:06 PM
 #520


DCA does not necessarily need to look at price, and the price could be going up or down, and the person could continue to buy bitcoin on a regular basis, such as weekly.
I agree with this statement, it's just that people always say they want to wait for the lowest price to buy bitcoin, what we DCA never see the price, whatever will be bought every week.

Guys who will be waiting for the Dip or lower amounts in the market price before  buying are not serious with there investments and may find it very difficult to reach there accumulation target and/or over accumulation stage since the are likely to be waiting for what is not sure and may/may not come anytime soon. So, concentrating on the DCA keeps you looking all front, thinking all about the future and what amount of bitcoin you should have accumulated within the possible nearest time despite the current price, and if it pumps, you are at a lot favour, and if it drops too, you keep on with your accumulation already having in mind that decline and increase is the character of bitcoin, and also, over the years, bitcoin always appreciates, and holding for long becomes just nice for such investment as bitcoin.

Well there are various way to go about your Bitcoin investments of which DCA is one of them but that doesn't necessarily put all other means like the lump sum buying method or people who practice it to be unserious because that's also a means as some who has the money can decide to wait and buy when the price is dipped according to his target although they is always the question of what if the price doesn't dip well I think that's the question left for him to answer.

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