Does the DCA strategy inspire newbies to invest?

[ZeroVinsonN]

I prefer investors who invest $10 per week over those who trading $1,000 daily. Because investment success is much more likely if we buy and hold consistently. The risk is much lower because we hold for the long term.

With everything you've explained, investors who start investing in Bitcoin have already planned their investment plans for decades. It's no wonder investors start with small amounts because they can increase their purchases in the coming years.

The DCA supports our long term investment plan because we continue to buy weekly with discretionary income.

In the case of investing in Bitcoin, it is important to know the amount with which the investor starts investing and what kind of plan the investor has started investing with. If someone buys Bitcoin with a very large amount of money and thinks that he will make a profit in a short time, then that mindset is wrong. But if someone wants to start consistently with a low amount and keep a long time planning, then his mindset is on the right track.  New investor may have less knowledge about Bitcoin in the beginning or may not be confident, so he starts with a low amount, but later on, with time, his discretionary income increase and he start  knowing  about Bitcoin more , so later he adjusts the DCA amount. It is illogical to understand or say that just because a person started with $10, he will DCA with the same amount throughout his life. Therefore, it is more important to have a proper plan for investing in Bitcoin. It is not mandatory to start big amount investing with.

Let's say a newbie wants to start buying bitcoin, they've already figured out their discretionary income so going forward they can split their discretionary income into three parts, 2/3 can be used for buying bitcoin, 1)3 can be used to set up their emergency fund and the rest of their backup funds after if they don't already have their backup funds in place and the last 1/3 can be used on whatever they want to spend it on, it might take some time but after setting up their backup funds they can redirect to buying bitcoin and in so doing increase their aggressiveness as long as they feel okay with it, a smart investor knows to invest within a tolerable range from their discretionary income.

[Gragebox]

I prefer investors who invest $10 per week over those who trading $1,000 daily. Because investment success is much more likely if we buy and hold consistently. The risk is much lower because we hold for the long term.

With everything you've explained, investors who start investing in Bitcoin have already planned their investment plans for decades. It's no wonder investors start with small amounts because they can increase their purchases in the coming years.

The DCA supports our long term investment plan because we continue to buy weekly with discretionary income.

In the case of investing in Bitcoin, it is important to know the amount with which the investor starts investing and what kind of plan the investor has started investing with. If someone buys Bitcoin with a very large amount of money and thinks that he will make a profit in a short time, then that mindset is wrong. But if someone wants to start consistently with a low amount and keep a long time planning, then his mindset is on the right track.  New investor may have less knowledge about Bitcoin in the beginning or may not be confident, so he starts with a low amount, but later on, with time, his discretionary income increase and he start  knowing  about Bitcoin more , so later he adjusts the DCA amount. It is illogical to understand or say that just because a person started with $10, he will DCA with the same amount throughout his life. Therefore, it is more important to have a proper plan for investing in Bitcoin. It is not mandatory to start big amount investing with.

Let's say a newbie wants to start buying bitcoin, they've already figured out their discretionary income so going forward they can split their discretionary income into three parts, 2/3 can be used for buying bitcoin, 1)3 can be used to set up their emergency fund and the rest of their backup funds after if they don't already have their backup funds in place and the last 1/3 can be used on whatever they want to spend it on, it might take some time but after setting up their backup funds they can redirect to buying bitcoin and in so doing increase their aggressiveness as long as they feel okay with it, a smart investor knows to invest within a tolerable range from their discretionary income.

In my opinion, this is a good practice for newcomers since it provides a balance between investments and safety of one’s finances. Newbies tend to invest too much in Bitcoin, but they may experience unexpected expenses which will make them sell coins at a loss. Having the backup fund before starting investing prevents such problems. Investing the same share of disposable income in Bitcoin allows maintaining discipline through DCA strategy rather than impulsive purchases. In case of having a full backup fund, increasing the share of investments in Bitcoin becomes justified in case the income stays steady and an investor feels comfortable with his or her investments. The key thing here is that there is no golden ratio for everyone. Every individual needs to decide on the share of investments according to his or her financial situation and risk tolerance level.

[PhilosopherKing]

In my opinion, this is a good practice for newcomers since it provides a balance between investments and safety of one’s finances. Newbies tend to invest too much in Bitcoin, but they may experience unexpected expenses which will make them sell coins at a loss. Having the backup fund before starting investing prevents such problems. Investing the same share of disposable income in Bitcoin allows maintaining discipline through DCA strategy rather than impulsive purchases. In case of having a full backup fund, increasing the share of investments in Bitcoin becomes justified in case the income stays steady and an investor feels comfortable with his or her investments. The key thing here is that there is no golden ratio for everyone. Every individual needs to decide on the share of investments according to his or her financial situation and risk tolerance level.

Do you now want guys to start waiting for backup fund before they can begin they ongoing investment huh? As a matter of fact person don't have to have backup funds before they can start their ongoingly investment. Having discretionary income and common sense to figure the amount to use is okay for person to use to start with without any delay. To prevent problem of person selling their bitcoin stash before they enter over-accumulation, person can be avoid this things that by investing little by little.

Even if an investor has lot of discretionary income to use, they should not over exposed themselves, better still they can ongoingly invest using little amounts for the start and the rest of the money can be used to build backup and some float money along the way.

[Derekfunds]

I prefer investors who invest $10 per week over those who trading $1,000 daily. Because investment success is much more likely if we buy and hold consistently. The risk is much lower because we hold for the long term.

With everything you've explained, investors who start investing in Bitcoin have already planned their investment plans for decades. It's no wonder investors start with small amounts because they can increase their purchases in the coming years.

The DCA supports our long term investment plan because we continue to buy weekly with discretionary income.

In the case of investing in Bitcoin, it is important to know the amount with which the investor starts investing and what kind of plan the investor has started investing with. If someone buys Bitcoin with a very large amount of money and thinks that he will make a profit in a short time, then that mindset is wrong. But if someone wants to start consistently with a low amount and keep a long time planning, then his mindset is on the right track.  New investor may have less knowledge about Bitcoin in the beginning or may not be confident, so he starts with a low amount, but later on, with time, his discretionary income increase and he start  knowing  about Bitcoin more , so later he adjusts the DCA amount. It is illogical to understand or say that just because a person started with $10, he will DCA with the same amount throughout his life. Therefore, it is more important to have a proper plan for investing in Bitcoin. It is not mandatory to start big amount investing with.

Let's say a newbie wants to start buying bitcoin, they've already figured out their discretionary income so going forward they can split their discretionary income into three parts, 2/3 can be used for buying bitcoin, 1)3 can be used to set up their emergency fund and the rest of their backup funds after if they don't already have their backup funds in place and the last 1/3 can be used on whatever they want to spend it on, it might take some time but after setting up their backup funds they can redirect to buying bitcoin and in so doing increase their aggressiveness as long as they feel okay with it, a smart investor knows to invest within a tolerable range from their discretionary income.

In my opinion, this is a good practice for newcomers since it provides a balance between investments and safety of one’s finances. Newbies tend to invest too much in Bitcoin, but they may experience unexpected expenses which will make them sell coins at a loss. Having the backup fund before starting investing prevents such problems. Investing the same share of disposable income in Bitcoin allows maintaining discipline through DCA strategy rather than impulsive purchases. In case of having a full backup fund, increasing the share of investments in Bitcoin becomes justified in case the income stays steady and an investor feels comfortable with his or her investments. The key thing here is that there is no golden ratio for everyone. Every individual needs to decide on the share of investments according to his or her financial situation and risk tolerance level.

The only time you can say an investor is investing too much is if they are using money outside their discretionary income to invest otherwise I can not really say someone is investing too much while they are using their discretionary income to do that, and as long as the money they are using is from their discretionary income they don't really have a problem because it is what they can afford to let go but it becomes gambling and challenging when they are using money outside their discretionary income to invest because they can not stand it if there is a Dip.

[arwin100]

I prefer investors who invest $10 per week over those who trading $1,000 daily. Because investment success is much more likely if we buy and hold consistently. The risk is much lower because we hold for the long term.

With everything you've explained, investors who start investing in Bitcoin have already planned their investment plans for decades. It's no wonder investors start with small amounts because they can increase their purchases in the coming years.

The DCA supports our long term investment plan because we continue to buy weekly with discretionary income.

In the case of investing in Bitcoin, it is important to know the amount with which the investor starts investing and what kind of plan the investor has started investing with. If someone buys Bitcoin with a very large amount of money and thinks that he will make a profit in a short time, then that mindset is wrong. But if someone wants to start consistently with a low amount and keep a long time planning, then his mindset is on the right track.  New investor may have less knowledge about Bitcoin in the beginning or may not be confident, so he starts with a low amount, but later on, with time, his discretionary income increase and he start  knowing  about Bitcoin more , so later he adjusts the DCA amount. It is illogical to understand or say that just because a person started with $10, he will DCA with the same amount throughout his life. Therefore, it is more important to have a proper plan for investing in Bitcoin. It is not mandatory to start big amount investing with.

It does not define how good the investor base on their starting amount, their plan provably would tell if they have potential or not. New investors could start with small and its understandable because they are just starting up and try to build their confidence. if their knowledge grow and if it happen they made great fortune and their discretionary income increase to. Its  provably logical for those people to adjust and increase the amount they like to use to invest then do DCA on Bitcoin.

For thinking about people start at $10 then use same figures for many many years seem unrealistic. There's provably upgrade will happen and also somehow its important to have long term mindset and be consistent at all cost here. We don't need to start big and strong, what's more important is we have patience and strategy or plans on how we deal Bitcoin for long term.

[laspol65]

The only time you can say an investor is investing too much is if they are using money outside their discretionary income to invest otherwise I can not really say someone is investing too much while they are using their discretionary income to do that, and as long as the money they are using is from their discretionary income they don't really have a problem because it is what they can afford to let go but it becomes gambling and challenging when they are using money outside their discretionary income to invest because they can not stand it if there is a Dip.

Yes, using extra money in Bitcoin investment is not a sign of long-term investment, but it is more likely to be a time of danger with Bitcoin investment. People who do not follow all these small things, especially these are strategies, it is important for every person to follow this strategy. Those who will truly invest in Bitcoin and will be limited to their own discretionary income are the only ones who will be able to keep the science of investment for a long time and they are following the DCA method regularly.
Therefore, it is very important to reach the future days with Bitcoin investment from a small limit. Those who follow these strategies are the only ones who can be successful in Bitcoin investment according to the DCA method.

[alankasman]

The only time you can say an investor is investing too much is if they are using money outside their discretionary income to invest otherwise I can not really say someone is investing too much while they are using their discretionary income to do that, and as long as the money they are using is from their discretionary income they don't really have a problem because it is what they can afford to let go but it becomes gambling and challenging when they are using money outside their discretionary income to invest because they can not stand it if there is a Dip.

Of course, I don't think they will have a problem because they are investing a large amount only with their discretionary income meaning they no longer use that income for their needs. It means they have free income so no matter how much they hold they won't have a problem because they are guaranteed to have their spending needs met before they invest the amount they want.
Not only they can do this method if we have the same thing we can also do it with the amount we want because this depends on the income we have and the income we have we use for the needs that are spent so that with the remaining money it has become discretionary funds and no longer needed the money so this is what becomes a little freedom and comfort for them in having a handle in the form of discretionary funds for them to invest by accumulating Bitcoin in any amount they want.

[Cryptmuster]

It does not define how good the investor base on their starting amount, their plan provably would tell if they have potential or not. New investors could start with small and its understandable because they are just starting up and try to build their confidence. if their knowledge grow and if it happen they made great fortune and their discretionary income increase to. Its  provably logical for those people to adjust and increase the amount they like to use to invest then do DCA on Bitcoin.

For thinking about people start at $10 then use same figures for many many years seem unrealistic. There's provably upgrade will happen and also somehow its important to have long term mindset and be consistent at all cost here. We don't need to start big and strong, what's more important is we have patience and strategy or plans on how we deal Bitcoin for long term.

I also believe the most important thing is not to start with large sums of money to invest, but to start and be consistent. Over time, if you see that you're making a profit and doing well year after year, you'll be able to increase your investment amounts. That's why I say it's crucial to just start and be consistent, rather than trying to invest large sums right away. Later, when you earn more, you'll be able to invest more. But by then, you'll have learned everything.

[ruykeri]

In my opinion, this is a good practice for newcomers since it provides a balance between investments and safety of one’s finances. Newbies tend to invest too much in Bitcoin, but they may experience unexpected expenses which will make them sell coins at a loss. Having the backup fund before starting investing prevents such problems. Investing the same share of disposable income in Bitcoin allows maintaining discipline through DCA strategy rather than impulsive purchases. In case of having a full backup fund, increasing the share of investments in Bitcoin becomes justified in case the income stays steady and an investor feels comfortable with his or her investments. The key thing here is that there is no golden ratio for everyone. Every individual needs to decide on the share of investments according to his or her financial situation and risk tolerance level.

Do you now want guys to start waiting for backup fund before they can begin they ongoing investment huh? As a matter of fact person don't have to have backup funds before they can start their ongoingly investment. Having discretionary income and common sense to figure the amount to use is okay for person to use to start with without any delay. To prevent problem of person selling their bitcoin stash before they enter over-accumulation, person can be avoid this things that by investing little by little.

Even if an investor has lot of discretionary income to use, they should not over exposed themselves, better still they can ongoingly invest using little amounts for the start and the rest of the money can be used to build backup and some float money along the way.

I agree with you. Actually, an investor does not need to create a backup fund before starting to invest. Because it may take a long time to create a backup fund, if you do not invest so much time and just give time to create a backup fund, you will have to remain a no coiner for a long time. A better idea is to create a backup along with regular DCA from discretionary income. As a result, time will not be wasted. Even investment in Bitcoin will be started. Just as a backup fund is important to continue investing in Bitcoin for a long time, it is also important to start investing in Bitcoin early if you have the ability. If someone decides to invest in Bitcoin, it is foolish to wait for such illogical things as forming a backup fund, acquiring enough knowledge, or investing when the price of Bitcoin drops.

[GIF-JOBS]

It does not define how good the investor base on their starting amount, their plan provably would tell if they have potential or not. New investors could start with small and its understandable because they are just starting up and try to build their confidence. if their knowledge grow and if it happen they made great fortune and their discretionary income increase to. Its  provably logical for those people to adjust and increase the amount they like to use to invest then do DCA on Bitcoin.

For thinking about people start at $10 then use same figures for many many years seem unrealistic. There's provably upgrade will happen and also somehow its important to have long term mindset and be consistent at all cost here. We don't need to start big and strong, what's more important is we have patience and strategy or plans on how we deal Bitcoin for long term.

I also believe the most important thing is not to start with large sums of money to invest, but to start and be consistent. Over time, if you see that you're making a profit and doing well year after year, you'll be able to increase your investment amounts. That's why I say it's crucial to just start and be consistent, rather than trying to invest large sums right away. Later, when you earn more, you'll be able to invest more. But by then, you'll have learned everything.

We never have to face any difficult situation in starting. Rather, we should not have any problem in starting, because at this time you only have to use a money according to your ability which is not allocated for any of your needs, the amount does not matter, no matter how small it is, it is not a problem, you can start with a very small amount, but you only have to be careful about maintaining the continuity of the investment. The continuity of investment and long-term objectives are more important than the amount of investment, because here continuity and long-term holding can give you the best chance of success.

[BluebloodCXVI]

In my opinion, this is a good practice for newcomers since it provides a balance between investments and safety of one’s finances. Newbies tend to invest too much in Bitcoin, but they may experience unexpected expenses which will make them sell coins at a loss. Having the backup fund before starting investing prevents such problems.

Over investing is not something that is unique to newbies alone. In fact from what i have seen, many newbies tend to under invest in the beginning because they are still trying to figure out how bitcoin works and they are afraid of its volatility so most of them would wanna be careful about throwing in money anyhow.

Backup funds is created to help prevent us from selling our bitcoin to cover unexpected expenses so i don’t know how you came up with the idea that having backup funds prevents a person from over investing.
A person can have backup funds and still over invest.

And also, if backup funds is not available to a newbie at the time that they need to start their investment journey, there’s no need to wait to get it first before starting to invest. As long as they have been able to figure out their discretionary income.

Investing the same share of disposable income in Bitcoin allows maintaining discipline through DCA strategy rather than impulsive purchases. In case of having a full backup fund, increasing the share of investments in Bitcoin becomes justified in case the income stays steady and an investor feels comfortable with his or her investments.

Having backup funds should not be a justification for you to increase your bitcoin allocation.
You should consider your cash inflow, your financial obligations, investment goals and risk tolerance before making that decision.

[Jewan420]

I agree with you. Actually, an investor does not need to create a backup fund before starting to invest. Because it may take a long time to create a backup fund, if you do not invest so much time and just give time to create a backup fund, you will have to remain a no coiner for a long time. A better idea is to create a backup along with regular DCA from discretionary income. As a result, time will not be wasted. Even investment in Bitcoin will be started. Just as a backup fund is important to continue investing in Bitcoin for a long time, it is also important to start investing in Bitcoin early if you have the ability. If someone decides to invest in Bitcoin, it is foolish to wait for such illogical things as forming a backup fund, acquiring enough knowledge, or investing when the price of Bitcoin drops.

Yes, there is no need for a large amount of backup fund before starting investment. When you start investing, you can keep some part of the discretionary money for investment and some part for backup fund so that you can spend that money if necessary. In this way, if you invest regularly and create a backup fund, you will benefit from both sides. One day your investment amount will increase and on the other hand the security system will improve. If we close one and do the other, we will not get fair equality. If you start preparing a backup fund before investing, then you will lose the opportunity to invest and it will be like buying rope without buying a cow. If you continue to invest without a backup fund, your investment fund will be at risk. So we can keep some part of the discretionary money for investment and some part for backup fund, which I think will be a good strategy.

[Odohu]

I also believe the most important thing is not to start with large sums of money to invest, but to start and be consistent. Over time, if you see that you're making a profit and doing well year after year, you'll be able to increase your investment amounts. That's why I say it's crucial to just start and be consistent, rather than trying to invest large sums right away. Later, when you earn more, you'll be able to invest more. But by then, you'll have learned everything.

Starting small and remaining consistent is good but if you have the capital, why not start big. If I know that 30% of my income can be invested into Bitcoin I find no reason to reduce it to like 5% when I know that is going to hinder me from meeting my accumulation target.  If the cash is not at hand, then the investor can start very small and then build from there. This is where the DCA method of accumulation because ve 2ry powerful as it has a process of building wealth from minor efforts. The DCA method still remains the best method of accumulating Bitcoin and it is ideal for everyone to apply.

[RockBell]

Let's say a newbie wants to start buying bitcoin, they've already figured out their discretionary income so going forward they can split their discretionary income into three parts, 2/3 can be used for buying bitcoin, 1)3 can be used to set up their emergency fund and the rest of their backup funds after if they don't already have their backup funds in place and the last 1/3 can be used on whatever they want to spend it on, it might take some time but after setting up their backup funds they can redirect to buying bitcoin and in so doing increase their aggressiveness as long as they feel okay with it, a smart investor knows to invest within a tolerable range from their discretionary income.

Not just newbies, DCA is just one of the ways that people have considered to be helpful, and there is a need for everyone to understand that DCA is an option for everyone, so a lot of us are using it to create more opportunity for ourselves. There is no way you will use DCA without enjoying it, because the only thing you need to do is know exactly what you can afford, and to me, that is the most important. Then, following you having emergency funds, because people should know how important it is to have emergency funds, and when it comes to long-term holding, because that is what newbies are supposed to take seriously, because that is why newbies need to be taking on a tour because a lot of them can even be misled at this point, and that is as a newbie you need to do things that are very important or you will not gain anything.

[Muba20]

The only time you can say an investor is investing too much is if they are using money outside their discretionary income to invest otherwise I can not really say someone is investing too much while they are using their discretionary income to do that, and as long as the money they are using is from their discretionary income they don't really have a problem because it is what they can afford to let go but it becomes gambling and challenging when they are using money outside their discretionary income to invest because they can not stand it if there is a Dip.

Yes, using extra money in Bitcoin investment is not a sign of long-term investment, but it is more likely to be a time of danger with Bitcoin investment. People who do not follow all these small things, especially these are strategies, it is important for every person to follow this strategy. Those who will truly invest in Bitcoin and will be limited to their own discretionary income are the only ones who will be able to keep the science of investment for a long time and they are following the DCA method regularly.
Therefore, it is very important to reach the future days with Bitcoin investment from a small limit. Those who follow these strategies are the only ones who can be successful in Bitcoin investment according to the DCA method.

Investing within your own limits is definitely a good decision. But it is quite difficult to guarantee that those who only do fixed small DCA will be successful. Because DCA can reduce your impulsive purchases, it can give you the opportunity to buy without looking at the price, but DCA does not guarantee that you will definitely succeed. Because although Bitcoin is a strong asset in the long term, it has volatility. If you have proper cash management, you may not be successful even if you do DCA.

Another thing is that successful long-term savings may not be possible for everyone with just fixed small DCA. For some, small DCA is good, for some, large DCA, and for some, DCA and lump sum and dip reserve may be better. It depends on the financial situation of the person.

[samadam007]

I also believe the most important thing is not to start with large sums of money to invest, but to start and be consistent. Over time, if you see that you're making a profit and doing well year after year, you'll be able to increase your investment amounts. That's why I say it's crucial to just start and be consistent, rather than trying to invest large sums right away. Later, when you earn more, you'll be able to invest more. But by then, you'll have learned everything.

Bitcoin doesn't promise profits every year, and long term accumulation is about consistency, not chasing yearly gains.

If your income grows and you have extra money after taking care of your basic needs, you can choose to buy more BTC. Also, no one ever learns everything about Bitcoin. We all keep learning as time goes. Isn't that what long term accumulation is all about? Even those investors with years of experience still learning because the market keeps changing

[Alonso_]

DCA does not guarantee that you do not lose money, even though surely DCA tends to be a good strategy for anyone to figure out and apply their level of aggressiveness (or whimpiness) in terms of how much they buy and in light of their own cashflow situation, and surely with DCA it tends to be better to have an asset that is likely to have an upward trend, even if the asset might have periods of volatility and even periods of downward price movements.

You’re very right, DCA doesn’t guarantee anything as an investor, DCA doesn’t guarantee risk management, DCA would not guarantee that an investor wouldn’t loose money while investing in bitcoin, bitcoin itself is risky, but we have to endeavor to maximize the risk involved with investing in bitcoin with the ability of investors trying to figure out their flaws when it comes to making investments, and applying some sustainable strategies and risk management while still maintaining composure and not considering the risk involved, instead it should be more about staying steadfast as someone who wants to invest in bitcoin for a long term purpose and consistent accumulation, I think that is the primary way of risk management by investing for a long term and also investing what we can afford to lose.

[Biggeno]

It does not define how good the investor base on their starting amount, their plan provably would tell if they have potential or not. New investors could start with small and its understandable because they are just starting up and try to build their confidence. if their knowledge grow and if it happen they made great fortune and their discretionary income increase to. Its  provably logical for those people to adjust and increase the amount they like to use to invest then do DCA on Bitcoin.

For thinking about people start at $10 then use same figures for many many years seem unrealistic. There's provably upgrade will happen and also somehow its important to have long term mindset and be consistent at all cost here. We don't need to start big and strong, what's more important is we have patience and strategy or plans on how we deal Bitcoin for long term.

I also believe the most important thing is not to start with large sums of money to invest, but to start and be consistent. Over time, if you see that you're making a profit and doing well year after year, you'll be able to increase your investment amounts. That's why I say it's crucial to just start and be consistent, rather than trying to invest large sums right away. Later, when you earn more, you'll be able to invest more. But by then, you'll have learned everything.

As much as I want to agree with you, I don’t think that an investors aggressiveness or determining when to increase his allocation to his Bitcoin investment should be determined by the profit they see on their Bitcoin portfolio year after year, I won’t neglect the fact that profit encourage investors while investing, but that shouldn’t be our priority, already as an investor is logical that we must have gotten long term goal set out, what we should be working towards is how to accomplish this goal step by step.

Also I believe that an investors aggressive or wimpy should be determined by how much he is able to sort out as discretionary fund at the end of the week or month and not base price direction or profit

[JayJuanGee]

[edited out]

The only time you can say an investor is investing too much is if they are using money outside their discretionary income to invest otherwise I can not really say someone is investing too much while they are using their discretionary income to do that, and as long as the money they are using is from their discretionary income they don't really have a problem because it is what they can afford to let go but it becomes gambling and challenging when they are using money outside their discretionary income to invest because they can not stand it if there is a Dip.

Huh?  The discretionary income is the very max that a person can invest into bitcoin, and you want to suggest that guys can sustainably invest all of their discretionary income into bitcoin and not be over doing it?

What about savings?

What about discretionary consumption?

Both of those other categories come from discretionary income and you want to keep each of those at 0%.  That sounds like overdoing it to me.  At least reasonable amounts of value needs to be allowed for both savings and discretionary consumption, otherwise guys may well either go crazy (from no discretionary consumption) and/or they might even spend beyond their discretionary funds if they don't have savings (back up funds).. .  If you are presuming that back up funds are already sufficiently in place, then sure, there may well be times in which bitcoin investors have sufficient back up funds and they do not have to add to their back up funds, yet even in those cases, the category of back up funds is still likely to not be 0% on an ongoing basis, since even in cases of guys with steady incomes and steady expenses, there are going to be times of variation in their income and/or expenses that justify fluctuations in back up funds.

[edited out

Also I believe that an investors aggressive or wimpy should be determined by how much he is able to sort out as discretionary fund at the end of the week or month and not base price direction or profit

Aggressive versus wimpy and the amounts are a matter of choice within the boundaries of the discretionary funds.

The discretionary funds provides the upper and lower limits, yet the level of aggressiveness or whimpiness is a matter of choice for the investor.

Of course, if the investor has low levels of back up funds, then it might not be a good idea for them to choose to buy bitcoin aggressively without strengthening the quantity of back up funds that they have, so if they invest aggressively without sufficient levels of back up funds, they may well end up accidentally over doing it based on their insufficient levels of back up funds... yet a the same time, whimpiness versus aggressiveness is a matter of choice within the parameters and they could end up overdoing it in either direction, and they might not even realize that they are overdoing it in either direction until years down the road.

[Proty]

I also believe the most important thing is not to start with large sums of money to invest, but to start and be consistent. Over time, if you see that you're making a profit and doing well year after year, you'll be able to increase your investment amounts. That's why I say it's crucial to just start and be consistent, rather than trying to invest large sums right away. Later, when you earn more, you'll be able to invest more. But by then, you'll have learned everything.

Starting small and remaining consistent is good but if you have the capital, why not start big. If I know that 30% of my income can be invested into Bitcoin I find no reason to reduce it to like 5% when I know that is going to hinder me from meeting my accumulation target.  If the cash is not at hand, then the investor can start very small and then build from there. This is where the DCA method of accumulation because ve 2ry powerful as it has a process of building wealth from minor efforts. The DCA method still remains the best method of accumulating Bitcoin and it is ideal for everyone to apply.

Investing 30% of ones discretionary income into bitcoin isn't a bad instead of using as low as %5 even when the income is available to do so . For an investor to be able to reach there accumulation target depends on how much of there discretionary income they are using to accumulate bitcoin. However, how much an investor may consider to invest in bitcoin depends on there financial situation and personal choice or decision.
For those folks that may have a enough discretionary starting with a small amount isn't a bad idea and you are right about the DCA strategy being suitable for all investors.