Don't you realize that poverty is in fact born from laziness, maybe I won't explain how lazy it is and what lazy looks like because it is generally understood.
But I see that laziness can have a far worse impact than what we can imagine on our finances, even for someone who has privilege.
Okay maybe someone is not lazy at work, doing 24/7 workers but he is lazy to learn finances, lazy to manage finances so that even though someone has a good income but does not
@op you widened your definition of laziness to not only mean unwillingness to do work but also the unwillingness to learn and to keep learning other aspects of life like financial management.
On that it makes sense because a lay meaning of laziness would be lack of effort to do physical activity of which poor countries are experts.
With your widened view of laziness, inability to advance one's skill even as the person is doing it already is also another form of laziness that can keep someone stuck