Should couples invest in Bitcoin together or keep separate portfolios?

[HelliumZ]

A couple can certainly invest in Bitcoin in the same portfolio at the same time. If a couple can deposit money into a bank account, then one of them must invest in Bitcoin and hold it in the same wallet. However, husband and wife should not hold their bitcoins in the same wallet but in two different wallets because in this case, if the wallet is compromised, then even if the bitcoins in one wallet are stolen, the bitcoins in the other wallet should not be hacked.

[Mate2237]

I will depends on the couple involved because if a husband and wife can have a joint bank account I don't see the reason why they should not invest in Bitcoin together one thing about marriage is trust I don't see the reason why you should not trust your partner not to the point of having the same bitcoin portfolio as couples it should be your primary duty to do things in one for the purpose of taking the family to the next level and investing in Bitcoin together is one sure way that it can be achieved.


Any couple that wants to invest in Bitcoin separately should be clearly split out and discussed amicable and it should be known that that is a personal investment and not the family that is the only basis that couples should invest in Bitcoin separately apart from that I don't see the reason why coupes should do things differently especially when it comes to investments

[Botnake]

I would prefer to have separate portfolios. The wife is free to accumulate more, as well as the husband is free to go an extra mile to make his portfolio become huge and massive. That way, regardless if they stick together or file a divorce in the future, bitcoins are safe within their separate wallets.

However, if they wish to have another joint portfolio for their future children, I think that would be great. Seize while the iron is hot, as we cannot predict what will be the future for bitcoin.

[finaleshot2016]

In traditional finance, married couples usually opens joint bank account to manage money together. But when it comes to Bitcoin, things are are not always that simple. Should partners share a Bitcoin wallet like a joint bank account, or is it more smarter to just keep separate portfolios? A shared Bitcoin wallet helps builds transparency and can strengthen financial trust in a relationship. However, one big concern is security. If both partners got access to the same wallet and one of them falls for scam, all their Bitcoin could be gone forever.
Another issue is inheritance planning. If Bitcoin is held private by one partner and they pass away sudden without sharing access, the other one might struggle to get back the funds. And what if the couple ends up divorcing? That could turn into a whole different mess.

Tbh, I preferred a different portfolio than having the same. Even we will get married, a financial status should be different also, of course you'll share the life you're having with her/him but it's better if your financial status is different like in the perspective of other people, if you're the one who really trades, of course the credits will go to you but yes, it doesn't matter to a couple but if you want that status, go for separate. If you really want some joint funds, then have a joint bank account, not on cryptocurrency, i had the same idea back then, sharing a same wallet for funds but of course the decisions are limited, you will always think about it not going zero and that's hard, you'll get limited in decisions.

[LDL]

I have never encountered a situation where my wife has not decided to hold on to Bitcoin. When my wife invests in Bitcoin and I also hold Bitcoin, my wallet and that of my wife will definitely be separate. If my wife and I have separate wallets, we can both pay separate attention to our wallets.

Moreover, if the wallets of a couple, a wife and a man, are combined, even if for some reason the wife does not have a relationship with her husband or the husband does not have a relationship with his wife. Then if someone cheats and takes someone's Bitcoin, there is nothing to be done. Therefore, it is a very good decision to keep the wallets of each person, whether husband or wife, separate.

[Minor Miner]

I would prefer to have separate portfolios. The wife is free to accumulate more, as well as the husband is free to go an extra mile to make his portfolio become huge and massive. That way, regardless if they stick together or file a divorce in the future, bitcoins are safe within their separate wallets.

However, if they wish to have another joint portfolio for their future children, I think that would be great. Seize while the iron is hot, as we cannot predict what will be the future for bitcoin.

But did you know that the way to maintain a strong and lasting marriage over time is to trust each other, and to do that, we need to share everything with each other. If each person has their own investment, it will unintentionally create mutual suspicion, causing cracks in the relationship between husband and wife and family. Family may no longer be happy but instead there will be calculation and jealousy of each other. Any relationship cannot last if money is put first in that relationship.

Furthermore, if both husband and wife think about the future of their children, they will never suggest or agree that each should have separate property. Only selfish parents who do not care about their children's future think about owning their own property.
I don't know if you are married, but I bet a child will never have complete happiness and comprehensive development without the love of one of the two. Therefore, before getting married and having children, couples should stop being selfish and think more openly.
Bitcoin is just money, and lost money can be earned back, but the future of our children, once lost can never be saved.

[X-ray]

I would prefer to have separate portfolios. The wife is free to accumulate more, as well as the husband is free to go an extra mile to make his portfolio become huge and massive. That way, regardless if they stick together or file a divorce in the future, bitcoins are safe within their separate wallets.

However, if they wish to have another joint portfolio for their future children, I think that would be great. Seize while the iron is hot, as we cannot predict what will be the future for bitcoin.

Separate portfolios does really give some freedom to do something beside conventional way of investing it also motivates each individual to do better than their partner which is a good way to motivate them to accumulate bitcoin .

Although honestly, this all is just psychology, you can be having one portfolio for a couple and they can manage it together, using multisig if needed to ensure there's nothing weird happens .

[LogitechMouse]

Re: Should couples invest in Bitcoin together or keep separate portfolios?

Most couples should have.

I would also want my partner to have her separate portfolio where she can decide which assets she wants to buy or hold. Unfortunately, she isn't that knowledgeable when it comes to investing that's why I'm the one deciding on which assets to buy, when to buy, when to sell, etc.

As long as both of them have knowledge in investing then as much as possible, they should have separate portfolio. That can be considered as diversification as well especially if you're focusing on cryptocurrency while your partner is focusing on other asset class like in Stocks, Bonds, Real Estate, etc. That would be safer in my opinion and at the same time, both of you have the freedom to choose which asset to buy instead of only one that's deciding on which assets to buy.

[Samlucky O]

Yeah probably having the separate wallets would be the way to go for sure, but for me this isn't a reality because I am really the only one that is into Bitcoin. I wish my wife had the interest and the want to invest into bitcoin or really even learn about it and I try my best to make it interesting but i'm always met with a lack of interest. I have taken it upon myself to educate her on the basics but it is difficult when someone just doesn't really have the drive or really care about it as much as you do, ya know? Maybe she will come around, eventually!

I think both of us shears thesame experience in terms of trying to educate our wife about Bitcoin and yet they fund it difficult to understand. I have equally tried my best to make sure she understands but the vibe is not there, she is always like do we need to do thesame thing at once? Why not you do for both of us? Afterall your money is my money, she prefers me to send her money in the bank than telling her about Bitcoin. She is just like that is not my kinda thing. I am just looking upto my daughter to grow so that I will introduce to her.

[dunfida]

Yeah probably having the separate wallets would be the way to go for sure, but for me this isn't a reality because I am really the only one that is into Bitcoin. I wish my wife had the interest and the want to invest into bitcoin or really even learn about it and I try my best to make it interesting but i'm always met with a lack of interest. I have taken it upon myself to educate her on the basics but it is difficult when someone just doesn't really have the drive or really care about it as much as you do, ya know? Maybe she will come around, eventually!

I think both of us shears thesame experience in terms of trying to educate our wife about Bitcoin and yet they fund it difficult to understand. I have equally tried my best to make sure she understands but the vibe is not there, she is always like do we need to do thesame thing at once? Why not you do for both of us? Afterall your money is my money, she prefers me to send her money in the bank than telling her about Bitcoin. She is just like that is not my kinda thing. I am just looking upto my daughter to grow so that I will introduce to her.

Totally depends on the interest of your wife/partner because if she/he's not that a tech savvy or someone whose that into technology or innovation and just that simply make use on whats currently available or simply speaking about traditional things then there's nothing you can do, specially if you've been doing this for a while but still it didnt have any progress then its better that you should accept that she's not into it. Instead on getting frustrated on which its better that you should be doing up some acts that will be that possibly might caught up her interest. You wouldnt know unless you do try and its up to you whether you do give up and just that waiting up for your daughter to become big and teacher her about Bitcoin and other related stuffs in regarding investing and its utility.

In regarding about investment then if your wife doesnt like it then there's nothing you can do. You can make that investment on your own and since its conjugal property then your wife wont be caring about on how much you've been investing since she knows that your money is her money so its not shocking that they will be having this kind of things in mind and just stay on what they are currently doing. On the time or moment that you do become forceful then this is the time or moment that they would get irritated and might cause up some quarrel or misunderstanding instead. So better mind your own business. 

[SuperBitMan]

It will be nice if couples invest in Bitcoin together since they are living together and share there income together, after all there expenses for the month or week and a discretionary income is lift they can use it to invest in there Bitcoin if they invest in Bitcoin separately I'm not sure they will succeed easily because there discretionary income will be very small except they are rich couples, if they are rich couples maybe the wife is working and getting huge amount of money as salary or she's a business woman and she's making huge amount of money and the husband is also very rich then they can decide to have separate Bitcoin investment and it won't stress them but if they are not rich I think coming together to invest will be more easy and less stressful they will succeed in it.
Well every couple has the way they do things and for some couple rich or not having separate Bitcoin investment will be better while some coming together to do it will be better, so one can't really say which is the best, only a couple can determine which will be best for them.

[hero_the_bossman]

I do think it should be done separately, though.

After all, it comes to personal preferences / details regarding each couple in question.

[Redley555]

In traditional finance, married couples usually opens joint bank account to manage money together. But when it comes to Bitcoin, things are are not always that simple. Should partners share a Bitcoin wallet like a joint bank account, or is it more smarter to just keep separate portfolios? A shared Bitcoin wallet helps builds transparency and can strengthen financial trust in a relationship. However, one big concern is security. If both partners got access to the same wallet and one of them falls for scam, all their Bitcoin could be gone forever.
Another issue is inheritance planning. If Bitcoin is held private by one partner and they pass away sudden without sharing access, the other one might struggle to get back the funds. And what if the couple ends up divorcing? That could turn into a whole different mess.

Couples should have a separate Bitcoin investment, because we are couples now should not blind us to the fact that divorce can still happen there by causing a rift in sharing, they can study together, share ideas, make researches together but have a separate Bitcoin.

[Kelward]

A couple can certainly invest in Bitcoin in the same portfolio at the same time. If a couple can deposit money into a bank account, then one of them must invest in Bitcoin and hold it in the same wallet. However, husband and wife should not hold their bitcoins in the same wallet but in two different wallets because in this case, if the wallet is compromised, then even if the bitcoins in one wallet are stolen, the bitcoins in the other wallet should not be hacked.

It comes down to the decisions of every couple that is interested in Bitcoin investment, what works for one marriage might not work for another. I don't think that it's advisable for married people to have a joint Bitcoin wallet, it's better if either of them have their separate wallets so if one seed phrase is lost or compromised the other will still remain intact. It's ok to have a joint bank account because your KYC details are with the bank and nobody can steal your bank account. Bitcoin is about self custody therefore it should be owned by one individual, out of trust you can decide to share a copy of your seed phrase with your spouse for safe keep.

[CageMabok]

...

Couples should have a separate Bitcoin investment, because we are couples now should not blind us to the fact that divorce can still happen there by causing a rift in sharing, they can study together, share ideas, make researches together but have a separate Bitcoin.

The idea you said is also good even though a couple who have been in one house can also share important information with each other even though they separate every asset they have at that time. Because when one of them dies, the other party can still take or access the wallet containing the Bitcoin assets so that the Bitcoin is not stored in vain even though it is not directly combined into one wallet. And I think that is very easy to handle as long as a husband and wife can be open to each other and take care of their wallets so well.

[JoyMarsha]

Is it out of the basic knowledge of crypto or for building of trust would make couples think of investing in Bitcoin together? To the best of my knowledge, couples don't need to invest in Bitcoin together for financial goals because of the volatile nature of Bitcoin being unpredictable. They would prefer to invest separately so that they can have control of their assets without anyone's interference or knowing their worth

[Publictalk792]

That is really interesting thought about husbands and wives investing in Bitcoin together. They live together and share their money it could be easier for them to invest in Bitcoin together after they have paid for their monthly or weekly expenses. If they invest separately it might be harder for them to save up enough money unless they are already rich. If they are rich maybe wife earns much of money or has successful business and husband is also rich then they might be able to invest in Bitcoin separately without any problems. But if they are not rich it might be easier and less stressful for them to invest together and have better chance of succeeding.
However for some couples does not matter they are rich or not it might be better for them to invest in Bitcoin separately. For others doing it together may work better. So we can not really say which way is best it is up to each couple to decide what works best for them.

[pokeybear]

It depends on the situation or personalities.
What if both of them are knowledgeable in crypto but have a different opinion on alt coins, or what if they are in a verge of breaking up?
It is good to have a partner with a similar mindset or have the same interest as you, you could both have your own investment or portfolio or just combine your investment to make it grow.

I agree with this.  Sharing a Bitcoin account involves trust and knowledge of good custody practices.  The couple might not be ready or in the same mindset about it.

Trust can also be challenging if one partner is not responsible with finances and frequently makes poor spending choices.  What if your husband's financial habits put your family into thousands of dollars in debt, and you've paid down the debt on your own multiple times? Or, maybe your partner is responsible with finances, but has no interest in learning about Bitcoin.  If they have no interest and are unwilling to learn about safe custody and how not to get scammed, I don't think it's good to share a self-custody wallet.  Yet, I want my partner to inherit my bitcoin if something happens to me, and I still need to find a good way to do that.