Balancing Financial security and Bitcoin Accumulation

[Futurexxx]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

This is not a wise decision, and we should refrain from doing such now or later in the future because we are still in our accumulation stage, and it's even more unwise to do such if you are a low coiner that is still far behind in his or her accumulation journey, besides do you think that the physical asset  you wanted to invest in can be more profitable than bitcoin?
Statistically, in the past ten years, Bitcoin is actually the most profitable asset to invest in out there,  so why killing your accumulation drive for something that wouldn't even give you as much revenue as Bitcoin later in the future?
My advice is that you should retrace your step because it's not a wise decision.

[Promocodeudo]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

This is not a wise decision, and we should refrain from doing such now or later in the future because we are still in our accumulation stage, and it's even more unwise to do such if you are a low coiner that is still far behind in his or her accumulation journey, besides do you think that the physical asset  you wanted to invest in can be more profitable than bitcoin?
Statistically, in the past ten years, Bitcoin is actually the most profitable asset to invest in out there,  so why killing your accumulation drive for something that wouldn't even give you as much revenue as Bitcoin later in the future?
My advice is that you should retrace your step because it's not a wise decision.

Profit withdrawal, profit this and profit that has been the reason why some investors don't concentrate in their accumulating or to even know that they need to give much attention to their Bitcoin accumulation than talking some shit about taking profit, what's one or more cycle as cxtreenal said, just 8years, so he's trying to tell us that 8 years is enough for people to withdraw, so he can advise an investor to accumulate and withdraw profit in those number of years even though they are at their accumulation stage, that's not right, I think that looks like a short term mindset and shouldn't be encourages, Bitcoin investment is not for short term and that should always be in our mind.

[cxtreenal]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

Tapping from the profit of your bitcoin investment to buy a physical asset isn't worth it because I believe bitcoin will do better in price in future than any physical asset that you sold part of your bitcoin for.

Instead, of tapping profits from your bitcoin investment why not stop your bitcoin investment and channel your discretionary income into that physical asset. However, we have our own choices to make since it's our funds. It's better to reach 50% amd above of your bitcoin target before diversifying into other asset.

You will gradually reach the stage of overaccumulation after completing two or three cycles of Bitcoin accumulation and at that point it would be fair if you withdraw some of the profits from Bitcoin to increase your physical assets. If someone does not do this, they may have liquidity of assets so their need to get profits from Bitcoin may be very limited.

If some of them want to continue accumulating Bitcoin continuously, they can if they have discretionary income available. But if you have the mental preparation that you will only accumulate wealth but not consume it, it may be a different matter. No one can predict the future value of Bitcoin. No one has the ability to predict where the value of Bitcoin will go in 10 years. Be self-critical in investing and make realistic decisions and accumulate Bitcoin through discretionary income and DCA method. You need to remember this important point that your long term attitude towards Bitcoin investment depends on the growth of physical assets in the future.

[Frankolala]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

Tapping from the profit of your bitcoin investment to buy a physical asset isn't worth it because I believe bitcoin will do better in price in future than any physical asset that you sold part of your bitcoin for.

Instead, of tapping profits from your bitcoin investment why not stop your bitcoin investment and channel your discretionary income into that physical asset. However, we have our own choices to make since it's our funds. It's better to reach 50% amd above of your bitcoin target before diversifying into other asset.

You will gradually reach the stage of overaccumulation after completing two or three cycles of Bitcoin accumulation and at that point it would be fair if you withdraw some of the profits from Bitcoin to increase your physical assets. If someone does not do this, they may have liquidity of assets so their need to get profits from Bitcoin may be very limited.
investment depends on the growth of asset.

There's no guarantee that you will reach your over accumulation stage within two to three circles because everyone bitcoin target is different and you don't know at what price level you will DCA in future and how much money you will be able to DCA with in future. Some investors will surely face one or two challenges that will affect their bitcoin growth and that will prolong the time they'll reach their bitcoin target. Your bitcoin target and how much you are using to DCA  will determine the time, you will reach your bitcoin target. If you stick to only DCA with will take you longer time compared to when you mix all three buying strategies.

[aNot!FicaT!on]

Yeah for real, most of them are so annoying, they didn’t even come to understand Bitcoin, they just came chasing quick flips and when it did not go their way, boom… they start calling it scam..

Truth is, anything that actually builds wealth takes a lot of time, patience and also discipline. But once greed enters, logic will just disappear.. Can’t be blaming Bitcoin for a mindset problem to be honest..

People that come to bitcoin so they can flip their money for profit have shortterm mind so they cannot last long in bitcoin because of how afraid they will get if they encounter volatility.

Nothing good can come from person trying to fool theirselfs and outwitting the market because of the little gain they want to get. Consistent return only come from long term ongoing investment

The worse is when one is not well equipped with the right knowledge. Rather to be in such position (trading for shortterm profits without solid knowledge), just stick with bitcoin investment (holding for long ), which is quite safer than trading , though it has its own risk (cause there’s nothing like risk free investment), but the risk can be easily managed, especially those that understand how bitcoin investment works , like knowing how to allocate your money when come to investing .

That's right, short-term trading without proper knowledge can often be like gambling, and everyone ends up losing. Long-term investment, especially holding Bitcoin with proper understanding, can be a much more realistic strategy. There is less pressure to make hasty decisions and you don't have to worry about the natural fluctuations of the market. However, one thing we need to think about is that nothing is risk-free, Bitcoin also has volatility, and a 20-30% drop in price is nothing new. So the most important thing here is to understand your risk tolerance and allocate funds accordingly. You should never invest money that if lost will have a big impact on your lifestyle. At the same time, you should not invest such an amount of money that you can get very scared at the slightest fluctuation, because when people invest more money than they can afford, they have a lot of panic and worry, so you need to understand these.

Many people start long-term investments, but as soon as the market goes down a little, they panic sell. When the price starts to rise again, they fall into FOMO and enter at a higher price. You have to get out of this cycle, and have a clear long-term plan, what you expect in the short term, will never be possible and will not happen as expected. The greatest strength is patience, those who can use time to their advantage, are the ones who come out ahead in the end. The wisest thing to do is to plan with a clear idea and know your limits.

[Umulala-alala]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

This is not a wise decision, and we should refrain from doing such now or later in the future because we are still in our accumulation stage, and it's even more unwise to do such if you are a low coiner that is still far behind in his or her accumulation journey, besides do you think that the physical asset  you wanted to invest in can be more profitable than bitcoin?
Statistically, in the past ten years, Bitcoin is actually the most profitable asset to invest in out there,  so why killing your accumulation drive for something that wouldn't even give you as much revenue as Bitcoin later in the future?
My advice is that you should retrace your step because it's not a wise decision.

Profit withdrawal, profit this and profit that has been the reason why some investors don't concentrate in their accumulating or to even know that they need to give much attention to their Bitcoin accumulation than talking some shit about taking profit, what's one or more cycle as cxtreenal said, just 8years, so he's trying to tell us that 8 years is enough for people to withdraw, so he can advise an investor to accumulate and withdraw profit in those number of years even though they are at their accumulation stage, that's not right, I think that looks like a short term mindset and shouldn't be encourages, Bitcoin investment is not for short term and that should always be in our mind.

Those who should talk of taking profit are those investor way don reach their over accumulation stage way don dey buy bitcoin for many many years and don buy even more than enough BTC they can take some profit if they want and be hodling their bitcoin and even still buying also and hold, when you haven't gone anywhere with your bitcoin accumulation and you start talking about taking profit when you are still supposed to be buying bitcoin it's just gambling and e no good like that bitcoin is an investment that we should buy and hodl for too long.

[abaeze]

Investing in Bitcoin is like a great investment opportunity that can increase in value within a day.

This is how traders be thinking that is why they can't invest keep their investments until a cycle reaches. Bitcoin price does not just increases, it also decreases and that is because of volatility.

Daily price swings is a distraction from going on with long time plan. And iInvestor are not supposed to be concerned of daily price swinging instead they should focus on ongoingly accumulating bitcoin and adding more stash.

And this is why you see them online calling bitcoin a scam, they came in for a quick daily profit and it didn't work out for them and they started declaring bitcoin to be a scam, I've seen stuffs like this online more times than I can actually count and it gets exhausting the more I see it, common sense will tell a person that if there was something that actually existed that will yield incredible profits in just a single day then everyone would have been doing it, but once greed has taken over a person's mind they no longer see reason or listen to common sense.

Yeah for real, most of them are so annoying, they didn’t even come to understand Bitcoin, they just came chasing quick flips and when it did not go their way, boom… they start calling it scam..

Truth is, anything that actually builds wealth takes a lot of time, patience and also discipline. But once greed enters, logic will just disappear.. Can’t be blaming Bitcoin for a mindset problem to be honest..

Only those who have traded once or twice with a trading mentality without understanding investment and just because of excessive greed can give this kind of blame. Bitcoin is not an "Aladdin's lamp" that you rub and the genie comes and makes you a millionaire. To get profit in investing here, you have to learn how to invest successfully by investing consistently and patiently. And the best way to learn Bitcoin is to start with small amounts and understand your own capabilities. People learn best through experience. So if you blame Bitcoin only without understanding your own capabilities, then there is no benefit or no loss to Bitcoin because the value of Bitcoin increases over time and it acts as a hedge against inflation.

[JayJuanGee]

Yeah for real, most of them are so annoying, they didn’t even come to understand Bitcoin, they just came chasing quick flips and when it did not go their way, boom… they start calling it scam..

Truth is, anything that actually builds wealth takes a lot of time, patience and also discipline. But once greed enters, logic will just disappear.. Can’t be blaming Bitcoin for a mindset problem to be honest..

People that come to bitcoin so they can flip their money for profit have shortterm mind so they cannot last long in bitcoin because of how afraid they will get if they encounter volatility.

Nothing good can come from person trying to fool theirselfs and outwitting the market because of the little gain they want to get. Consistent return only come from long term ongoing investment

The worse is when one is not well equipped with the right knowledge. Rather to be in such position (trading for shortterm profits without solid knowledge), just stick with bitcoin investment (holding for long ), which is quite safer than trading , though it has its own risk (cause there’s nothing like risk free investment), but the risk can be easily managed, especially those that understand how bitcoin investment works , like knowing how to allocate your money when come to investing .

The best way to mitigate risk is with position size, and so choosing an amount that you can afford to lose, whether that is $100 per week, $10 per week or some other amount....

So, surely one of the problems might come if the investment is greatly in profits, and there are temptations to tap into it.

Otherwise for guys who have not even been in bitcoin a whole cycle, there is likely not a lot of profits, and probably a need to just keep buying and to figure out an amount that is able to be put in on a weekly basis and is not either emotionally or financially bothersome.

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

This is not a wise decision, and we should refrain from doing such now or later in the future because we are still in our accumulation stage, and it's even more unwise to do such if you are a low coiner that is still far behind in his or her accumulation journey, besides do you think that the physical asset  you wanted to invest in can be more profitable than bitcoin?
Statistically, in the past ten years, Bitcoin is actually the most profitable asset to invest in out there,  so why killing your accumulation drive for something that wouldn't even give you as much revenue as Bitcoin later in the future?
My advice is that you should retrace your step because it's not a wise decision.

Profit withdrawal, profit this and profit that has been the reason why some investors don't concentrate in their accumulating or to even know that they need to give much attention to their Bitcoin accumulation than talking some shit about taking profit, what's one or more cycle as cxtreenal said, just 8years, so he's trying to tell us that 8 years is enough for people to withdraw, so he can advise an investor to accumulate and withdraw profit in those number of years even though they are at their accumulation stage, that's not right, I think that looks like a short term mindset and shouldn't be encourages, Bitcoin investment is not for short term and that should always be in our mind.

Do you want to use an example of a guy who had been investing in bitcoin for 8 years?  Let's give it a shot, and try to figure out where such a guy might be right now?

Let' say that we have a guy who was in his early 30s in 2018, so right now he i about 40 years old.  He had an income of about $30k per year for the last 8 years, and o he had been guying around $100 per week of bitcoin (17.33% of his income. 

Accordingly, in March 2018, he started buying $100 per week, and until now he invested $42k and he has accumulated 2.7 BTC.  Perhaps hi initial goal was to be able to stop his work and to withdraw $80k per year.

Right now, 2.7 BTC would ONLY get him right around $14k per year of income, which would be right around $1,200 per month (the time-based sustainable withdrawal tool is not working correctly right now, but the formula right now is to multiply the BTC by the 200-WMA - which is currently right around $59,200 and then to potentially withdraw yearly up to 10% of that amount as long as the BTC price is at least 25% above the 200-WMA.. which is not that case right now).  Surely, that is not a bad amount of money, but it is not anywhere near his goal, and if he start to withdraw from his bitcoin early it may well have good chances of slowing him down in his goal.

An alternative way of withdrawing (other than time based) is price based, yet even that is not advisable prior to reaching overaccumulation status, yet even that should be reserved for when the BTC price is going up.. and perhaps some limited withdrawal formulas could be employed as the price is going up, such as withdrawing less than 10% every time the BTC price doubles, yet if the guy is still accumulating, he would be buying out of one hand and selling out of the other, which does not seem a great way of managing bitcoin holding.  Here are some ideas on time-based sustainable withdrawal.

Guys can set their goals however they like, yet if they are withdrawing when the price is going down and/or withdrawing way before they are even close to overaccumulation status... they are likely quite undermining their bitcoin holdings, and even if they are losing confidence in bitcoin, they are likely better off to just hold through this period if they are not ready, willing and/or able to continue to buy.. but yeah people can do what they like.. and surely there are a lot of weird things going on with bitcoin and various other macro assets right now based on global power plays and uncertainties.. which also does not seem to be a justification to sell bitcoin, even if a person might be worried about current global happenings.

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

Tapping from the profit of your bitcoin investment to buy a physical asset isn't worth it because I believe bitcoin will do better in price in future than any physical asset that you sold part of your bitcoin for.

Instead, of tapping profits from your bitcoin investment why not stop your bitcoin investment and channel your discretionary income into that physical asset. However, we have our own choices to make since it's our funds. It's better to reach 50% amd above of your bitcoin target before diversifying into other asset.

You will gradually reach the stage of overaccumulation after completing two or three cycles of Bitcoin accumulation and at that point it would be fair if you withdraw some of the profits from Bitcoin to increase your physical assets. If someone does not do this, they may have liquidity of assets so their need to get profits from Bitcoin may be very limited.

If some of them want to continue accumulating Bitcoin continuously, they can if they have discretionary income available. But if you have the mental preparation that you will only accumulate wealth but not consume it, it may be a different matter. No one can predict the future value of Bitcoin. No one has the ability to predict where the value of Bitcoin will go in 10 years. Be self-critical in investing and make realistic decisions and accumulate Bitcoin through discretionary income and DCA method. You need to remember this important point that your long term attitude towards Bitcoin investment depends on the growth of physical assets in the future.

Even my other example above, there is a presumption of 17.3% investment over 2 cycles (8 years) which may well be quite a bit more aggressive than most people are able to accomplish.. many people struggle to consistently invest 10% of their income, and if they are not consistently accumulating (and also at the same time, "taking profits" from time to time, they may well undermine whatever progress that they might have had made when they had been accumulating in earlier times.

So, getting to a point of comfort in bitcoin is likely a product of both how much BTC has been accumulated and also the extent to which the bitcoin price ends up appreciating, which is not guaranteed (as you mentioned).   A guy can choose his level of aggressiveness whether 5%, 12%, 17% or some other amount, but then if he is taking money out of his bitcoin investment when he probably should be putting money in, then the amount of his bitcoin accumulation may well would have had ended up going way lower, and it tends to take a real long time to build up a bitcoin investment portfolio, whether 2 or 3 cycles or longer for some who might be even more limited in how much bitcoin they are able to buy on a regular basis.  Sometimes it would be better for guys to invest into bitcoin at lower percentage amounts, so that they don't feel drawn towards tapping into their bitcoin at seemingly wrong (and premature) times. 

There is nothing that we can really do if guys end up making mistakes and over doing their investment into bitcoin when they thought that they were investing within their tolerance levels.  Each of us likely has a responsibility to invest in such a way that we don't end up feeling that we have to change our investment approach based no our own feelings of prematurely "taking out profits" that may well have good chances of becoming regrets down the road.

[Sticky Bomb]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

Tapping from the profit of your bitcoin investment to buy a physical asset isn't worth it because I believe bitcoin will do better in price in future than any physical asset that you sold part of your bitcoin for.

Instead, of tapping profits from your bitcoin investment why not stop your bitcoin investment and channel your discretionary income into that physical asset. However, we have our own choices to make since it's our funds. It's better to reach 50% amd above of your bitcoin target before diversifying into other asset.

I am not a very big fan of stopping half-way or changing course totally when you're not done with something as important as building a descent bitcoin stash for yourself, you are not totally wrong but I prefer an approach where he uses half of his buy amounts to channel into the physical asset or even at worse case scenario 3/4 of the buy amounts. There is this psychological thing about stopping totally and shifting focus when you're not yet done with a valuable activity, starting back may be aa bit of a hassle, so I rather he gets whimpy in his consistent buys, but let him keep adding to his portfolio no matter how small, so that when he is done with the physical asset he can easily continue with full force in his regular buys which he never stopped.

I am very much against tapping from his portfolio to get the physical asset, it is a bad habit and shouldn't be encouraged at all, investors should uphold the discipline of not tampering with their portfolio when they're still very much in their accumulation journey.

[DubemIfedigbo001]

So, getting to a point of comfort in bitcoin is likely a product of both how much BTC has been accumulated and also the extent to which the bitcoin price ends up appreciating, which is not guaranteed (as you mentioned).   A guy can choose his level of aggressiveness whether 5%, 12%, 17% or some other amount, but then if he is taking money out of his bitcoin investment when he probably should be putting money in, then the amount of his bitcoin accumulation may well would have had ended up going way lower, and it tends to take a real long time to build up a bitcoin investment portfolio, whether 2 or 3 cycles or longer for some who might be even more limited in how much bitcoin they are able to buy on a regular basis.  Sometimes it would be better for guys to invest into bitcoin at lower percentage amounts, so that they don't feel drawn towards tapping into their bitcoin at seemingly wrong (and premature) times.

I always have a problem with people not being specific with their preferences at a time, whether they are building or they have built out their stash to the extent they can comfortably start withdrawing from it. It is important that actions are well spelt out and your actions have direction, if you are still building your stashes, then concentrate on building it out and forget about drawing profits until you surpass your accumulation target. You cannot expect progress when you're pushing yourself forward and backward at the same time and to be honest if you are not clear on your bitcoin goals and follow a clear path to it, you cannot really go far and as time goes on the investor might totally stop buying and follow the easier path which is withdrawing only which deplete their stashes, and their investment journey ends up in a mess.

Like you mentioned, it is better you're buying with an amount you're comfortable with from their discretionary income so that you don't get tempted to tamper with your holdings prematurely than going all out only to end up constantly shaving off profits which is a very bad thing to do for an investor still within his accumulation journey. It is also very important to build out backup funds so you have enough financial cushion to resist the temptations of preying on your holdings when they arise.

There is nothing that we can really do if guys end up making mistakes and over doing their investment into bitcoin when they thought that they were investing within their tolerance levels.  Each of us likely has a responsibility to invest in such a way that we don't end up feeling that we have to change our investment approach based no our own feelings of prematurely "taking out profits" that may well have good chances of becoming regrets down the road.

Nothing we can do actually, but it is still a good thing and we continually tell them in this threat and others that the are messing up their investment prospects than making a headway, at the end they cannot claim that they acted out of ignorance but only a victim of their greed and irrationality.

[Proty]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

Tapping from the profit of your bitcoin investment to buy a physical asset isn't worth it because I believe bitcoin will do better in price in future than any physical asset that you sold part of your bitcoin for.

Instead, of tapping profits from your bitcoin investment why not stop your bitcoin investment and channel your discretionary income into that physical asset. However, we have our own choices to make since it's our funds. It's better to reach 50% amd above of your bitcoin target before diversifying into other asset.

I am not a very big fan of stopping half-way or changing course totally when you're not done with something as important as building a descent bitcoin stash for yourself, you are not totally wrong but I prefer an approach where he uses half of his buy amounts to channel into the physical asset or even at worse case scenario 3/4 of the buy amounts. There is this psychological thing about stopping totally and shifting focus when you're not yet done with a valuable activity, starting back may be aa bit of a hassle, so I rather he gets whimpy in his consistent buys, but let him keep adding to his portfolio no matter how small, so that when he is done with the physical asset he can easily continue with full force in his regular buys which he never stopped.

I am very much against tapping from his portfolio to get the physical asset, it is a bad habit and shouldn't be encouraged at all, investors should uphold the discipline of not tampering with their portfolio when they're still very much in their accumulation journey.

It is not a wise thing to do to begin diversifying bitcoin portfolio into other assets especially when still on the accumulation phase. This will negatively impact our bitcoin holdings. It is best for a no coiner or low coiner to focus more on continuous accumulation of bitcoin in other to be able to build a good bitcoin holdings. Some newbies make the mistake of diversifying when they are not supposed to and this may land then to lose or sell there bitcoin at loss and may even diversify into wrong assets.

[I_Anime]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

This is not a wise decision, and we should refrain from doing such now or later in the future because we are still in our accumulation stage, and it's even more unwise to do such if you are a low coiner that is still far behind in his or her accumulation journey, besides do you think that the physical asset  you wanted to invest in can be more profitable than bitcoin?
Statistically, in the past ten years, Bitcoin is actually the most profitable asset to invest in out there,  so why killing your accumulation drive for something that wouldn't even give you as much revenue as Bitcoin later in the future?
My advice is that you should retrace your step because it's not a wise decision.

There’s a saying that if you are doing anything do it well . So if you’re investing in bitcoin for long term make sure you are really doing it for longterm . Not for your own conveniences , to the point that you can withdraw at any time you want , which is very wrong when come to investing so you have to be discipline with your investment. I know not actually easy but when we are talking of longterm we are talking about 5-10 years and you have to accumulate to a certain point before taken profits .

[Obulis]

For me I think this is just about balance, before anything make sure your basic life is stable, you can sort your bills , have some savings and also some you can fall back on. Bitcoin is a long term asset so it should replace your financial safety. As we all know it that bitcoin goes up and down so you don’t want to depend on it for survival. What I think is very important to do is to first invest only what you can afford to lose while still low key growing your savings and handling some other responsibilities. Doing this , you are not under any pressure, whatever happens happens, fall or rise in bitcoin. So therefore it’s not about choosing one over another, first take care of your present then use bitcoin as something for the long run. (Ahead-ahead)

What are you actually talking about? That Bitcoin is a long-term asset does not in anyway undermine emergency funds so what do you mean by "Bitcoin is a long term asset so it should replace your financial safety? What do you really mean by financial safety? Immediate or future? If immediate how can that be? And if future how? Honestly the point you just made is inconceivable because emergency funds is an almost indelible part of Bitcoin investment to handle probable future unexpecteds in other to keep Bitcoin investment smooth and slowly if DCA strategy is the approach.

Not to forget, investment on Bitcoin should usually be based on discretionary funds another name for the funds you can afford to lose.
Anybody depending on Bitcoin for survival can't be a long-term holder but obviously a trader..

[laijsica]

Sometimes it would be better for guys to invest into bitcoin at lower percentage amounts, so that they don't feel drawn towards tapping into their bitcoin at seemingly wrong (and premature) times. 

There is nothing that we can really do if guys end up making mistakes and over doing their investment into bitcoin when they thought that they were investing within their tolerance levels.  Each of us likely has a responsibility to invest in such a way that we don't end up feeling that we have to change our investment approach based no our own feelings of prematurely "taking out profits" that may well have good chances of becoming regrets down the road.

I often find this approach to be a good investment strategy. Compared to the bad habit of over-investing and withdrawing before the investment is mature. Although you may regret not using it properly after all the great periods of buying lump sum bitcoins in your portfolio have arrived. I still consider regular DCA to be a more important strategy if you are not financially able to buy lump sum bitcoins.

If a poor person can accumulate bitcoins for two or three cycles in a row within their financial limits, this continuous accumulation strategy may be a good enough strategy to get them to the point of overaccumulation. So for that investor the bitcoin portfolio will be a comfort and perhaps during that time the value can increase to an unimaginable level.

[Sticky Bomb]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

Tapping from the profit of your bitcoin investment to buy a physical asset isn't worth it because I believe bitcoin will do better in price in future than any physical asset that you sold part of your bitcoin for.

Instead, of tapping profits from your bitcoin investment why not stop your bitcoin investment and channel your discretionary income into that physical asset. However, we have our own choices to make since it's our funds. It's better to reach 50% amd above of your bitcoin target before diversifying into other asset.

I am not a very big fan of stopping half-way or changing course totally when you're not done with something as important as building a descent bitcoin stash for yourself, you are not totally wrong but I prefer an approach where he uses half of his buy amounts to channel into the physical asset or even at worse case scenario 3/4 of the buy amounts. There is this psychological thing about stopping totally and shifting focus when you're not yet done with a valuable activity, starting back may be aa bit of a hassle, so I rather he gets whimpy in his consistent buys, but let him keep adding to his portfolio no matter how small, so that when he is done with the physical asset he can easily continue with full force in his regular buys which he never stopped.

I am very much against tapping from his portfolio to get the physical asset, it is a bad habit and shouldn't be encouraged at all, investors should uphold the discipline of not tampering with their portfolio when they're still very much in their accumulation journey.

It is not a wise thing to do to begin diversifying bitcoin portfolio into other assets especially when still on the accumulation phase. This will negatively impact our bitcoin holdings. It is best for a no coiner or low coiner to focus more on continuous accumulation of bitcoin in other to be able to build a good bitcoin holdings. Some newbies make the mistake of diversifying when they are not supposed to and this may land then to lose or sell there bitcoin at loss and may even diversify into wrong assets.

You are not even reading properly before you reply Proty, It would only affect the holdings negatively if the investor was to going to be tapping from his bitcoin portfolio to diversify, which is clearly not the discussion at hand. In line with what I was mentioning, it would only slow down your accumulation journey but not stop it totally, I also agreed with Merit.s that before this diversification be considered, the investor should've reached at least half-way his accumulation target or even accumulated for a whole cycle before having other considerations for assets security and must not be funded from his portfolio, so there is no negative impact on it.

[RewFrew]

I repeat that depending on the increase in physical assets, it may be a good decision to withdraw part of the profit at the end of one or more cycles and increase physical assets.

This is not a wise decision, and we should refrain from doing such now or later in the future because we are still in our accumulation stage, and it's even more unwise to do such if you are a low coiner that is still far behind in his or her accumulation journey, besides do you think that the physical asset  you wanted to invest in can be more profitable than bitcoin?
Statistically, in the past ten years, Bitcoin is actually the most profitable asset to invest in out there,  so why killing your accumulation drive for something that wouldn't even give you as much revenue as Bitcoin later in the future?
My advice is that you should retrace your step because it's not a wise decision.

Every person in this world is different. Any one of us knows that the Earth is only one of the billions of planetary stars, but is that correct? I think if there are 4 billion people in the world, then there are 4 billion people in the world. Because every person is different in the world, his thoughts, consciousness, likes, bad feelings, everything is different from others, so it is difficult to say who is right and who is wrong.

I agree with him because I think there is a need for physical property, but if we depend on the virtual world, then there is a bit of a slippery slope. But the physical property is somewhat safer in that case. The most important thing is that I don't think one thing should be defensible alone, even though investing in Bitcoin is more profitable than physical assets. Still, I can't rely on one thing.