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GIF-JOBS
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May 21, 2026, 06:49:55 PM |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. In any investment case or I think in all cases, financial security is one of the most important things. Unexpected events can happen in life naturally, so if we are not prepared for such situations in advance, then when the situation comes in front of us, then we will have to face a lot of financial losses. That is why we must have an emergency fund ready and keep it in a place that can be used quickly at the time of need. Proper financial management is the first and foremost need, this is the only way to keep us safe from all sides.
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I_Anime
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May 21, 2026, 10:12:04 PM |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. It has gotten to the point we have to emphasis on emergency funds more , as an investor whatever you are doing , do it well investment is not some kind of get rich quick scheme or something that should be handled with rash . When come to investing you just have to make sure alot of things are in check , like your emergency funds (don't joke with it ), the moment you neglect this that's the beginning of the failure of your investment. Many may even end up making their holding their emergency funds surviving from their investment.
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IceLincoln
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May 22, 2026, 07:07:46 AM |
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I also think that before investing, one needs to learn at least something. Otherwise, how will he understand?
You seems very lost, did you even read what this thread is all about before you started making post here? Well for your information here is about balancing financial capabilities and bitcoin accumulation and investments, I don’t really understand what you’re talking about here about learning something before starting bitcoin investment, you don’t need to learn anything all you require is basic knowledge how to buy bitcoin and secure your bitcoin, and all you need to get started is a discretionary income and not whatever you feel you want to learn before you can get started with investing in bitcoin, try and have basic understanding about bitcoin, and if you’ve not started with bitcoin investment, endeavor to get started with your bitcoin investment. I think you’re giving a contradictory advice here @Jostern. Obviously from the way he’s writing he’s a newbie here and you can’t tell him he doesn’t need to learn anything, how then can he acquire the necessary basic knowledge. The statement should have been “you don’t need to learn everything, you only need to have basic knowledge and your discretionary money”. We should just be careful in our statements and advices so as to not to pass the wrong messages to newbies here as they’re here to seek knowledge too.
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cocadalcan
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May 22, 2026, 10:50:46 AM |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. In any investment case or I think in all cases, financial security is one of the most important things. Unexpected events can happen in life naturally, so if we are not prepared for such situations in advance, then when the situation comes in front of us, then we will have to face a lot of financial losses. That is why we must have an emergency fund ready and keep it in a place that can be used quickly at the time of need. Proper financial management is the first and foremost need, this is the only way to keep us safe from all sides. Financial security should be considered more important during investment because financial matters are associated with losses. Wrong decisions carry risks. What is financial security? Financial security in investment refers to your tolerance. It refers to how much funds you can invest and still stand firm even if you lose those funds. The main opponent during investment is your emotions. If you can control your emotions and apply investment strategies in line with your financial capabilities, then only you can ensure a suitable financial position.
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yixichloro2xx
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May 22, 2026, 08:55:01 PM Merited by JayJuanGee (1) |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. It has gotten to the point we have to emphasis on emergency funds more , as an investor whatever you are doing , do it well investment is not some kind of get rich quick scheme or something that should be handled with rash . When come to investing you just have to make sure alot of things are in check , like your emergency funds (don't joke with it ), the moment you neglect this that's the beginning of the failure of your investment. Many may even end up making their holding their emergency funds surviving from their investment. I believe that alot of investors should have realized that having Emergency funds or savings is also an important tool in our investment journey. It's not right to keep investing without trying to build your emergency savings s, because you think that nothing can ever go wrong. Even if something doesn't go wrong (which is hard to happen) you still need to build your emergency savings. If life decides to test you at the wrong time, it will be very hard for you to keep investing because your Bitcoin holdings will become your source of funding. Your investments has turned to your cash ATM. You don't need to build or have emergency funds before you can start investing, you can do that after you've begun your Bitcoin investments. Moreover don't have a small or wimpy emergency funds that cant cover your unexpected needs because that will also make you to tap into your Bitcoin holdings.
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Silikiem
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May 22, 2026, 10:32:47 PM |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. It has gotten to the point we have to emphasis on emergency funds more , as an investor whatever you are doing , do it well investment is not some kind of get rich quick scheme or something that should be handled with rash . When come to investing you just have to make sure alot of things are in check , like your emergency funds (don't joke with it ), the moment you neglect this that's the beginning of the failure of your investment. Many may even end up making their holding their emergency funds surviving from their investment. Yes, as a long term investor having an emergency funds is really a big flex but many may not realize how important it is to having an emergency funds for our investment until they got hit by a sudden event. However getting started in bitcoin investment all you need to start with is just a discretionary income to use and accumulate bitcoin and not having your emergency funds ready shouldn’t be a barrier for not getting started which means that you must not wait until you build an emergency funds before you can start investing, it’s important you start accumulating bitcoin with your discretionary income and home and along the line while you’re ongoingly accumulating bitcoin you should make sure you build up your emergency funds gradually too using a part of your discretionary income for buying bitcoin and using a part for building the emergency funds which will help to sustain your investment for long term goal.
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Tetu100
Full Member
 
Online
Activity: 280
Merit: 116
Consistence keeps you more relevant in life.
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May 23, 2026, 07:55:10 AM |
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I believe that alot of investors should have realized that having Emergency funds or savings is also an important tool in our investment journey. It's not right to keep investing without trying to build your emergency savings s, because you think that nothing can ever go wrong. Even if something doesn't go wrong (which is hard to happen) you still need to build your emergency savings. If life decides to test you at the wrong time, it will be very hard for you to keep investing because your Bitcoin holdings will become your source of funding. Your investments has turned to your cash ATM. You don't need to build or have emergency funds before you can start investing, you can do that after you've begun your Bitcoin investments. Moreover don't have a small or wimpy emergency funds that cant cover your unexpected needs because that will also make you to tap into your Bitcoin holdings.
I concur to your opinion. Setting up an investment journey without putting up an emergency funds in place is like moving around with a bullion van containing valuables without security and can easily get expose to danger. However, emergency funds serve as a security or guard to our investment in the sense that we never can tell what the future hold in stock for us, if eventually some unplanned situation surface, what should be expected to sort things out is your emergency funds and in a situation were their is none to fall back on then your investment holding become the your targeted funds which is not advisable to any bitcoin investment plan. And again, it's not actually mandatory that you must have enough emergency funds at once in your investment journey but as time goes on you can be topping up your emergency funds maybe from time to time till it meet up to what you want in your investment. Furthermore, I think it's also proper adding up to our portfolio according to our financial strength, because it wouldn't be balance if we are attending to only our emergency funds and fail to keep a constant accumulation.
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POPOLUV
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May 23, 2026, 11:41:00 AM |
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I also think that before investing, one needs to learn at least something. Otherwise, how will he understand?
You seems very lost, did you even read what this thread is all about before you started making post here? Well for your information here is about balancing financial capabilities and bitcoin accumulation and investments, I don’t really understand what you’re talking about here about learning something before starting bitcoin investment, you don’t need to learn anything all you require is basic knowledge how to buy bitcoin and secure your bitcoin, and all you need to get started is a discretionary income and not whatever you feel you want to learn before you can get started with investing in bitcoin, try and have basic understanding about bitcoin, and if you’ve not started with bitcoin investment, endeavor to get started with your bitcoin investment. I think you’re giving a contradictory advice here @Jostern. Obviously from the way he’s writing he’s a newbie here and you can’t tell him he doesn’t need to learn anything, how then can he acquire the necessary basic knowledge. The statement should have been “you don’t need to learn everything, you only need to have basic knowledge and your discretionary money”. We should just be careful in our statements and advices so as to not to pass the wrong messages to newbies here as they’re here to seek knowledge too. I think that Jostern was a little beat harsh in addressing the newbie, because if you should ask me i will say that every investors has the right to contribute were he think is necessary for him to contribute in the forum and when the newbie sees to be wrong or contributing out points, there is always needs for correction, so that you eventually take dressing, so for Jostern to say he doesn't need to learn anything before considering to buy Bitcoin, i totally disagree with him and yet, he still went ahead by saying that the newbie just needs to have a basic knowledge, i just think Jostern knows what he went to say but he just contradicted the whole thing. There is always a room of a newbie having to learn the basic things which can keep him in the right part of his investment journey, then still continue learning as he proceed with his accumulation of Bitcoin.
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Primark
Jr. Member

Activity: 56
Merit: 7
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May 23, 2026, 03:03:01 PM |
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I also think that before investing, one needs to learn at least something. Otherwise, how will he understand?
You seems very lost, did you even read what this thread is all about before you started making post here? Well for your information here is about balancing financial capabilities and bitcoin accumulation and investments, I don’t really understand what you’re talking about here about learning something before starting bitcoin investment, you don’t need to learn anything all you require is basic knowledge how to buy bitcoin and secure your bitcoin, and all you need to get started is a discretionary income and not whatever you feel you want to learn before you can get started with investing in bitcoin, try and have basic understanding about bitcoin, and if you’ve not started with bitcoin investment, endeavor to get started with your bitcoin investment. I think you’re giving a contradictory advice here @Jostern. Obviously from the way he’s writing he’s a newbie here and you can’t tell him he doesn’t need to learn anything, how then can he acquire the necessary basic knowledge. The statement should have been “you don’t need to learn everything, you only need to have basic knowledge and your discretionary money”. We should just be careful in our statements and advices so as to not to pass the wrong messages to newbies here as they’re here to seek knowledge too. I agree with you that beginners need to have discretionary income to start. But for beginners who want to start, having basic knowledge should not be made a mandatory condition. Because it is not basic knowledge that is important to start investing, but rather discretionary income. If someone has discretionary income, then he can start without any excuse. Because he can learn that basic knowledge even after starting investing. Because once he starts investing, he will get enough time to learn. But if having basic knowledge is made a mandatory condition, then starting investing will become a mental stress for him.
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BluebloodCXVI
Jr. Member

Activity: 56
Merit: 20
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May 23, 2026, 05:18:28 PM |
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I believe that alot of investors should have realized that having Emergency funds or savings is also an important tool in our investment journey. It's not right to keep investing without trying to build your emergency savings s, because you think that nothing can ever go wrong. Even if something doesn't go wrong (which is hard to happen) you still need to build your emergency savings. If life decides to test you at the wrong time, it will be very hard for you to keep investing because your Bitcoin holdings will become your source of funding. Your investments has turned to your cash ATM. You don't need to build or have emergency funds before you can start investing, you can do that after you've begun your Bitcoin investments. Moreover don't have a small or wimpy emergency funds that cant cover your unexpected needs because that will also make you to tap into your Bitcoin holdings.
You’re on point with this. I see a lot of people jump into Bitcoin and focus only on stacking, but they now forget that life still happens in the background. Rent, medical issues, sudden expenses, none of that cares about your portfolio. And that’s where things usually begin to go wrong. If there’s no emergency savings, even a small problem can force someone to sell their Bitcoin at the worst time, not even because they want to, but because they have no other option. You don’t need to have everything perfect before you start investing, but you do need to build a cushion as you go on in your investment. Build something solid enough that when life throws something at you, your first instinct isn’t “let me sell my Bitcoin.” At the end of the day, you should care about not letting short term problems mess up your long term plans.
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Prioritize Self Custody, Don’t Trust Your Future To A Login Screen.
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Hardyrobust
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May 23, 2026, 05:37:09 PM |
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I believe that alot of investors should have realized that having Emergency funds or savings is also an important tool in our investment journey. It's not right to keep investing without trying to build your emergency savings s, because you think that nothing can ever go wrong. Even if something doesn't go wrong (which is hard to happen) you still need to build your emergency savings. If life decides to test you at the wrong time, it will be very hard for you to keep investing because your Bitcoin holdings will become your source of funding. Your investments has turned to your cash ATM. You don't need to build or have emergency funds before you can start investing, you can do that after you've begun your Bitcoin investments. Moreover don't have a small or wimpy emergency funds that cant cover your unexpected needs because that will also make you to tap into your Bitcoin holdings.
You’re on point with this. I see a lot of people jump into Bitcoin and focus only on stacking, but they now forget that life still happens in the background. Rent, medical issues, sudden expenses, none of that cares about your portfolio. And that’s where things usually begin to go wrong. If there’s no emergency savings, even a small problem can force someone to sell their Bitcoin at the worst time, not even because they want to, but because they have no other option. You don’t need to have everything perfect before you start investing, but you do need to build a cushion as you go on in your investment. Build something solid enough that when life throws something at you, your first instinct isn’t “let me sell my Bitcoin.” At the end of the day, you should care about not letting short term problems mess up your long term plans. when an investor that is holding bitcoin without establishing or being bothered to build up an emergency funds. They are eventually planning to fail because they have failed to build a safety net incase of any unforeseen circumstances which may or may not happen. The idea should be to be accumulating bitcoin and still set up an emergency funds. So there is no need to be over aggressive in such a way that we will end up messing up our bitcoin holdings.
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Umulala-alala
Sr. Member
  

Activity: 476
Merit: 295
ALIGE
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May 23, 2026, 06:05:27 PM |
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I believe that alot of investors should have realized that having Emergency funds or savings is also an important tool in our investment journey. It's not right to keep investing without trying to build your emergency savings s, because you think that nothing can ever go wrong. Even if something doesn't go wrong (which is hard to happen) you still need to build your emergency savings. If life decides to test you at the wrong time, it will be very hard for you to keep investing because your Bitcoin holdings will become your source of funding. Your investments has turned to your cash ATM. You don't need to build or have emergency funds before you can start investing, you can do that after you've begun your Bitcoin investments. Moreover don't have a small or wimpy emergency funds that cant cover your unexpected needs because that will also make you to tap into your Bitcoin holdings.
You’re on point with this. I see a lot of people jump into Bitcoin and focus only on stacking, but they now forget that life still happens in the background. Rent, medical issues, sudden expenses, none of that cares about your portfolio. And that’s where things usually begin to go wrong. If there’s no emergency savings, even a small problem can force someone to sell their Bitcoin at the worst time, not even because they want to, but because they have no other option. You don’t need to have everything perfect before you start investing, but you do need to build a cushion as you go on in your investment. Build something solid enough that when life throws something at you, your first instinct isn’t “let me sell my Bitcoin.” At the end of the day, you should care about not letting short term problems mess up your long term plans. when an investor that is holding bitcoin without establishing or being bothered to build up an emergency funds. They are eventually planning to fail because they have failed to build a safety net incase of any unforeseen circumstances which may or may not happen. The idea should be to be accumulating bitcoin and still set up an emergency funds. So there is no need to be over aggressive in such a way that we will end up messing up our bitcoin holdings. Emergency funds is important to have as a long time bitcoin investor because this is one of the thing they can make such investor to be able to hodl his bitcoin for a long time, an investor who failed to prepare his emergency funds after starting his bitcoin investment is already surfacing his bitcoin investment in danger of selling when he is supposed to be buying and holding his bitcoin because emergency is an unforseen situation which nobody knows when it can happen because as human we are we will surely encounter emergency situation anytime so after an investor has started with his bitcoin investment he should also be preparing to save up an emergency funds to secure his bitcoin investment.
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Gost ms
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May 23, 2026, 06:44:29 PM |
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I believe that alot of investors should have realized that having Emergency funds or savings is also an important tool in our investment journey. It's not right to keep investing without trying to build your emergency savings s, because you think that nothing can ever go wrong. Even if something doesn't go wrong (which is hard to happen) you still need to build your emergency savings. If life decides to test you at the wrong time, it will be very hard for you to keep investing because your Bitcoin holdings will become your source of funding. Your investments has turned to your cash ATM. You don't need to build or have emergency funds before you can start investing, you can do that after you've begun your Bitcoin investments. Moreover don't have a small or wimpy emergency funds that cant cover your unexpected needs because that will also make you to tap into your Bitcoin holdings.
You’re on point with this. I see a lot of people jump into Bitcoin and focus only on stacking, but they now forget that life still happens in the background. Rent, medical issues, sudden expenses, none of that cares about your portfolio. And that’s where things usually begin to go wrong. If there’s no emergency savings, even a small problem can force someone to sell their Bitcoin at the worst time, not even because they want to, but because they have no other option. You don’t need to have everything perfect before you start investing, but you do need to build a cushion as you go on in your investment. Build something solid enough that when life throws something at you, your first instinct isn’t “let me sell my Bitcoin.” At the end of the day, you should care about not letting short term problems mess up your long term plans. when an investor that is holding bitcoin without establishing or being bothered to build up an emergency funds. They are eventually planning to fail because they have failed to build a safety net incase of any unforeseen circumstances which may or may not happen. The idea should be to be accumulating bitcoin and still set up an emergency funds. So there is no need to be over aggressive in such a way that we will end up messing up our bitcoin holdings. Emergency funds is important to have as a long time bitcoin investor because this is one of the thing they can make such investor to be able to hodl his bitcoin for a long time, an investor who failed to prepare his emergency funds after starting his bitcoin investment is already surfacing his bitcoin investment in danger of selling when he is supposed to be buying and holding his bitcoin because emergency is an unforseen situation which nobody knows when it can happen because as human we are we will surely encounter emergency situation anytime so after an investor has started with his bitcoin investment he should also be preparing to save up an emergency funds to secure his bitcoin investment. Underestimating the emergency fund is not a good idea at all. We should create an emergency fund as soon as we start investing. For example, if a person does not have an emergency fund already, then he should keep 50% or less of the amount he will invest in an emergency fund. Because if the emergency fund is zero, it is extra risky. It is never possible to say when an unexpected financial disaster will occur. You can face such a situation even when you have just started investing, and at that time your emergency fund may not be very large, but having a little is definitely better than having nothing. A person who underestimates the emergency fund or does not create an emergency fund may be gambling.
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abaeze
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May 23, 2026, 11:16:23 PM |
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I believe that alot of investors should have realized that having Emergency funds or savings is also an important tool in our investment journey. It's not right to keep investing without trying to build your emergency savings s, because you think that nothing can ever go wrong. Even if something doesn't go wrong (which is hard to happen) you still need to build your emergency savings. If life decides to test you at the wrong time, it will be very hard for you to keep investing because your Bitcoin holdings will become your source of funding. Your investments has turned to your cash ATM. You don't need to build or have emergency funds before you can start investing, you can do that after you've begun your Bitcoin investments. Moreover don't have a small or wimpy emergency funds that cant cover your unexpected needs because that will also make you to tap into your Bitcoin holdings.
You’re on point with this. I see a lot of people jump into Bitcoin and focus only on stacking, but they now forget that life still happens in the background. Rent, medical issues, sudden expenses, none of that cares about your portfolio. And that’s where things usually begin to go wrong. If there’s no emergency savings, even a small problem can force someone to sell their Bitcoin at the worst time, not even because they want to, but because they have no other option. You don’t need to have everything perfect before you start investing, but you do need to build a cushion as you go on in your investment. Build something solid enough that when life throws something at you, your first instinct isn’t “let me sell my Bitcoin.” At the end of the day, you should care about not letting short term problems mess up your long term plans. when an investor that is holding bitcoin without establishing or being bothered to build up an emergency funds. They are eventually planning to fail because they have failed to build a safety net incase of any unforeseen circumstances which may or may not happen. The idea should be to be accumulating bitcoin and still set up an emergency funds. So there is no need to be over aggressive in such a way that we will end up messing up our bitcoin holdings. Emergency funds is important to have as a long time bitcoin investor because this is one of the thing they can make such investor to be able to hodl his bitcoin for a long time, an investor who failed to prepare his emergency funds after starting his bitcoin investment is already surfacing his bitcoin investment in danger of selling when he is supposed to be buying and holding his bitcoin because emergency is an unforseen situation which nobody knows when it can happen because as human we are we will surely encounter emergency situation anytime so after an investor has started with his bitcoin investment he should also be preparing to save up an emergency funds to secure his bitcoin investment. Underestimating the emergency fund is not a good idea at all. We should create an emergency fund as soon as we start investing. For example, if a person does not have an emergency fund already, then he should keep 50% or less of the amount he will invest in an emergency fund. Because if the emergency fund is zero, it is extra risky. It is never possible to say when an unexpected financial disaster will occur. You can face such a situation even when you have just started investing, and at that time your emergency fund may not be very large, but having a little is definitely better than having nothing. A person who underestimates the emergency fund or does not create an emergency fund may be gambling. 50% of your investment should be in an emergency fund This may not apply to everyone. It depends on various factors, including a person's monthly expenses, income stability, family responsibilities, job or business risk, and investment type. Therefore, the most realistic approach is to balance both investing in volatile assets like Bitcoin and an emergency fund. Since everyone's financial capacity is not the same, in general, many financial experts recommend keeping an emergency fund equal to 3–6 months of necessary expenses based on their ability. For those whose income is irregular or risky, up to 6–12 months may be better. However, I agree with the saying "not having an emergency fund is like gambling" because those who underestimate the importance of an emergency fund mean that a person is assuming that nothing bad will happen when in reality, uncertainty is a part of life.
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JoyceBTC
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May 24, 2026, 11:09:25 AM |
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Financial security should be considered more important during investment because financial matters are associated with losses. Wrong decisions carry risks. What is financial security? Financial security in investment refers to your tolerance. It refers to how much funds you can invest and still stand firm even if you lose those funds. The main opponent during investment is your emotions. If you can control your emotions and apply investment strategies in line with your financial capabilities, then only you can ensure a suitable financial position.
And also financial security is about being confident in your expenses, you never lack money, always have the money to settle bills and also future expenses at any time, that is to say there is always stable income. This is why emergency funds is always important, because they is always money set aside for future emergencies, as well as unexpected events and it is always advisable to always top up our emergency funds because emergencies always arise.
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Lembo69
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May 24, 2026, 09:03:21 PM |
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And also financial security is about being confident in your expenses, you never lack money, always have the money to settle bills and also future expenses at any time, that is to say there is always stable income. This is why emergency funds is always important,
You may have more discretionary income, or you may be very worried about emergencies. But you also need to think about continuing to invest and at the same time meet basic needs in addition to your emergency fund. The money left after meeting daily living expenses, rent, food expenses, etc. is your discretionary income. And you should invest from that discretionary income, so that the fear of losing money does not work. An emergency fund is very important for long-term investment. Investment is largely incomplete without an emergency fund. Because, if you face a bad situation, if you don't have an emergency fund, you may have to sell your investments. So create an emergency fund, which will be equivalent to 3-6 months of your salary. In addition, try to create an investment fund if possible. Especially if there is a major decline in the market after buying Bitcoin, then there may be an opportunity to use that investment fund to buy more Bitcoin at a lower price. Finally, the importance of an emergency fund for sustainable long-term investments is immense. because they is always money set aside for future emergencies, as well as unexpected events and it is always advisable to always top up our emergency funds because emergencies always arise.
What exactly do you mean by emergencies always occur? The point is that emergencies can occur at any time. Because emergencies come in a any moment. But not always. We can just have 3-6 months of salary in our emergency fund, there is no need to add more than that. Instead, you can use the money that you want to add to your emergency fund monthly or weekly to buy more Bitcoin through the DCA strategy.
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Barikui1
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May 25, 2026, 08:22:13 AM |
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50% of your investment should be in an emergency fund This may not apply to everyone. It depends on various factors,
This is a very confusing statement you made, but if am correct, I think that you are trying to say that 50% of your discretionary income should be kept for emergency purposes. If that is what you meant, then I don't think it makes any sense because the allocation is poor, by putting 50% of your discretionary income into your emergency funds will not make your investment balance, and it would be problematic to you in the nearest future. So it's more better that you invest like 60% of your discretionary income into Bitcoin, then allocate 20% into emergency funds, 10% as reserve funds, and the remaining 10% as discretionary income for consumption, that way your Bitcoin investment will be more balanced than putting 50% of your discretionary income into emergency funds.
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Chilwell
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May 25, 2026, 09:25:36 AM |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. It has gotten to the point we have to emphasis on emergency funds more , as an investor whatever you are doing , do it well investment is not some kind of get rich quick scheme or something that should be handled with rash . When come to investing you just have to make sure alot of things are in check , like your emergency funds (don't joke with it ), the moment you neglect this that's the beginning of the failure of your investment. Many may even end up making their holding their emergency funds surviving from their investment. This is a very important notice because a lot of people usually forget about this emergency fund and honestly it is very important to have it so that no distraction can come close to your investment, emergency is natural it will happen no matter how big or small it is, that is why it is very important for us to recognize it anytime when planning any investment. Avoiding it will lead to a very big disaster and it can also drop you down to square zero, where you think you have passed but the fault is from you because you neglect emergency fund. Proper Handling of emergency fund also give you more profit of your investment because with emergency fund you will never have thought of tempering with your investment anytime they are emergency because it has been set aside. And this will allow you to concentrate on your investment what full focus without any distraction.
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Proty
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May 25, 2026, 11:12:22 AM |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. It has gotten to the point we have to emphasis on emergency funds more , as an investor whatever you are doing , do it well investment is not some kind of get rich quick scheme or something that should be handled with rash . When come to investing you just have to make sure alot of things are in check , like your emergency funds (don't joke with it ), the moment you neglect this that's the beginning of the failure of your investment. Many may even end up making their holding their emergency funds surviving from their investment. This is a very important notice because a lot of people usually forget about this emergency fund and honestly it is very important to have it so that no distraction can come close to your investment, emergency is natural it will happen no matter how big or small it is, that is why it is very important for us to recognize it anytime when planning any investment. Avoiding it will lead to a very big disaster and it can also drop you down to square zero, where you think you have passed but the fault is from you because you neglect emergency fund. Proper Handling of emergency fund also give you more profit of your investment because with emergency fund you will never have thought of tempering with your investment anytime they are emergency because it has been set aside. And this will allow you to concentrate on your investment what full focus without any distraction. The reason for keeping an emergency funds is not to make more profit. It is a wrong idea to think that proper handling of an emergency funds will yield more profits. This is not the purpose behind setting up an emergency funds, emergency funds act as a safety net. With emergency funds we don't needs to temper with our investment before the anticipated timeline. Having the mindset that emergency funds will give more profits will only leads to trading because when the profit more you will be expecting which is not the reason for setting an emergency funds isn't there you will panick and sell before getting to your investment timeline.
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Decimetre
Member

Online
Activity: 126
Merit: 70
Bitcoin has come to stay
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May 25, 2026, 04:26:49 PM |
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As a long-term bitcoin investment, you need to keep your accumulation ongoing and increase your bitcoin portfolio overtime without involving yourself in any practices that will make you tamper with your bitcoin investment when it's not of your will.
More reason why the emergency fund should always be made available and accessible at every given time. You see, the major thing that stands as a major thread to one’s investment or accumulation is emergencies, and that’s why the emergency fund should be always accessible because no one really knows when an emergency will come up, not like we plan for it. It has gotten to the point we have to emphasis on emergency funds more , as an investor whatever you are doing , do it well investment is not some kind of get rich quick scheme or something that should be handled with rash . When come to investing you just have to make sure alot of things are in check , like your emergency funds (don't joke with it ), the moment you neglect this that's the beginning of the failure of your investment. Many may even end up making their holding their emergency funds surviving from their investment. This is a very important notice because a lot of people usually forget about this emergency fund and honestly it is very important to have it so that no distraction can come close to your investment, emergency is natural it will happen no matter how big or small it is, that is why it is very important for us to recognize it anytime when planning any investment. Avoiding it will lead to a very big disaster and it can also drop you down to square zero, where you think you have passed but the fault is from you because you neglect emergency fund. Proper Handling of emergency fund also give you more profit of your investment because with emergency fund you will never have thought of tempering with your investment anytime they are emergency because it has been set aside. And this will allow you to concentrate on your investment what full focus without any distraction. The reason for keeping an emergency funds is not to make more profit. It is a wrong idea to think that proper handling of an emergency funds will yield more profits. This is not the purpose behind setting up an emergency funds, emergency funds act as a safety net. With emergency funds we don't needs to temper with our investment before the anticipated timeline. Having the mindset that emergency funds will give more profits will only leads to trading because when the profit more you will be expecting which is not the reason for setting an emergency funds isn't there you will panick and sell before getting to your investment timeline. I think you are the one that is misunderstanding Chilwell because I also believe that proper handling of the emergency funds would help you to get more profit. Bitcoin is a long term asset and should be treated well by proper handling of your emergency funds. Proper handling of emergency funds will lead to more profit because you will be able to keep your bitcoin for a long time without selling it and this means more profit potentials. But when you don't handle your emergency funds properly, you may not make more profit because you may even sell your bitcoin faster than you wanted to sell because maybe you did not handle your emergency funds well and you are now faced with an emergency situations. I think this is what Chilwell means.
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