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Author Topic: The economy of having children  (Read 2000 times)
AbuBhakar
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January 09, 2026, 02:12:51 PM
 #221


I've noticed many people say that raising children is very expensive. I do not know if you have children yet, and how much you spend each month on raising them. However, as someone who has children, I do not think it is as expensive as you're saying.




It's just expensive for those who haven't prepared, meaning those who aren't yet financially ready to have a family but enter it early. There are many people like that nowadays who have a children even though they know that even if they are on their own, it will be difficult for them to support themselves, then they have children early and end up complaining that life is difficult when you have children. Be financially free before getting married or starting your own family so that the hardship you have experienced won't be passed on to your child if life also becomes difficult for you. If you want a comfortable life, get rich first before you start your own family.

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January 10, 2026, 05:41:47 AM
 #222


And most people don't think about this. Because of this, they later become disillusioned with both their parents and their children and start to act angry. Or I'm irritated. But parents have no right to show their negative emotions. Children should always be raised in a positive atmosphere.

There's simply no expectant family who can truly sit down and calculate all the expenses they'll have to pay for a future child. After all, everyone only has a rough idea of ​​their budget and how much they can ultimately spend; it's the destiny of all parents to have to save for themselves when they have children. And of course, it's great if their parents, who will be grandparents, help them.
If they don't help, the expectant father faces endless part-time jobs and wasting time on the child. This could lead him to completely forget about his hobbies and leisure time.

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January 10, 2026, 07:43:13 AM
 #223

This was a huge thing already in my country since most of the time children is being treated as a retirement plan for parents, etc., and most of the time parents are putting this on there children's head that they need to repay them because they are the ones who gave them life. That is just putting a lot of pressure and guilt tripping there children in order to make them their retirement plan or something. I mean it wasn't like you are not giving enough to repay your parents or something, but it wasn't your responsibility to give everything to them.

I have a friend who is a breakwinner that is struggling big time when it comes to financial, it's not like he has a low salary, but there were just too many that is dependent on him in the first place, draining his salary just to survive. Parents need to take responsibility because it's not like children are asking to be born; when you make them, they are your responsibility, and even after they get a job or something, it doesn't mean you stop being a parent.

I heard from chinese people have some kind of tradition of treating their children as an investment. I watched a video about it, telling where you could have a huge return in investing in your children, higher than investing to gold or anything, I mean, it just makes sense.

 
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January 10, 2026, 07:50:38 AM
 #224

Having a child is not a bad thing, but if you give birth to a child without being financially prepared, if you do not have the amount of money that will be spent on supporting that child, the child will definitely grow up in poverty. A child who grows up in poverty will not be able to earn money for his parents when he grows up. Therefore, every parent should not be financially independent and it is better not to have children. It is much better to give birth to a child to give a good future to the child rather than to give birth to a child to become rich.
I don't think that children born into poor families will not be able to make money, because in my opinion anything can happen, so if the child is aware of his poor family situation so he has the determination to succeed and by working hard of course the effort will not betray the results. And even if we talk about destiny that has been set but there is nothing wrong with us trying first because after all we want good results for ourselves or family.

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January 10, 2026, 10:17:50 AM
 #225



It's just expensive for those who haven't prepared, meaning those who aren't yet financially ready to have a family but enter it early. There are many people like that nowadays who have a children even though they know that even if they are on their own, it will be difficult for them to support themselves, then they have children early and end up complaining that life is difficult when you have children. Be financially free before getting married or starting your own family so that the hardship you have experienced won't be passed on to your child if life also becomes difficult for you. If you want a comfortable life, get rich first before you start your own family.

For most people, achieving financial independence before starting a family is nearly impossible. This is because it often takes a long time, and people typically achieve it later in life, when it's too late to have children. Therefore the focus shouldn't be on financial independence, but on financial stability. Having a stable income sufficient for a good home and savings will make it easier to cover the costs of having a child. Before having a child, you need to plan everything so it doesn't create insurmountable difficulties.

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January 10, 2026, 01:18:38 PM
 #226

I don't think that children born into poor families will not be able to make money, because in my opinion anything can happen, so if the child is aware of his poor family situation so he has the determination to succeed and by working hard of course the effort will not betray the results. And even if we talk about destiny that has been set but there is nothing wrong with us trying first because after all we want good results for ourselves or family.
There are a lot of stories from rags to riches. Born poor, aspired to get better in life and achieve their dreams. It's not their fault that they're born in a poor family and that's not their choice too. But if they don't do anything to make their life better and do their best, they simply just accepted their fate forever that they'll become poor. More children means that there will be more mouths to feed. I think for parents that can't control themselves when they make love, it's best to family plan. So they can monitor and plan how many kids they want to have and they're capable of living and supporting.



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January 10, 2026, 02:07:57 PM
 #227

I don't think that children born into poor families will not be able to make money, because in my opinion anything can happen, so if the child is aware of his poor family situation so he has the determination to succeed and by working hard of course the effort will not betray the results. And even if we talk about destiny that has been set but there is nothing wrong with us trying first because after all we want good results for ourselves or family.
There are a lot of stories from rags to riches. Born poor, aspired to get better in life and achieve their dreams. It's not their fault that they're born in a poor family and that's not their choice too. But if they don't do anything to make their life better and do their best, they simply just accepted their fate forever that they'll become poor. More children means that there will be more mouths to feed. I think for parents that can't control themselves when they make love, it's best to family plan. So they can monitor and plan how many kids they want to have and they're capable of living and supporting.
I think we should prepare first without having to consider all the possibilities; it is a form of responsibility for a parent to be able to provide the best for their child both in terms of life and education. Therefore, I think it is better to have a good financial preparation before having a child. I also think this way because I have seen many cases in my environment where children struggle to develop in all aspects due to their parents' limitations in providing support.

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January 10, 2026, 02:16:09 PM
 #228

I don't think that children born into poor families will not be able to make money, because in my opinion anything can happen, so if the child is aware of his poor family situation so he has the determination to succeed and by working hard of course the effort will not betray the results. And even if we talk about destiny that has been set but there is nothing wrong with us trying first because after all we want good results for ourselves or family.
There are a lot of stories from rags to riches. Born poor, aspired to get better in life and achieve their dreams. It's not their fault that they're born in a poor family and that's not their choice too. But if they don't do anything to make their life better and do their best, they simply just accepted their fate forever that they'll become poor. More children means that there will be more mouths to feed. I think for parents that can't control themselves when they make love, it's best to family plan. So they can monitor and plan how many kids they want to have and they're capable of living and supporting.
Many children = a lot of resources and must get resources to be able to live well, if we cannot produce a good economy then we will suppress the quality of children's lives, from food, education and so on, parents will focus on solving problems that never end because of their limited ability to get a stable economy on the other hand children do not develop properly due to lack of economy, everything in front of the data has evidence and rationality in its implementation so that the causes of hereditary poverty can occur, therefore it is very important to have a plan, budgeting and a long-term view of the costs that must be incurred and the number of children who can be financed in order to have a quality of life, so that the child can become a person who has competitiveness in the economic world.

 
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January 10, 2026, 02:27:20 PM
 #229

I think we should prepare first without having to consider all the possibilities; it is a form of responsibility for a parent to be able to provide the best for their child both in terms of life and education. Therefore, I think it is better to have a good financial preparation before having a child. I also think this way because I have seen many cases in my environment where children struggle to develop in all aspects due to their parents' limitations in providing support.
I agree being prepared before having kids. It's not the parents that will suffer if they have come unprepared but the kids. You've chosen to have kids and the kids can't choose their parents. And that's being responsible when you become financially stable before having kids.

Many children = a lot of resources and must get resources to be able to live well, if we cannot produce a good economy then we will suppress the quality of children's lives, from food, education and so on, parents will focus on solving problems that never end because of their limited ability to get a stable economy on the other hand children do not develop properly due to lack of economy, everything in front of the data has evidence and rationality in its implementation so that the causes of hereditary poverty can occur, therefore it is very important to have a plan, budgeting and a long-term view of the costs that must be incurred and the number of children who can be financed in order to have a quality of life, so that the child can become a person who has competitiveness in the economic world.
The problem with parents that keep on having more kids is they're thinking of them as retirement funds. They're the sandwich generation and thinking it's their kids that shall get them out of poverty. The kids aren't born yet, yet they already have a burden to please their irresponsible parents.



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January 10, 2026, 02:37:49 PM
 #230

Many children = a lot of resources and must get resources to be able to live well, if we cannot produce a good economy then we will suppress the quality of children's lives, from food, education and so on, parents will focus on solving problems that never end because of their limited ability to get a stable economy on the other hand children do not develop properly due to lack of economy, everything in front of the data has evidence and rationality in its implementation so that the causes of hereditary poverty can occur, therefore it is very important to have a plan, budgeting and a long-term view of the costs that must be incurred and the number of children who can be financed in order to have a quality of life, so that the child can become a person who has competitiveness in the economic world.
The problem with parents that keep on having more kids is they're thinking of them as retirement funds. They're the sandwich generation and thinking it's their kids that shall get them out of poverty. The kids aren't born yet, yet they already have a burden to please their irresponsible parents.
Some family cultures do make children their shield in old age, there have been many cases of this since long ago, seeing the wrong and right of this menajdi taboo considering that in this world there is such a culture, which should only be devotion without having to take full responsibility for parents, for example me, I have a sense of devotion to my parents but they do not demand me to support them even though it consists of several siblings, even though they are not rich but they do not make us the target of their old age to live.

To be honest, this way of thinking is not a problem as long as we as children are educated and given a good life since childhood so that when we grow up we get a decent job with a large income, with a level like that being able to finance parents, and the parents will not be blamed when the scenario is like that, which can be a problem in creating many children but not accompanied by the quality of education and life.

 
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January 10, 2026, 04:39:47 PM
 #231

The problem with parents that keep on having more kids is they're thinking of them as retirement funds. They're the sandwich generation and thinking it's their kids that shall get them out of poverty. The kids aren't born yet, yet they already have a burden to please their irresponsible parents.
Some family cultures do make children their shield in old age, there have been many cases of this since long ago, seeing the wrong and right of this menajdi taboo considering that in this world there is such a culture, which should only be devotion without having to take full responsibility for parents, for example me, I have a sense of devotion to my parents but they do not demand me to support them even though it consists of several siblings, even though they are not rich but they do not make us the target of their old age to live.

To be honest, this way of thinking is not a problem as long as we as children are educated and given a good life since childhood so that when we grow up we get a decent job with a large income, with a level like that being able to finance parents, and the parents will not be blamed when the scenario is like that, which can be a problem in creating many children but not accompanied by the quality of education and life.
The sense of filial piety to parents must be owned by every sane child, we also want to make them happy and that without being asked. However, there are some parents who consider their children as an investment that they can rely on.  And sometimes their children are expected to be a change of fate while from childhood not getting a decent life.
This has indeed become a culture and how many parents are like that. This sometimes becomes an obstacle for their children to progress because they have to postpone their intentions because they have to fulfill the needs of the family.

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January 10, 2026, 04:50:56 PM
 #232

Many children = a lot of resources and must get resources to be able to live well, if we cannot produce a good economy then we will suppress the quality of children's lives, from food, education and so on, parents will focus on solving problems that never end because of their limited ability to get a stable economy on the other hand children do not develop properly due to lack of economy, everything in front of the data has evidence and rationality in its implementation so that the causes of hereditary poverty can occur, therefore it is very important to have a plan, budgeting and a long-term view of the costs that must be incurred and the number of children who can be financed in order to have a quality of life, so that the child can become a person who has competitiveness in the economic world.

Kids need our time and attention also. The more kids you have, more difficult it becomes for you to give time to every child. We need to keep this aspect in mind also, while doing the family planning. Kids that got proper attention of both father and mother during there childhood become confident and intelligent. If you have money then that doesn't mean you can have as many kids as you want but the one you can take care of. In today's busy life, we have limited time for families and that's why we must have limited number of kids,   

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January 10, 2026, 05:41:37 PM
 #233

Many children = a lot of resources and must get resources to be able to live well, if we cannot produce a good economy then we will suppress the quality of children's lives, from food, education and so on, parents will focus on solving problems that never end because of their limited ability to get a stable economy on the other hand children do not develop properly due to lack of economy, everything in front of the data has evidence and rationality in its implementation so that the causes of hereditary poverty can occur, therefore it is very important to have a plan, budgeting and a long-term view of the costs that must be incurred and the number of children who can be financed in order to have a quality of life, so that the child can become a person who has competitiveness in the economic world.

Kids need our time and attention also. The more kids you have, more difficult it becomes for you to give time to every child. We need to keep this aspect in mind also, while doing the family planning. Kids that got proper attention of both father and mother during there childhood become confident and intelligent. If you have money then that doesn't mean you can have as many kids as you want but the one you can take care of. In today's busy life, we have limited time for families and that's why we must have limited number of kids,   
That's why it's so important to plan before having children once you're married. As you said having children is a huge responsibility ensuring their growth both in terms of health and education so they grow into healthy and intelligent individuals. And raising children isn't about money, but also about devoting time to them. Moreover if you have children but don't have these two aspects you and your children won't be able to lift your family out of poverty.

I often hear parents in my neighborhood advise "Don't have children when you're poor, because your children will experience the injustice of the world from an early age." It may seem harsh, but it's true. On the other hand don't we also see many cases where poor people tend to have more children? I see this because they don't have a well-thought-out plan and their recreational options are limited. I mean richer people can travel abroad, hang out at the mall, etc. Poor people can't, so the only free entertainment is sex.

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January 10, 2026, 07:37:55 PM
 #234

The problem with parents that keep on having more kids is they're thinking of them as retirement funds. They're the sandwich generation and thinking it's their kids that shall get them out of poverty. The kids aren't born yet, yet they already have a burden to please their irresponsible parents.
Some family cultures do make children their shield in old age, there have been many cases of this since long ago, seeing the wrong and right of this menajdi taboo considering that in this world there is such a culture, which should only be devotion without having to take full responsibility for parents, for example me, I have a sense of devotion to my parents but they do not demand me to support them even though it consists of several siblings, even though they are not rich but they do not make us the target of their old age to live.

To be honest, this way of thinking is not a problem as long as we as children are educated and given a good life since childhood so that when we grow up we get a decent job with a large income, with a level like that being able to finance parents, and the parents will not be blamed when the scenario is like that, which can be a problem in creating many children but not accompanied by the quality of education and life.
The sense of filial piety to parents must be owned by every sane child, we also want to make them happy and that without being asked. However, there are some parents who consider their children as an investment that they can rely on.  And sometimes their children are expected to be a change of fate while from childhood not getting a decent life.
This has indeed become a culture and how many parents are like that. This sometimes becomes an obstacle for their children to progress because they have to postpone their intentions because they have to fulfill the needs of the family.
Every parent should fulfill their responsibilities towards their child properly. There are many who pressure their child to work as soon as they grow up properly. They cannot grow properly because they are made to work to earn money for the family. Even a child who has big dreams wants to see himself in a different dimension but due to the pressure of the family, that work is no longer possible. In this situation, his dreams are broken for the rest of his life because of the parents. Parents should create a suitable environment for the child to grow up. Take care of keeping them as stress-free as possible at a young age. Only then those children will be able to take better care of their parents when they grow up.

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January 11, 2026, 11:47:38 AM
 #235

I think we should prepare first without having to consider all the possibilities; it is a form of responsibility for a parent to be able to provide the best for their child both in terms of life and education. Therefore, I think it is better to have a good financial preparation before having a child. I also think this way because I have seen many cases in my environment where children struggle to develop in all aspects due to their parents' limitations in providing support.
In general, this is true because financial preparation is the first option after acquiring knowledge about raising children and imparting knowledge to our own children. Therefore, the financial sector has become crucial in creating a more peaceful household, which must also be accompanied by the good cooperation we already have within the family. Furthermore, controlling children is also crucial because if control is lost, their condition will not improve, even if the parents themselves are wealthy.

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January 11, 2026, 12:09:41 PM
 #236


I've noticed many people say that raising children is very expensive. I do not know if you have children yet, and how much you spend each month on raising them. However, as someone who has children, I do not think it is as expensive as you're saying.




It's just expensive for those who haven't prepared, meaning those who aren't yet financially ready to have a family but enter it early. There are many people like that nowadays who have a children even though they know that even if they are on their own, it will be difficult for them to support themselves, then they have children early and end up complaining that life is difficult when you have children. Be financially free before getting married or starting your own family so that the hardship you have experienced won't be passed on to your child if life also becomes difficult for you. If you want a comfortable life, get rich first before you start your own family.

But is becoming wealthy and achieving financial freedom easy? Did you know that billion of people spend their entire lives trying but never escape poverty, let alone become wealthy or financially free

We do not need to make things more complicated, and as I said, raising children is bound to be expensive. But it does not cost a fortune, and having children does not plunge us into poverty like you or many single people think.

No one becomes poorer just from raising children, they only become poorer if they do not change, do not try harder and make more effort. Children are not only a precious gift but also a source of motivation, and that is why many couples have transformed their lives and become wealthier since having children.

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January 11, 2026, 12:34:30 PM
 #237

I think we should prepare first without having to consider all the possibilities; it is a form of responsibility for a parent to be able to provide the best for their child both in terms of life and education. Therefore, I think it is better to have a good financial preparation before having a child. I also think this way because I have seen many cases in my environment where children struggle to develop in all aspects due to their parents' limitations in providing support.
In general, this is true because financial preparation is the first option after acquiring knowledge about raising children and imparting knowledge to our own children. Therefore, the financial sector has become crucial in creating a more peaceful household, which must also be accompanied by the good cooperation we already have within the family. Furthermore, controlling children is also crucial because if control is lost, their condition will not improve, even if the parents themselves are wealthy.
One thing about parenting is very hard and difficulty to handle especially those parents that works all the time, you would find out that their children often lack home manners and adequate parental care, that is why even if you are wealthy today and that seems to be that extremely occupied you must find a way to take good care of your family irrespective of how much, you earn, have or about to have. Most of our children today loves their parents are deeply attached to their parents but most of them today barely have chance.

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January 11, 2026, 01:21:53 PM
 #238

Currently now some countries economy has crumbled making if very difficult to cope with in all aspects including having much children for now. Before this era things where a bit better even to those that are financially stable and those that are not but because of how hash things are now, it seems very difficult for the poor and child bearing is now monitored to avoid getting above your capability. I support having children within your financial strength because having children is not the issue what the issue is now is how to take good care of them, so how can a person that is not financially stable stand with children above his strength.

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January 11, 2026, 03:42:26 PM
 #239

The problem with parents that keep on having more kids is they're thinking of them as retirement funds. They're the sandwich generation and thinking it's their kids that shall get them out of poverty. The kids aren't born yet, yet they already have a burden to please their irresponsible parents.
Some family cultures do make children their shield in old age, there have been many cases of this since long ago, seeing the wrong and right of this menajdi taboo considering that in this world there is such a culture, which should only be devotion without having to take full responsibility for parents, for example me, I have a sense of devotion to my parents but they do not demand me to support them even though it consists of several siblings, even though they are not rich but they do not make us the target of their old age to live.

To be honest, this way of thinking is not a problem as long as we as children are educated and given a good life since childhood so that when we grow up we get a decent job with a large income, with a level like that being able to finance parents, and the parents will not be blamed when the scenario is like that, which can be a problem in creating many children but not accompanied by the quality of education and life.
There is nothing wrong about children giving help and taking care of their parents when they're already old. The problem with the other parents is that they're forcing their kids to take care of them and asks some money so that they can continue to go on. Other children have their own struggles as well and that's the result of not being prepared of what they did. It should be a well planned start to have family than to hope for them to be relied on when they become old.



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January 11, 2026, 06:59:27 PM
 #240

​Well it's actually very wrong. Basically, it feels more like bringing a child to life who doesn't even know what is going on, and then just giving him or her a responsibility. Indeed, many families' financial situations have gone worse mostly because they didn't even plan for their future . Like in my country it's way more worse especially for the Muslims they give birth to many children and at the end of the day, their belief is that out of all of them one will become successful. Like basically these are people who don't even have clothes to put on. If I think about it most times, some parents abuse birth by bringing an innocent child to the world when you know you can't take good care of them.....

​That said bringing a child to this world is a responsibility and a blessing, not a goal That's why for every parent if you are very much aware that you aren't financially stable but you have money ,yes you can have a child but it shouldn't be more than you can handle, so that you would be able to afford the needs of the child that's just it for me....

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