If one is creating a life just to be their hope for wealth in the future, then they should not even try to have babies.
Having kids is a big responsibility, and that means daily routine changes, emergencies, and many things that will change one's life. I have two kids, and I gave up a lot of my hobbies and bad habits for them. Quit smoking, drinking became occasional, and I try to be there for them.
When it comes to money, well, you will also give up a lot of things. You budget everything so that you can pay all the bills and somehow provide food on the table. Then diapers, milk, and more. Add the savings for their future. School and other things.
This is called responsibility, when someone has a child then indirectly we also have to be prepared with some things, especially in matters of responsibility because in fact we have decided that we want offspring so that in this case we as much as possible should give the best for the child who has been born.
Sometimes some people get the wrong perception when saying "children are a blessing or children are an investment in the future". Although actually this saying is not wrong but the meaning given is always used as a misunderstanding for some people.
Not a few parents make children as fields for them in the future for reasons of return and not a few parents who say children are a blessing always try to have many children without being able to control and see the financial condition they have. So in this case thinking adults before doing it also becomes important because not only because they think children are a blessing but we are not aware of the economic conditions they have, if they are able then we can consider children but if our condition and our partner are still struggling then it is not a wise choice if you force them to bring children in the family because it is not only parents who become difficult but children are also victims of our selfishness as parents.