Anoda P2P Warning: Pay attention

[Mpamaegbu]

Awa people sey nor too much talk for evening mass. Na short and simple e dey bi. Na why I dey go straight to d point. As dat picture show so, e mean sey nor be small issue. Before now I dey get dat warning as flash warning but today as I wan run P2P for Bybit na so dat warning stand gidigbam there. E nor move anywhere bc dem need make I acknowledge sey I see am before I move to wetin carry me enta dat place. For a long time now I dey dey weary of using my Palmpay aza run P2P even wen e bi sey I need dat cash there directly to do 1 or 2, except na wit old time trusted merchants. Now wey Bybit don com use dem hand plaster am there, e mean sey na strong thing oh. I nor com know how Palmpay go take react to dat going forward.

My people, I sey make I warn us ahead of calamitous calamity.

BTW, I glanced through to see if anybodi opened a topic on dis but I nor see. If there's anyone, I go take dis wan down.

[Charles-Tim]

How is this done?

I have looked through the app but I have been unable to remove transactions.

I searched online but not result regarding it.

Also, the valid one should be statement of account or a screen record that shows how you open the app and check the transaction history. But how can the transactions be be removed?

I doubt this. Maybe there is a way people can print fake statement of account is what I am thinking.

[Joy- maker]

How is this done?

I have looked through the app but I have been unable to remove transactions.

I searched online but not result regarding it.

Also, the valid one should be statement of account or a screen record that shows how you open the app and check the transaction history. But how can the transactions be be removed?

I doubt this. Maybe there is a way people can print fake statement of account is what I am thinking.

this was the exact question I wanted to ask OP when I first came across this thread,  because  I had been using Palmpay for my daily transactions for years now, and  I haven't seen nor come across any options in Palmpay that allow  for the deletion of transaction history, so I will pleased if anyone here including the OP will provide answers to this our questions to avoid been scammed. And as for the P2P aspect I also use my Palmpay account to trade P2P and no merchant have every complained that transactions can be deleted on Palmpay app, merchant always send me my Naira into my palmpay account and after confirming the transaction and release the merchant coin and everybody goes there separate ways no without any complains.

[Hatchy]

How is this done?

That warning always pops out when you initiate the P2P section of bybit. But I've actually not seen the warning as a major problem for a long time. Like you spotted, I've not seen the delete features on palmpay before, but we can't say it's impossible to be these scammers has their own different methods of doing things and since bybit keeps warning against it, then it simply means that some old users might have raised concerns in the past. Everyday there is always one issue or the other about P2P, it's getting tiring because our Nigerian people always mess their self up in many ways.

[Silverstonez]

How is this done?

That warning always pops out when you initiate the P2P section of bybit. But I've actually not seen the warning as a major problem for a long time. Like you spotted, I've not seen the delete features on palmpay before, but we can't say it's impossible to be these scammers has their own different methods of doing things and since bybit keeps warning against it, then it simply means that some old users might have raised concerns in the past. Everyday there is always one issue or the other about P2P, it's getting tiring because our Nigerian people always mess their self up in many ways.

if this warning always pops up, then why haven't seen it befor, and from the look of things this warning just started popping up of recent, because I just logged in my bybit app and initiated the P2P section and warning popped up, and I can remember trading some USDT last week Via P2P and no such warning popped up dude. So this warning just started popping up recently or maybe today.

And as the OP thanks for bringing this update down to the local board, at least people will see the update here before even going to confirm it on their bybit app just as I did few minutes ago. And find this forum very helpful and informative from what I have seen on this thread.

[Mpamaegbu]

How is this done?

I nor know how and I just hope sey e nor dey possible, honestly. It's scary. But I sey make I warn awa people b4 someone go sey dem nor know wen e happens to dem and I go feel bad not letting dis community know about am as I know.

... since bybit keeps warning against it, then it simply means that some old users might have raised concerns in the past.

You get d point. No smoke without fire or no fire without smoke as people wey go school dey talk.

if this warning always pops up, then why haven't seen it befor, and from the look of things this warning just started popping up of recent...

Yes, e go bi like sey na batch by batch dem dey dish am out. I nor dey see am too. At least I do P2P two days ago and I nor see am. But it happened to me dis morning.

[Doan9269]

Since the day I got to discover about how they could use Opay to scam one on p2p, ever since I often make use of transfer option than selecting any of the fintech wallet for my p2p, I've said it before and will still repeat myself, that we should not be careless when it comes to p2p today in Nigeria, because scammers are taking over to even solicit from you a deduction in selling rate they ought to pay for and if this is not stopped, they will continue in such habit scamming other users, learn well before engaging into p2p to avoid unnecessary stories on lost.

[Gozie51]

This is serious and I know that came up because people have reported to the exchange on their experience so far using palmpay.

I don't think there is any way to avoid clicking on the acknowledgement before proceeding because bybit want to be sure that the liability for whatever loss that could come out of the transaction will be shifted to the user. P2P transaction na wetin person dey do by shining your eyes because scammers find every means to have their way.

[Sammye3]

because scammers are taking over to even solicit from you a deduction in selling rate they ought to pay for and if this is not stopped, they will continue in such habit scamming other users, learn well before engaging into p2p to avoid unnecessary stories on lost.

Exactly what I was going to say about the price fluctuations in most p2p which has being the major means of scamming people. During most p2p trading, the prices you see might not be the exact price you'll sell at because merchants tamper with the prices by regulating and decreasing the sell price and in most cases people fall victim to this.

Most people send a lesser amount of the actual traded amount and if not noticed would be a loss.
It's very bad that people always find a way to rip others off their money in every scenario.

[CryptSafe]

I have not seen such pop up while using the platform. Maybe the system picks most palmpay users and flash them that warning and wants their consent in agreement to have seen the warning before proceeding with the transaction. Bybit is only trying to play safe by coming up with such techniques so that they would not be held responsible for anything that goes wrong with any transaction as they have likely received lot's of complaints from the Nigeria community with respect to cases of such nature. So once you click on agreement to the terms of using the payment gateway, anything that happens in between, they will not be held accountable for your actions. They are only just playing safe and it is left for the community to protect their transactions and assets.

[Hewlet]

Now wey Bybit don com use dem hand plaster am there, e mean sey na strong thing oh. I nor com know how Palmpay go take react to dat going forward.

Anyone that has been an active user of bybit should by this time know that they always give this kind of caution out to users so that it can help protect the users from being careless when dealing with fellow p2p merchant that are using palmpay. the p2p process is one that everyone that is involved in should be as careful as possible or else he becomes a victim of scam. if after acknowledging that you are aware of the risk that is associated with trading with merchant that are using palm pay and you got scammed at the end, they can comfortably take themselves out of the equation since they have done their part to keep you safe but you likely did not do enough.

[Bright0515]

Scammers just know how to do their things in different ways. The reason why bybit makes this very bold for you to see and acknowledge is because they have encountered several reports from such palmpay users, so they are making this message very bold so that you don't say they didn't warn you to be at alert while you trade. However it looks like there are more scammers on bybit than other crypto exchange, because several warnings are actually from bybit users.

Anyway I think there's a way you can trade safely when it comes to this scenario. But first of all I have to rescreenshot the photo, then resize it and also make it bold so that everyone can see it very clear then I can explain concerning this issue and how to resolve it by not using a palmpay vendor.    



Look inside the red line you will see All Payment Method, click on it then all the vendors with their specific accounts description will show, just chose another alternative payment method that you are comfortable with. By doing that will can trade safely from vendor who's using palmpay for trades.

[Karl_3000]

I have not seen such pop up while using the platform. Maybe the system picks most palmpay users and flash them that warning and wants their consent in agreement to have seen the warning before proceeding with the transaction.

I am using Palmpay as one of the accounts that I use for crypto transactions but I have not seen the warning before on Bybit. Since I have been using Palmpay for crypto, I have not seen any problem before. If there is problem, my coins are released for me because I am not planning to scam and I report any suspicious user.

[EarnOnVictor]

My people, I sey make I warn us ahead of calamitous calamity.

Thanks for reminding people about this, though Bybit itself has done Its part by duly alerting to warn people of the danger of using Palmpay to transaction in P2P. And I'm sure that before they would issue the warning, they would have had series of cases regarding the issue where the history disappears after complaining, until they got to the root of the matter. That is to show how desperate and wicked people could be. Well, half word is enough for the wise even as people continue to use Palmpay for the same purpose.

I even wonder why Palmpay would allow that among all the banks and Fintechs in the country.

[Agbamoni]

OP you done try to bring am to our notice again because e get many users of Bybit wey no they read all these warning dialogues wey they show. Na of recent wey i start to dey pay attention to the thing sef.

Again this thing wey Palmpay they do no really make sense. Unless they no want make person they use their service again, e better say they make am clear to people to avoid using their service for P2P trading. What is the essence of deleting a transaction? The feature doesn't make sense honestly.

[AVE5]

                                             

It's also nice to see how the on chain is gradually interacting with the off chain that also exposes the risks in the banking system too. it's also important for the p2p users stay aware with this warning because such transactions disputes in the traditional system doesn't get resolved at the very good times.
The bank will ask you to come today come tomorrow, go to the court and go to the police and at most times, the energy and resources demanded on the course of trying to meet up with the required documents will even be more preferred than the money you're trying to recover on the process. Sometimes after considering expenses, you may decide to let the funds go and there you looses it.

[Itz-prisigold]

This is actually a very useful heads-up. I personally have not experience that warning on my end when using palmpay for P2P and my trades have been going well so far. But seeing this indicate that things maybe undergoing changes on their end. It probably indicate that they've had repeated disputes linked to palmpay transactions, especially given that account details can be deleted or updated later.

I believe the most secure thing to do for now is to keep using only verified or reliable traders if you must use palmpay and make sure to always keep your transactions records.

[ejikeme24]

How is this done?

this was the exact question I wanted to ask OP when I first came across this thread,  because  I had been using Palmpay for my daily transactions for years now, and  I haven't seen nor come across any options in Palmpay that allow  for the deletion of transaction history, so I will pleased if anyone here including the OP will provide answers to this our questions to avoid been scammed.

This is actually my first time of seeing such, though whenever I click on the p2p box something like this usually Pop up but the warning is not regarding palmpay but a different thing. The truth is I don't use palmpay when trading in p2p I usually make use of my opay, I think this issue is  about those who are selling coin because they might receive the payment and still pretend like they have not gotten the payment and start pressuring you to initiate it back else they won't release coin, maybe someone have been scammed through this method lately that is why they have chosen to alert people about this new scamming method.

[Mpamaegbu]

I believe the most secure thing to do for now is to keep using only verified or reliable traders if you must use palmpay and make sure to always keep your transactions records.

It has always been the most secure way, whether we dey use Palmpay or not. D problem wit some of us bi sey we dey like chase rate instead of checking out reviews on merchants and finding those wans wey d platforms don vet for us. Most times, na those wans wey nor dey verified dey offer us betta rates and na why awa people dey go for dem. Na wrong move be dat bc at d end most times e dey end in regrets and pains. Besides dat wan, make we dey try avoid merchants wey dey use 3rd Party Accounts or those wans wey dey stylishly sey dem fit pay from dem other accounts bc of wan thing wan thing. Stick to only merchants wey dey use dem registered names on d platform wey u dey use.

[Mpamaegbu]

This evening, I just dey stroll pass Twitter and com jam these tweets wey Tola and Vindicated Chidi dem make on dis same Bybit today . Na wa. Dis thing nor be small matta at all. Those of us wey sabi those two dudes know sey dem be big fish for Naija crypto space. For dem to open up like dat shows sey dat matta don choke so. If Bybit nor quick do something, something go do dem. To lose Naija patronage nor be small loss e go bi for Bybit oh wen it happens

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Edit: For those wey wan follow up on d gist and its unfolding story, una fit read more up here @connectwithtola