financial goals

[GIF-JOBS]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

yea i hear you tracking expenses is a great was of trying to save and real certain goals we have for our lives, it allow us to see where we are spending and where we are over spending. we waste a lot of money daily on the stupidest things like coffee and eating out even cloths. we need to learn to live within out means of even under so we are able to save. saving now a days is not impossible but it certainly is alot harder then back in the days

These are the small expenses that we do not pay much attention to, if we add them up throughout the month, then at the end of the month those small expenses become very big numbers, that is why it is very important to abandon such bad habits. And the most important thing to control this is to spend according to the calculation, we have to be aware, we have to learn to save consistently, even if we start with small amounts, consistency is the most important. Keep saving little by little, then after some time it will become a big number, no matter how much the income is, if we cannot control the expenses, then saving is not possible, but even if the income is low, if we spend consciously, then saving is possible.

[Zanab247]

This is what some investors are avoiding which is the cost of their low profit, because they don't want to learn from from those that have the investment experience and it will be hard for such investors to make progress the way they want. No matter the capital you save to invest in decentralized asset, you need wisdom that will back you up to achieve your goals, because that wisdom will be like light that will be directing you not to sell in the loss season than to continue hodling to meet up with your target which is the joy of every successful investors.

One of the key you need to achieve your goal from decentralized investment is patient, I came to discovered that some investors don't want to be patient whenever the price of their choice have not come to stay than to pay attention to some wrong advise that will make them to ignore patient to sell in the loss.

[Mame89]

In my opinion it is good to keep track of expenses but sometimes getting stuck in the account book increases mental stress. It is not right to say that all expenses are wasteful, some expenses give us relief and increase our work energy. I think it is important to give ourselves a little leeway in addition to keeping track. Otherwise we may get bored and give up on the path to achieving our financial goals. Only if there is balance it is possible to maintain this habit for a long time.

it is actually draining to keep up with this, instead of keeping track of expenses it is better to create a budget and follow it instead of keeping track of expenses everyday

I have made expense accounts many times but it was tiring to write them down. I cannot implement it properly by allocating a budget only for the family, which reduces or increases it. I allocate a budget for investments and it can be implemented for other extra expenses. I think your mental perception can have a significant impact on reducing extra expenses.

Recording your finances can feel tiring and boring especially if you do it manually. But to avoid that feeling, you don't need to write everything down simply record your significant expenses. Recording your income and expenses helps you control your cash flow and avoid waste. By recording every income and expense you can evaluate bad habits and allocate your funds wisely ultimately saving money.

Essentially when you record large expenses you can evaluate your spending which helps you understand how your money is being used and you can distinguish between needs and wants. So while tiring recording your income and expenses is one of the factors that contribute to achieving better financial health.

[liasbaa]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

By writing down your expenses, it will be easier to set a budget for the next week. You can know how much money family spends by writing down your expenses. Many people do not spend their family money in line with their income, but if you prepare a weekly budget in line with your income, the amount of waste will be reduced.

I agree with writing down a weekly budget because through this, the amount of excess expenditure can be identified and the excess expenditure can be reduced in the next month.

[tbterryboy]

I do not really have that much financial goal, I just end up trying and hoping that I could end up trying to pay my debt and have zero debt, that's it. Normally I was incredibly close to paying it all back recently, I was really getting very close, but then another thing happened and now I am back to where I started. It's sad to keep always having to face these issues in life but maybe that is life, that is how it works and I just got used to it by now.

It's been years and I have been paying one debt and then while paying that made another debt and then I kept on paying that and it kept on snowballing from there. Now next month I will start paying back this new one and I bet that there will be another one before I pay this one out.

[AmaGold70]

Achieving a financial goal requires discipline and financial discipline, staying cautious on your expenses and the things you spend money on is very necessary. It is important to know that certain lifestyle can hinder someone from achieving his or her financial goal, for instance, when you live a luxurious lifestyle, you buy things that are so expensive while trying to gain financial achievement, it doesn't really work that way.
As you prepare to achieve financial goal, cut down your expenses, remain focused and work towards your financial achievement. It is also necessary to make your budget and draw your scale of preference and ensure you don't spend out of budget and your scale of preference.

[Pablo-wood]

I do this as well. I already keep regular Excel files for many things and this year I created separate special files for some expense categories. I record my spending and I think this is very useful. I'm sure that the more regularly I keep records, the more financially successful I will be. This is important for keeping some discretionary spending under control. With economic difficulties around the world, it's necessary to save more. We are living in uncertain times where you never know what will happen next day.

A spreadsheet tracker is a nice idea I too will try it out. I use paper and pen to record my expenses and I find myself not keeping up to that. Maybe a spreadsheet will make it more serious since It can be accessed with my phone as well. My only challenge might be to remember to enter my expenses each day. I will also set an alarm to that effect so I get reminded in case I forget.

It's been years and I have been paying one debt and then while paying that made another debt and then I kept on paying that and it kept on snowballing from there. Now next month I will start paying back this new one and I bet that there will be another one before I pay this one out.

It's really hard to grow with debts hanging on our necks. I remembered when I had a long standing debt that lasted almost three years, I couldn't do anything else with my earnings but to sort out my self and clear those debts. Just like your story I kept taking loans just when it feels I was almost clearing the old ones off. What I did was suspend every need of mine until I cleared it off. That period was rough but it was a price I needed to pay to be free.

[summonerrk]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

Saving money is just as important as earning it. Otherwise, why do I work so hard? To spend money wisely, you need to track stocks in your banking app, grocery stores, and clothing stores. All of this is important, because if you know how to invest well, every $10 saved today can become $20 in a couple of years. And so on, thanks to the law of compound interest. This mathematical law is what makes rich people as rich as they are today. They simply reinvested constantly to quickly reap the benefits.

[beerlover]

Achieving a financial goal requires discipline and financial discipline, staying cautious on your expenses and the things you spend money on is very necessary. It is important to know that certain lifestyle can hinder someone from achieving his or her financial goal, for instance, when you live a luxurious lifestyle, you buy things that are so expensive while trying to gain financial achievement, it doesn't really work that way.
As you prepare to achieve financial goal, cut down your expenses, remain focused and work towards your financial achievement. It is also necessary to make your budget and draw your scale of preference and ensure you don't spend out of budget and your scale of preference.

It also requires a calm and relaxed life. If you constantly under chaos like me, then you end up with new financial troubles every month and you can be as disciplined as you want, when that happens, NOBODY in the world can survive that and make some investment. You can put Warren Buffet in my place and I guarantee you that he will not be able to live within my budget while all of this is going on.

So this is why we keep suggesting that the best way to increase your wealth is by getting more income, not spending less. In 2026 I got a raise and now I am making more in my salary thanks to my boss, so that should help on the long run, but it's also not an easy task to keep trying to budget and live within that when new expenses come out every month.

[beerlover]

PSG is not only good because of money, while that is of course a big part of it, they are not only good because of that. Spending money is a great way to be a champion, but you need to correctly spend it and you need to have a coach that can do wonderful with that kind of money as well. Look at PSG, and how much they spent in the last ten years, the "net spend" they had, and then look at UCL win they had last year, they won over many teams who spent more.

This shows they are not only better than the French teams they are playing against and they are also good against all other European teams as well. Which is why they are strong right now, not because other teams are poor, but because PSG knows how to spend the money very well.

[Cgrexp]

Achieving a financial goal requires discipline and financial discipline, staying cautious on your expenses and the things you spend money on is very necessary. It is important to know that certain lifestyle can hinder someone from achieving his or her financial goal, for instance, when you live a luxurious lifestyle, you buy things that are so expensive while trying to gain financial achievement, it doesn't really work that way.
As you prepare to achieve financial goal, cut down your expenses, remain focused and work towards your financial achievement. It is also necessary to make your budget and draw your scale of preference and ensure you don't spend out of budget and your scale of preference.

No matter how small the income is, if there is discipline and control, it is possible to save or invest even a very small amount of money. However, no matter how big the income is, if there is no control, it is never possible to build it, so it is important to control it. Spending is not bad, but if it is spent blindly, awareness is not maintained, so you should spend it understanding what is necessary and what is unnecessary. Everyone's preferences are not the same, so it is better to set a budget according to the preferences of each person. And while setting it, first keep the expenses of your basic needs, that is, those that you have to fulfill. Then, after keeping expenses for investment or savings, you can keep the expenses of luxury or other expenses. By keeping the expenses of basic and savings or investment and then spending, it is possible to maintain discipline. Financial success does not come only depending on earning big money, but rather on maintaining a balance between income, expenses, savings or investments.

[rezakurnia66]

Achieving a financial goal requires discipline and financial discipline, staying cautious on your expenses and the things you spend money on is very necessary. It is important to know that certain lifestyle can hinder someone from achieving his or her financial goal, for instance, when you live a luxurious lifestyle, you buy things that are so expensive while trying to gain financial achievement, it doesn't really work that way.
As you prepare to achieve financial goal, cut down your expenses, remain focused and work towards your financial achievement. It is also necessary to make your budget and draw your scale of preference and ensure you don't spend out of budget and your scale of preference.

Actually to achieve financial goal firstly you need source income firstly having main job or side job before how to make discipline financial or has good money management, if want achieving financial goal actually need to manage well with outcome and don't spent your money for not really needed such as buying most expensive fashion, bag or spending much money to luxury lifestyle. Need be smart allocate money for daily needed or something urgent and don't spent your money if something not daily needed, its the key if want to reach financial goal and not every one although has much money can't allocate well exactly for something not really urgent.

[Byebyebtc]

Building wealth is the best financial goals, one thing I got to understand is that no matter how you try monitor your expenses, you will still spend regardless because you can't control emergencies,
But if you try to build wealth it will cover up for all your spendings, and monitoring your experiences will not be an issue for you anymore

[Mikky02]

Budgeting is also important in setting a financial goal as an individual most at times people see budgeting so difficult we all know is not as easy as we think but we just have to try setting a financial goal isn't easy mostly in the aspect of savings what if an emergency comes up one will be left with no option mostly individuals with no steady source of income mostly emergencies like health even when individuals have the willingness and consistency, Emergencies are unexpected occurrence people don't budget for that was the major reason I used health as an example and that's because illness occurs suddenly no one planned to fall sick and many other emergency situations depends on an individual. When setting financial goal we should also look at those factor that can affect setting a good financial goal they are alot of factors that can affect and an individual most look into those aspect before starting any

[CageMabok]

Building wealth is the best financial goals, one thing I got to understand is that no matter how you try monitor your expenses, you will still spend regardless because you can't control emergencies,
But if you try to build wealth it will cover up for all your spendings, and monitoring your experiences will not be an issue for you anymore

Anyone who is aware of emergencies will certainly never tire of building wealth in their life and will also strive to maintain it very well. Because wealth that has been built still needs to be properly maintained by its owner, especially if that wealth is one option for solving life's problems that often arise for everyone in this world. I also still try not to be too wasteful and continue to monitor unnecessary expenses because that is also part of the steps in building wealth for myself.