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Author Topic: Is it necessary to make new year resolutions for financial breakthroughs?  (Read 486 times)
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January 02, 2026, 09:01:30 PM
 #21

But there's nothing wrong with having a new year's resolution, because by having a resolution in the new year, it implies that you want to be a better version of yourself in the new year - having a resolution means you still have goals and the desire to develop in this new year. Even though it sounds like BS to some people, for most people having a New Year's resolution gives them something to hold on this year, even though some may even fail to realize their resolution, it's not all about perfection, but about development in our lives to be a better person.

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January 02, 2026, 09:05:19 PM
 #22

We should not wait for the new year to set goals, just feel the need and start working towards achieving the goals. There is no specific time to set goals or start the journey of success, it can be at any time or in the context of any event. However, we should not just deceive ourselves like lazy people. What you think about with mental effort should also be physically done, it requires effort. If you want to get comfort and success together, then a huge mountain of failure is waiting for you. Remember, every action has a reaction. If you relax during work, you will have to work during rest. If you work today, tomorrow will be comfort, if you rest today, tomorrow will be hard work. So, considering the future, use your talent as well as your body.











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January 02, 2026, 09:07:12 PM
 #23

New year resolutions are unnecessary for financial through if you are not putting in any effort to get things done you might not achieve anything. financial breakthrough can only come when you work to get it. Focus on learning a skill or doing something that generates money. it is okay to come up with a resolution for the new year but don't let that be where it stops. A lotnof people make new year resolutions but there is no action taken for them to make progress. financial growth only comes when you do the things that are necessary instead of relying on resolutions and procrastinating

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January 02, 2026, 09:44:36 PM
 #24

New Year's resolutions are actually useless. Think about it I know so many people, or even looking at my past self, who would often make them only to follow through for a few days or weeks. In the end, everything just goes back to the way it was. This is because most New Year's resolutions are just 'wishes'; the action behind them isn't 100%, maybe it only reaches 25% or even lower than that.

For me, the true meaning of a resolution is that even without the New Year, the moment we decide to change, we do it immediately. We shouldn't pick a specific season; we should start changing right then and there on the spot. How much more about in Breakthrough were everyone else wishing for?

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January 02, 2026, 09:49:15 PM
 #25

New Year's resolutions are actually useless. Think about it—I know so many people, or even looking at my past self, who would often make them only to follow through for a few days or weeks. In the end, everything just goes back to the way it was. This is because most New Year's resolutions are just 'wishes'; the action behind them isn't 100%, maybe it only reaches 25% or even lower than that.

For me, the true meaning of a resolution is that even without the New Year, the moment we decide to change, we do it immediately. We shouldn't pick a specific season; we should start changing right then and there on the spot.
I totally agree with your deductions about the famed 'New year resolution' on so many grounds because I think it is just people who don't know their left from right actually do this.
A resolution should be the start of a change that we want to happen and shouldn't be tied to a date because our calendar differs across the globe and I believe all this celebrations are just man made to keep score and history alive.

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January 02, 2026, 11:22:41 PM
 #26

I do not think that I will have anything better than what I have heard. My job salary "could" be nearly double what I am getting paid today. That depends on how much I can work of course, and I rather work and do a better job, I am not planning on just being lazy, but sometimes life throws you an unexpected uppercut and you find yourself unable to work at maximum efficiency.

However, if I can work as much as I normally can, then I am going to get paid almost double what I am paid today, and I really feel like that breakthrough is more than enough, not need anything more than that. I can pay off all of my debt and go back to living a much better life and should not be an issue for me at all, could do very fine job.
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January 02, 2026, 11:42:26 PM
 #27

With or without new year's resolution, what matters is the actuality of doing that.

And whether you have made some financial breakthroughs or milestone, it's up to you on how you'll accept that.

Just follow what you want to be in this year and give yourself that goal you want to achieve in finance.
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January 03, 2026, 07:35:31 PM
 #28

People do those resolutions because they see the change of year as a before-and-after, so they take advantage of that perception in order to try to commit in reaching their goals by the next year. It may sound unreasonable or lazy to some people but to me it makes sense when we consider it has become rather a tradition for people in the west to start working on their new objectives from January, in hopes on seeing results by December.
It is economically valid, though I don't know how effective it is in terms of helping people to improve their economical situation when compared to the previous year, as breaking old habits and keep new ones is very difficult.
I have no doubt that it makes sense to make new year resolutions so that people will have focus and look forward to things to achieve in the coming year. The question is how many people succeeds in their new year resolutions, I think lesser people do and these minority are those that are focused who don't make spore of the moment decision because they are entering a new year. Some people who have big dreams about their future but don't have a solid plan on ground to achieve it also make resolutions, those are the category that I'm talking about, after a few months they are back to their old ways. But if a person is disciplined and make a promise to himself that he will work towards achieving a goal in the new year or stoping some bad behaviors, with determination and working towards it they can achieve it or atleast take a bold step.

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January 03, 2026, 08:48:22 PM
 #29

But there's nothing wrong with having a new year's resolution, because by having a resolution in the new year, it implies that you want to be a better version of yourself in the new year -
Resolutions are signs of some improvements that you want to make in your life, things that you want to do differently so that you can have a different outcome and result. Concerning financial Breakthrough resolutions may help you achieve financial breakthrough if you make some resolutions concerning your finances they may actually push you to that financial breakthrough that you seek. A resolution like to work harder, to become intentional about your finance, a resolution to budget more and invest more, a resolution to actually market yourself and skills better etc, those resolutions can help and lead to financial breakthrough.

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January 03, 2026, 10:48:20 PM
 #30

It's not necessary to have a New Year's resolution for a financial breakthrough, but if you feel that your financial condition last year was so bad and you want to make real changes this year, then having a New Year's resolution can be a meaningful first step for you. if you have a New Year's resolution, you can prevent yourself from falling into the same mistakes as last year, you can better manage your expenses and be more eager to realize financial goals that previously sounded like just dreams for you. at least you have a commitment that you need to realize, not just starting the year without awareness to change your financial condition.

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January 03, 2026, 11:01:32 PM
 #31

In my estimation, anyone who had to wait until first of January to make a resolution about their finances will break the resolution before the 10th day of the month. Those things are not sustainable. They are just trends that people follow to make them feel good and make it look as if there is a change, meanwhile they didn't make any. It was all smoke without fire. Financial breakthroughs are backed up by core finance principles that only the self-disciplined can sustain and in it not in lofty words or text but in SMART goals and execution.
This got me into thinking a narrative that occurred between an interviewer and a business tycoon lately, he said, been financially free is been delaying gratifications, whatever things that will make you feel good should first be on hold, what ever will make you feel like you are financially strong should be kept on paused, that been strong during a storm even when there is investment somewhere without touching it for survival is the key to financial breakthrough.

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January 03, 2026, 11:05:30 PM
 #32


If you haven't been working towards a plan to actualize financial breakthrough in a new year don't make a resolution to achieve it. It is not necessary to make new year resolution but if you must let it be only on achievable goals.

You don't need to make it a New Year's resolution; if you are serious, you can do it anytime you feel you need to improve your financial situation.
You can list what you want to achieve in 2026, but efforts should be made daily, not only before the end of the year, because if you find something to improve, you will delay it and wait for a New Year again to include it in your resolution.
Improving oneself should never be delayed.
 
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January 03, 2026, 11:40:15 PM
 #33


If you haven't been working towards a plan to actualize financial breakthrough in a new year don't make a resolution to achieve it. It is not necessary to make new year resolution but if you must let it be only on achievable goals.

It's a never-ending cycle. If you use resolution to change yourself or plan something big, you may develop a bad habit and wait until the new year to change it. Improving your plan and developing yourself should not depend on New Year's resolutions; only kids do this because they are in a developmental stage.

But we are adult individuals. Should make it a point to watch our plan and ourselves constantly, and to improve at any moment without delay, because as adults, we are an example to our young ones.

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January 03, 2026, 11:46:27 PM
 #34

Resolutions are like inks on paper, could be thrown away at any point in time. Not one person who is close to me has made a resolution that sticks to it till the end of the year. It is always at the end of the year that we see people taking their life seriously, but when the new year has gone by, they all go back to their old ways. In addition, ill rather not make any resolutions but try to always do the right thing for myself, provided that im stilll breathing.

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January 04, 2026, 03:40:19 AM
 #35

I dont think a new day on a new calendar makes any difference if a person continue their old habits and makes the same mistakes over and over again. Of course there is nothing wrong in making a resolution but to do so one does not need a year to start, they should do it right away.

Choosing the proper method to invest, the correct time to trade does not happen overnight but from practicing dummy trading, watching charts and seeing what is going on in the world politics. Learning new skills to develop and working on your current position in the job market, these things can be started anytime.

So dont follow with resolutions but have a goal of what you want to achieve ever few years, just the years as just a time metric to calculate your profits.

 
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January 04, 2026, 04:02:44 AM
 #36

As the years go by new year resolutions are beginning to seem very unnecessary to me, the most important thing you need to succeed in lifenis motion because there is no way that you can make progress without it...it doesn't stop at having a resolutions if you don't take necessary steps to make a change you would remain at a particular spot for a long time...you don't need a resolution for financial breakthrough you just need to work

They become unnecessary because most resolutions are emotional not strategic which often fades quickly.Discipline is missing in their resolutions.Everyone has that new year energy,but only few persons use it right.We find it difficult to realize that discipline is what pays off more in the long run.Wether new year or not you don’t need a New Year resolution for a financial breakthrough,you need clarity,a system that works and execution.

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January 04, 2026, 10:58:06 AM
 #37


If you haven't been working towards a plan to actualize financial breakthrough in a new year don't make a resolution to achieve it. It is not necessary to make new year resolution but if you must let it be only on achievable goals.

You can only use a New Year's resolution if you have been successful in the past in completing what you promise in your yearly New Year's resolution. Still, if you keep breaking some of these resolutions, you are just wasting your time and effort, and there's no absolute seriousness to them.
It's better not to make a New Year's resolution; just do what's necessary to improve oneself and one's condition whenever it's needed.
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January 04, 2026, 12:23:39 PM
 #38

Towards the end of the year to the eve of a new year people make all sorts of resolutions to become better financially and have improved lifestyles. The question is what is the percentage of people that actually live up to their expectations? From my observations I believe that the number is less than 30% and if you go by my calculation you will wonder what happens to the rest of the 70%. I think that talk is cheap, it is easy to make plans on paper but execution is where work lies, after planing action should follow.

Why wait till the end of the year to make plans about how you want your new year
to be, it seems like a quick fix or a lazy strategy. Some people have been having the same or similar new year resolutions for years and they never quite get it right till the next year's eve then another resolution.

Falling twenty times does not mean you should give up your dreams because when you keep going, a time will come when you will not fall again, so actually those 30% percent who haven't meet there expectations have actually been trying to get there so they will continue to make a resolution even if this year does not also favour them till they see the business of there dream, if they shouldn't make a resolution because of obstacles is like getting won by poverty. Do you think a person does not have any ambition for there future?, there is something each and every hardworking person wants to see in there live, so they always wish for the accomplishment of it, so it was already on there mind before the new year resolution and not something they just made suddenly because of the year.

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January 04, 2026, 03:37:40 PM
 #39

Personally I don't think it's very necessary to make a new year resolution for the new year because that's just putting unnecessary pressure on yourself and at the end of the year you end up doing nothing, last year was good for me but this year will be even better as I work towards being financially stable and of course everyone have different plans for the year but writing down a new year resolution on a book like people usually do is not for me at all so I will just go with the flow with a positive mindset of making myself and everyone around me better financially

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January 04, 2026, 04:36:55 PM
 #40

New year's wishes don't actually work if it's not backed up with the necessary action that, is needed to bring it to light this is what many people fail to realize especially the religious class. You see people making all sorts of plans and a list of things that they intends to do the next year but unfortunately many people don't get to see their dreams come to maturity simply because just wishing and even planning is not enough but putting that your plan to action. Working towards the actualization of your plan is the most important thing.
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