Is it necessary to make new year resolutions for financial breakthroughs?

[Cheema02]

Resolutions are made at the beginning of the year, in reality, most of those resolutions to have no value. I think such resolutions are just a waste of time for many. If our financial situation is not good, then it is never possible to implement any plan we make. We are aware of our financial situation, so we know very well what we can do and what is difficult to do. To improve our finances, we have to work. Through work, our financial capacity will increase, after which if any plan is made or promise is made, it will be possible to implement it. Any promise is very easy to say verbally, but much more difficult to implement.

Your point is really solid about resolutions. Many individuals makes plans about the whole year at the beginning of the new year which known as resolutions and its actually give you motivation and many people make resolutions at the end of the year. And its not supporting by real action. If an individual in bad financial condition then the only way for financial stability and that is hard work. As we all know our limits so its on ourselves how can we upgrade our lifestyles because it can't be done by making promises and in reality it comes with making efforts and efforts requires hard work. When we make strong planes and work consistently we gradually improve our financial stability and then plans becoms possible to flow. So if we make promises every year but don't work on that then its useless but the actual success needs discipline, consistency, hard work, patience and without these elements resolutions seems like a word and don't give improvement in life.

[Dick Long]

Resolutions are made at the beginning of the year, in reality, most of those resolutions to have no value. I think such resolutions are just a waste of time for many. If our financial situation is not good, then it is never possible to implement any plan we make. We are aware of our financial situation, so we know very well what we can do and what is difficult to do. To improve our finances, we have to work. Through work, our financial capacity will increase, after which if any plan is made or promise is made, it will be possible to implement it. Any promise is very easy to say verbally, but much more difficult to implement.

Your point is really solid about resolutions. Many individuals makes plans about the whole year at the beginning of the new year which known as resolutions and its actually give you motivation and many people make resolutions at the end of the year. And its not supporting by real action. If an individual in bad financial condition then the only way for financial stability and that is hard work. As we all know our limits so its on ourselves how can we upgrade our lifestyles because it can't be done by making promises and in reality it comes with making efforts and efforts requires hard work. When we make strong planes and work consistently we gradually improve our financial stability and then plans becoms possible to flow. So if we make promises every year but don't work on that then its useless but the actual success needs discipline, consistency, hard work, patience and without these elements resolutions seems like a word and don't give improvement in life.

In this part of the world the new year is highly celebrated, valued and respected. Many people in our country attach a lot of meaning to the new year, because it is believed that what ever is done at the beginning of the year, there is always a special drive to pull naturally towards achieving pupose and aims in the new year. But in my own opinion it must not only be during the new year resolution that we make resolutions instead decision can be made at any time of the month and year and still achieve anything, especially setting financial goals.

[boyptc]

If you haven't been working towards a plan to actualize financial breakthrough in a new year don't make a resolution to achieve it. It is not necessary to make new year resolution but if you must let it be only on achievable goals.

You have said it, you don't need to make one for you to achieve it. What you need is for you to do it. And there are resolutions that are unachievable and that's only giving pain to the ones who have wished for it.

Everything that can make you achieve those goals, do it for yourself and not for someone to be impressed with you.

Because your financial standing is what you'll be facing in the end and even without people noticing how good it is, it will reflect on what kind of spender or wise person you are in money.

[Samlucky O]

Towards the end of the year to the eve of a new year people make all sorts of resolutions to become better financially and have improved lifestyles. The question is what is the percentage of people that actually live up to their expectations? From my observations I believe that the number is less than 30% and if you go by my calculation you will wonder what happens to the rest of the 70%. I think that talk is cheap, it is easy to make plans on paper but execution is where work lies, after planing action should follow.

the truth is that life offers you what it has, and not you giving life what you need. this statement signifies that what we plan and what we see in life is quit different. so what live gives is what we accept. there was a time when we where younger and we expected to graduate from school and marry at a certain age and leave a cool and sweet life, but guess what? everything turns the opposite after some years. this shows that the economic is very hard and we might make decision but could not fulfill it. not that we cant fulfill it, but our expectation didn't meet our demand. so it is possible that out of %100 that make resolution %30 will only succeed because economy only favors few and not all.

Why wait till the end of the year to make plans about how you want your new year to be, it seems like a quick fix or a lazy strategy. Some people have been having the same or similar new year resolutions for years and they never quite get it right till the next year's eve then another resolution.

sometimes people dont mean what they say about their new year resolution, but just as a duty to work upon. it is more of a motivation to keep you working hard to make sure you change from your previous lifestyle to a new one. so this things call resolution is just a random thought that helps someone work on themselves to make a new beginning.

[DPHOR]

To be realistic there are people who may want to make their new year resolution but what matters there is how effective and strong we could stands on our words because it may be possible that we speak but can not really working on whatever decision we have taken before.
So to come out of financial hardship we need to put efforts and energy to keep us going, the most interest point should be having a personal decisions.

[justdimin]

Why wait till the end of the year to make plans about how you want your new year to be, it seems like a quick fix or a lazy strategy. Some people have been having the same or similar new year resolutions for years and they never quite get it right till the next year's eve then another resolution.

Following a rigid strategy to save money isn't really a "resolution" but something we should be doing anyway. If you can do that, if you could put aside some money, that is not really a goal to do but something you should be doing anyways. Do we fail? Big time, I failed in 2025 and even sold some of my crypto too.

But the reality is that as long as we can follow it, then it's fine. If you could save 20% of your income every single time you get paid, then you will retire in your 40's if you wish to. Resolutions should not wait for a new year or anything like that but should be started to practice once realizing its importance. Delaying for the reason of new year or some occasion just reveals laziness and nothing else. 

[slapper]

Am I the only one who doesn't make any resolutions for a new year? I have never done it, because as you said, there is no point in making fake promises to yourself that you can't fulfill, so what I do instead is simply make a goal in my and work towards that, and even though I might assign a timeframe to it, I wouldn't specifically say or think that I will do it within this timeframe, but I will do my best to complete it within the timeframe that I had in mind.

I know that people make new year resolutions to motivate themselves to do those things, but they don't remember it for long, because if you are someone who takes such things seriously, you will obviously keep doing this throughout the year and should have been doing it forever, but if you only make goals or promises after one year ends then it simply means that you don't chase any goals or works towards any of them within the year.

People need to normalise making resolutions and goals every time, and shouldn't wait for the year to end so that they can have more resolutions to complete.

It's not that January 1st is magic. Obviously it's not. But humans are really bad at just "starting whenever" because whenever never comes. There's always tomorrow. Always next week. The new year thing works because everyone's doing it at once and that creates this weird pressure that's actually useful?

But yeah the problem is people believe that the date itself does something. They wake up January 1st thinking that they're going to be different people and they get confused when they're still them.

Though to be honest some people do need that annual reset. Gives them permission to try again after they screwed up all year. That's not optimal but it's better than nothing I guess.

[Juicyhome]

To be realistic there are people who may want to make their new year resolution but what matters there is how effective and strong we could stands on our words because it may be possible that we speak but can not really working on whatever decision we have taken before.
So to come out of financial hardship we need to put efforts and energy to keep us going, the most interest point should be having a personal decisions.

That's the only way to Financial break through, through hard work and discipline not by writing it down on note as new year resolution when you have no plans to achieve it. Go beyond writing and doing, because Money comes as a result of hard work and not through prayer and wishes.

This is a new Year, anything that brings your peace and money should not be taken for granted,  financial break through is all we desire to be self independent, free from depending on people for help and financial assistance.  Resolution on financial break through should be our desire this year.

[eightdots]

To be realistic there are people who may want to make their new year resolution but what matters there is how effective and strong we could stands on our words because it may be possible that we speak but can not really working on whatever decision we have taken before.
So to come out of financial hardship we need to put efforts and energy to keep us going, the most interest point should be having a personal decisions.

That's the only way to Financial break through, through hard work and discipline not by writing it down on note as new year resolution when you have no plans to achieve it. Go beyond writing and doing, because Money comes as a result of hard work and not through prayer and wishes.

This is a new Year, anything that brings your peace and money should not be taken for granted,  financial break through is all we desire to be self independent, free from depending on people for help and financial assistance.  Resolution on financial break through should be our desire this year.

How much we stand by our words determines whether or not we implement the decisions we make. Discipline benefits a person in many ways. It ensures continuity in work and consistency in decisions. Discipline represents the behavior we exhibit while progressing towards a goal, and when we are disciplined, we move towards what we want to achieve with more confidence.

To improve or develop our economy, we must proceed in a disciplined manner. We must carefully choose and plan our decisions. When we have a good plan and proceed with discipline, we can reach our goals more easily.