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iBaba
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January 17, 2026, 07:49:58 PM |
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You dont need to have all the money in the world to invest in Bitcoin, that's where many people are getting it all wrong. All you need is a stable source of income that can allow stay consistent with your investment.
A pleb like me and you can accumulate Bitcoin using a DCA strategy. Newbies should learn about, stay consistent, and we will benefit in the end, just like every other investor.
Simple and short, for those who know and who are serious about accumulating, you don't need to posses the money you are thinking in your mind that you need to have before you can invest in bitcoin, it is as little as you can afford, even a dollar is not bad, it could a humble beginning and as you progress you will be increasing your budget and it flows that way and that's why aside from the Lumpsum, we still have the DCA approach to explore.
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Yeesha
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January 17, 2026, 09:09:44 PM |
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It's never too late to accumulate Bitcoin.. even with it current price, we know it is currently in a correction/ bear phase and its a good opportunity to buy and hold.. Even if it's next year, it still won't be too late. There wer people who believe it was to late when Bitcointalk hit $10k but it kept growing and with the analysis of data, Bitcoin is bound to under go massive growth and price skyrocketing... They say " the best time to plant a tree was 10yrs ago, the second best time is Now.
It is better late than never because starting something valuable, even if is delayed, is still better than never starting at all. When it comes to bitcoin, some people feel that they have missed their chances because they did not invest early. However, the truth is that it is not necessarily too late to invest or to accumulate bitcoin. Opportunities still exist, especially for those who are willing to learn, plan wisely, and invest responsibly. Bitcoin is a long term asset for many investors, and its value has historically grown over time despite periods of high volatility. So this means that even if someone starts today, they can still benefit in the future if they remain patient and disciplined. What matters most is not how early you start, but rather, how well you manage your investments.
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Xackie
Newbie
Offline
Activity: 52
Merit: 0
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January 17, 2026, 09:33:42 PM |
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You dont need to have all the money in the world to invest in Bitcoin, that's where many people are getting it all wrong. All you need is a stable source of income that can allow stay consistent with your investment.
A pleb like me and you can accumulate Bitcoin using a DCA strategy. Newbies should learn about, stay consistent, and we will benefit in the end, just like every other investor.
Waiting to have millions before starting bitcoin investment and accumulation is a wrong step, you can start small with what you can afford to lose and remain consistent, provided you have the required knowledge and information about bitcoin investment because that is one major thing you need before starting bitcoin investment outside the capital you need to start your investment. The knowledge you have about bitcoin investment will act as a guide which will you in decision making process. Starting bitcoin investment and accumulation is not a competition, you can start when you are ready and still become successful in your bitcoin investment. Being ready is when you have the capital you want to invest, you have the required knowledge and information and bitcoin investment, you can manage your emotion in terms of making decisions, you keep emergency fund outside your bitcoin investment and you don't go into bitcoin investment with a borrowed fund. You are right , it is better to start investing in Bitcoin even if the amount of money you have is small. What matters more is your consistency and patience, not the big amount you pour into it. And moreover it is very important to have knowledge about what you are putting your money into in order reduce panic during drops and prevents emotional moves. As you are investing Bitcoin it is also good for us to keeping saving for emergencies, so that when the unexpected happens we won't sell our Bitcoin prematurely. And the idea of borrowing money to invest is very wrong, because you wouldn't have rest of mind especially when the market is not in your favor.
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Josefjix
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January 17, 2026, 10:56:01 PM |
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Simple and short, for those who know and who are serious about accumulating, you don't need to posses the money you are thinking in your mind that you need to have before you can invest in bitcoin, it is as little as you can afford, even a dollar is not bad, it could a humble beginning and as you progress you will be increasing your budget and it flows that way and that's why aside from the Lumpsum, we still have the DCA approach to explore.
Those that are earning via crypto as an income are the most luckiest set of beings in the latest day generations, whoever earns crypto weekly, or as the case may be, has the opportunity to become rch and stay rich for lifetime. It would be difficult for Fiat earners to be accumulating Bitcoin because it's way too harder to convert Fiat into crypto, not saying, doer doesn't know how to, but saying the tendency and the ability to constantly do such become tiring at some point.
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Fiasem20
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January 20, 2026, 03:34:05 PM |
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Starting now isn’t too late,bitcoin investment is an investment you can start right away even with little amount of money.It’s doesn’t matter if you’re accumulating huge amount into your investment portfolio rather consistency really matters a lot in everything we do.An investor might be accumulating little amount of bitcoin regularly and in due time the person must have built a decent portfolio.So in my own opinion,thinking you’re too late in bitcoin accumulation may come from the perspective of the amount allocated to the portfolio that it won’t build a decent portfolio but never underestimate the power of starting small and being consistent.
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GiftedMAN
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January 20, 2026, 08:59:10 PM |
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Some people still regret not buying Bitcoin when they were supposed to because they see how lots of people are successful from what they accummulated years ago when Bitcoin was still at a low price this doesn't encourage them to invest now because they feel it is too late. Bitcoin is still growing everyday and the more you keep on procrastinating or giving excuses that it is already too late you might not benefit anything from it. it is not too late to start accumulating bitcoin, in a few years from now you might not have the same opportunity that you have now
If you come across such people you just need to motivate them to take the opportunity they have now that Bitcoin have not gotten to $200k to buy if they have the more so that tomorrow they will not regret for the second time just the way they are regretting for now buying in time past. Procrastination made so many people not to buy Bitcoin when the price was below 30k and the fear of losing the money because of the wrong information they heard was also the challenges that made those who came across the information earlier not to buy but to help anyone who is still interested in Bitcoin, tell them it's not late yet they should stop waiting till it dip to 50k before taking advantage of the opportunity they have to accumulate now.
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ZeroVinsonN
Full Member
 
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Activity: 392
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It takes a second for treasure to become trash
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It's not late to accumulate Bitcoin as long as Bitcoin is still growing and it's also a growing asset, the first best time to start was yesterday while the second best time is now as long as your discretionary income is available don't accumulate outside your discretionary income because you see others accumulating Bitcoin no be get rich quick be that but a long term investment that's why we need to accumulate with money we will not need for a longer time which is also what we can afford to loss.
The worst thing a person can do to themselves is tell themselves that it's too late to invest in bitcoin, this is because a mistake like this will continually be regretted because once any good hike in the price of bitcoin happens they end up repeating the cycle of telling themselves that it's too late to buy again claiming they should have bought the previous time but only to do the exact same thing again when another price hike happens.
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Bigjoe33
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January 28, 2026, 09:40:00 AM |
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It's not late to accumulate Bitcoin as long as Bitcoin is still growing and it's also a growing asset, the first best time to start was yesterday while the second best time is now as long as your discretionary income is available don't accumulate outside your discretionary income because you see others accumulating Bitcoin no be get rich quick be that but a long term investment that's why we need to accumulate with money we will not need for a longer time which is also what we can afford to loss.
The worst thing a person can do to themselves is tell themselves that it's too late to invest in bitcoin, this is because a mistake like this will continually be regretted because once any good hike in the price of bitcoin happens they end up repeating the cycle of telling themselves that it's too late to buy again claiming they should have bought the previous time but only to do the exact same thing again when another price hike happens. Of course, its never late, and it won't be. In my community, there is this adage our elders used to say, that whenever someone wakes form sleep, that's his mornings. Meaning, if you realised bitcoin just now, and are interesting to accumulate bitcoin now, and you are ready, that is having your discretionary income available to start, then you can start it up. There is nothing holding you back, or anything shouldn't hold you back. Sometimes, we now get discouraged when we see folks who have gone very far form us, but it shouldn't worry us, because they once started too very small, and today, they have gone far, so if we concentrate and keep on, we would grow too.
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Obulis
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Merit: 131
TronZap.com - Reduce USDT transfer fees on TRON
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January 28, 2026, 11:31:35 AM |
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That feelings say person no start early don cause more failure than say you actually late. Just like every thing dey coded for reading and writing, even this forum dey for that code , some people wey no sabi how to read and write when them dey young dey feel say e don late for them to learn how to read and write when e be say them still dey 40s. And me and you know say no be truth, na just exactly the same with Bitcoin. Say you no start accumulation like five years ago no mean say you no fit start now even with the strategy of now is the right time as in DCA strategy.
I believe say e go just be the way person think am, say e don already late to accumulate Bitcoin e go be like that and if you just start now na em be say you don start be that! No need to dey fear wetin you no even know!
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Hardyrobust
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January 29, 2026, 11:36:36 AM |
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That feelings say person no start early don cause more failure than say you actually late. Just like every thing dey coded for reading and writing, even this forum dey for that code , some people wey no sabi how to read and write when them dey young dey feel say e don late for them to learn how to read and write when e be say them still dey 40s. And me and you know say no be truth, na just exactly the same with Bitcoin. Say you no start accumulation like five years ago no mean say you no fit start now even with the strategy of now is the right time as in DCA strategy.
I believe say e go just be the way person think am, say e don already late to accumulate Bitcoin e go be like that and if you just start now na em be say you don start be that! No need to dey fear wetin you no even know!
Just like the saying, it is better late than never. The most important thing is starting and I believe bitcoin has gotten its climax. Therefore starting now doesn't mean that our investment isn't going to be successful. There are people that had this kind of mindset for some years now that it is late for them to start buying bitcoin, however bitcoin has surprised them by always setting a new record by hitting a new all time high.
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Uhwuchukwu53
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January 29, 2026, 04:34:09 PM |
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Many people start slowly on purpose and the truth is that they either have enough Bitcoin or they don't. There is no chance to fix mistakes later, but those who start are still ahead of those who wait for the perfect start. Not starting is the real failure. Everyone will start with what they have. When it comes to accumulating long-term wealth, it's okay to start a little conservatively, you can learn along the way.
Yes, there are many who deliberately delay, thinking that buying late will be better, but many miss the opportunity. Those who delay make mistakes and do not have time to correct them later, which makes them regret it. Those who start early, although they are at a loss at first, are able to move forward a lot later. Yes, nothing is good in the short term, but if you do it long term, they always bring good results. So, if you do it slowly in terms of investment, you can buy with what you have, then a good capital is formed later. You can start by accumulating long-term assets, but I think it is better to buy slowly using DCA, which can increase your portfolio. Yes some adopt delay a way of achieving market dip before buying as "out of mind" emphasize,I perceived such approach as ignorant method as the system don't align with delay because it doesn't favour most occasion, one will end up losing out the money even if it where to be invested in buying the fraction may not be what originally could have been. As newbie once the required knowledge is there entering to accumulate should be you target because money most time doesn't stay without force coming to pull it out, no lateness it's more dangerous or even consider late when money targeted for investment lost it value or been spent on what is not the original target.
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GIF-JOBS
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January 29, 2026, 05:08:16 PM |
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That feelings say person no start early don cause more failure than say you actually late. Just like every thing dey coded for reading and writing, even this forum dey for that code , some people wey no sabi how to read and write when them dey young dey feel say e don late for them to learn how to read and write when e be say them still dey 40s. And me and you know say no be truth, na just exactly the same with Bitcoin. Say you no start accumulation like five years ago no mean say you no fit start now even with the strategy of now is the right time as in DCA strategy.
I believe say e go just be the way person think am, say e don already late to accumulate Bitcoin e go be like that and if you just start now na em be say you don start be that! No need to dey fear wetin you no even know!
Just like the saying, it is better late than never. The most important thing is starting and I believe bitcoin has gotten its climax. Therefore starting now doesn't mean that our investment isn't going to be successful. There are people that had this kind of mindset for some years now that it is late for them to start buying bitcoin, however bitcoin has surprised them by always setting a new record by hitting a new all time high. There is no such thing as delay in the market, you have to invest only if you can afford it, and after that it will bring you success in the long run. Those who never start, they do not even get the possibility of success, and this is why in the long run when Bitcoin starts giving good results to real investors, they only start regretting, because they never had the courage to invest. Those who refrain from starting, they will always be in loss, if we invest, we do not get any guarantee, but if we do not start, the future possibility also becomes zero. So it is understood from history that those who started with patience and faith, in the end, the possibilities worked in their favor and Bitcoin gave them good results.
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Osiokwudiri
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January 29, 2026, 05:35:31 PM |
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To be honest, delaying Bitcoin investment can lead to missed opportunities. Many people thought it was late to buy when it was $1,000, then $10,000, and now it's even higher! If someone had invested 5 years ago, they'd be sitting on huge profits. The difference between then and now is staggering. My take is, when you discover Bitcoin, don't hesitate – buy and accumulate, especially when prices are low. It won't stay down forever, so grab the chance ASAP.
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God Tim
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Merit: 15
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January 29, 2026, 06:54:21 PM |
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Happy New year my 9ja people, I nor bring too dey active for here due to some personal issues, I just hope say I go fit pick up from where I stop and at least gain more knowledge about Bitcoin from una. Wetin I wan talk about na be say, we Dey ever late to deh start to deh stark up Bitcoin small small? I nor think say we don late. Maybe we Dey think say since we nor reach adopt am when e come out the first time, say price don leave the stage wey we fit start to Dey accumulate am, I go advise say make we nor Dey think like that, rather as we deh work dey save money and we Dey keep small small money as our spare money for corner incase of something happen, we fit go carry part of am take buy small portion of Bitcoin first keep, then when the next week or month reach as you don settle all your necessary needs them, the remaining money you divide am, take like 40% take buy small again. Just like that, if you deh consistent you go found out say the 1 Bitcoin wey you deh see as too big you don dey accumulate am small small deh go. This method so dem deh call DCA (Doller Cost Average). Other method sef deh wey be Buying the dip and Lump sum, but as person wey being dey fear to start I go advise make you first stick to this DCA method, until you don gather plenty money then you fit use other method as e take suit you.
Nor come Dey compare yourself to your childhood friend wey don first you start to adopt Bitcoin early or people dem wey dey online, na you just deh feel insecure rather them suppose deh inspire you sef. Oya check out, you deh think say you deh late, Michael Saylor just buy $2B worth of Bitcoin not quite long. As soon as you fit comot that fear, tell yourself say you nor big pass Bitcoin and Bitcoin nor big pass you, say you nor fit control am, rather you fit join body do as other dey do, you con consider as am one important thing, you sef go shock the level wey you go reach, nor come deh underestimate yourself. Try join the network so that you sef go Dey think like other people wey deh there before you, nor form of ranking deh for there rather na just you and your hodling, you go find out say you sef don become one of the Bitcoiners. Instead of to dey think say you Dey late to Bitcoin.
One way or the other, you gats put your money for somewhere, your time, your labor, your energy, you nor go tell me say you won store am for history, e nor deh possible. As you dey wake up every day you deh contribute value to people around your surrounding. Bitcoin self na place way you fit orchestrate does forms of value take put. Also get am for the back your mind say Bitcoin nor be hedge over anything rather na solution.
If I will say bitcoin is never too late to accumulate, because people that did not benefit from 10 years back do not know what they have lose and and people who benefits from 10 years ago know how they have benefit a lot from bitcoin and how bitcoin have growed them to starting extend and a lot of benefits was being made a year's back in bitcoin, so I do not think from now people are still benefiting like how those who benefits from 10 years back they were benefiting so if you see from that year ago and now there is a big difference and as things are changing everything's are now up to standard.
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Man of peace
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Merit: 25
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January 29, 2026, 08:12:44 PM |
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It's never late to start accumulating bitcoin, today, tomorrow and next is still time for any one who wants to accumulate Bitcoin,as long as you have the finance to start it up or you can use a DAC method to accumulate it any time any moment, and as little as you can, it is never late to accumulate whenever you think you have the fund to accumulate,do not consider the time rather you should consider the future value .. because no matter how the price of Bitcoin is today you can never compare it to the price of it in the future to come...
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Jubilee58
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January 29, 2026, 08:18:41 PM |
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It is not yet late to invest in Bitcoin. Remember, every body cannot start bitcoin investment thesame time. Some people started investing in bitcoin earlier, maybe they were informed about bitcoin before. You that is a bigginer, do not feel discouraged because of the present price of bitcoin, you can still accummulate Bitcoin little by little and with time , your portfolio will grow big. Don't think you must purchase a whole Bitcoin before you start investing and such thought will make you not to invest at all.
Bitcoin itself is still filled with potentials and that is the more reason why investors are accummulating Bitcoin every day. Do not be discouraged to invest in bitcoin because it is only those who take the risk and invest that will be rewarded and their is no reward for those who do not invest.
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Bryan jessy
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January 29, 2026, 10:41:41 PM |
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On the other hand, I will say not everyone who did not accumulate Bitcoin earlier had the knowledge about Bitcoin existence, some persons had the knowledge but lack the resources to buy Bitcoin then, why some just decided not to invest no matter what, due to ignorance. And then Bitcoin usage was not common as it is presently, and not everyone could adopt any of its methods so they feel it is insignificant then, but now everyone who knows about Bitcoin is very much aware of the significant and how valuable it is. So we can not conclude that being late to Bitcoin investment has hidden some persons financially unstable, to me there is never the best time for anything until we finally brace it and start working on it. It is better late than never!
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Grace333
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Contributing to Bitcoin Network
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January 30, 2026, 07:27:26 PM |
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On the other hand, I will say not everyone who did not accumulate Bitcoin earlier had the knowledge about Bitcoin existence, some persons had the knowledge but lack the resources to buy Bitcoin then, why some just decided not to invest no matter what, due to ignorance. And then Bitcoin usage was not common as it is presently, and not everyone could adopt any of its methods so they feel it is insignificant then, but now everyone who knows about Bitcoin is very much aware of the significant and how valuable it is. So we can not conclude that being late to Bitcoin investment has hidden some persons financially unstable, to me there is never the best time for anything until we finally brace it and start working on it. It is better late than never!
To some extent, Bitcoin adoption was not as easy as it is now, you have to go through so many process, as at then, if you want to buy bitcoin, you’ll have to meet a friend that have in store to send it to you and it’ll takes days before the transaction is approved and finally gets to you. There’s was no form of online exchanges as we have now, technology have made things way easier for us. So instead of regretting missing out in the early stage, you can utilize the opportunity in front of you now to the fullest.
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Sammysmart001
Newbie
Offline
Activity: 20
Merit: 0
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January 30, 2026, 09:25:41 PM |
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Happy New year my 9ja people, I nor bring too dey active for here due to some personal issues, I just hope say I go fit pick up from where I stop and at least gain more knowledge about Bitcoin from una. Wetin I wan talk about na be say, we Dey ever late to deh start to deh stark up Bitcoin small small? I nor think say we don late. Maybe we Dey think say since we nor reach adopt am when e come out the first time, say price don leave the stage wey we fit start to Dey accumulate am, I go advise say make we nor Dey think like that, rather as we deh work dey save money and we Dey keep small small money as our spare money for corner incase of something happen, we fit go carry part of am take buy small portion of Bitcoin first keep, then when the next week or month reach as you don settle all your necessary needs them, the remaining money you divide am, take like 40% take buy small again. Just like that, if you deh consistent you go found out say the 1 Bitcoin wey you deh see as too big you don dey accumulate am small small deh go. This method so dem deh call DCA (Doller Cost Average). Other method sef deh wey be Buying the dip and Lump sum, but as person wey being dey fear to start I go advise make you first stick to this DCA method, until you don gather plenty money then you fit use other method as e take suit you.
Nor come Dey compare yourself to your childhood friend wey don first you start to adopt Bitcoin early or people dem wey dey online, na you just deh feel insecure rather them suppose deh inspire you sef. Oya check out, you deh think say you deh late, Michael Saylor just buy $2B worth of Bitcoin not quite long. As soon as you fit comot that fear, tell yourself say you nor big pass Bitcoin and Bitcoin nor big pass you, say you nor fit control am, rather you fit join body do as other dey do, you con consider as am one important thing, you sef go shock the level wey you go reach, nor come deh underestimate yourself. Try join the network so that you sef go Dey think like other people wey deh there before you, nor form of ranking deh for there rather na just you and your hodling, you go find out say you sef don become one of the Bitcoiners. Instead of to dey think say you Dey late to Bitcoin.
One way or the other, you gats put your money for somewhere, your time, your labor, your energy, you nor go tell me say you won store am for history, e nor deh possible. As you dey wake up every day you deh contribute value to people around your surrounding. Bitcoin self na place way you fit orchestrate does forms of value take put. Also get am for the back your mind say Bitcoin nor be hedge over anything rather na solution.
What a great talk here. There is a saying that says a house itself it not built a-day but rather gradually. So goes to Bitcoin also for one to hold Bitcoin is not a day job but somthing one has to start building from scratch gradually and at the end of the day one will that, from grass it became Grace.
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Son Of Blockchain (SOB)
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January 30, 2026, 10:19:45 PM |
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On the other hand, I will say not everyone who did not accumulate Bitcoin earlier had the knowledge about Bitcoin existence, some persons had the knowledge but lack the resources to buy Bitcoin then, why some just decided not to invest no matter what, due to ignorance. And then Bitcoin usage was not common as it is presently, and not everyone could adopt any of its methods so they feel it is insignificant then, but now everyone who knows about Bitcoin is very much aware of the significant and how valuable it is. So we can not conclude that being late to Bitcoin investment has hidden some persons financially unstable, to me there is never the best time for anything until we finally brace it and start working on it. It is better late than never!
To some extent, Bitcoin adoption was not as easy as it is now, you have to go through so many process, as at then, if you want to buy bitcoin, you’ll have to meet a friend that have in store to send it to you and it’ll takes days before the transaction is approved and finally gets to you. There’s was no form of online exchanges as we have now, technology have made things way easier for us. So instead of regretting missing out in the early stage, you can utilize the opportunity in front of you now to the fullest. It's not surprising that lot of people still believe they're late, that's to tell you that many people are still ignorant of what investing in it is all about but once they make up their mind to learn the basics they'll understand that there's still plenty time to take advantage of the opportunity they got now that it's still early. Atleast it's now more easier to buy and hold compared to before so there's no excuse for those who get to know that but are still skeptical about it, Bitcoin investment is not as tough as some people think just that they've not make up their mind to understand it better.
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