Request for 0.0035 BTC Loan (new old user)

[tbcrypto3]

Loan Amount: BTC0.0035 BTC
Loan Purpose: Personal (Chinese New Year)
Loan Repay Amount: BTC0.004 BTC
Loan Repay Date: March 26, 2026
Type of Collateral: None/Negotiable
BTC Address: bc1qkmzc6d49fl0edyeynezwlrfqv486nmk6p5pmta

New user, requesting a loan, personal issues just before Chinese new year when family expectations are high. Repayment date is absolute final date for full repayment, earlier installments or fulfillment might be possible but don't want to promise and not be able to deliver.

 --

[un_rank]

As a new member here you will not get any takers for this except you can come up with some sort of collateral for the lender. This is not a forum you can register on and then try to get some money from, you can explore real life options and use collateral you have acquired to get a loan.

- Jay -

[tbcrypto3]

As a new member here you will not get any takers for this except you can come up with some sort of collateral for the lender. This is not a forum you can register on and then try to get some money from, you can explore real life options and use collateral you have acquired to get a loan.

- Jay -

I'm fully aware and that's why I wrote negotiable, as it would be something I'd rather discuss in private with any prospective lender directly. Thank you for your advice - it is always welcome, I'm not new to the forum, I'm a new username.

[DireWolfM14]

I'm fully aware and that's why I wrote negotiable, as it would be something I'd rather discuss in private with any prospective lender directly.

If it's not something you can discuss in public, it's probably not valid collateral.  If you haven't already done so, I suggest you read this:

Lending Board Rules of Engagement - Attention Lenders and Borrowers

I'm not new to the forum, I'm a new username.

You might have a better chance of getting a loan if you were to post your request with your main account...  Unless, of course that's the reason you don't want to discuss collateral in public?  Is that why your collateral is "negotiable"?  Do you plan to offer your established account as collateral?

[un_rank]

I'm fully aware and that's why I wrote negotiable, as it would be something I'd rather discuss in private with any prospective lender directly.

This further reduces your chances of getting an offer. You are the one looking to make a deal, the burden of showing you have a valid collateral falls on you and that is what will determine if a prospective lender will be interested.

Thank you for your advice - it is always welcome, I'm not new to the forum, I'm a new username.

I assume this is what you want to discuss in private with a prospective lender. You can try messaging them on that other account privately and discuss the details there.

- Jay -

[JeromeTash]

I'm fully aware and that's why I wrote negotiable, as it would be something I'd rather discuss in private with any prospective lender directly.

Without any collateral, then forget about it. You would rather post the collateral here than expect a lender to look for you in private. That is not going to happen here.

I'm not new to the forum, I'm a new username.

So why are you contradicting yourself? Here you say you are a new user.

New user,

[tbcrypto3]

If it's not something you can discuss in public, it's probably not valid collateral.  If you haven't already done so, I suggest you read this:

Lending Board Rules of Engagement - Attention Lenders and Borrowers

I'm not new to the forum, I'm a new username.

You might have a better chance of getting a loan if you were to post your request with your main account...  Unless, of course that's the reason you don't want to discuss collateral in public?  Is that why your collateral is "negotiable"?  Do you plan to offer your established account as collateral?

I've read the guidelines on collateral, thank you - there are domain names if that is your cup of tea, there are physical goods, digitial items it is dependent on what works best for the lender. Locally your would be scalped if I walked in with a 64 gig stick of ram to a lender because they don't understand that it is worth $300+ today. Or they understand and will feign ignorance and offer you $10 for the funny electronics.

About my old account, I've tried to recover it many times, it was part of the great database leak, unfortunately I lost the primary email connected to it in the same sweep, so haven't been successful. While trying to recover it I have just been lurking and mostly jumping on altcoins.

[tbcrypto3]

I'm fully aware and that's why I wrote negotiable, as it would be something I'd rather discuss in private with any prospective lender directly.

Without any collateral, then forget about it. You would rather post the collateral here than expect a lender to look for you in private. That is not going to happen here.

I'm not new to the forum, I'm a new username.

So why are you contradicting yourself? Here you say you are a new user.

New user,

What kind of collateral would you deem acceptable, digital items such as domain names, access to by business cloud accounts which has my real name, billing info and credit card numbers. Or are you close enough that a motorbike registration is useful. Like I mentioned I'm happy to discuss what would work best for any prospective lender in private.

I'm also aware that my account is a New User account, hence why I mentioned it in the subject, new old user.

Thank you for constructive criticism in any case.

[tbcrypto3]

I don't know if someone was trying to help or being funny, but if this was you please let me know so I can repay you even if it's a 1/10th of the request.


https://www.blockchain.com/explorer/transactions/btc/4d9db0bfa49c58cbfeec35b023a5435dc530f24a492fb35326aeb9ce45abeeff


Thank you.

[examplens]

I'm not new to the forum, I'm a new username.

You might have a better chance of getting a loan if you were to post your request with your main account...  Unless, of course that's the reason you don't want to discuss collateral in public?  Is that why your collateral is "negotiable"?  Do you plan to offer your established account as collateral?

Unless the main account is red tagged because it has a loan defaulted.
Negotiable probably means "trust me, bro." They will send personal documents and useless accounts on other networks as collateral.
Since he is not new to this forum, surely knows how lending without collateral works here. If he had something tangible to offer, it would be written in the first post.

[tbcrypto3]

I'm not new to the forum, I'm a new username.

You might have a better chance of getting a loan if you were to post your request with your main account...  Unless, of course that's the reason you don't want to discuss collateral in public?  Is that why your collateral is "negotiable"?  Do you plan to offer your established account as collateral?

Unless the main account is red tagged because it has a loan defaulted.
Negotiable probably means "trust me, bro." They will send personal documents and useless accounts on other networks as collateral.
Since he is not new to this forum, surely knows how lending without collateral works here. If he had something tangible to offer, it would be written in the first post.

I've been trying to recover my old account, it was lost in the database leak many many years ago and I lost my connected email address (and a lot other interesting and important accounts at the time). If search for username works, check rnts08 - and I can show you ownership and activity on the github account rnts08 since 2010. Collateral could be domains or other things that are able to be converted back to the value online, or if you're close to me - I'd offer up something physical that is easy to ship and convert into value.

[eternalgloom]

Without any collateral, then forget about it. You would rather post the collateral here than expect a lender to look for you in private. That is not going to happen here.

Has anyone actually given a loan to newbie account with collateral? I don't know actually.

If search for username works, check rnts08 - and I can show you ownership and activity on the github account rnts08 since 2010.

Oh damn, you kidding me? that one is newbie too.
Even younger you is more shit than the current you.
That is reason enough to restrict newbie from lending boards.

Collateral could be domains or other things that are able to be converted back to the value online, or if you're close to me - I'd offer up something physical that is easy to ship and convert into value.

If someone want a collateralized loan, there are plenty of other platform they can use for that except Bitcointalk.

[JeromeTash]

Has anyone actually given a loan to newbie account with collateral? I don't know actually.

If the collateral is valid, why not?
The lender, if reputable or an escrow service provider, would have to keep the collateral until the given period for the loan has elapsed. I think I have seen one or two instances in the past.

Such scenarios are so rare because the person going to borrow would rather just sell off what would be the collateral, sort himself out, and then buy it back later once he gets the money.