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Author Topic: What will your choice be?  (Read 1042 times)
HeatBit (OP)
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April 19, 2026, 04:19:25 PM
 #1

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.
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April 19, 2026, 04:25:29 PM
 #2

That advice does not hold in the real world. A monthly rent can cost more than the monthly minimum wage in certain countries, you cannot advise someone living in such a country to buy bitcoin and hold on into it instead of buying a house.

But in terms of ROI, and for someone who can afford doing either options and still be fine, historically, bitcoin is probably the way to go by things.

By the way, I don't believe 0.1 BTC could build you a house. Anywhere. And if it does, it's not gonna be something durable.

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April 19, 2026, 04:41:18 PM
 #3

That advice does not hold in the real world. A monthly rent can cost more than the monthly minimum wage in certain countries, you cannot advise someone living in such a country to buy bitcoin and hold on into it instead of buying a house.

But in terms of ROI, and for someone who can afford doing either options and still be fine, historically, bitcoin is probably the way to go by things.

By the way, I don't believe 0.1 BTC could build you a house. Anywhere. And if it does, it's not gonna be something durable.
You’re right..that advice is better suited for people with disposable income. In many countries, especially mine, the minimum wage doesn't even cover the rent for a small kiosk. Most people are barely surviving, so I doubt they would consider investing in Bitcoin right now.but then,his advice is solid. if someone has extra funds and is looking for an investment, they could take the risk with Bitcoin. It just requires a lot of patience.

Quote
By the way, I don't believe 0.1 BTC could build you a house. Anywhere. And if it does, it's not gonna be something durable.
For a regular local side(rural area) build it just might be enough it's about 10million naira. the house might not be standard but considering how expensive rent is in Nigeria a common person would prefer to own his house even if it's not standard and avoid paying rent..

R


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April 19, 2026, 04:48:38 PM
 #4

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.
It will be a different situation if you've been holding for so long and have got the means to sell and own a house.
I think most people who are in that situation would be willing to sell some in exchange of having their own house.
The feeling is still different from having the home that you can call your own while you're still remaining holding some for the future.
But going back to the choice, if I am single I'll take the btc but if with family, it's security by having your own place.

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April 19, 2026, 05:01:51 PM
 #5


If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

BTC0.1 with current price is worth about $7.5k and this money can not even build a standard fully finished 2 -3 bedroom in any part of the world except it's a mud and thatch house you are planning on constructing  Roll Eyes
So, if you have this money either in your savings or you inherited it or it was gifted to you or you won a jackpots, instead of thinking to build a house with it, It will be better to invest it on Bitcoin because the money is small to used for house project (this is not an advice to anyone tho). Assuming this money came to your hands when you still have a roof above your head, then building is not going to be a first decision then.

Quote
Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

This is based on the financial capacity of an individual, in most country, the annual income of employees is not even up to 0.1 Bitcoin, so it will be difficult for people in a country like that to have such amount and put it on Bitcoin, except for non employees who have their private business that is successful and they are making more than that amount as revenue annually.

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April 19, 2026, 05:12:41 PM
 #6

BTC0.1 with current price is worth about $7.5k and this money can not even build a standard fully finished 2 -3 bedroom in any part of the world except it's a mud and thatch house you are planning on constructing  Roll Eyes
I can say (confidently) that this assessment is not true. In my country many people own/inherit land or the land is dirt cheap in many parts (specially rural parts of my country) and they can build a brick and mortar 2 bhk home for that amount of money comfortably. In rural parts sometimes the labor cost is shared by entire village (by contributing manually) which makes construction even more cheaper.
So BTC0.1 is surely enough to think of this dilemma  Cheesy. I would lean towards investing in BTC and living on rent, which is also dirt cheap in rural parts. 

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April 19, 2026, 05:14:13 PM
 #7


Drop your opinions.


If I had that much money right now, I wouldn't be building a house or going all-in on Bitcoin. I'd allocate it into several allocations, such as some to buy Bitcoin, some to start two small businesses, and the rest for other things.
Why I say that is because if I force myself to build a house, I'll probably only get a very small one, and all my money will be used up building it. And if I allocate all my money to buying Bitcoin, then in the end I'll just sell it when I need the money. So I will try to allocate a small portion to Bitcoin, and try to build a business to be able to turn money around and generate more income. That's a better plan for me.

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April 19, 2026, 05:25:09 PM
 #8

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.


The best decision must be adjusted to your situation first because everyone has different circumstances so that the POV of buying a house or buying bitcoin will be different, if we are single and the business is running then keep renting for a place to live and the rest to buy bitcoin is a very good thing for the future, but if you have a wife and children this will be considered many times, because the house becomes a necessity for your family, while if we are single we can freely sleep and live wherever we want, the context is different if it relates to your condition.

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April 19, 2026, 06:21:53 PM
 #9

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.


The best decision must be adjusted to your situation first because everyone has different circumstances so that the POV of buying a house or buying bitcoin will be different, if we are single and the business is running then keep renting for a place to live and the rest to buy bitcoin is a very good thing for the future, but if you have a wife and children this will be considered many times, because the house becomes a necessity for your family, while if we are single we can freely sleep and live wherever we want, the context is different if it relates to your condition.
That's reasonable point of view, a man with wife and children maybe they have been paying rent and as a family expansion can be inevitable as time progresses, leaving in a rented apartment can come with lot of pressure and expectations. You are right, your circumstances should determines your line of action, to some people getting a house to be called their own will be prioritize over any other thing because it is considered most important to them based on their circumstances not that other things are not important .

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famososMuertos
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April 19, 2026, 06:30:29 PM
 #10

I think that, regardless of who says it or where they are geographically, it works as a metaphor; it doesn’t have to be taken literally. Like many phrases or pieces of advice, you simply adapt it to your social, cultural, and economic situation.

If you’re starting a family, for example, you might buy a house and use some of your Bitcoin as part of your investment strategy—it’s that simple.

By the way, you can’t buy a house with 1 BTC in every country, and much less with 0.1 BTC.

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April 19, 2026, 06:36:13 PM
 #11

If you lack experience in real estate, the return on investment in real estate increases by 3% to 5% for typical transactions. If we assume we're investing for the next 5 years, the return could be 15% to 25%. Therefore, I believe the advice to invest 0.1 BTC is a good one for those without real estate experience or who don't know where to invest. If you are married or have a family and pay rent, and a mortgage is an option, investing in BTC might not be the most suitable choice.

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April 19, 2026, 06:36:21 PM
 #12

Where can I get a house for 0.1BTC, I would like to have 10 of them right now if it is ready for sale already.

The comparison is not fair because we are comparing apples and oranges here, a house serves a different purpose from owning bitcoin, so we can't tell someone to buy bitcoin if they need a house. In terms of returns, Bitcoin might be a good option unless the house is going to be in a prime location but again for 0.1 btc, that must be a typo or something.

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April 19, 2026, 06:38:46 PM
 #13

Making such a decision is not easy. If you have enough money in your hand, then the question arises should you build or buy a house, or invest that money in Bitcoin?

A house is basically a basic need. So if you really need a house to live in, then that should be the first priority. Ensuring your own safety and stability is important first.

Then, if you have extra money, then you can think about investing it like Bitcoin.
Generally speaking, you should invest in money that, even if lost, will not have a major impact on your daily life. So if you want to invest in Bitcoin, it should be from your extra or risk-averse money.

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April 19, 2026, 06:59:33 PM
Last edit: April 19, 2026, 07:16:32 PM by sergiorus
 #14

Where can I get a house for 0.1BTC, I would like to have 10 of them right now if it is ready for sale already.
literally in the most of the world. you probably won't want it though.
people seem to forget that desirable locations actually make up a very modest % of the world's surface, and if one was born in one of those, they sometimes don't even realise there is a huge huge world outside.

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April 19, 2026, 07:07:46 PM
 #15

This just doesnt add up.  What kind of house are you getting with $7,500?  Unless you are talking about putting up a tiny shed way out in the middle of nowhere, that amount wont buy you much.  It wont even cover the down payment on a used car these days.

Saylor goes all in.  he calls Bitcoin the “apex predator” of assets.  Sure, that sounds bold when you are running a billion-dollar company and have a huge safety net.  But for regular people?  Its a whole different story.  Trusting your housing security to something as wild as Bitcoin - even if its done well historically - just isnt smart.  Not by a long shot.

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Cryptomultiplier
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April 19, 2026, 07:08:52 PM
 #16

Making such a decision is not easy. If you have enough money in your hand, then the question arises should you build or buy a house, or invest that money in Bitcoin?

A house is basically a basic need. So if you really need a house to live in, then that should be the first priority. Ensuring your own safety and stability is important first.

Then, if you have extra money, then you can think about investing it like Bitcoin.
Generally speaking, you should invest in money that, even if lost, will not have a major impact on your daily life. So if you want to invest in Bitcoin, it should be from your extra or risk-averse money.
If I got the cash to buy a house I would do so without thinking much about it,the only thing I would do to make sure I kill two birds with one stone in this case, is to probably develop the house to include rentage service so I can make some sure profit of which I can diversify into Bitcoin investment.
There's no saying how real estate business is still a hot and very interesting perspective of investment, so I won't think it twice like I said already.

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April 19, 2026, 07:14:28 PM
 #17

It depends on your needs and where you live. Of course, if your dream is to own your own house as early as possible, if you get the money to buy a house, then you should bring that dream to life, because there is more to life than potential return on investment.

However, if we're solely looking at the long term economic and financial benefit, then buying and holding BTC is the better choice. But you must also factor the cost of rent where you live and also look at it in the long term, putting into consideration rent increment and all. In conclusion, there is no straightforward answer, it will boil down to what the individual prioritizes.

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April 19, 2026, 07:29:24 PM
 #18

My choice will be for Bitcoin all the way. You know why, because building a house costs a lot, and to recover the amount spent on building a house takes many years to get that done. But if I should invest in Bitcoin, I'm in for profits as the year goes by, and I can boast of making profits in the future more than those who will choose to build a house over investing in Bitcoin for the long term.

That being said, I know of a friend who up to today regrets building a house. His reason being that the amount spent on building a house, he would have invested it, to gain many profits

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April 19, 2026, 07:38:32 PM
 #19

Where can I get a house for 0.1BTC, I would like to have 10 of them right now if it is ready for sale already.
literally in the most of the world. you probably won't want it though.
people seem to forget that desirable locations actually make up a very modest % of the world's surface, and if one was born in one of those, they sometimes don't even realise there is a huge huge world outside.

I saw every extreme world, though, not really a rich person in this side as well. But 0.1BTC = $7000 and change, anywhere in the world, we can get a piece of land along with a house built on it then I am sure I want them. Where I live the villa of three bedrooms cost around a million dollar and it keep on increasing every year that is why I am shocked to see the price.

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FirmWars
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April 19, 2026, 07:46:27 PM
 #20

If I have that money, I will subject myself to investing it on Bitcoin because Bitcoin is an asset that will generate profit for me in the future, irrespective of the advantage of having a house, house is also a liability because after some years, you will spend some money on maintenance of the house but even if you hold your Bitcoin for 10 year and more, you won't spend any money in maintaining the Bitcoin, rather it will give you a huge profit by then. For the time being, I will live in a rent while letting my Bitcoin investment to mature.
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