What will your choice be?

[Somegory]

I will choose Bitcoin, I want to know where OP is from though because that amount can't build a house in my country, are there countries around the world where 7,000 in dollars can build them a house? That's like a dream

I will go for Bitcoin because 0.1 BTC can become very big in the future, 3x of this present value is all I need to be able to build a house that I want, that will put Bitcoin in it's 200k and more which is possible in 2030 and beyond.

Also if this is everything I have, it makes no sense to use all the money on something that won't bring you income back, house is liability when you are not making money from it, even if you are there will come a time where you will be tasked to spend more on the house like renovation.

[Youngrebel]

I will choose Bitcoin, I want to know where OP is from though because that amount can't build a house in my country, are there countries around the world where 7,000 in dollars can build them a house? That's like a dream

I will go for Bitcoin because 0.1 BTC can become very big in the future, 3x of this present value is all I need to be able to build a house that I want, that will put Bitcoin in it's 200k and more which is possible in 2030 and beyond.

Also if this is everything I have, it makes no sense to use all the money on something that won't bring you income back, house is liability when you are not making money from it, even if you are there will come a time where you will be tasked to spend more on the house like renovation.

I understand your perspective, and it actually makes a lot of sense from an investment point of view. In most parts of the world, $7,000 is nowhere near enough to build a proper house, so that comparison really depends on the country. In many developed places, that amount wouldn’t even handle basic construction costs, while in some developing or rural areas it might only be enough for a very simple structure and not necessarily something comfortable or long-lasting. Your choice of Bitcoin is based on growth potential, which is a valid strategy. If you are looking at 0.1 BTC and thinking long term, the idea that it could 2x or 3x isn’t unrealistic, especially if Bitcoin continues gaining adoption over time. If it eventually reaches something like $200k or more, then your initial capital could put you in a much better position to afford the kind of house you actually want, rather than settling for something limited now. You also made a strong point about houses being liabilities in certain situations.

[MusaPk]

Having your own house is not a luxury but a necessity that gives you a a feeling of security. If I have to chose between building a house and investing in Bitcoin then I will go for building a house for my family first before investing in Bitcoin. There is no doubt that Bitcoin is a profitable investment but it should not be done at the expense of sacrificing the construction of house. I can't say about others but in my country there are lot of issues faced by people who live in rented accommodation and thats why its dream of every person in my country to have his own house.  

[Rabata]

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Considering the potential of Bitcoin, I think Michael Saylor's advice is appreciable. It is better for those who have such ability to invest. But for those who do not have the ability, I think if they follow DCA and gradually accumulate Bitcoin, they will also be able to become a large holder of Bitcoin at some point. If those who have a house are trying to build another house, I think it is better for them to invest instead of building a house. When the price of Bitcoin was low, many people used their money for other purposes instead of buying Bitcoin. If they had not done that, they would have invested in Bitcoin instead. Today, that investment would have given the highest return than any investment.

Opportunities don't come often, so if you take a decision now to seize the opportunity, you will not have to regret it. Michael Saylor is constantly buying Bitcoin. He could have withdrawn the profit from his investment if he wanted, but instead he held Bitcoin and was able to predict very well that Bitcoin would be the greatest asset of people.

[Royal Cap]

Drop your opinions.

This doesn't work in all situations. Buying BTC can make a profit in the future but it's not guaranteed and you have to wait a long time for that. And having a house is at least a guarantee of staying, which is a big thing in everyday life, So I think first secure a small house, then invest if you have extra money. Because the market will fluctuate, but the roof over your head needs to be stable. So I would say putting everything in BTC becomes a little risky for normal people.

[purple_sparkles]

Drop your opinions.

This doesn't work in all situations. Buying BTC can make a profit in the future but it's not guaranteed and you have to wait a long time for that. And having a house is at least a guarantee of staying, which is a big thing in everyday life, So I think first secure a small house, then invest if you have extra money. Because the market will fluctuate, but the roof over your head needs to be stable. So I would say putting everything in BTC becomes a little risky for normal people.

A large number of people live in rented housing, and in many cases, owning a home is more of a liability than an asset. I prefer to allocate finances across different categories, and if I save money, I do it separately, one fund for housing and another for investments. However, if there’s an opportunity to buy real estate at a very выгoднoй price, it’s definitely worth considering, since you can profit from selling it later and then reinvest the money.

[Franklyn-wood]

That advice does not hold in the real world. A monthly rent can cost more than the monthly minimum wage in certain countries, you cannot advise someone living in such a country to buy bitcoin and hold on into it instead of buying a house.

But in terms of ROI, and for someone who can afford doing either options and still be fine, historically, bitcoin is probably the way to go by things.

By the way, I don't believe 0.1 BTC could build you a house. Anywhere. And if it does, it's not gonna be something durable.

Yes this is true looking at it from the aspect of a civil servants who decides to start building and does not have the full money to start after purchasing the land, may not be able to buy Bitcoin and hold for a long time as mentioned by the OP.
This can only work in advance countries where source of livelihood is standard, because the country where I am currently people hardly can save as the cost of living is very high here,before making all expenses little or nothing is left and can barely have saving. it is affecting many from savings, they don't even have something to save.

[BABY SHOES]

I will build a house first, and then invest in bitcoin... anyway, 0.1 BTC will not be enough to build a house, because you have to buy a plot of land, then buy building materials to build a house.

Saylor is in the top position, he is a rich man so he certainly has everything including luxurious houses and apartments... and will not feel how his shortcomings are like us. Lol

Again it depends on your choice.
If you have an investment of 0.1 BTC and you rent a cheap house it also seems reasonable, because I see some people doing this instead of building a house.

[BALIK]

I will choose Bitcoin, I want to know where OP is from though because that amount can't build a house in my country, are there countries around the world where 7,000 in dollars can build them a house? That's like a dream

I will go for Bitcoin because 0.1 BTC can become very big in the future, 3x of this present value is all I need to be able to build a house that I want, that will put Bitcoin in it's 200k and more which is possible in 2030 and beyond.

Also if this is everything I have, it makes no sense to use all the money on something that won't bring you income back, house is liability when you are not making money from it, even if you are there will come a time where you will be tasked to spend more on the house like renovation.

But putting all your eggs in one basket, especially with a volatile asset like bitcoin is not a wise idea either.
Furthermore, it would be a mistake to treat a house as a liability and you are contradicting yourself. Because, as you mentioned above, if you have 0.1 BTC and its price triples, you will be able to build your dream house.

Housing is also a profitable investment because real estate prices increase over time. You can even generate passive income if you own multiple properties and know how to manage them.
Let's be honest, owning a home is a dream for almost all of us.

[Fiasem20]

In my own opinion,it’s better you choose the one that is more important at the moment.Most individuals can’t even afford to build a house with their salary because of the high cost of building materials.So for instance if you have the money that can afford to build a house and you decide to allocate all the money into bitcoin,hope you know allocating your money in bitcoin doesn’t mean the profit would increase drastically the next year,remember bitcoin isn’t a get quick rich scheme.So why not build a house and build up a decent portfolio from your discretionary income.

[Smartprofit]

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

I wouldn't listen to Michael Saylor's advice on personal finance.🙋

Ultimately, Michael Saylor has the funds to buy thousands of different houses and thousands of bitcoins. Therefore, he can't tell you what's best for you in your particular situation.

Overall, I have very mixed feelings about this guy. On the one hand, he deserves respect for his determination and willpower. On the other hand, some of his statements are completely incomprehensible. For example, when he says he plans to completely withdraw bitcoins from circulation. Or when he says bitcoins should be stored centrally in custodial wallets. I get the impression he doesn't fully understand what bitcoin is and what is its fundamental value.

As for which is more valuable: a house or 0.1 BTC, everyone has their own answer to that question. For example, if you plan to start a family and have children, then owning a house or an apartment is essential.  And you may not have time to wait for 0.1 BTC to become worth a lot of money.

[Faisal2202]

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

That's an interesting scenario. I don't need a house because I already have one so I will go for 0.1 BTC, because in the next 10 years it is possible that the price will make me a lot of profit but in the same decade that house won't make me the same profit but it also depends on the location, the facilities there and also on the demand too. But I would definitely go for 0.1 BTC because I know with this money I can easily save myself from several problems especially in a place where buying land is big deal, taxation, then fear of getting scammed, fear of buying at the wrong place because when real estate agents are just focusing on selling it, and they don't care about anything else they can sell you pieace of shit too.

0.1 BTC at the current price become around 7,516$ and literally no one can buy house with this kind of money anywhere in the world, I can buy some land with this money but buying a home won't be enough maybe in some place on the world, where land and homes are cheaper, they could buy a home but if you have a family of 5 to 10, and you want to buy a good middle class family type home, then you at least need $20k to $35k. I am not saying there are cheaper options available too, there are always many but maybe they won't be worth it.

[retreat]

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Everyone may have different views on this. But personally, if I had that much money, I'd prefer to allocate it to a business, invest some in Bitcoin, and rent a house.

Honestly, that much money, if used to buy a house, is too tight. In my country, I'd only get a small subsidized house, and after I spend all my money on that, there's nothing left for me, it's all gone. But if I invest it in a business, at least the money can still circulate and generate profits. And as time goes by, as my business and investments grow, and my financial situation improves, I can expect to be able to afford a more decent house.

[uneng]

Of course I would purchase 0.1 BTC, because I can't purchase a house with that sum of money... A house where I live in a middle class area costs around 1 BTC in current rates (and that isn't a brand new, modern house).

On the other hand, if I had enough money right now to purchase 1 BTC, I would go for a house instead, as the possibilities on what to do with a house are many, besides it getting more valuable within time, just like Bitcoin.

Then, I would still have about 2 years left to acquire Bitcoin in small portions every month or so before the next ATH.

[AmoreJaz]

Of course I would purchase 0.1 BTC, because I can't purchase a house with that sum of money... A house where I live in a middle class area costs around 1 BTC in current rates (and that isn't a brand new, modern house).

On the other hand, if I had enough money right now to purchase 1 BTC, I would go for a house instead, as the possibilities on what to do with a house are many, besides it getting more valuable within time, just like Bitcoin.

Then, I would still have about 2 years left to acquire Bitcoin in small portions every month or so before the next ATH.

That is true, 0.1BTC is not enough to really buy a house or it depends on your location. It is understandable if you are buying in a countryside or somewhat remote. You can easily get such deal. But if you are buying in an urban area, I don't think you can have that deal.

[Alonso_]

I think everything have to do with what your choice is all about, and I think it’s also a personal reason what you want to be doing with your money because it’s your money, well having a house is totally not a bad thing because it would stop you to be paying rent annually, so having your own house is totally not a bad idea, but this amount that have been mentioned as 0.1 btc the question would be can that build a house.

Perhaps it can build a house in what part of the world that you find yourself and it also depends on the kind of house that you want to build, which is why I think having a house is very important, considering the part of the world you are coming from actually.

There are people who can still be investing in bitcoin and also having a house is totally not a bad or terrible thing or a terrible idea, I feel that it’s a personal reason if you actually want to invest that money or you want to invest it’s a personal reason depending on what your plans are and what you want to do with the money.

[Olatundespo]

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

Micheal Saylor is giving the right advice. I see Bitcoin price has gone from $75k to $78k in just a few hours and will probably touch $80k very soon. Be ready for the best investment and prepare yourself in such a way that if not be lump sum buy bitcoin then accumulate every week or every month.

Micheal Saylor is not just giving advice he is also accumulating Bitcoin himself through his company "Strategy". Last week he bought $1.57 billion worth of Bitcoin. The world's first corporate Bitcoin holding company "Strategy" has so far saved $57.61 billion worth of Bitcoin and will continue to accumulate in the future.

Micheal Saylor has become a role model for investors at different times and he is making his company more financially capable. He is constantly tempting investors to spread his institutional Bitcoin strategy to the individual level.

https://www.coindesk.com/markets/2026/03/16/michael-saylor-s-strategy-made-another-huge-buy-of-bitcoin-adding-usd1-57-billion-worth-last-week

[Outhue]

Both are good depending on the situation of your country, if I am from a country where house rents are so high that building aa house is almost impossible I will choose to just build that house and have a peace of mind, then later worl towards getting some money and start investing on Bitcoin.

If I am from a country where building house isn't that hard, and cost of rent is not that big too then I can just buy pieice of Land and use the rest to buy Bitcoin, few years later I can end up with some money to start building the house or sell some part of the lands and use it to complete a house. Bitcoin is an investment that can bring more money in future while building a house instantly will only locked up that money.

[FinneysTrueVision]

I don’t know if those were Saylor’s exact words or you are just paraphrasing. When he was interviewed on Bankless some days ago, he predicted that Bitcoin would reach $21 million per coin in the next 20 years. 0.1 BTC would be enough to make you a millionaire, so if you believe his prediction, it should be your goal to accumulate that much BTC.

In the past, he has also said that you should get a loan against your home and buy bitcoin. Depending on your situtation you should either prioritize stacking 0.1 BTC before buying a home or borrowing money to stack BTC if you already own a home. Ether way, the goal is always to keep buying BTC.

I wouldn’t necessarily follow his advice. You should prioritize whatever is most important in your life. You can still save up to buy a house and set a smaller amount aside for occasional BTC purchases.

[lionheart78]

I will choose Bitcoin, I want to know where OP is from though because that amount can't build a house in my country, are there countries around the world where 7,000 in dollars can build them a house? That's like a dream

$7000  indeed can build a simple house in my country.  But it is not enough if the person have to pay for the land.

I will go for Bitcoin because 0.1 BTC can become very big in the future, 3x of this present value is all I need to be able to build a house that I want, that will put Bitcoin in it's 200k and more which is possible in 2030 and beyond.

The future is uncertain, what we expect might not happen. I am not against investing in Bitcoin, but in reality we cannot tell if Bitcoin will really achieve such feat in the future.  All we are doing is taking risks and hoping our investment becomes successful.

Also if this is everything I have, it makes no sense to use all the money on something that won't bring you income back, house is liability when you are not making money from it, even if you are there will come a time where you will be tasked to spend more on the house like renovation.

But if the house is where a family can live, it is not a liability at all, we don't have to pay for rent, and the amount that should be allocated to rent can be used to accumulate Bitcoin.  The choice is not about not investing in Bitcoin, but rather which one should be prioritized.