Salary is not making people poor.... Inflation is

[Bluedrem]

Okay, let's assume that people do not become poor because of their salaries, but because of inflation. But how are the salaries of employees of various employments determined in a country? Surely, the salaries of officials and employees are supposed to be determined by keeping inflation and related factors in mind. In that case, the salaries of officials and employees in regions with high inflation should be higher.
I think that people become poor because they are inefficient in financial management or they become poor by imitating the lifestyle of those who have a lot of wealth without considering their own position.
Honestly, if someone determines the expenses for living according to his income, he can improve considerably, but most people do not do that.

[Outhue]

A lot of people are working harder every single year, earning more on paper yet somehow life still feels more expensive and heavier for them, The problem isn’t always low salary.... sometimes it’s inflation quietly stealing the real value of that income. Imagine you get a 20% salary increase, but food, rent, transport, and basic living jump by 40%… so are you really progressing? The numbers look bigger, yes, but the purchasing power keeps shrinking, that’s why the informed people are now looking beyond normal savings and considering Bitcoin, not because they want to gamble, but because holding weak currency can feel like guaranteed loss. For people thinking long term, DCA into Bitcoin with spare income starts looking less like speculatin and more like protecting future value.

In my opinion the biggest financial trap is believing salary growth alone creates wealth… while inflation is quietly eating everything behind the scenes. We have a lot of unseen battles folks

I'm going to use my country's experience to judge your point OP, inflation always have it's ups and down, inflations rises and cool down as time goes on but in my country once anything goes up in price due to rise in inflation it will never go down when inflation drops, is this the same thing in your country?

Greed fueled with inflation is what's happening in my country, if normally the price of an item is $5 and inflation rises then that price can go up to $7 but after several months have passed the price remains the same even when inflation drops, where greed comes in is the merchants, they want to make money, they will never reduce the price down to what it used to be.

[batang_bitcoin]

It is, if the regular salarymen are having a hard time dealing with their needs and it's not even enough to cover their expenses. The minimum wage earners are also struggling even more. The inflation is nonstop in increasing and that is why all of the regular employees will have to deal with it, the salary increase that is not even enough to cover the percentage of inflation annually will have a hard time in it.

The fact that wages aren't increasing at the same rate as inflation is a huge problem. People's incomes seem to be increasing, but their purchasing power isn't rising proportionally. This doesn't translate into real-life benefits. If wage increases don't even cover past inflation, workers are getting poorer each year.

If someone is working for minimum wage, their situation is truly dire. Even though they work more, they can no longer afford the things they could afford the previous year.

And we see that people working more than 2 jobs just to barely survive. There's something wrong with the system and the inflation is terrible right now. When people in regular jobs decades ago can afford to own houses, this time it's not affordable and it's only a dream for most common people like me and you. The government can't even stop it when the prices continue to balloon and no matter how hard working you are, only a few becomes successful. Working smart is what it should be and so we could get past the inflation together with attitude that can also help cope with it.

[abhiseshakana]

It is, if the regular salarymen are having a hard time dealing with their needs and it's not even enough to cover their expenses. The minimum wage earners are also struggling even more. The inflation is nonstop in increasing and that is why all of the regular employees will have to deal with it, the salary increase that is not even enough to cover the percentage of inflation annually will have a hard time in it.

The fact that wages aren't increasing at the same rate as inflation is a huge problem. People's incomes seem to be increasing, but their purchasing power isn't rising proportionally. This doesn't translate into real-life benefits. If wage increases don't even cover past inflation, workers are getting poorer each year.

If someone is working for minimum wage, their situation is truly dire. Even though they work more, they can no longer afford the things they could afford the previous year.

And we see that people working more than 2 jobs just to barely survive. There's something wrong with the system and the inflation is terrible right now. When people in regular jobs decades ago can afford to own houses, this time it's not affordable and it's only a dream for most common people like me and you. The government can't even stop it when the prices continue to balloon and no matter how hard working you are, only a few becomes successful. Working smart is what it should be and so we could get past the inflation together with attitude that can also help cope with it.

The saddest thing when inflation outpacing wages growth are in red condition for middle and lower class. Even they already cut their coat according to their cloth thay still need to borrow money to buy daily needed. These two socio economic class are the most affected, as they are the group hit earliest by inflation, with little space to maneuver, they are often driven into a state of stress or even forced to live below the poverty line despite earning the regional minimum wage.

To combat or at least limit its adverse effects of inflation, need synergy between government, employee and employeer,  need. what employee can do are improve in demand skill to increase its bargaining position, side hustle to increase income. Employeer contribution can be by increase the salaries of mid level employees proportionally based on length of service, competence, and performance achievements not only regional minimum wages and give frisbee benefit which can curbing workers' expenses.

Government as economic gate keeper must implementing macro policy and protection to worker such as the wage-setting formula must calculate the actual inflation of basic commodities and economic growth not only aggregate headline inflation. Government must often do supply control and market operations for ensuring daily basic commodities price are accessible to the middle and lower economic classes.

[Cookdata]

Okay, let's assume that people do not become poor because of their salaries, but because of inflation. But how are the salaries of employees of various employments determined in a country? Surely, the salaries of officials and employees are supposed to be determined by keeping inflation and related factors in mind. In that case, the salaries of officials and employees in regions with high inflation should be higher.
I think that people become poor because they are inefficient in financial management or they become poor by imitating the lifestyle of those who have a lot of wealth without considering their own position.
Honestly, if someone determines the expenses for living according to his income, he can improve considerably, but most people do not do that.

The country you live play a vital role in how much you are going to earn. There are some countries that have good salary and wages. You know what's funny about economic satisfaction, people that earn decent wages and salary are not even complain too much about inflation, they complained about government printing silently, they complained about government debt, and purchasing power of their currency, each with their own headache.

Salaries are not enough but they count, if people get paid enough they can afford the basic things they need and think on the next thing to do with their life. Bad leadership most often are the major cause of poor wages. If economy is doing well, people will make money and the government will get to make more tax to do what they want. If the economy is bad, there wouldn't be any income to make and if possible, they may have to face inflation.

[$crypto$]

The country you live play a vital role in how much you are going to earn. There are some countries that have good salary and wages. You know what's funny about economic satisfaction, people that earn decent wages and salary are not even complain too much about inflation, they complained about government printing silently, they complained about government debt, and purchasing power of their currency, each with their own headache.

Every country will have its own problems and the problem of a dissatisfied economy in society is because the government keeps printing money --- I am starting to see a lot of people complaining about the purchasing power increasing while the wages of their salaries increase every year its a little while the inflation on top of the salary increases.

Moreover, the bloated state debt, taxes that continue to be high is what many people complain about.

[batang_bitcoin]

The saddest thing when inflation outpacing wages growth are in red condition for middle and lower class. Even they already cut their coat according to their cloth thay still need to borrow money to buy daily needed. These two socio economic class are the most affected, as they are the group hit earliest by inflation, with little space to maneuver, they are often driven into a state of stress or even forced to live below the poverty line despite earning the regional minimum wage.

To combat or at least limit its adverse effects of inflation, need synergy between government, employee and employeer,  need. what employee can do are improve in demand skill to increase its bargaining position, side hustle to increase income. Employeer contribution can be by increase the salaries of mid level employees proportionally based on length of service, competence, and performance achievements not only regional minimum wages and give frisbee benefit which can curbing workers' expenses.

Government as economic gate keeper must implementing macro policy and protection to worker such as the wage-setting formula must calculate the actual inflation of basic commodities and economic growth not only aggregate headline inflation. Government must often do supply control and market operations for ensuring daily basic commodities price are accessible to the middle and lower economic classes.

There's a huge gap nowadays with the current low wages than of in the past. That's true that even cutting the expenses for so many things, it's still bare enough. Most people still struggle with that thing and the inflation just keeps on rising and there's no way to stop it. Even you have been so good in money management but if you only earn enough, you'd see the struggle of many people. Additional income and higher wages are the solutions to this including being frugal. I think that even if you're so frugally living but your wage is average, you'd still feel the inflation.

[Etranger]

There's a huge gap nowadays with the current low wages than of in the past. That's true that even cutting the expenses for so many things, it's still bare enough. Most people still struggle with that thing and the inflation just keeps on rising and there's no way to stop it. Even you have been so good in money management but if you only earn enough, you'd see the struggle of many people. Additional income and higher wages are the solutions to this including being frugal. I think that even if you're so frugally living but your wage is average, you'd still feel the inflation.

Right now, the situation is even harder because it's much easier to "sell" a high standard of living to people. Social media creates the impression that a wealthy lifestyle should be accessible to everyone, and if you're not living it, you're somehow a loser falling out of society. It's considered normal to drink matcha 35 times a day and get a pedicure and styling for your dog. And people see all of this, regardless of what country or financial situation they live in. They try to live the same way, even though their financial state doesn't allow it. Often, even their state, taxes, average salaries, and culture cannot afford it, and this creates extremely heavy pressure that far from everyone can cope with.

[gracreavix]

If a country is doing fine economically and puts his citizens first and somehow people are still poor, then it is them that wants that. But still if we were to base facts on both salary and inflation, a third brother comes into play. That's purchasing power. Even if inflation increases or not, what matters is purchasing power. Once that is still stable despite inflation, then everything is fine. That means a good number of citizens are doing fine.

[Gost ms]

Okay, let's assume that people do not become poor because of their salaries, but because of inflation. But how are the salaries of employees of various employments determined in a country? Surely, the salaries of officials and employees are supposed to be determined by keeping inflation and related factors in mind. In that case, the salaries of officials and employees in regions with high inflation should be higher.
I think that people become poor because they are inefficient in financial management or they become poor by imitating the lifestyle of those who have a lot of wealth without considering their own position.
Honestly, if someone determines the expenses for living according to his income, he can improve considerably, but most people do not do that.

Many times it is seen that in a very short period of time, a country's inflation increases a lot, at that time no matter how much a person controls his financial situation, he will never be able to control the financial situation at that time. The price of every item is seen to increase and in each case it costs 30% - 20% more than before, but the rate of inflation increases quickly but their salary does not increase at the same time.

Yes, what you said happens over time. If we could see the salary increase along with inflation, then maybe such a crisis would not have been seen. But for a long time, every person has to go through the effects of inflation and during this time, even if they control their financial situation a lot, a crisis occurs.

[Etranger]

If a country is doing fine economically and puts his citizens first and somehow people are still poor, then it is them that wants that. But still if we were to base facts on both salary and inflation, a third brother comes into play. That's purchasing power. Even if inflation increases or not, what matters is purchasing power. Once that is still stable despite inflation, then everything is fine. That means a good number of citizens are doing fine.

Yes, but in which country can something like this be observed? There are very few of them. I personally know about Switzerland and Estonia. And they are both very different from each other; these are two completely unlike economies. Switzerland is stable and conservative, while Estonia is very small with a small population, yet with high GDP growth rates. Both have low inflation: purchasing power in Switzerland remains at a similar level, and in Estonia, it is even growing. But these are exceptions, not the rule.

[Pearl_20]

Salary earners always complain of how money disappears in their hand before the month ends, most of them can't even afford the basic needs and before you know it the money is finished. Salary is fixed while inflating isn't, you'll see someone who's working really hard, get promoted in office but still feels broke by month end or even run in debts.

You can become poor if your salary can't even afford the small things no matter how the inflation is, and you can also earn high and still become poor if inflation increases, hence the reason why one must invest in properties, get skilled, save, own assets and have a side business that can be sustaining you so you don't end up just waiting for that monthly salary.  

[Tonimez]

Salary earners always complain of how money disappears in their hand before the month ends, most of them can't even afford the basic needs and before you know it the money is finished. Salary is fixed while inflating isn't, you'll see someone who's working really hard, get promoted in office but still feels broke by month end or even run in debts.

You can become poor if your salary can't even afford the small things no matter how the inflation is, and you can also earn high and still become poor if inflation increases, hence the reason why one must invest in properties, get skilled, save, own assets and have a side business that can be sustaining you so you don't end up just waiting for that monthly salary.  

Being a salary earner is already a certificate to becoming poor because firstly, you can't get richer than your boss and you already have a limitation. Having a fixed income means you are already sure of your networth over the number of years you will work, this is a clearer poverty lifestyle because you set a lifestyle that you must not exceed at anytime. Salary should not be anyone's only source of income at anytime if you want to get rich.

Inflation on the other hand is another big influence of every salary earner. A salary earner is already poor before you think of inflation's effect. Inflation may be receiving the blame for a salary earner's poverty but even if there's no inflation, a salary earner is already set to be poor by default.

[Unknown Op]

There's a huge gap nowadays with the current low wages than of in the past. That's true that even cutting the expenses for so many things, it's still bare enough. Most people still struggle with that thing and the inflation just keeps on rising and there's no way to stop it. Even you have been so good in money management but if you only earn enough, you'd see the struggle of many people. Additional income and higher wages are the solutions to this including being frugal. I think that even if you're so frugally living but your wage is average, you'd still feel the inflation.

I know many people who are earning well, but they are not managing money in good way, and their expenses are very high which is making them poor. The people who earn an average income are not spend money on useless things like parties. They prefer to go on foot, not on bike because they are saving petrol and their electricity cost is also very low. The people who are heavily impacted by inflation because their income is very low and who have no assets to overcome that. Different people have different kinds of mindsets and you have to save your money first, which will be helpful on bad days as good days comes after bad days and bad days come after good days. Always prepare for the future, and any kind of unexpected thing can happen, as we faced corona, Earthquake and flood.

[Solokan]

Salary earners always complain of how money disappears in their hand before the month ends, most of them can't even afford the basic needs and before you know it the money is finished. Salary is fixed while inflating isn't, you'll see someone who's working really hard, get promoted in office but still feels broke by month end or even run in debts.

You can become poor if your salary can't even afford the small things no matter how the inflation is, and you can also earn high and still become poor if inflation increases, hence the reason why one must invest in properties, get skilled, save, own assets and have a side business that can be sustaining you so you don't end up just waiting for that monthly salary.  

The point is, if we have a small salary, it will certainly make us poor. Of course, the cost of living is certainly high nowadays, especially in the digital age, where everything requires money. So, if we have a small salary, we will certainly be at risk of poverty. Furthermore, with inflation continuing to rise, it will certainly put those with small salaries under pressure.

To combat inflation and poverty, we must invest in assets we consider safe, as you mentioned. It would be even better to have a side business. So, it seems better to have a large salary and invest in good assets. When will we be free from inflation? If there were no inflation and a large income, it would certainly feel comfortable, right?

[ChocolateBitcoinK]

Salary earners always complain of how money disappears in their hand before the month ends, most of them can't even afford the basic needs and before you know it the money is finished. Salary is fixed while inflating isn't, you'll see someone who's working really hard, get promoted in office but still feels broke by month end or even run in debts.

You can become poor if your salary can't even afford the small things no matter how the inflation is, and you can also earn high and still become poor if inflation increases, hence the reason why one must invest in properties, get skilled, save, own assets and have a side business that can be sustaining you so you don't end up just waiting for that monthly salary.  

The point is, if we have a small salary, it will certainly make us poor. Of course, the cost of living is certainly high nowadays, especially in the digital age, where everything requires money. So, if we have a small salary, we will certainly be at risk of poverty. Furthermore, with inflation continuing to rise, it will certainly put those with small salaries under pressure.

To combat inflation and poverty, we must invest in assets we consider safe, as you mentioned. It would be even better to have a side business. So, it seems better to have a large salary and invest in good assets. When will we be free from inflation? If there were no inflation and a large income, it would certainly feel comfortable, right?

The current reality is such that people's income is limited and at a certain level, but due to inflation, spending is going beyond their means. It is becoming very difficult to survive in this reality, every rich person is facing such problems. And so, to survive in today's reality, it is not possible to depend on such a limited single source of income. And so now there is no other way but to create alternative sources of income to survive in this kind of reality. More attention should be paid to increasing one's income, controlling expenses, creating emergency savings. Having a single source of income is the biggest risk.

[Filicius]

There's a huge gap nowadays with the current low wages than of in the past. That's true that even cutting the expenses for so many things, it's still bare enough. Most people still struggle with that thing and the inflation just keeps on rising and there's no way to stop it. Even you have been so good in money management but if you only earn enough, you'd see the struggle of many people. Additional income and higher wages are the solutions to this including being frugal. I think that even if you're so frugally living but your wage is average, you'd still feel the inflation.

I know many people who are earning well, but they are not managing money in good way, and their expenses are very high which is making them poor. The people who earn an average income are not spend money on useless things like parties. They prefer to go on foot, not on bike because they are saving petrol and their electricity cost is also very low. The people who are heavily impacted by inflation because their income is very low and who have no assets to overcome that. Different people have different kinds of mindsets and you have to save your money first, which will be helpful on bad days as good days comes after bad days and bad days come after good days. Always prepare for the future, and any kind of unexpected thing can happen, as we faced corona, Earthquake and flood.

Frugality is key to counteract inflation if you are not rich, and it is not as difficult as it seem to be frugal nowadays: while people around you waste their money in useless products like expensive wet wipes to wipe their asses, buying cheap toilet paper will do you the same service and have the same effect as earning more. Maybe not the best example, but yesterday I saw Shark Tank and they talked about "wet wipes for men" what had made millionaires of the entrepreneurs who created the brand, and I thought it was ridiculous. With so many options on the market, you decide between the commodity or giving your money away to someone else for nonsense.

[SamReomo]

To combat inflation and poverty, we must invest in assets we consider safe, as you mentioned. It would be even better to have a side business. So, it seems better to have a large salary and invest in good assets. When will we be free from inflation? If there were no inflation and a large income, it would certainly feel comfortable, right?

Inflation can't affect the ones who invest in Bitcoin but again it's always better to save our money and invest it in Bitcoin on time or do something else so our income keep growing and we increase our earnings at least 1.5 to 2 times per year. Let's suppose someone's earnings in 2026 are around $30k or $50k, the next year he/she should try to increase those earnings at least by 1.5 to 2 times to better fight the inflation.

As something like that's easy to say but hard to do that's why it's much better to keep investing in Bitcoin using DCA/DIP buying methods and overtime that'll help to fight inflation without putting huge burden on someone's shoulders. To be honest, Bitcoin is the best answer to inflation and those who understand it will always invest in it.

[Sobz]

Salary earners always complain of how money disappears in their hand before the month ends, most of them can't even afford the basic needs and before you know it the money is finished. Salary is fixed while inflating isn't, you'll see someone who's working really hard, get promoted in office but still feels broke by month end or even run in debts.

You can become poor if your salary can't even afford the small things no matter how the inflation is, and you can also earn high and still become poor if inflation increases, hence the reason why one must invest in properties, get skilled, save, own assets and have a side business that can be sustaining you so you don't end up just waiting for that monthly salary.  

The reason why salary earners cant afford the basic things, it is not as if the salary is too small but it is as a result of poor management of money. One thing about most salary earners is thaf they are bad spenders, because of the assurance receiving money by the end of the month many dont even think of plan to manage their money or even to invest  it. Salary earners are so comfortable with what they earn and dont have that ability of how they can generate more money from their salary,. It is not about the size of their salary why they are not able to afford the things they want. Because of this negligence towards saving of money, this why some salary earner can work their lifetime without having any savings or investmen.

[DanWalker]

Inflation can't affect the ones who invest in Bitcoin but again it's always better to save our money and invest it in Bitcoin on time or do something else so our income keep growing and we increase our earnings at least 1.5 to 2 times per year. Let's suppose someone's earnings in 2026 are around $30k or $50k, the next year he/she should try to increase those earnings at least by 1.5 to 2 times to better fight the inflation.

As something like that's easy to say but hard to do that's why it's much better to keep investing in Bitcoin using DCA/DIP buying methods and overtime that'll help to fight inflation without putting huge burden on someone's shoulders. To be honest, Bitcoin is the best answer to inflation and those who understand it will always invest in it.

The truth is even the wealthy can't escape the consequences of inflation, is it justified to suggest it doesn't impact Bitcoin investor?

Bitcoin can help protect your purchasing power in the long run, but investors are still affected by inflation. Living cost still go up, and if Bitcoin dump hard right when you need cash, holding btc won't help much.

Bitcoin is a good solution, but relying on it alone is not enough to protect your finances from inflation or other risks. We need more than that increasing our income, saving, investing and managing our money properly if we wanna deal with inflation.