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Author Topic: The truth about investment  (Read 1301 times)
Nightwatchmare
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July 23, 2026, 09:36:16 PM
 #101

What i consider the best financial approach when it comes to investment is the use of secure investments as your basic or foundation investment. instead of saving in fiat put some of your savings into any of these secure investment, sure it will take alot of time but it's better than the interest from banks. While the remaining small percentage let's say 30% of your savings should go to risky investment it could be crypto, new stocks, trading..
Firstly, i want you to know that there is nothing like secure investment all investments involves risk, you can lose your money in any kind of investment if something bad happens to that investment. Secondly, i am against saving in fiat because nothing will add to your money rather it will loosing its purchasing power but i do not encourage using savings to start any of the investments you mentioned because it is not proper to invest with your savings because you can end up selling your investment prematurely to solve your problem, what you should encouraging people to invest with is their discretionary income since it is the money they can use on non essential things that interest them and they will not be needing it to solve anything in the future with it, this will help them in the long run to hold their investment for a very long time.











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yixichloro2xx
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July 23, 2026, 10:36:54 PM
 #102

Investment means keeping our money somewhere and expecting profit from it in the future. Although no investment is ever 100% risk-free, compared to all other risky investments, investing in bitcoin is relatively less risky. If we try to know the previous history of bitcoin then we can understand these things very well why bitcoin is safe for our investment at the present time. By investing in bitcoin, it is possible to stay more worry-free compared to other coins.
There's no way you actually said Bitcoin is less risky compared to other investment. All of them are all high risk assets, whether it's stock, real estate, Bitcoin, business etc. The only thing that makes the risk reduce is how you approach it or how you Invest in them. What I meant by that is, investors should be sensible enough to have good risk management (which comprises of how much they are willing to invest with, that won't cause you to make hurtful decisions later on, should have back up funds etc).  Matter of fact, it's people who take blind risks that lose their money the most, or the likes of traders/shitcoin folk's. This  because they invest without a plan or long term goal , the only thing that is in their mind, is how to get quick profit. As long as one does their investments in the rightful way, they won't be prone to high risk.



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July 24, 2026, 01:24:38 AM
 #103

I have come to understand so many things about Bitcoin,weather strategy or not,the honest truth is Bitcoin investment is mainly for long term ,and the essence of it is to save for the future and it's for various reasons depends on the individual and their desires, compared to other investment I can assure you that Bitcoin investment have overly shown that it is the best investment so far ,I know there is risk associated to investment but the truth be told Bitcoin investment has shown big difference for years now and can't be compared to other coin.
If someone invests in Bitcoin and moves away quickly, then it is not an investment for them. Because Bitcoin has already reached its highest price, maybe the price may increase further in the next cycle. Honestly, if someone studies about Bitcoin, if someone wants to know about Bitcoin, then he will undoubtedly invest, because Bitcoin is not a fraud or a scam scheme. Bitcoin may soon become such a currency that people will want to invest in Bitcoin, but many may be deprived of investment due to the limited supply of Bitcoin.

Think about the person who bought the investment 10 years ago, and he may have thought after buying this investment that his money may have gone down the drain, but he did not know that Bitcoin would become so valuable at one time.
Many people who move away quickly , sometime is not really their fault, understanding matters ,some persons don't understand the whole Bitcoin investment stuff,or probably people who introduced or brought them didn't explain things properly,funny how many even think Bitcoin investment is a get rich quick scheme,and some are just there temporary when the market isn't moving forward,they began to panic and even sell,just as have said,some persons don't know Bitcoin can be valuable at one time ,if not they wouldn't have panic and sell off ,but all the same it is what it is.

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July 24, 2026, 06:57:30 AM
 #104

Investment means keeping our money somewhere and expecting profit from it in the future. Although no investment is ever 100% risk-free, compared to all other risky investments, investing in bitcoin is relatively less risky. If we try to know the previous history of bitcoin then we can understand these things very well why bitcoin is safe for our investment at the present time. By investing in bitcoin, it is possible to stay more worry-free compared to other coins.
also In my opinion, no investment should be seen as completely safe or worry-free. Yes, I believe that Bitcoin can give us a very good chance of success in the long run, but can it guarantee you ? about success? That is why we have to be very careful in the same way in the case of Bitcoin. The success of Bitcoin is not guaranteed. Bitcoin always moves through significant fluctuations, which is why it is very risky for short-term investors. But if we hold Bitcoin investments for the long term, then this short-term volatility does not affect us much, but then comes the main reality, and that is that no one can guarantee that our long-term success is guaranteed once we get rid of my short-term volatility by holding it for the long term. And you have to accept this risk, you have to survive accepting this risk, only then will there be a possibility of getting something good.

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July 24, 2026, 08:48:46 AM
 #105

I know the economy has forced some peoole to want to play it safe but the truth is more you try to avoid failure, the more you're avoiding success. And such person can never become wealthy playing it safe.
I try to understand your point, but playing safe does not mean someone won’t take risk, you take risk that are calculated, not just unnecessary risks that will turn out into negative results or with regrets. So I don’t think saying someone playing safe cannot be wealthy is correct.

Longterm bitcoin investment, is also playing safe, it involves risk but still profitable in the future. So it just has to do with being careful enough to make the right decision, take risks that will be profitable and beneficial in the future with less worry.
Fiasem20
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July 24, 2026, 09:06:21 AM
 #106

I know the economy has forced some peoole to want to play it safe but the truth is more you try to avoid failure, the more you're avoiding success. And such person can never become wealthy playing it safe.
I try to understand your point, but playing safe does not mean someone won’t take risk, you take risk that are calculated, not just unnecessary risks that will turn out into negative results or with regrets. So I don’t think saying someone playing safe cannot be wealthy is correct.

Longterm bitcoin investment, is also playing safe, it involves risk but still profitable in the future. So it just has to do with being careful enough to make the right decision, take risks that will be profitable and beneficial in the future with less worry.
Even me,I tried processing what they wrote but I couldn’t comprehend it.They would have tried to be more specific because what exactly are we playing safe and also avoiding failure?It isn’t mandatory for one to fail first before they succeed,though a lot of books have been written by those successful individuals in the universe how their idea,invention failed at their first attempt and at the end they made it through but I’m here to say that it isn’t generalized to everyone on earth most person came up with an idea and invention and it worked for them at their first try.So we mustn’t conclude on the basis that one’s person history would happen to everyone,if it’s worth calculative then take the risk without minding other people’s opinion.

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July 24, 2026, 03:04:29 PM
 #107

Many people who move away quickly , sometime is not really their fault, understanding matters ,some persons don't understand the whole Bitcoin investment stuff,or probably people who introduced or brought them didn't explain things properly,funny how many even think Bitcoin investment is a get rich quick scheme,and some are just there temporary when the market isn't moving forward,they began to panic and even sell,just as have said,some persons don't know Bitcoin can be valuable at one time ,if not they wouldn't have panic and sell off ,but all the same it is what it is.
Wetin u just talk for here na true, most people wey enter or wey won enter into Bitcoin investment, no really get idea of wetin e be, as some no even get the time to do research and study more about Bitcoin investment wey go enable them know the right thing wey them supposed do and why some people dey find am hard to study and know more about Bitcoin investment na because say, they get that mindset say Bitcoin na all about to increase their wealth or money, na make most of them no dey really profit in their investment.

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July 24, 2026, 07:12:33 PM
 #108

I have come to understand so many things about Bitcoin,weather strategy or not,the honest truth is Bitcoin investment is mainly for long term ,and the essence of it is to save for the future and it's for various reasons depends on the individual and their desires, compared to other investment I can assure you that Bitcoin investment have overly shown that it is the best investment so far ,I know there is risk associated to investment but the truth be told Bitcoin investment has shown big difference for years now and can't be compared to other coin.
Well we should know that Bitcoin is a volatile asset and nothing is still guarantee even if you hold for a long period of time, though, holding for a long period of tend to put you in a good position, because within these years there is a possibility that the market changes is a Favorable way.

Regardless of if you holding for a long time or not, it is very advisable to invest with your discretionary income, because with that you tend not to get attached to your investment emotionally. Over the  years bitcoin have proven that if you hold for a long period it becomes favorable but nothing is still guaranteed.

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July 24, 2026, 07:53:21 PM
 #109


If someone invests in Bitcoin and moves away quickly, then it is not an investment for them. Because Bitcoin has already reached its highest price, maybe the price may increase further in the next cycle. Honestly, if someone studies about Bitcoin, if someone wants to know about Bitcoin, then he will undoubtedly invest, because Bitcoin is not a fraud or a scam scheme. Bitcoin may soon become such a currency that people will want to invest in Bitcoin, but many may be deprived of investment due to the limited supply of Bitcoin.

Think about the person who bought the investment 10 years ago, and he may have thought after buying this investment that his money may have gone down the drain, but he did not know that Bitcoin would become so valuable at one time.
Many people who move away quickly , sometime is not really their fault, understanding matters ,some persons don't understand the whole Bitcoin investment stuff,or probably people who introduced or brought them didn't explain things properly,funny how many even think Bitcoin investment is a get rich quick scheme,and some are just there temporary when the market isn't moving forward,they began to panic and even sell,just as have said,some persons don't know Bitcoin can be valuable at one time ,if not they wouldn't have panic and sell off ,but all the same it is what it is.
This is usually most of the problem we faced with people who introduce others into bitcoin investment, they always like to tell them the positive part, not knowing that the negative part is also very important for them to know because of the risk involve. There are certain things to be considered before starting bitcoin investment, getting a money is another thing but knowing the kind of money you want to use is also another different thing. This is where some of us get confused because they only believe that it will heal them profit in time, I am very confidence that if they use the proper funds they will never be panic despite they are new to system.

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July 25, 2026, 08:49:48 AM
 #110

I have come to understand so many things about Bitcoin,weather strategy or not,the honest truth is Bitcoin investment is mainly for long term ,and the essence of it is to save for the future and it's for various reasons depends on the individual and their desires, compared to other investment I can assure you that Bitcoin investment have overly shown that it is the best investment so far ,I know there is risk associated to investment but the truth be told Bitcoin investment has shown big difference for years now and can't be compared to other coin.
Well we should know that Bitcoin is a volatile asset and nothing is still guarantee even if you hold for a long period of time, though, holding for a long period of tend to put you in a good position, because within these years there is a possibility that the market changes is a Favorable way.

Regardless of if you holding for a long time or not, it is very advisable to invest with your discretionary income, because with that you tend not to get attached to your investment emotionally. Over the  years bitcoin have proven that if you hold for a long period it becomes favorable but nothing is still guaranteed.


Holding Bitcoin for a long term does not guarantee any investor massive profit but long term investment never fails that's the main reason Bitcoin investment is a risky step to take so a person must be ready or prepare to face any challenges that follow suit after investing in Bitcoin, but for the sake of our sanity it is advisable to have other sources of income before deciding to go into Bitcoin investment so a person will not be stranded and confused, also diversification is one of the things that should be considered to avoid putting all eggs in one basket.

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July 25, 2026, 01:33:51 PM
 #111

Investment is investment provided as they keep to the rule of the particular strategy. For me strategy and commitment is the main reason why people get to be successful in the long run. Intense capital is also very supportive. I don't care about the other terminologies we create in other to make investment complicated. This terms and other rules are for big institutions that has many department.
It’s true that there are several jargons that are introduced in the investment industry that often end up complicating things for people, especially small investors who just got started, and this isn’t meant to be so. If we are talking about a successful investment, then a clear plan, discipline and commitment is more than enough to make one achieve it in the long term. What mostly pushes some investors into making certain mistakes is often because they spend much time debating labels and strategies and end up negotiating the core principles of investing.

Sure. Its really disappointing when you see an investor recording loses in the name of investment, such people rush thing or they are looking upto somsone who is ahead of them and they don't have the knowledge that they are competiting with has.  Mistakes are acceptable but repeating the mistakes is what make the investors totally down, and even end up loosing everything they have.


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Israelgogo
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July 25, 2026, 03:21:35 PM
 #112

Firstly I would like to walk you guys through what I call the 2 types of investment i have in mind
1. Secure investment( these are low risk investment usually a long term investment like bitcoin, huge stocks, real estate)
2. Risky investment (these type of investment are considered risky and it's duration might be long term or short term eg altcoins, new stocks...)
Now the question is why did i bring this up?
Occasionally we've been seeing a lot of person talking about avoiding risky investment just because they want to play safe, we hear things like "do not diversify focus all your energy on bitcoin" this advice might sound logically good but it's  not a good financial advice to play it safe when you have a goal of becoming wealthy. Such advice is only good when you have already accepted the limit to how far you want to go financially.
I'm not saying people shouldn't invest in bitcoin, in fact the whole idea of this topic is to expose us to a much better financial approach with bitcoin or other secure investments and the risky ones. 
What i consider the best financial approach when it comes to investment is the use of secure investments as your basic or foundation investment. instead of saving in fiat put some of your savings into any of these secure investment, sure it will take alot of time but it's better than the interest from banks. While the remaining small percentage let's say 30% of your savings should go to risky investment it could be crypto, new stocks, trading.. anyone that you love. The whole idea of using a small fraction for your risky investment is because it may not return back to you and that is good risk management compared to when you use all your savings for approaching a risky investment.
I know the economy has forced some peoole to want to play it safe but the truth is more you try to avoid failure, the more you're avoiding success. And such person can never become wealthy playing it safe.


One thing with life is that one have to face his or her fears if you must succeed, investing on Bitcoin, stocks exchange, real estate or banks mostly end up making someone lazy and refusing to chase your dreams, everything in life has risk including to eat. But one great mistake people make is doing above or overriding the original ideas of your mentor or teacher, or even the person who introduced you into a  investment and how how you should run it,  yes most investment has alot of gains but more risky than safety investments. Using spare money on the hand has limitations because it might not give you the juicy returns you expect because probably the capital investment is small but is more safer because it helps you to understand the process of lost and gain, and it gives you more choices of what to do.
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July 25, 2026, 03:24:06 PM
 #113

Holding Bitcoin for a long term does not guarantee any investor massive profit but long term investment never fails that's the main reason Bitcoin investment is a risky step to take so a person must be ready or prepare to face any challenges that follow suit after investing in Bitcoin, but for the sake of our sanity it is advisable to have other sources of income before deciding to go into Bitcoin investment so a person will not be stranded and confused, also diversification is one of the things that should be considered to avoid putting all eggs in one basket.
Of course, I agree with you that investing in Bitcoin for a long time and holding it for a long time cannot be guaranteed to make a profit because Bitcoin is very volatile and its price fluctuates very quickly, so investing in Bitcoin cannot be guaranteed, but if we invest for a long time and hold it for a long time with confidence, the investment risk is reduced and there is a possibility of making money in the future. It is true that there are risks involved in investing in Bitcoin, so it is very important to always be prepared to face future challenges. Of course, investing in Bitcoin with prudent money is very important.

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Today at 03:22:55 PM
 #114

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.
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Today at 04:00:15 PM
 #115

...
Secondly, i am against saving in fiat because nothing will add to your money rather it will loosing its purchasing power but i do not encourage using savings to start any of the investments you mentioned because it is not proper to invest with your savings because you can end up selling your investment prematurely to solve your problem, what you should encouraging people to invest with is their discretionary income since it is the money they can use on non essential things that interest them and they will not be needing it to solve anything in the future with it, this will help them in the long run to hold their investment for a very long time.
If you've a good quantity of savings, then you can put some of it into long-term investments like Bitcoin, real estate, or precious metals. If you leave the huge fiat balance for a long-term, it will depreciate in value. If you're still working and earning, it's better to deploy a good quantity of the fiat to start working for you through investments, while you continue adding to your savings on the go as you keep earning, so you can beat time in your investment pursuit.

Just like you, I'm against deploying your whole fiat balance into investments and leaving yourself vulnerable, without any plans for emergencies. It's a bad financial practice not to have a substantial emergency fund ready, just in case.

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