The truth about investment

[Big Dirams]

I will still advise to also save in fait as well, why you invest you should also save some part of your discritionary money in fait as well you can keep as emergency funds, also creat easy access, imagine you have 100k like 70k should go to what ever investment you are interested in, but what ever investment you go to know that the target and goal is growth, that is why you should go for Bitcoin that has a better guarantee of a successful future,
And you should keep fait money as well, let's not forget that saving in faith is also important, looks like we have forgotten how much important it is.

It is not good to use all our discretionary income for buying bitcoin. There is need to set aside some percentage of our discretionary income incase of an emergency to avoid selling our bitcoin at loss or when we are not planning to do so.
An unforeseen circumstances can happen at any time , without keeping some cash aside for this purpose we may end up putting ourselves into unnecessary financial pressures by making decisions as a result of fear. Bitcoin investment should be on long term basis and having some money that will be accessible will make this possible.

Going to bitcoin investment we need our discretionary income to get started and without our discretionary we can’t begin the journey unless we want to invest with tension and risks.  Our discretionary shouldn’t be used all for bitcoin investment some part are meant to be for emergency funds and then backup funds too. But most importantly the emergency fund is actually the second important after the discretionary income but emergency funds still doesn’t stops us from investing but discretionary income does.
When we don’t make availability of our emergency funds after some months of investing then we will end up using our investment when need for emergency funds arise and our investment just fall apart.

[Makus]

Trading and putting money in altcoins is similar to gambling because you don't know the direction of the market and the possibility of these altcoins dumping in price overtime is very high. There's no problem trying to outsmart a high risk investment but the fact is that you will run at loss in the long run because if you succeed in buying one shitcoin that you made profit from, you will continue buying different shitcoins even when you are losing.

Buying shitcoins everytime you incur losses is just going to make you end up losing more, it is no different from a gambler that's chasing losses. Although not all altcoins belong to this category, there are a few that have been able to survive the test of time and I'm talking about Coins like eth, Solana and a few others.

One thing a lot of people fail to do when investing in altcoins is research, this is what makes it a lot more complicated than investing in Bitcoin, you would have to gain knowledge and carry out a lot of research before putting your resources into any of these coins.

[Oshio-man]

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.

But make sure you know what you are expecting from the investment before investing your funds. When you have a good idea or knowledge towards the investment, I  think you will use what you can lose in that investment because you know that you will not going to loose your capital at the end, and even though you lost it will make you to learn something new that will help you to recover your losses in the future.

[Rgram]

If we are talking about a successful investment, then a clear plan, discipline and commitment is more than enough to make one achieve it in the long term. What mostly pushes some investors into making certain mistakes is often because they spend much time debating labels and strategies and end up negotiating the core principles of investing.

These plans are the ones that you would put in place for your business or investment. It actually has to be clear and definitive. Most persons jump into business or certain investments because they feel it’s thriving and not having to make all the necessary background studies, who their customers are, how to stay ahead or up with the competition and all that.

Mistakes are acceptable but repeating the mistakes is what make the investors totally down, and even end up loosing everything they have.

Mistakes are limited when you do your background checks, meet up with those that have being there and done that. There isn’t much need in having make the mistakes of experienced many if you’ve got proper network.

[Derekfunds]

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.

But make sure you know what you are expecting from the investment before investing your funds. When you have a good idea or knowledge towards the investment, I  think you will use what you can lose in that investment because you know that you will not going to loose your capital at the end, and even though you lost it will make you to learn something new that will help you to recover your losses in the future.

Saying you think means that you are not sure of what you are saying and in Bitcoin investment you don't assume things because money is involve so you don't loss your money. First you don't use money you can lose in Bitcoin investment because you can lose any amount especially if you are trading but rather what you use is something you can "afford" to lose because there are money can not afford to lose especially money meant for needs.

[icebar]

Occasionally we've been seeing a lot of person talking about avoiding risky investment just because they want to play safe, we hear things like "do not diversify focus all your energy on bitcoin" this advice might sound logically good but it's  not a good financial advice to play it safe when you have a goal of becoming wealthy. Such advice is only good when you have already accepted the limit to how far you want to go financially.
I'm not saying people shouldn't invest in bitcoin, in fact the whole idea of this topic is to expose us to a much better financial approach with bitcoin or other secure investments and the risky ones. 

In investment, profit should not be the only priority because if an investment is made with hard-earned money, if the investment is loss, then many investors may face major losses. There are many investors who try to invest with money for a long period of their lives. It is also true that investing requires taking risks. Every investment is risky, but some investments have less risk, and some have more. If the investor takes the decision to invest according to his ability and considering the risk, then it will definitely be acceptable. Although investing in Bitcoin is risky, in the long run, investment can give good returns. However, the investor must take the decision considering his situation. In my opinion, if you have the ability to lose, then investing a large part of your total assets in Bitcoin investment will not be wrong.

[The funny mimi]

Saving money in fiat does not give interest rather they deduct small amounts of money for different services they render, the best thing will be to diversify investment approach, adopting Bitcoin investment and going into real estate business would not be a bad choice. Talking about avoiding risk in Bitcoin that is a high risk asset is funny though, how can someone adopt an investment of a highly volatile asset that is not stable and still be avoiding risk or talking about risk management, I wonder how that is possible, so far you have made up your mind to go into Bitcoin investment also make up your mind to be patient, consistent, and tolerant, because it is not all juicy.

If you keep saving fiat money in the bank with a long-term plan, your valuable money will face inflation in the future. It is true that it is good to diversify through investments, which reduces the risk of losing money, but we must be careful not to use the money we need for investment. I think it is good to invest in Bitcoin orderliness with a long-term plan, as a result of which an investor can protect their valuable money from inflation in the future and can expect long-term profits from Bitcoin. Due to the volatility of Bitcoin, nothing can be said for confirm about the increase in price, but by investing consistently with a long-term plan and holding it with confidence, the possibility of making money increases.

I'd understand your point, and I agree that diversification and having a long-term financial plan are important. Bitcoin can be an interesting investment, but because of its volatility, I think it’s important to invest only what we can afford to lose and not money needed for everyday expenses. I would also want to do proper research and understand the risks before investing.

Saving in fiat comes with so much regulation. From bank terms to restricted account for rules that doesn't make so much sense in most cases. I will rather be my own bank as Bitcoin gives me this leverage and gives me full control of my investment.

[liasbaa]

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.

But make sure you know what you are expecting from the investment before investing your funds. When you have a good idea or knowledge towards the investment, I  think you will use what you can lose in that investment because you know that you will not going to loose your capital at the end, and even though you lost it will make you to learn something new that will help you to recover your losses in the future.

I heard an experienced person say about investing... "I never lose, I either profit or learn". I personally find this saying very valuable and use it in my investments. This means that even if I invest for profit, in a situation where it is not possible to predict the market movement in advance if the price increases I got profit and if the price decreases and I am at a loss, it is a lesson for me that what I should do next.

Do not use the full amount of the capital you have, but use a small amount and continuously increase the capital and make this process long term. Regardless of the market movement accumulate Bitcoin regularly and build a portfolio in the hope of getting sufficient returns.

You will lose only when you panic. To avoid panic buy Bitcoin little by little without using the full amount of capital.

[Abbatty]

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.

But make sure you know what you are expecting from the investment before investing your funds. When you have a good idea or knowledge towards the investment, I  think you will use what you can lose in that investment because you know that you will not going to loose your capital at the end, and even though you lost it will make you to learn something new that will help you to recover your losses in the future.

That right, in every investment nothing is certain, both in stocks, gold, real estate and even bitcoin. So when putting your money in such investment make sure you put in what you can afford to lose, that is your discretionary income. If you are the kind of person that don’t have a discretionary income yet, then you should start your investment because at the end you will be forced to sell to solve basic needs.

Seeking knowledge before going into any investment is very important, and it also applies to bitcoin too, but then don’t allow because you want to know about everything about bitcoin delay your investment. So as soon as you have a discretionary income you can begin your investment journey.

[Saltysugar99]

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.

But make sure you know what you are expecting from the investment before investing your funds. When you have a good idea or knowledge towards the investment, I  think you will use what you can lose in that investment because you know that you will not going to loose your capital at the end, and even though you lost it will make you to learn something new that will help you to recover your losses in the future.

You are right that before investing, a person should at least be clear about why he is investing, for how long and what kind of outcome he expects. If someone buys Bitcoin thinking that he will get a certain profit within two months, then he will be disappointed if the market does not move according to his expectations. But if he starts with the aim of long-term accumulation, he should not give importance to short term volatility. But it is not right to have too much confidence even if the knowledge is sufficient. The more you understand about Bitcoin, the more you should understand that even with a strong upside thesis, the return is not guaranteed. The value of Bitcoin may decrease, it may not recover within the expected time. For me, the real benefit of knowledge is not to think that loss is impossible, but to create a position properly even after knowing that loss is possible. Suppose you have $100 discretionary funds. If you have a good idea about Bitcoin, you might create your own backup funds instead of investing the entire $100 blindly. In this way, having proper investment knowledge can reduce a lot of risk and also prevent you from making wrong decisions. Therefore, the lesson for an investor should be not to easily let their mindset lead them to trading or overaggressive investing. By conducting investment activities in this way, long time holding can be achieved and risk can be reduced.

[Son Of Blockchain (SOB)]

That right, in every investment nothing is certain, both in stocks, gold, real estate and even bitcoin. So when putting your money in such investment make sure you put in what you can afford to lose, that is your discretionary income. If you are the kind of person that don’t have a discretionary income yet, then you should start your investment because at the end you will be forced to sell to solve basic needs.

Seeking knowledge before going into any investment is very important, and it also applies to bitcoin too, but then don’t allow because you want to know about everything about bitcoin delay your investment. So as soon as you have a discretionary income you can begin your investment journey.

I guess you meant that people shouldn't start if they can't figure out their discretionary funds, well that's the honest truth cause using money outside the discretionary funds to invest in Bitcoin would definitely lead to lose along the line cause there's no way the perso won't sell early to either settle important expenses or for emergency purpose.
 Therefore, the discretionary funds is a must for the progress on an investment and if someone can't figure it out then the person shouldn't just buy until it's figured out.

[ASloveapg]

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.

But make sure you know what you are expecting from the investment before investing your funds. When you have a good idea or knowledge towards the investment, I  think you will use what you can lose in that investment because you know that you will not going to loose your capital at the end, and even though you lost it will make you to learn something new that will help you to recover your losses in the future.

Saying you think means that you are not sure of what you are saying and in Bitcoin investment you don't assume things because money is involve so you don't loss your money. First you don't use money you can lose in Bitcoin investment because you can lose any amount especially if you are trading but rather what you use is something you can "afford" to lose because there are money can not afford to lose especially money meant for needs.

If you invest the necessary money, the investment will be threatened later when you need it. Because you have to meet your needs in any way, and so if you have no other way, then you will have to sell your holdings, and this is a very risky matter, because such a sudden sale can lead you to a big loss. You must always be prepared to ensure the long-term continuity of the investment, the continuity of holdings is the main thing in the case of Bitcoin investment.
However, here you must control greed and at the same time give up unrealistic expectations of success, Bitcoin is very volatile, and it is never a means of getting rich overnight, and therefore you must be careful in the case of Bitcoin investment.

[Cyber_warrior]

That right, in every investment nothing is certain, both in stocks, gold, real estate and even bitcoin. So when putting your money in such investment make sure you put in what you can afford to lose, that is your discretionary income. If you are the kind of person that don’t have a discretionary income yet, then you should start your investment because at the end you will be forced to sell to solve basic needs.

Seeking knowledge before going into any investment is very important, and it also applies to bitcoin too, but then don’t allow because you want to know about everything about bitcoin delay your investment. So as soon as you have a discretionary income you can begin your investment journey.

I guess you meant that people shouldn't start if they can't figure out their discretionary funds, well that's the honest truth cause using money outside the discretionary funds to invest in Bitcoin would definitely lead to lose along the line cause there's no way the perso won't sell early to either settle important expenses or for emergency purpose.
 Therefore, the discretionary funds is a must for the progress on an investment and if someone can't figure it out then the person shouldn't just buy until it's figured out.

There's nothing good that comes out of investing with non discretionary income It will only result to financial stress because you are using money meant for other expenses to invest. These expenses can't be skipped so when you do that you are making things worse for yourself and complicating things even more because sooner or later you will have to settle the expenses you ignored.
This is a very common mistake that people make that's why their investment doesn't last long as planned, they will end up selling part or all of their investment to settle these expenses again and in the end nothing is achieved so it's better to wait until discretionary income is figured out.

[Yorubek]

That right, in every investment nothing is certain, both in stocks, gold, real estate and even bitcoin. So when putting your money in such investment make sure you put in what you can afford to lose, that is your discretionary income. If you are the kind of person that don’t have a discretionary income yet, then you should start your investment because at the end you will be forced to sell to solve basic needs.

Seeking knowledge before going into any investment is very important, and it also applies to bitcoin too, but then don’t allow because you want to know about everything about bitcoin delay your investment. So as soon as you have a discretionary income you can begin your investment journey.

I guess you meant that people shouldn't start if they can't figure out their discretionary funds, well that's the honest truth cause using money outside the discretionary funds to invest in Bitcoin would definitely lead to lose along the line cause there's no way the perso won't sell early to either settle important expenses or for emergency purpose.
 Therefore, the discretionary funds is a must for the progress on an investment and if someone can't figure it out then the person shouldn't just buy until it's figured out.

There's nothing good that comes out of investing with non discretionary income It will only result to financial stress because you are using money meant for other expenses to invest. These expenses can't be skipped so when you do that you are making things worse for yourself and complicating things even more because sooner or later you will have to settle the expenses you ignored.
This is a very common mistake that people make that's why their investment doesn't last long as planned, they will end up selling part or all of their investment to settle these expenses again and in the end nothing is achieved so it's better to wait until discretionary income is figured out.

To get good results from investing in Bitcoin, you must manage your investment in the long term and wait for the Bitcoin price to go to a good position with confidence. In addition, you must keep an emergency fund in mind for bad times in the future, which will protect your investment from unknown dangers and make it easier to hold on to it for a long time, which will gradually lead you to success.

The price of Bitcoin is very volatile, which means that it is not possible to be sure when the price will rise or fall, so there is always a risk in investing, but if you do not take risks in life, you can never expect mass success. From my point of view, it is logical not to invest all your money in one place, but of course it is very important for the investor to have investment diversification, which reduces investment risk and increases the possibility of making money. Giving up an aggressive mentality when investing in Bitcoin, reducing excess risk in the hope of making more money and staying within your means, which helps the investor reduce financial risk.

[Abbatty]

Investment is investment provided as they keep to the rule of the particular strategy. For me strategy and commitment is the main reason why people get to be successful in the long run. Intense capital is also very supportive. I don't care about the other terminologies we create in other to make investment complicated. This terms and other rules are for big institutions that has many department.

In addition I will say that commitment and strategy  truly matters alot, but flexibility too is important. Because markets do not remain little all times, so most times investors needs to adapt when circumstances changes. In the end,even the simplest investment plan or strategy can work well if someone understands it, follows it considering and also manages risk well. In many cases, is discipline not complexity that leads to a better long term results.

Commitment, strategy and even flexibility are all successful when you invest with the right funds, which is the discretionary income. No matter how committed you are, once you invest with what is not your discretionary income you will be forced to sell your holdings prematurely. Being it DCA or even buy the Dip once it is not with your discretionary income you investment won’t last, no matter how committed you are.

Let not forget about protecting our holdings too, that another big one if you want to have a successful investment. So when investing also make provision for your emergency funds and reserve funds. These funds always come handy, they help to keep your holdings safe even when you are hit with emergency situations.

[Gentle_Soul]

I get your point on this i also believe that as long as the reliable investment platform then it is worth given a try,  yes bitcoin is worth all my my investment but then sometimes I feel like I also need to try out on other stock and altcoins too especially those I can also trust a little. But for bitcoin I can go all in on a long term investment and that's what I do because I can be sure of genuine and reliable investment at the end of the day. So the idea of trying out on other investment platforms other than bitcoin is not entirely out of place but I strongly will recommend bitcoin for someone who is new and looking for where to invest and will also advice a long term investment without fear.

[Halifat]

I just think that in all, always try to invest because everything is risky and the bigger risk is not taking an actual risk.

But make sure you know what you are expecting from the investment before investing your funds. When you have a good idea or knowledge towards the investment, I  think you will use what you can lose in that investment because you know that you will not going to loose your capital at the end, and even though you lost it will make you to learn something new that will help you to recover your losses in the future.

Knowing the full details of your investment is the most important thing and also you make sure you make an inquiry of the risk that are involved so that you can be able to understand on how to move with a business, i like the idea you bring regarding the kind of funds that suitable for investment, a lot of people don't understand this very well that is why they ended up losing everything including their savings. One thing I want to say again is that, even though you have enough money to invest, I think the best thing for you to do is to invest small amount of money at this early stage, so that you can get to know the in and out of business without losing so much.

Majority of people are being carried away by calculating the profit and that is what push them to put huge amount of money, thinking that it is only profit that will come, but they never have thought of lost, it is very difficult to realize profit at the early stage of your investment, so is better we should understand this when ever we're investing.

[icebar]

One thing I want to say again is that, even though you have enough money to invest, I think the best thing for you to do is to invest small amount of money at this early stage, so that you can get to know the in and out of business without losing so much.

Majority of people are being carried away by calculating the profit and that is what push them to put huge amount of money, thinking that it is only profit that will come, but they never have thought of lost, it is very difficult to realize profit at the early stage of your investment, so is better we should understand this when ever we're investing.

Making small initial investments to gain investment-related knowledge can be much more effective for the investor. Every investment has risks, but the investor must invest by considering that risk. Investment is not mandatory, so if someone does not have knowledge related to investment, then he should first gain knowledge about it. One should not invest without understanding or knowing the risks. No investment can bring guaranteed profits, so one should invest only the amount of money that one has the ability to lose. If one invests within one's ability, the amount of risk will also be reduced. I will definitely not oppose Bitcoin in terms of investment because it is much more reliable in the long run than other investment platforms, but it is better for an investor to diversify his assets than to invest all his assets in Bitcoin. If his total assets are divided into several parts and kept in several investment platforms, then it can definitely play a significant role in reducing the risk of investment.

[Out of mind]

1. Secure investment( these are low risk investment usually a long term investment like bitcoin, huge stocks, real estate)

We know that no investment is entirely safe; there is always some level of risk involved. Even Bitcoin or major stocks can face significant price drops. However, if one invests in Bitcoin, stocks, or gold and holds onto them patiently for the long term, the risk is reduced. That said, we must accept that any investment is subject to potential decline at any time; therefore, one should invest with this mindset, and a long-term perspective is a positive approach.

2. Risky investment (these type of investment are considered risky and it's duration might be long term or short term eg altcoins, new stocks

On the other hand, investments in altcoins or new stocks often promise high returns but carry maximum risk, bringing a significant possibility of financial loss. Only those prepared to take substantial risks and who possess sufficient capital to absorb potential losses without compromising their financial stability tend to invest in these high-return, short-term opportunities. However, it is generally advisable to avoid such new stocks and altcoins; the likelihood of loss often outweighs the potential for profit, making them unsuitable for short-term investments if one wishes to safeguard their capital.

[Barikui1]

Occasionally we've been seeing a lot of person talking about avoiding risky investment just because they want to play safe, we hear things like "do not diversify focus all your energy on bitcoin" this advice might sound logically good but it's  not a good financial advice to play it safe when you have a goal of becoming wealthy.

Investing only on Bitcoin is not playing safe because if anything happens to Bitcoin or your Bitcoin investment do not later go as planned, you will be in deep shit because you did not diversify to secure yourself financially. Diversification is good, but it should be done in a reasonable manner, not by diversifying into alt and meme coin and be calling that diversification, that's absolutely gambling. If you are talking about diversification away from Bitcoin, then investment in land, gold and real estate is what you should be doing, not by investing in alt and meme coin and be calling that diversification.

While the remaining small percentage let's say 30% of your savings should go to risky investment it could be crypto, new stocks, trading.. anyone that you love. The whole idea of using a small fraction for your risky investment is because it may not return back to you and that is good risk management compared to when you use all your savings for approaching a risky investment.

I want you to understand that real wealth is built overtime, not overnight, so kill that notion that you can easily get rich by gambling on alt and meme coin, because even though you were able to make a lot of money through it, you will gradually lose the money and return to being a poor person because you don't know what it takes to stay wealthy.