Card country is knowable before you spend: issue the virtual card, take the first eight digits, put them into any BIN lookup, and you get the issuing bank and its country, which is exactly what the shop's processor checks. For what it's worth, Bybit's EEA terms name the issuer as Harmoniie SAS, a French EMI under ACPR, so that one should read as European. Before switching cards at all though, try the wallet route: if that checkout offers Google Pay or Apple Pay, add the card in the phone's wallet app and pay through that button instead of typing the number. A card tokenized on the device presents a device token from a reserved BIN range, not the card's own number, so the country filter ends up looking at a different BIN than the one that got you rejected, and the device confirmation also counts toward the strong authentication the merchant says it is filtering for. I have paid this way myself where the typed card number was refused, so it does work in practice. Has to be the wallet on the phone though, a card saved in the browser still sends the real card number.
That's super helpful, thanks a lot!
So far I've realized you need a virtual card that could be used to purchase something from a website. If they are strict with cards and they won't accept any other country's card, then it's hard to find a suitable one. It seems they are showing excuses for chargebacks; if so, how could other countries' card users purchase from their website? There would be a non-European wanting to purchase something through their cards, so how would it work?
However, I have been using the RedotPay card, which has been working everywhere. But I haven't traveled Europe and don't know if it works there or not. They charge $10 for issuing the card, so if it doesn't work for you, then probably it will be useless for you. You have to find card issuer from Europe; it doesn't matter from where you are requesting to issue a card. Try to find a European provider.
A $10 issue fee is not a problem as long as it's reloadable. I will definitely check it out. Thanks, really appreciate it.
The site only accept european cards.
This sounds weird as hell.
Do you know if the card Bybit is issuing is from a European bank? The website I'm trying to buy from keeps rejecting cards from other countries. And most sites dont tell what country their card is issued in
Do you mind sharing what is the garbage merchant you are trying to buy from? I've never heard about that. It's one thing for a company not to accept a certain type of card, such as American Express, but they doesn't accept cards depending on the country where they were issued? In other words, would it accept a Visa issued by an Italian bank but not one issued by a U.S. bank?
I don't know if I am missing something here.
"We only accept European-issued cards due to the risk of chargebacks. Countries outside of Europe often have poor or non-existent verification processes for card transactions, whereas European banks utilize One-Time Passwords (OTP) via devices, phones, or email. We use Stripe as our payment processor; they provide us with a list of high-risk countries for chargebacks, and we block transactions from these regions to prevent fraud."
Thats their reply
Did you try to look at this sites?
https://opencryptocards.com/cards/quicko-digital-cardhttps://bitwala.com/cardhttps://www.revolut.com/crypto/crypto-card/Although I'm not from Europe, but I find this services and they are operating in Europe. Maybe this cards might be allowed on the merchants you try to buy something.
But as I said I'm not in Europe and didn't tried to use these cards. So maybe try to ask for feedback about this on people in that region to know if they are really reliable or not.
Hmm, no. I will check them out, thanks buddy.
