. I also don't think it makes common sense to buy storage device that's worth than the amount of bitcoin you're to store in it.
There are literally hardware wallets under $60, unless your funds are under the mentioned amount, you should not yet invest on HW wallets, but other than that, you should do. And HW wallets are not just for long term holding, it can be used for regular sending transactions, you should just sacrifice a little inconvenience.
Satochip is hardware priced at €25 which is said to be still affordable, so spending money on hardware is a long-term goal, let alone intending to save a large amount then I personally say it is mandatory in order to prevent better security.
And using HW for the purpose of regular transactions for me is not too complicated, for me to understand then its use is as simple as that.
That's more better then, but i remember satochip only works on NFC enabled device, if there's no such feature, they have like a NFC adaptor for it but still the device will be under $60.
As for slow sending process, it's helping to have a good practice (to avoid mistakes) and be more patience (which a person need in crypto space) lol.