95% of things in this world is done with money, when you are rich you will be so confident when making decisions, money gives you more strength, confidence and relaxation when making decisions.
Especially if someone has savings to cover emergency expenses in advance, then he clearly has many more options when changing jobs, seeking medical treatment, investing in a business, or dealing with a sudden problem. In fact, there is no definite answer to what percentage of work in the real world is actually done with money. You are talking your mind, but I cannot call your words completely unreasonable. Because in today's world, most of the work is done with money. Even the reality is that lack of money not only reduces our purchasing power, but also reduces our mental ability to plan for the future and make difficult decisions.
I will say before I was born there are some decisions which have been taken without the involvement of money, but since I come to this world there is no anything that we can do today which money is not important, there are a lot of people which you think they don't have ambition just because of how they are behaving, what is stopping them to make decision is nothing but money, when money is there it will make a lot of things faster not even in making decision. Money actually make a lot of decision easier, it makes things easier in any circumstances.
It is not uncommon for every person to have desires and dreams, but money can fulfill all their desires. Many people do not get the opportunity to fulfill their desires due to lack of money. If you have money, you will be able to implement your every desire and plan for the future to move forward. Just as money makes life much easier, lack of money can create difficult situations for a person, due to which he wants to move forward again and again, money becomes an obstacle for them. Even if money cannot fix everything in life, its importance in real life is immense. Money undoubtedly makes life easier and provides freedom to make decisions.