PS: I think I overthought here. If I simply use the seed extension as passphrase, this should in theory work and protect the wallet in the way I thought. For whatever reason I thought this would result in a situation where the security would be actually reduced regarding both using a passphrase and a seed extension ...
Are you pertaining to the "
wallet encryption passphrase" when you've said "
passphrase"?
Based from the context, it appears that you're talking about two different things by separating seed extension and passphrase.
Because most users tend to immediately link it to BIP39 passphrase (
same to Electrum's "custom words") when they see that term, it may cause confusion.
Electrum on the other hand, uses the "
Password" term for its wallet encryption.