GBattaglia (OP)
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May 06, 2014, 12:51:53 PM Last edit: May 07, 2014, 05:30:06 PM by GBattaglia |
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I am currently seeking roughly 2.5BTC in loans. Terms of these loans are negotiable, but the majority of these loans should be at 5% interest over a one month term, and 3% interest compounded weekly if late. Once I have enough loan offers, I will begin accepting loans. That is to say once roughly 2.5BTC is reached in proposals, the address for payment will be given and the 30 day loan period starts.
Current Offers:
User: EternalGloom Amount: .5 BTC Interest: 5% Period: One Month
User: Tertius993 Amount: .5 BTC Interest: 5% Period: One Month
Still awaiting the final offers, feel free to tell post them below.
Regards, Gabriel Cole Battaglia
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eternalgloom
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May 06, 2014, 01:13:02 PM |
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I confirm that those terms are acceptable for me. You can give me the address for payment.
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tertius993
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May 06, 2014, 01:35:25 PM |
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Yup, all fine with me.
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howzar
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May 06, 2014, 05:06:20 PM |
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Unfortunately I wont be able to loan you for a bit ![Sad](https://bitcointalk.org/Smileys/default/sad.gif) sorry.
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GBattaglia (OP)
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May 06, 2014, 05:20:40 PM |
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Unfortunately I wont be able to loan you for a bit ![Sad](https://bitcointalk.org/Smileys/default/sad.gif) sorry. All good. No worries. I'll edit out your information on the OP. Thanks for all the loans thus far. @Lenders, still interested in obtaining another 1-1.5 for these loans, once this number is reached in offers I'll accept the offers and give address for payment.
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Vod
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May 06, 2014, 05:49:38 PM |
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You should take the word "Guaranteed" out of the title. Since you are not offering collateral, it is NOT guaranteed.
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GBattaglia (OP)
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May 06, 2014, 07:33:59 PM |
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You should take the word "Guaranteed" out of the title. Since you are not offering collateral, it is NOT guaranteed.
Neither is working with collateral here on BTC-Talk. If I get hit by a bus or die in some incredibly unlikely incident, the lender wouldn't have means of getting his funds back [and I'd lose my life]. If they have their collateral held by an escrow [escrow.ms for instance] and he gets hit by a bus, the lender is still in the same boat. These are all rather extreme scenarios though. I guarantee my lenders will be repaid. In many cases my lenders have been repaid early. Not counting interest, my total loan record here surpasses BTC5.75 in the past four months. During those periods Bitcoin was worth substantially more than it is now. Truly, Gabriel Cole Battaglia
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elitenoob
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May 06, 2014, 07:59:00 PM |
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If they have their collateral held by an escrow [escrow.ms for instance] and he gets hit by a bus, the lender is still in the same boat.
Unless the lender got some trust to send collateral directly to him. These are all rather extreme scenarios though. I guarantee my lenders will be repaid. In many cases my lenders have been repaid early. Not counting interest, my total loan record here surpasses BTC5.75 in the past four months. During those periods Bitcoin was worth substantially more than it is now.
Could still be a ponzi and in future you grab more and say bye. No offense though...just thinking loud ![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
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monbux
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May 06, 2014, 09:22:49 PM |
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See, I would lend you... But I don't lend to lairspeople who mislead others. There is no such thing as "guaranteed" and it is quite misleading ![Roll Eyes](https://bitcointalk.org/Smileys/default/rolleyes.gif) I still don't get it, you are not offering a collateral? o.O
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GBattaglia (OP)
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May 06, 2014, 09:38:03 PM |
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See, I would lend you... But I don't lend to lairspeople who mislead others. There is no such thing as "guaranteed" and it is quite misleading ![Roll Eyes](https://bitcointalk.org/Smileys/default/rolleyes.gif) I still don't get it, you are not offering a collateral? o.O Up to you honestly. Anyways, no I am not. I haven't had collateral on all past loans I'm citing here for reference. If they have their collateral held by an escrow [escrow.ms for instance] and he gets hit by a bus, the lender is still in the same boat.
Unless the lender got some trust to send collateral directly to him. These are all rather extreme scenarios though. I guarantee my lenders will be repaid. In many cases my lenders have been repaid early. Not counting interest, my total loan record here surpasses BTC5.75 in the past four months. During those periods Bitcoin was worth substantially more than it is now.
Could still be a ponzi and in future you grab more and say bye. No offense though...just thinking loud ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) A ponzi? Wouldn't the whole "I will not accept any loans till my current loans here are paid back" go against the whole ponzi scheme? Doesn't the fact I'm not accepting the above loan offers till a certain amount is reached debunk the ponzi scheme? I'm willing to address any concerns you may have regardless of whether you are willing to lend to me, as I'm not trying to pull anything.
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monbux
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May 06, 2014, 09:40:58 PM |
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A ponzi? Wouldn't the whole "I will not accept any loans till my current loans here are paid back" go against the whole ponzi scheme? Doesn't the fact I'm not accepting the above loan offers till a certain amount is reached debunk the ponzi scheme?
I'm willing to address any concerns you may have regardless of whether you are willing to lend to me, as I'm not trying to pull anything. Maybe you're not trying to pull anything, maybe you are. An honest lendee should know that saying all this "goodie goodie" stuff is quite useless. Provide a collateral, and feel free to make your requests as you like... but I do not see you stating you will provide a collateral??? o.O
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GBattaglia (OP)
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May 06, 2014, 09:56:51 PM |
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A ponzi? Wouldn't the whole "I will not accept any loans till my current loans here are paid back" go against the whole ponzi scheme? Doesn't the fact I'm not accepting the above loan offers till a certain amount is reached debunk the ponzi scheme?
I'm willing to address any concerns you may have regardless of whether you are willing to lend to me, as I'm not trying to pull anything. Maybe you're not trying to pull anything, maybe you are. An honest lendee should know that saying all this "goodie goodie" stuff is quite useless. Provide a collateral, and feel free to make your requests as you like... but I do not see you stating you will provide a collateral??? o.O I'm sorry for the lack of clarity. I'm not offering collateral, I never have. Review my past loans and my trust record: https://bitcointalk.org/index.php?topic=524240.0https://bitcointalk.org/index.php?topic=500172.0https://bitcointalk.org/index.php?topic=576173.0https://bitcointalk.org/index.php?topic=433194.0https://bitcointalk.org/index.php?action=trust;u=119589So no. I have not provided collateral, and I have made requests, and they have been fulfilled and my lenders have been repaid. To Tertius and EternalGloom:If I do have difficulties getting the rest of the loan set filled in a timely manner, I will accept the two loans. They would be repaid within two weeks at a negotiable interest rate. Ultimately more favorable terms for you guys if that does end up being the case. ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) Regards, Gabriel Battaglia
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monbux
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May 06, 2014, 10:16:28 PM |
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So all you have is previous loans and trust. No offence, but the past does not determine the future, if you catch my drift ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) But hey, good luck.
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GBattaglia (OP)
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May 06, 2014, 10:28:42 PM |
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So all you have is previous loans and trust. No offence, but the past does not determine the future, if you catch my drift ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) But hey, good luck. Yep. I'm fine with that. Cryptocurrency is an ever-changing field. I'm just saying that your statement that is stated more as a constant rule has yet to really hold up in the past, and with current offers, it still doesn't. So yes, you are right; the past does not represent the future nor present.
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Vod
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May 06, 2014, 10:54:16 PM |
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Sorry GBattaglia, but you can't be tricking newbies into thinking this is a guaranteed investment when it is not. There is NOTHING stopping you from running away from the coins. I'm forced to leave you negative feedback for trying to mislead people. I'll remove the feedback if you promise to stop using the word guaranteed, or any words like it. ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif)
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rapeghost
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May 06, 2014, 11:18:00 PM |
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Vod is my hero.
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Vod
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May 06, 2014, 11:21:09 PM |
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Vod is my hero.
Not sure if sarcastic or not... Nevertheless, in the past people have taken out smaller loans and paid them back, to take out bigger loans and pay them back, only to take out a huge chunk of coin and then go offline. It's certainly possible in this scenario as well.
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eternalgloom
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May 06, 2014, 11:21:29 PM |
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Sorry GBattaglia, but you can't be tricking newbies into thinking this is a guaranteed investment when it is not. There is NOTHING stopping you from running away from the coins. I'm forced to leave you negative feedback for trying to mislead people. I'll remove the feedback if you promise to stop using the word guaranteed, or any words like it. ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif) Now wait a minute, if I decide to give him the loan (0.5 BTC), will you leave me negative feedback for lending to someone with negative trust?
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Vod
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May 06, 2014, 11:22:56 PM |
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Sorry GBattaglia, but you can't be tricking newbies into thinking this is a guaranteed investment when it is not. There is NOTHING stopping you from running away from the coins. I'm forced to leave you negative feedback for trying to mislead people. I'll remove the feedback if you promise to stop using the word guaranteed, or any words like it. ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif) Now wait a minute, if I decide to give him the loan (0.5 BTC), will you leave me negative feedback for lending to someone with negative trust? No, trust is subjective. Just because I don't trust him doesn't mean he isn't trustworthy. Negative feedback left only for lending to forum marked SCAMMER accounts and newbies. Newbie accounts can be created en mass in just a few seconds, so we can't encourage them to come here.
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GBattaglia (OP)
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May 07, 2014, 12:05:10 AM |
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I believe I've used the word on my past loan requests as well, just not in title. I'll review my past loan threads and redact the word guaranteed. Collateral does not guarantee anything unless it is in the hands of the lenders, in which the lendee is not guaranteed either.
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