yes it is 98500. ofcourse selling it instantly, price can drop but buy orders will continue to show if it gets cheaper, but i would be paing off the loan, to get my exe back
There is no indication this coin will go up in value, and will probably go down should the lender try and recoup his losses by selling the coin.
I think in this case, it would be best if you sold off your EXEcoin for the bitcoin you need.
This means you no longer need the loan!