Offering BTC loans [no collateral]

[Killerloop]

There are no exact terms. If you look at the list in OP, it should give you an idea. There are reference links to all of them.

My shortest loan given was a duration of only a few hours (already repaid), longest is about a year. I'm not too focused on high interest rates, but rather if the loan is for a genuine need, and if you're trustworthy enough. Of course, "genuine need" and "trustworthy" is not black and white, so that's why I'd have to screen out potential scammers.

The longer the requested duration, the more likely it'll get denied. The larger the amount, the more likely it'll get denied. But your profile and forum activity precedes all of these.

Ok I'll make a small try:

Amount: 0.5 BTC
Duration: 30 days
Interest: 5%
Amount to be repaid: 0,525 BTC
Payment cycle: Weekly(0.13125*4) or Bi-weekly (0.2625 * 2). The latter suits me better, but I can sustain the first.

Purpose: Investments in trusted lending sites and/or bitcoin trading. Either here in the Italian section or on Localbitcoins as it is easier for me to move EUR instead of USD

Means to repay: I have a small SHA256 mining rig (650 GHs), serious investments in BTCJam, Bitlendingclub and Cryptostocks.

[1715265691]

1715265691

[1715265691]

1715265691

[1715265691]

1715265691

[haploid23]

Amount: 0.5 BTC
Duration: 30 days

Approved only for 0.1 btc. Repayment is a biweekly amount of 0.055 btc, so total at the end of 30 days is 0.11 btc.

I've seen you around the lending section, warding off potential scammers here and there. But that doesn't mean you won't commit the act yourself with your current account status. Also, taking out a loan to lend it back to others for a higher interest rate, or using it for marginal trading is not considered a "genuine need". I'm only giving you 0.1 for this purpose. If you agree to the terms above, then post your address.

Seeking up to 2.5BTC... Will accept a loan of as little as 0.5BTC.

Denied.

[Killerloop]

Approved only for 0.1 btc. Repayment is a biweekly amount of 0.055 btc, so total at the end of 30 days is 0.11 btc.

I've seen you around the lending section, warding off potential scammers here and there. But that doesn't mean you won't commit the act yourself with your current account status. Also, taking out a loan to lend it back to others for a higher interest rate, or using it for marginal trading is not considered a "genuine need". I'm only giving you 0.1 for this purpose. If you agree to the terms above, then post your address.

Sadly I have to refuse. The amount is too small for my needs and 10% interest is too high. Thanks you for your offer though

[sticky]

Wow can't believe I forgot to generate a repayment address for jodybay. She had to request for one in PM.

1B3VDymyxPjGyXshvaw66JTC2kADjyyBGn

Requesting 2.5BTC loan.

Denied. Even if you do work for a btc company and get paid in btc, that doesn't mean that you'll actually pay back the loan. Your forum account is not worth 2.5btc, so you can easily run off with that amount.

Fair enough. Thanks anyway.

[cryptocapital]

Looking for a .05 - .1 BTC (to start) for portfolio diversification while I wait for my Cryptsy account to get funded. You are a potential provider for the 10th and final loan I'm seeking for this purpose - others retrieved from outside sources in (coin specific) communities as investments for development. Total amount = 2.5 BTC. Payable in 5-10 business days with possible extension if you want to get an increased interest rate. Current rate stands at 15%. Optional rate = 10% (base/guaranteed) + PortValVariance*1/x-shares. Shoot me a PM to discuss further. This deal will be offered to other brokers at a first come first serve acceptance.

[haploid23]

You are a potential provider for the 10th and final loan I'm seeking

I'm the 10th loan? Denied.

[cryptocapital]

You are a potential provider for the 10th and final loan I'm seeking

I'm the 10th loan? Denied.

Maybe I should have chosen my words more carefully. The others were assumed as investments by those involved, as they took the 2nd payment option. Thanks anyway, best of luck!

[MoreBloodWine]

I have a few other small items I'd like to prioritize over the loan. If I did a 15% interest instead of the current 10%. Can we extend the repayment date to the 31st

No sorry, we already had an agreement. I don't focus too much on how much interest I get, but rather more on you honoring the terms and how trustworthy you are. If the high interest was my main priority, then I wouldn't have given arklan a loan that is due in a year, with "low" interest.

Fair enough, had to ask, will repay as agreed and as a sign of good faith towards that agreement. I am sending 0.1 right now to help show I honor agreements above my own needs when one might just say F' all and do what I asked anyway lol

Hey Hap, question for you and for the sake of transparency I'm posting this publicly when a PM with you would be enough.

I have a few other small items I'd like to prioritize over the loan. If I did a 15% interest instead of the current 10%. Can we extend the repayment date to the 31st even though in reality it would be paid probably by the 21st or a bit sooner. I just want to use the 31st as a safety net for unforeseen things. If the answer is no I will still repay in full with 10% as currently agreed by the 11th.

Truth be told I mainly want to resell the 0.7 back to coinbase I bought before paying you so I can gt the bank credited a few days quicker.

Ty.

In any event, if you agreed it would be a 0.345 repayment.

No sorry, we already had an agreement. I don't focus too much on how much interest I get, but rather more on you honoring the terms and how trustworthy you are. If the high interest was my main priority, then I wouldn't have given arklan a loan that is due in a year, with "low" interest.

Hey Hap, Now that the loans been repaid in full. I'd like to revisit this by asking to please "re-borrow" the 0.3 @ 5% but use the 31st as a safety net even though it will more than likely be repaid days / weeks in advance like the 1st loan.


Ty.

[badgerman]

Looking for a loan again, same request as before:
0.15 @ 15% until the 19th August?
Will post address i ou approve the loan 

[Tomatocage]

Glad to see a lender who knows what he's doing. This is now one of my favorite threads

[haploid23]

Now that the loans been repaid in full. I'd like to revisit this by asking to please "re-borrow" the 0.3 @ 5% but use the 31st as a safety net even though it will more than likely be repaid days / weeks in advance like the 1st loan.

Confirmed last repayment, your loan has been fully repaid. Thanks for being 5 days early, and I've left you positive feedback in your profile.

However, this new request is denied. BUT, you can request again on August 11, which is the original date that your loan was due. I feel that you're trying to "game" the terms by quickly repaying and asking for the same amount back, but with a later repayment date (and lower interest rate). This effectively extends the original loan duration. I also assume that you're trying to gain more trust than what you would have gotten by showing good faith of early repayment.

So for these two reasons, there will be a "cool down" period before I'm willing to give you another loan. Now I could totally be wrong on these assumptions, but I see no other reason why you would quickly repay, then immediately ask for another loan. Ask again on the August 11.

[Ejaculation]

shkiser - 0.2 btc - 0.24 due July 27
bl4kjaguar - 4.0 btc - 4.2 due July 31

How have these loans been doing? Just curious to know as the amounts are quite high.

[RyanMilligan1]

I'm looking for 5-10BTC loan for in real life selling/trading (more profitable) and as a little social experiment on the BTC community and it also helps spread the word on BTC.

You say no collateral but regardless I'll give you shares on cryptostocks to the same value of the loan you give me to keep for good meaning even when I pay back you can keep them. I'll also pay back whatever % interest rate you want on the loan for 30 days. I can take more than 10BTC if you want, up to yourself.

Like I said I'm writing a report on BTC, the community and doing a little social experiment that I'll publish at the end of the 30 days.

[MoreBloodWine]

Now that the loans been repaid in full. I'd like to revisit this by asking to please "re-borrow" the 0.3 @ 5% but use the 31st as a safety net even though it will more than likely be repaid days / weeks in advance like the 1st loan.

Confirmed last repayment, your loan has been fully repaid. Thanks for being 5 days early, and I've left you positive feedback in your profile.

However, this new request is denied. BUT, you can request again on August 11, which is the original date that your loan was due. I feel that you're trying to "game" the terms by quickly repaying and asking for the same amount back, but with a later repayment date (and lower interest rate). This effectively extends the original loan duration. I also assume that you're trying to gain more trust than what you would have gotten by showing good faith of early repayment.

So for these two reasons, there will be a "cool down" period before I'm willing to give you another loan.

Now I could totally be wrong on these assumptions, but I see no other reason why you would quickly repay, then immediately ask for another loan. Ask again on the August 11.

1) The lower interest was requested bec had the extension been approved the added additional interest would have been 5 percent more but I can pay the 10% again if you'd like me to.

2) The loan was quickly repaid bec I make on avg 0.08 a day with my current 3.2Th, more when two of the four S3's arrive tomorrow at my collo guys place assuming UPS tracking is accurate. Plus I don't often spend my inputs, nor would I when a loan is o be repaid.

3) The reason I requested same amount is in the quote, because I'd like to get the coinbase money back in the bank. Which only adds a few days of mining time instead of 12+ had I not re-requested the loan.

4) If I was tryin to game anything id have requested a new higher amount loan or something.

My motives are simple and seen in the quote which is simply wanting to put the money back in the bank that I spent on the 0.7 to buy the S3 units to which your previous loan helped with.

Edit: I also don't care about nor need additional trust.

[haploid23]

Looking for a loan again, same request as before:
0.15 @ 15% until the 19th August?

Approved, but only for 0.05 btc, same as before. Assuming you get paid bi weekly, you should have no problem with repaying 0.0575btc on Friday August 15. Post your address if you agree to the terms.

https://bitcointalk.org/index.php?topic=701592.msg8053546#msg8053546

[justbtcme]

I'm looking for 5-10BTC loan for in real life selling/trading (more profitable) and as a little social experiment on the BTC community and it also helps spread the word on BTC.

You say no collateral but regardless I'll give you shares on cryptostocks to the same value of the loan you give me to keep for good meaning even when I pay back you can keep them. I'll also pay back whatever % interest rate you want on the loan for 30 days. I can take more than 10BTC if you want, up to yourself.

Like I said I'm writing a report on BTC, the community and doing a little social experiment that I'll publish at the end of the 30 days.

And why don't you just sell those shares if you are going to let the lender keep them anyways?

[RyanMilligan1]

I'm looking for 5-10BTC loan for in real life selling/trading (more profitable) and as a little social experiment on the BTC community and it also helps spread the word on BTC.

You say no collateral but regardless I'll give you shares on cryptostocks to the same value of the loan you give me to keep for good meaning even when I pay back you can keep them. I'll also pay back whatever % interest rate you want on the loan for 30 days. I can take more than 10BTC if you want, up to yourself.

Like I said I'm writing a report on BTC, the community and doing a little social experiment that I'll publish at the end of the 30 days.

And why don't you just sell those shares if you are going to let the lender keep them anyways?

IPO flag is active just now + the whole point of me even asking for a loan is for the whole report/experiment thing I'm doing. I have 20BTC worth of shares and was lucky enough to get into BTC while it had just gone double figures.

The loan is part of the report on bitcoin, the community, wide spreading knowledge as well as a few things you'll see if you read it when I publish it.

[badgerman]

Looking for a loan again, same request as before:
0.15 @ 15% until the 19th August?

Approved, but only for 0.05 btc, same as before. Assuming you get paid bi weekly, you should have no problem with repaying 0.0575btc on Friday August 15. Post your address if you agree to the terms.

https://bitcointalk.org/index.php?topic=701592.msg8053546#msg8053546

Ya but my paydays just got shuffled up so I don't get paid again until Tuesday the 19th. If your ok with that my address is

1KonyQHZejMXvNsNg2uPUQhBE1ud4ZykHB.

Thanks

[armin22]

I'm looking for 5-10BTC loan for in real life selling/trading (more profitable) and as a little social experiment on the BTC community and it also helps spread the word on BTC.

You say no collateral but regardless I'll give you shares on cryptostocks to the same value of the loan you give me to keep for good meaning even when I pay back you can keep them. I'll also pay back whatever % interest rate you want on the loan for 30 days. I can take more than 10BTC if you want, up to yourself.

Like I said I'm writing a report on BTC, the community and doing a little social experiment that I'll publish at the end of the 30 days.

Wow haploid i think something is wrong with you if you turn it down xD

[Muhammed Zakir]

I like to to get some BTC from you. But I can't give any collateral and interest. I will sell collaterals to get more BTC. I want BTC for buying hashes. I will give 10% of my mining. I need 0% interest loan of ~$30. I will pay you as soon as I reach ~$30(amount you give). Can you give me? My BTC address : 1MzakiRDem5MCocbcP7DgfcVGZNZe2KqaC
Kindly,
     MZ