XRP is trying to be sold off to the big boys.
[fake market capital valuation or not, still sellable to the institutions]
The plan is for RIPS to be the consumer buyin coin, via bankwire services.
tied to consumer bank accounts / credit cards
major XRP buyers would be banking corps in that case.
then they can manage the crypto economy via RIPS.
Uh...XRP is Ripple.
XPM (what the OP is writing about) is PrimeCoin.
Anyhow, I think XPM isn't as appealing as other coins because it's backbone for mining is with cloud computing. I think it still has some future viability, but as a long-term "asset" it falls short on my radar.