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Author Topic: Offering Loans with & without Collateral  (Read 10222 times)
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Bitcoins101 (OP)
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August 15, 2014, 10:04:13 AM
Last edit: September 28, 2014, 10:46:39 AM by Bitcoins101
 #1

With Collateral:

Open to all members.

In order of preference:

1. Alt coin collateral should be liquid and 120-150% of BTC value.

2. Physical collateral should be valued at 120-150% of the amount loaned and shipping must be paid both ways. (I am located in the US).

3. Digital collateral (e.g. websites, accounts, gift cards, etc.) is only accepted if transactions are irreversible and must be worth significantly more than the amount I am lending.

I have not made an effort to collect official feedback in the past for the numerous high-value transactions I have made here. If we are doing a loan with collateral for a significant amount, I am willing to use a mutually agreed upon escrow at your expense.

Without Collateral

I offer these loans conservatively. Do not bother if you are new, cannot correspond in proper English, and/or didn't read this post thoroughly.

___________________________________________________________

There is no set limit to the amount I am willing to lend. Large loan requests will likely be denied, though.

When making your request, please provide the reason for your loan, the time it will take to pay it back (<=1 week preferred and the max is 2 weeks), and the interest you are willing to pay.

Here is a good template to use:

Amount of BTC:
Collateral:
Reason:
Length of time:
Repayment amount with interest:


Please post all requests in this thread. I will ignore PM requests and automatically deny them, unless I already know you.


Bitcoins101 (OP)
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August 15, 2014, 10:06:34 AM
Last edit: October 01, 2014, 06:23:26 AM by Bitcoins101
 #2

Current Loans:

DubFX for .13 BTC. 14K CANN for collateral. Pay back .145 BTC by 10/13.
likl3sfuhjh for .08 BTC. Pay back .09 BTC by 8/31. LATE

Pay back all loans to BTC address 169ieqgz5EB1kLdapRDVADPJ2sJthfPThk

Completed Loans:

KaChingCoinDev for .0002. Pay back .00025 by 9/12 - Repaid late with tip.
usagi for .2 BTC. Pay back .21 BTC by 8/23. - Repaid.
leevale for .005 BTC. Pay back .007 BTC by 8/20. - Repaid.
celeron21 for .0015 BTC. Pay back .002 BTC by 8/17. - Repaid late.


David186
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August 15, 2014, 10:22:26 AM
 #3

Reserved to keep track of loans.
You have accept Solidtrustpay is collateral.
I want to loan 0.02btc max 5 days. Have 18STP collateral.
Bitcoins101 (OP)
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August 15, 2014, 10:29:58 AM
 #4

Reserved to keep track of loans.
You have accept Solidtrustpay is collateral.
I want to loan 0.02btc max 5 days. Have 18STP collateral.
This is https://www.solidtrustpay.com, correct? Couple issues:

1. It's reversible. You can use credit cards to deposit. Reversible collateral = no collateral.
2. It's not worth it for me to open an account there for a small loan.
3. You never stated how much you were willing to pay in interest.

Feel free to reapply with different collateral, though. Due to your account being less than one month old, I will not be able to loan you that amount without collateral.

David186
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August 15, 2014, 10:43:55 AM
 #5

Reserved to keep track of loans.
You have accept Solidtrustpay is collateral.
I want to loan 0.02btc max 5 days. Have 18STP collateral.
This is https://www.solidtrustpay.com, correct? Couple issues:

1. It's reversible. You can use credit cards to deposit. Reversible collateral = no collateral.
2. It's not worth it for me to open an account there for a small loan.
3. You never stated how much you were willing to pay in interest.

Feel free to reapply with different collateral, though. Due to your account being less than one month old, I will not be able to loan you that amount without collateral.
Correct.
I want to borrow 0.02btc. 0.005btc interest within 5 days.
I do not take money from my credit card to send funds. My money got from the investment process. you can check my feedback here. Before that I also use a loan with collateral is STP. Completed returns.
I hope can get this loan from you.Thanks
Bitcoins101 (OP)
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August 15, 2014, 11:09:46 AM
Last edit: August 15, 2014, 11:30:20 AM by Bitcoins101
 #6

Reserved to keep track of loans.
You have accept Solidtrustpay is collateral.
I want to loan 0.02btc max 5 days. Have 18STP collateral.
This is https://www.solidtrustpay.com, correct? Couple issues:

1. It's reversible. You can use credit cards to deposit. Reversible collateral = no collateral.
2. It's not worth it for me to open an account there for a small loan.
3. You never stated how much you were willing to pay in interest.

Feel free to reapply with different collateral, though. Due to your account being less than one month old, I will not be able to loan you that amount without collateral.
Correct.
I want to borrow 0.02btc. 0.005btc interest within 5 days.
I do not take money from my credit card to send funds. My money got from the investment process. you can check my feedback here. Before that I also use a loan with collateral is STP. Completed returns.
I hope can get this loan from you.Thanks
I appreciate your offer, but I am going to have to deny the request again. I cannot take STP as collateral because it does not serve its purpose as collateral. It is inherently reversible because of the deposit option through credit cards. Also, they are known to freeze accounts, especially in the HYIP business. You appear to be a part of that business, as referenced by this post.

This also seems strange. How many guys who joined mid-July have $18 of STP they want to use as collateral for a loan?

Posting habits have similarities, too. Same boards, similar peak posting times:

khan_telecom
David186

Not accusing you of anything, but way too much circumstantial evidence for me to loan to you without irreversible collateral.

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August 15, 2014, 12:41:43 PM
 #7

hey, do you want to participate in this and loan a slice of .2 btc? https://bitcointalk.org/index.php?topic=738551.0

Amount of BTC: 0.2
Collateral: without collatreral
Reason: to inproce credibility
Length of time: until 3. september (20 days)
Repayment amount with interest: 0.24
Bitcoins101 (OP)
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August 15, 2014, 12:44:07 PM
 #8

hey, do you want to participate in this and loan a slice of .2 btc? https://bitcointalk.org/index.php?topic=738551.0
No.

guy_wonderful
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August 15, 2014, 12:45:16 PM
 #9

hey, do you want to participate in this and loan a slice of .2 btc? https://bitcointalk.org/index.php?topic=738551.0

Amount of BTC: 0.2
Collateral: without collatreral
Reason: to inproce credibility
Length of time: until 3. september (20 days)
Repayment amount with interest: 0.24


no?
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August 15, 2014, 12:47:21 PM
Last edit: August 15, 2014, 01:46:18 PM by monbux
 #10

hey, do you want to participate in this and loan a slice of .2 btc? https://bitcointalk.org/index.php?topic=738551.0

Amount of BTC: 0.2
Collateral: without collatreral
Reason: to inproce credibility
Length of time: until 3. september (20 days)
Repayment amount with interest: 0.24


no?

I guess you can't comprehend simple English.  He means Denied, GTFO. Simple enough for ya?
guy_wonderful
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August 15, 2014, 12:48:35 PM
Last edit: August 15, 2014, 01:16:25 PM by guy_wonderful
 #11

hey, do you want to participate in this and loan a slice of .2 btc? https://bitcointalk.org/index.php?topic=738551.0

Amount of BTC: 0.2
Collateral: without collatreral
Reason: to inproce credibility
Length of time: until 3. september (20 days)
Repayment amount with interest: 0.24


no?

I guess you can't comprehend simple English.  He means Denied, GTFO.  SIMPLE ENOUGH FOR YA?

that an approach! added to ignore list. you are the first one ever congratz, take a price!
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August 15, 2014, 01:36:28 PM
 #12

Amount of BTC: 0.1
Collateral: No
Reason: Purchase some pc games before i get my wage slip
Length of time: 1 week
Repayment amount with interest: 0.2 BTC

monbux
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August 15, 2014, 01:46:44 PM
 #13

hey, do you want to participate in this and loan a slice of .2 btc? https://bitcointalk.org/index.php?topic=738551.0

Amount of BTC: 0.2
Collateral: without collatreral
Reason: to inproce credibility
Length of time: until 3. september (20 days)
Repayment amount with interest: 0.24


no?

I guess you can't comprehend simple English.  He means Denied, GTFO.  SIMPLE ENOUGH FOR YA?

that an approach! added to ignore list. you are the first one ever congratz, take a price!

It didn't seem like you would have left otherwise Roll Eyes  Mission Accomplished.
Bitcoins101 (OP)
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August 15, 2014, 02:13:51 PM
 #14

Amount of BTC: 0.1
Collateral: No
Reason: Purchase some pc games before i get my wage slip
Length of time: 1 week
Repayment amount with interest: 0.2 BTC
Last week you need 10 BTC for a mining farm and now you need $50 for video games?

Are these physical games that can be bought online and shipped or are they from an online service like Steam?

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August 15, 2014, 06:41:13 PM
 #15

need 0.02
no collateral
need to make a purchase online
will repay 0.03 in 7 days

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August 15, 2014, 06:53:46 PM
 #16

Amount of BTC: 0.01
Collateral: None
Reason: Want to invest in something for a second
Length of time: 1 hour
Repayment amount with interest: 0.011 (10%)

---------------------------------
No longer under the possession of Candystripes.
Account is currently dormant.
Bitcoins101 (OP)
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August 15, 2014, 08:00:15 PM
 #17

Amount of BTC: 0.01
Collateral: None
Reason: Want to invest in something for a second
Length of time: 1 hour
Repayment amount with interest: 0.011 (10%)

Approved. Please post your address.

need 0.02
no collateral
need to make a purchase online
will repay 0.03 in 7 days

I may be able to make the purchase for you and then you can pay me back + interest a week from now. What is it that you would like to purchase? You can PM me this information if it's confidential.

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August 15, 2014, 08:15:58 PM
 #18

Hello want to loan hope you can help me

Amount:0.04BTC
Colateral:None
Interest:10-15% within 7days
Purpose:Additional investment in BTCjam

*I guarantee payment in payday in 22th day of august.You can check my profile im verify in Btcjam identity/adress/income

Bitcoins101 (OP)
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August 15, 2014, 08:38:12 PM
 #19

Hello want to loan hope you can help me

Amount:0.04BTC
Colateral:None
Interest:10-15% within 7days
Purpose:Additional investment in BTCjam

*I guarantee payment in payday in 22th day of august.You can check my profile im verify in Btcjam identity/adress/income


Denied.

You failed all three:

"Without Collateral

I offer these loans conservatively. Do not bother if you are new, cannot correspond in proper English, and/or didn't read this post thoroughly."

Bitcoins101 (OP)
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August 15, 2014, 09:08:38 PM
 #20

Amount of BTC: 0.011
Collateral:  Bitdefender® Internet Security 2015 key
Reason: For a project
Length of time: 2 weeks
Repayment amount with interest: 0.015

Denied.

1. The collateral is not of value to me, is reversible, is nearly worthless, and is potentially challenging to verify.
2. You are currently attempting to sell your account so unless you are offering altcoins, physical collateral, or irreversible liquid collateral, I cannot loan any amount to you.

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