Having a Cavirtex account also lets you deposit IN Cash, at any BMO and Bank of Nova Scotia Branch.
This link will give you instructions:
https://www.cavirtex.com/methods#cad_depositSimply go to a BMO or to a BNS and go to the Teller, with your Cash.
You will need your Cavirtex Account Number and thier TAYPE number.
Then go to the bank, deposit the cash. This will then transfer (usually within 12 hours) to Cavirtex. You can then confirm the payment with them and it will be immediately available for use!
Hope This Helped!