Soon as i read 600 cc motorcycle I had to read the entire thread.
Ok so your looking for a $4000-5000 with gear.
I bet this means a Sportbike of some sorts.
Lets say you find a user sportbike for $4500 (New Sportbikes are 8k+ for 600's) . Just to be in the middle.. $500 in gear.. Helmet.. jacket.. gloves...
Your at $5000
Now who is going to maintain this bike? Service alone is going to cost you $75 an hour on the cheap side.
Ok.. so you say your going to find one that doesnt need any service.. fine.
You said you wont stunt or ride drunk.. Yeah right.. its a 600.. i have been riding for over 20 years.. believe me your going to try a wheelie atleast.. we all do. Dont fool yourself. BTW.. I ran a dealership for years. I heard this all the time from my customers and laughed.
Now.. who is going to pay for the insurance? Sportbike insurance is the highest for any vehicle out there. Lets not even get started about the age
Ohh yeah a dealership wont ever talk about insurance for a Sportbike as you cannot roll the bike off the showroom floor without insurance.. (ok ok.. unless you pay cash)
My biggest question for you. Who is going to pay if the bike is dropped. Hey guess what.. it happens. Even the best riders go down. Gravel, oil, water, anti-freeze.
I just had fun reading this thread and wanted to respond
Good luck with your loan and keep the rubber side down