We are looking for a processor that will integr. a Bitcoin solutionon on website

[theswisspharmacy.com]

Hi to all of you, especially to tiptopgemdotcom, who introduced us to Bitcoin and to this forum.
Theswisspharmacy.com now accepts Bitcoins, we are currently working on a payment option for our website, so that customers can pay easily for their order.
 Can anyone recommend a processor that will integrate a Bitcoin solution to our website that will allow customers to receive the payment code, without us manually having to send them the link?
In the meantime we want to welcome all Bitcoin users and offer 10% discount on all orders paid with Bitcoins till 31st of May, 2012.
 Please visit our website, if you don’t find the product you need, just send us an email to info@theswisspharmacy.com, and we will try and source it for you. (Please note that we don’t offer any controlled/illegal drugs).

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[BadBear]

https://bitcointalk.org/index.php?action=profile;u=31293

That is BitPay, I know they do a lot of work with merchants so you should email/PM them.

[Raoul Duke]

Being bit-pay.com a US based company I'm not so sure they will be the right ones to process payments to a pharma site.
https://bit-pay.com/acceptableUse.html

[BadBear]

Sweet jesus that's a lot of restrictions.

[Raoul Duke]

Also, the beauty of Bitcoin is that they don't need 3rd parties.
They can just generate a thousand addresses, save them in a database, and have their usual developer make it in a way that it shows a unique address to each order. Probably checking the payment completion is something they can do by themselves, without the need for automation.

Or they can just use walletbit.com and their handy API. https://walletbit.com/docs/api
Any PHP developer will easily integrate that, even payment received confirmation.

Ofcourse using their own Bitcoin client is preferred as they will not have to pay fees.

[theswisspharmacy.com]

Thank you for your prompt and informative reply.
I will check the options and will get in contact with them.

Can you also tell me which company can turn my Bitcoins into USD and then transfer the money to my VISA card? I created an account with mtgox.com but they only transfer the funds to a bank account, this is very expensive though, especially for smaller amounts like 100-200 coins …..

[tiptopgemdotcom]

Big warm welcome to theswisspharmacy.com!  For anyone visiting this thread, I will vouch for them.  I have ordered from them in the past and know for certain that they have excellent customer service and high quality products.  They run a tight ship.  I came to them after having trouble with another internet pharmacy and I have been very happy with my choice.

Please help them in any way you can- especially allow them to earn your business by buying your medications from them with bitcoins!

I think what they need is a company that does an "original credit transaction" as described here:

http://www.forbes.com/sites/jonmatonis/2012/05/07/bitcoin-funded-debit-cards/

Also it might work to sign up at CryptoXchange and sell your bitcoins there, then have them wire the money to your bank.  I think they have pretty low fees for that type of transaction.

[Raoul Duke]

The only ones that do that are AurumXchange.
Check here https://bitcointalk.org/index.php?topic=76394.0

[theswisspharmacy.com]

I spent some time to find out how new potential clients that I can convince to join the Bitcoin community charge their accounts with their credit card.
mtgox.com and aurumxchange.com seem to only allow them to charge with a wire transfer but not a VISA card. (In this case my clients could also transfer directly to my account….)

Where can my clients create an account and buy Bitcoins with a MasterCard/ AMEX?

[edd]

I spent some time to find out how new potential clients that I can convince to join the Bitcoin community charge their accounts with their credit card.
mtgox.com and aurumxchange.com seem to only allow them to charge with a wire transfer but not a VISA card. (In this case my clients could also transfer directly to my account….)

Where can my clients create an account and buy Bitcoins with a MasterCard/ AMEX?

Since bitcoins are non-reversible by design while credit card chargebacks are relatively easy (and a common practice for scammers), it will be difficult to find someone to accept them as payment.

[casascius]

Also, the beauty of Bitcoin is that they don't need 3rd parties.
They can just generate a thousand addresses, save them in a database, and have their usual developer make it in a way that it shows a unique address to each order. Probably checking the payment completion is something they can do by themselves, without the need for automation.

Or they can just use walletbit.com and their handy API. https://walletbit.com/docs/api
Any PHP developer will easily integrate that, even payment received confirmation.

Ofcourse using their own Bitcoin client is preferred as they will not have to pay fees.

+1 - this is what I do at casascius.com - use pre-generated addresses - this also keeps me safe from hackers because the bitcoins aren't ever on my website, nothing for them to steal, far less incentive for them to hack it.

Simply have the website e-mail you a link to http://blockchain.info/address/PUTTHEBITCOINADDRESSHERE so you can click it and directly see whether the amount has been paid.

[casascius]

Where can my clients create an account and buy Bitcoins with a MasterCard/ AMEX?

No need to solve this problem.  Someone willing to give you their credit card number has little reason to want to pay with Bitcoin, so just take their credit card like usual.

[theswisspharmacy.com]

I spent some time to find out how new potential clients that I can convince to join the Bitcoin community charge their accounts with their credit card.
mtgox.com and aurumxchange.com seem to only allow them to charge with a wire transfer but not a VISA card. (In this case my clients could also transfer directly to my account….)

Where can my clients create an account and buy Bitcoins with a MasterCard/ AMEX?

Since bitcoins are non-reversible by design while credit card chargebacks are relatively easy (and a common practice for scammers), it will be difficult to find someone to accept them as payment.

Now that is a real a drawback!
I understand the problem though, just wonder how to convince new clients to go through the process of becoming a new Bitcoin member, if they can pay me directly with a wire transfer.
Looks like offering Bitcoins as a payment option on my website, is only convenient to existing Bitcoin users, or users that anyway want to use this option for other payments  as well.

[theswisspharmacy.com]

Where can my clients create an account and buy Bitcoins with a MasterCard/ AMEX?

No need to solve this problem.  Someone willing to give you their credit card number has little reason to want to pay with Bitcoin, so just take their credit card like usual.

The problem is that we cannot accept MasterCards as MasterCard does not process for online pharmacies, and only half my potential clients have a VISA card……

[teste]

1- Browsing internet i see this site: www.buybitcoin.com/

[Raoul Duke]

1- Browsing internet i see this site: www.buybitcoin.com/

They're a little overpriced.
http://buybitcoin.com/index.php/current-price/

If those customers are nordic you have this https://bitcoinnordic.com/credit-card/index.html

[edd]

1- Browsing internet i see this site: www.buybitcoin.com/

They're a little overpriced.
http://buybitcoin.com/index.php/current-price/

There are places to buy bitcoins with credit cards and other conventional methods, but they must charge more than the exchange rate in order to cover the risk involved. I didn't mention them since it sorta defeats the purpose of using BTC, IMO.

[theswisspharmacy.com]

1- Browsing internet i see this site: www.buybitcoin.com/

That was a great information.
Now I don’t want to offer buybitcoin.com to my clients if they are a scam, has anyone bought coins from them?
They are rather expensive I guess it is because of charge backs risks.

[casascius]

1- Browsing internet i see this site: www.buybitcoin.com/

That was a great information.
Now I don’t want to offer buybitcoin.com to my clients if they are a scam, has anyone bought coins from them?
They are rather expensive I guess it is because of charge backs risks.

I would send people to http://www.weusecoins.com to learn about Bitcoin and where to get them.

Don't worry about asking people to learn about Bitcoin to use the pharmacy.  Just accept Bitcoin for those who already have Bitcoins and who know how to use them.  The number of people with Bitcoins is growing every single day.  If people ask, weusecoins.com is there to teach them, but people learning about Bitcoin for the first time are not likely to pay for an order with Bitcoin today, it may take them a day or a week or more to get bitcoins, so just take their credit card.

The appeal of buyers using Bitcoins for pharmacy is privacy and security.  As a buyer I don't have to worry a seller will share my credit card number, or charge me more money than authorized, or that my bank's loss prevention department will start inconveniencing me due to unusual activity.  My potential loss is simply limited to the amount I sent in bitcoins.

The appeal for sellers accepting Bitcoin is irreversibility of the payments and the inability for somebody else to shut your payments off because they think you shouldn't be selling whatever you are selling.

[theswisspharmacy.com]

1- Browsing internet i see this site: www.buybitcoin.com/

They're a little overpriced.
http://buybitcoin.com/index.php/current-price/

There are places to buy bitcoins with credit cards and other conventional methods, but they must charge more than the exchange rate in order to cover the risk involved. I didn't mention them since it sorta defeats the purpose of using BTC, IMO.

I read in their FAQ’s
"Can I use a Credit Card, Debit Card, or Gift Card?
Yes.  You can use a credit card, debit card, gift card, or prepaid debit card:

WesternUnion.com online
Western Union inside a nearby store "


This means you have to send them money by Western Union which is as expensive as a wire transfer…..

[teste]

1- Casascius suggestion is good.
2- See this: https://en.bitcoin.it/wiki/Merchant_Howto

[teste]

https://paysius.com/ is an alternative to bit-pay

[Xenland]

Instead of using a paypment proccessor, you can always integrate bitcoin client into your store and your customers can pay you bitcoins directly instead of being confusingly sent to another webpage.
https://github.com/Xenland/CheaperInBitcoins

Let me know if you need any assistance Cheers!

[fornit]

getting your existing customers to use bitcoin might not be so easy, at least not right away. but for people already using bitcoins you are perfect since paying with bitcoins is ridiculously easy and cheap compared to a wire transfer if you already have them.
basically it has very good synergy. you sell something with a large demand and ship almost worldwide improving the usefulness of the currency and in turn profit from a growing potential base of customers that might not have access to your other payment methods or find them inconvenient or expensive.
right now, there are still few people using bitcoins but dont underestimate the potential. i and many other would never pay anything available in bitcoins with any other payment option. its really so much more convenient than anything else, doing an international wire transfer after using bitcoin makes you cry for mercy. so you will definitely get some customers here.
unfortunately i live in germany, otherwise i would have bookmarked you right away.

[Raoul Duke]

unfortunately i live in germany, otherwise i would have bookmarked you right away.

Same. I live in Portugal and they also don't ship to us here

[ThomasV]

i and many other would never pay anything available in bitcoins with any other payment option.

This.

[Xenland]

i and many other would never pay anything available in bitcoins with any other payment option.

This.

Word.

[casascius]

i and many other would never pay anything available in bitcoins with any other payment option.

This.

Word.

I am a big fan of Bitcoin, but I would use Visa and PayPal where their specific offerings would benefit me... where the extra 2-5% that's ultimately coming out of my pocket buys me some leverage where I need it.  My Bitcoin is like gold to me - if I can pay you with good money or lousy money and everything is the same, you won't get my Bitcoins.  I must concede that there are cases where the premium charged by Visa/MC or the seller-unfriendly policies of eBay give me a palpable benefit as a customer... for everything else, there's Bitcoin.

If Bitcoin gives me a convenience, privacy, security, price, or other advantage that interests me, then I'll pay with Bitcoin.

In this case, Bitcoin is the clear best choice for me buying prescription drugs in circumvention of having to see a doctor and get a prescription and deal with my pharmacy.  Using PayPal for this is shaky as international online pharmacy is against PayPal's acceptable use policy (example) and the risk that my credit card number will be compromised is less tolerable to me than the risk I'll lose a few bucks if the pharmacy turns out to be bogus.  I also get a credible excuse to not share my phone number (I hate getting marketing calls from online pharmacies).

On top of that, I hate how in the US, healthcare privacy is a joke.  Anything you do has to get reported somewhere.  Yeah, sure there is HIPAA, nobody is allowed to divulge anything without your consent, and health care providers take that very seriously.  But there's dozens of things you can't get without giving up consent to break that privacy shield.  Go get life insurance or medical insurance without signing a blanket statement authorizing anybody to divulge anything and everything you've ever gone to a doctor for.  In some professions you can lose your job (imagine being an airline pilot and losing your job because they found out you went to a therapist or take xyz anti-depressant or whatever, given the recent mental breakdowns of flight crew in the news - example).  Enough said - Bitcoin is a perfect way to pay for healthcare-related stuff, and given how people's personal health information is systematically used and abused in the US, everyone has a stake in keeping their business private.

[doldgigger]

Hello and welcome to this forum and to the bitcoin community,

you might want to introduce yourself in the https://bitcointalk.org/index.php?topic=20292.0 thread in order to get whitelisted for the non-newbie forums.

I spent some time to find out how new potential clients that I can convince to join the Bitcoin community charge their accounts with their credit card.
mtgox.com and aurumxchange.com seem to only allow them to charge with a wire transfer but not a VISA card. (In this case my clients could also transfer directly to my account….)

Where can my clients create an account and buy Bitcoins with a MasterCard/ AMEX?

Since bitcoins are non-reversible by design while credit card chargebacks are relatively easy (and a common practice for scammers), it will be difficult to find someone to accept them as payment.

Now that is a real a drawback!
I understand the problem though, just wonder how to convince new clients to go through the process of becoming a new Bitcoin member, if they can pay me directly with a wire transfer.
Looks like offering Bitcoins as a payment option on my website, is only convenient to existing Bitcoin users, or users that anyway want to use this option for other payments  as well.

I think there is a bit more than that to gain from adopting bitcoin. There might be legally-caused interoperability problems like the credit card chargeback problem. On the other hand, bitcoin is almost unbeatable when it comes to technical interoperability, which has led to a variety of funding methods emerging throughout the past few years.

[Stephen Gornick]

My Bitcoin is like gold to me - if I can pay you with good money or lousy money and everything is the same, you won't get my Bitcoins.

With you being in the U.S. where there is a cheap method for converting fiat to Bitcoins (Dwolla -> Mt. Gox, cost $0.25 per transaction) that you would make that statement is something I don't understand.  When there is almost no friction to replenishing a stash of bitcoins, I will use bitcoins over credit card, myself, on principle, regardless of whether or not there is an advantage to doing so.

(With the exception being, like you mentioned, the specific transactions where I might wish to have the option to do a chargeback should one be necessary).

Now the reason you refer to it as "good money" is likely a reference to Gresham.  But Gresham didn't consider today's payment networks which have merchant fees.  Do you believe those coins will appreciate in value more than you might save when there is a merchant discount?

When a merchant receives the benefit of not having to pay the payment card transaction fee and there is no chargeback risk, it becomes possible for the merchant to pass on part of the savings as a discount.  When the purchase price to you is $50 when you use your Visa/MC or discounted at $48.50 worth of bitcoins when you pay using that method, you probably will be more willing to use your "good money" (and then to replenish your "good money" stash by exchanging fiat again.)

This discount isn't huge, but is enough to change buying behavior.  In the U.S., for instance, look at how many gas stations offer a cash price (which is a discount offered when you pay cash instead of paying for your purchase with a credit or debit card.)

[casascius]

My Bitcoin is like gold to me - if I can pay you with good money or lousy money and everything is the same, you won't get my Bitcoins.

With you being in the U.S. where there is a cheap method for converting fiat to Bitcoins (Dwolla -> Mt. Gox, cost $0.25 per transaction) that you would make that statement is something I don't understand.  When there is almost no friction to replenishing a stash of bitcoins, I will use bitcoins over credit card, myself, on principle, regardless of whether or not there is an advantage to doing so.

(With the exception being, like you mentioned, the specific transactions where I might wish to have the option to do a chargeback should one be necessary).

The product of PayPal and Visa isn't simply evil in a bottle.  Theirs is a service that ensures that a buyer gets what he pays for.  Such a service benefits the entire economy because buyers are more willing to do business under such terms, and two or three percent in many cases is not a bad price to pay for such a thing.  Any time I am buying something online where I expect a stranger to mail me something, two or three percent is a fantastic price to pay to be assured they're on the hook for keeping their word.

Note I bolded part of my quote above: in most cases everything is not the same.  If there is a discount, or one is more convenient than the other, or meets my needs or wants (wanting to evangelize Bitcoin is one of my wants), that helps me decide.  Replenishing my bitcoins has an inconvenience factor as well as a risk factor (Gox freezes funds? Delays withdrawals and blows smoke? No way!)... they aren't dealbreakers by any means, but they are part of the decision.

I intend to put Bitcoin in perspective.  Bitcoin is good money, and I will value it as such.  But I'm not about to ditch my Visa or close my PayPal account.

[tiptopgemdotcom]

On top of that, I hate how in the US, healthcare privacy is a joke.  Anything you do has to get reported somewhere.  Yeah, sure there is HIPAA, nobody is allowed to divulge anything without your consent, and health care providers take that very seriously.  But there's dozens of things you can't get without giving up consent to break that privacy shield.  Go get life insurance or medical insurance without signing a blanket statement authorizing anybody to divulge anything and everything you've ever gone to a doctor for.  In some professions you can lose your job (imagine being an airline pilot and losing your job because they found out you went to a therapist or take xyz anti-depressant or whatever, given the recent mental breakdowns of flight crew in the news - example).  Enough said - Bitcoin is a perfect way to pay for healthcare-related stuff, and given how people's personal health information is systematically used and abused in the US, everyone has a stake in keeping their business private.

+1.  Some health care providers in the USA demand 10 years free of counseling, anti-anxiety medication, and anti-depressant medication before they will write a health policy for you.  Pay for your meds with bitcoin and you are worry-free. 

[DublinBrian]

Can anyone recommend a processor that will integrate a Bitcoin solution to our website that will allow customers to receive the payment code, without us manually having to send them the link?

Bitcoin247.com are based in the eurozone (Ireland) so might be easier for you to deal with in Switzerland than a US based payment processor.

[tiptopgemdotcom]

Did you find a solution or pick a provider yet?

[kyoo]

First of all welcome to the bitcoinworld! I hope you stay with us and do honest business.

As I am Swiss may I just throw in my humble opinion that theswisspharmacy.com has actually nothing to do in any way with Switzerland. You do not deliver to Switzerland and you are incorporated in the Seychelles according to your own information:
http://www.theswisspharmacy.com/shop_content.php?coID=8

So to me it makes a little bit of a strange impression to call oneself something that is far from reality.

A search for your address there shows at least that you are not alone at this street.
https://duckduckgo.com/?q=Unit+117+Orion+Mall+Palm+Street+Victoria%2C+Mahe+Seychelles

[Xenland]

Cheaper In Bitcoins.com will soon offer API solutions to their merchants to incorporate into their website to allow their customers purchase with Bitcoins.

[bitdragon]

welcome fellow Swiss

I did look into that the other day. They have an address in Geneva along with a whole pile of other companies, along with being incorporated in Seychelles.

It is true that the Swiss flag, part of the Swiss Enterprises Ltd, phone number in Geneva all while not having a swiss pharmacy license and operating under the laws of Seychelles is slightly misleading as it builds upon the reputation and image of Switzerland and does not even service it.
I believe I remember it said under Swiss management at least, not sure if that relates to the owners specifically or the intermediary providing the Company formation services.

You can do the same, have your virtual office in one place and operate under the laws of somewhere friendly with the humble services of http://sfm-offshore.com/
You will then have the same postal address as your pharmacy.

It's about optimizing your taxes and all and "Riding the horse in the direction that it's going" something I am definitely optimizing this year.

The bright side is they seem to have a good reputation and have a well run business so good for them.

I was going to ask SwissPharmacy if they could source some good old Spirulina from India or somewhere payable in Bitcoins but you don't deliver to Switzerland... I will have to set it up myself

[casascius]

I assume all Internet pharmacies lie about where they are located and that the location really doesn't matter.  Any time I have ordered from "Canadian" pharmacies the packages never come from Canada. If I talk to a Canadian pharmacy on the phone and ask where they are, they can always name a city (e.g. Toronto), but then if I ask what province that's in (e.g. Ontario), they never can answer!

Seeing the script of an Indian language on one of the images prominently featured on the front was my first clue that "Swiss" might possibly be a brand.

But I am fine with it. It is the reason my medication is $4 rather than $20 it would cost if it really comes from Canada or Switzerland, where a prescription may be mandatory as well. All I care is that my medication was made by a real pharmaceutical and comes in a real factory container, and not made in a basement vat with homemade packaging, and this need has always been met.