SSD's are just too expensive for me to justify right now, I know everybody keeps annoyingly swearing by them but honestly, as I said, you guys have no idea how slow my processor is, that's going to be the biggest improvement and as far as I'm concerned the only necessary improvement, the extra RAM will help plenty too. Spending such an amount of money on an SSD drive that isn't even that large just to shave a few seconds off the loading times doesn't sit right with me as you've seen me demonstrate It takes 5 minutes to load Battlefield currently so I'm more than happy with the idea of being able to load it in less than 30 seconds.
Going by the youtube benchmarks other games should load even faster, so yeah, I'm not bothered about SSD, talk to me in a year or two when 1TB SSD's are the same price as HDDs and I'll have probably bought one.
My family room computer has a core2duo in it, e8400, and a SSD was by far the best upgrade I ever made. I'll upgrade the processor/motherboard when I have leftovers from something else.
You don't need a 1 TB SSD, Samsung Evo 840 250 GB is on sale for $99 on Amazon, and use your existing platter drive as a secondary data drive. Before I got one a couple years ago, I made all the excuses about not wanting to spend the money on a SSD too, but once I got one, I realized how dumb it was to not get one earlier. It doesn't "just" shave 5 seconds off loading time, it makes everything faster and pretty much instantaneous for everything. If you spend any amount of time on your computer, especially for work, you are handicapping yourself. You'll understand and kick yourself one day when you finally get one. My HTPC/gaming computer has a new i5, and my file server has an i7, so it isn't like I don't know what an upgrade from the e8400 would be like either.