Why would anyone scam just $38? Serious question here.
When I was 13, $38 was a lot - but that was a long time ago.
When I was 21, it would buy a week of groceries, but that was also a while ago.
Now $38 doesn't even buy a decent bottle of whiskey (but decent vodka maybe). Simply a matter of degrees.
By the above reasoning, for 4.5 BTC I have some entertainment and have identified a 13 year old with a bad credit history.