Bitcoin Forum

edit: Potential investors, now that Bitcoin has gone up (last price I'm seeing is $14.06) that means I'll need 1050 now rather than 1200 which I had initially stated, and if it goes up it will be even lower. So that breaks down to 105 each rather than 120, since I'm asking of 10 individuals. Let me know if this is still worth it to you, otherwise I assume it is and keep you on the list as more investors come. Thank you.

Hello. I'm needing a some what large loan that I'm sure I can pay back. Yes, feel free to look at my history and see that it appears I'm literally a nobody and conventional wisdom now is screaming at you to hit the back button. but for those who have higher tolerance, please continue to read.. I've decided to break this down so that 10 investors can participate and receive 50% ROI within 6-12 months.

Total loan amount I am looking for is 1200 BTC. If 10 are willing to lend, then that is 120 from each, which will receive the US dollar equivalent of a 50% ROI in 6-12 months. So if bitcoin exchange rate stays exactly the same, that would be a 60 BTC ROI.

Reason for breaking it down into 10, in case anyone bothers to wonder why, is the assumption that it will be difficult to get 1200 BTC off one person, as that would be high risk for a single lender to be burdened with.

Anything wrong with this?

Basically, I need 1200 BTC and I do not at all mind to offer what I feel is a fair ROI considering I feel it is more than within my means to repay.

Please no trolls. If you want to call me stupid, insult me, make me feel very very dumb, you may use the PM feature for that. However if you have 120 BTC that you want to make 50% ROI off of, let's get you on the list and see if we can get it done.

If it doesn't happen, I'm not going to feel bad about myself or like a fool for asking. I will understand that this comes across as too risky, and that is life. I will be forced to accept that I do not come across as a trust worthy person. Thing is, I see on sealswithclubs, literally 10k in bitcoins wash away in front of my eyes out of one persons account, into another, over a silly card game. I've lost maybe $50 on there and realized the poker life is not for me. I need a loan to get myself off my feet and get into an industry which has a starting annual salary of $35k minimum, and I can be in it within 3-5 months, easily. I am living at home and have no expenses however I cannot get off my feet without a loan.

Yes I realize this post probably reads very peculiarly, and the whole thing is peculiar. Guess what? that's how life is.. You can't take the heat get out of the the kitchen and go on with your day.

It's time now to see if we can get some commitment to a list of 10 willing to commit to lend 120 105 BTC and receive 50% ROI in USD value within 6-12 months, which will be paid in BTC:

1. Chang Hum (says willing to invest if I can get 9 more)
2. TradeFortress (pending)
3.
4.
5.
6.
7.
8.
9.
10.

I'll give it a 1-4 weeks and if I cannot get the confidence of 10 investors, (which I realize may not be won over by this post alone and will take a few days of communication), then I will call it quits. However if I do get the investors by the 4 week deadline, I will have you all pay me at once so we can set a proper deadline for your payment which I will do altogether at once, within 6-12 months from the day I receive the complete 1200 BTC loan.

Thank you for reading, and considering this opportunity.

Edit: A few more things I wanted to add.

1) I have no debts, no expenses.
2) I have $3,500 cash in the bank right now
3) Someone in my family owes me $7,000 and says they intend to pay me back. I know this is true because they are the one reminding me, I am not reminding them.

I think those are three crucial points, so I'm glad I have mentioned them. I also have an ASIC from BFL on the way, however it's not really worth mentioning as it's a jalapeno and I know that's laughable.

you need a $15k loan to 'get you on your feet'  ?

These threads are a joke... and the mods should get rid of them to stop the forums/bitcoin turning into more of a joke that it already is.

$15k loan towards a no real purpose. At least those ponzis / scams have a more equitable business structure then you have.

At least he's not asking for several million, like dank did in his early threads.

Dank has his soul in collateral.

That's what I find to be funny. People here fall victim of "the bigger the lie" scams, but when someone wants a personal loan they feel is reasonable and feel they can pay back, no one is willing to get involved. I guess people prefer imaginary world where money falls out of the sky, rather than patiently working toward something. Yes, I do need that much to get on my feet. I live in a city where you cannot move around without reliable transportation and I need to get a $3k education on top of that, to be able to secure a job in an industry that is eager or dare I say desperate to fill positions right now. Funny thing is I'm doing all the work and offering 50% on your investment while you masturbate. I think if someone takes the time to understand, they will realize this is a normal request. Nothing stupid about it like what I see daily in Bitcoin world.

With that said, I am willing to entertain serious investors while the casual chump has fun with my thread. Let me know.

I hope Bitcoin lending is not turning out to be like traditional lending in the past 30 years, where they throw money at anyone who has an income, yet someone who has nothing is left to die because they are considered risky. Sort of seems like they're saying humanity itself is a risk. So yes, it costs quite a lot to get on your feet when you live in a world that won't as much as look in your direction unless you look fully connected to this world. It's as if you must have everything going your way. No one has the patience to properly understand what REAL investing is. Here's a tip, real investors are looking to help others first, those are the ones who truly make it. Take the 3rd richest guy on earth as a great example. He put losers to work. Losers like myself. If humanity doesn't want to help humanity that's fine. I'll just watch the world burn, and watch Bitcoin shrivel up to nothing because people failed to see it's potential. lol

tl;dr version highlighted for you :)
This guy is a pro

Thanks I appreciate the compliment. Being a pro is a good quality for someone looking to be a productive member or society. Now would you like to lend or are you here to troll with your "greedy Jew" avatar? Hah, I used that on my Facebook a few years ago when I was a dumbass bitch like yourself.

Im in your troll-thread to troll with my greedy jew avatar, like a dumbass bitch (who doesnt use facebook) like myself that you ask money from  8)

Let me be clear, I don't want Bitcoin from you. I have reserved you for "troll only" status. Thanks.

I'll lend you it if you get 9 more mate, we're not all heartless pricks on this forum

Thank you, Chang Hum!

By the way, if by the time I get 10 investors comes and Bitcoin has risen a few dollars, I will lower the amount needed. I'm already thinking of lowering it now since it has gone up since I posted the thread. It might end up being 100 BTC not 120. We will see.

Here are some tips on how to get your loan:

Stop being so vague. You want an education so you can do a job. Which education, which job, where? What is this city you need transport in?

Stop being so anonymous. Give us your real name, passport scans, drivers license scans, proof of address like a utility bill, Facebook, LinkedIn, Twitter, credit reports.

You are asking for a huge fucking loan, anonymously, over the internet, while providing only incredibly vague supporting information.

I don't know whether you are scamming or not, but I do know that it is impossible for anyone to lend you any money while you remain a non-specific ghost.

Also I'm sorry you suck at poker, but you know that guy who now has 10k BTC? He is good at poker. He spent hours and hours learning and playing poker. He probably has a good brain too, but he certainly put the work in. You think the fact that someone won and lost a lot of money at "a silly game of cards" means someone should just hand you over money without even knowing your name? Get real. Maybe I should ask my boss for a raise because Phil Ivey won ten million last year?

You are ready to say "The poker life is not for me" after $50 and zero effort. It sounds like you had some kind of lame idea to become a poker pro because you thought it would be easy. Pretty pathetic. How do I know that if I lend you 120 BTC you won't just give up on whatever that is for too?

Honestly I think it would be hard for anyone to get a loan like that at the moment, even spread among 10 people, but the way you have gone about it has made it impossible for you. My instinct says you might not be a scammer, but you are so far away from credit worthiness it is unreal.

I don't need tips, I already got one investor so far and am looking for 9 more committed. Save your tips for someone who is looking for tips.

I'm also curious about a lot of things, and I'm sure many are curious about many things. It's human nature. Congratulations.

You do need tips. following stuff like that may actually get you money. Some of us do come on here to actually give out BTC but your most certainly are going the wrong way about it.

I'm curious about the breakdown of the $15,000.  You've said you want to do a course which costs $3,000 but how would the rest of the money be spent?  Do you need the funds all at once for some reason (if so, you're going to need to explain the reason), or to cover your expenses over a set period of time.

And yeah, "how are you going to pay us back" is going to be one of the first questions lenders ask and the answer needs to be a credible one.  If you can't land a job in your chosen field, then what's your fall-back position for paying lenders (because we seriously do have people around here who wouldn't take whatever work they could get to pay back the loan)?

What research have you done into conventional sources of funding for education?

Your comment regarding "the poker life" has put everyone on alert and people are now going to want specific information about what course you intend studying and whether it's accredited, what industry you believe you'll land a job in and where you're located - so that they can then verify the usefulness of the course and the opportunities for employment.

Generally speaking, people don't lend large amounts of money to strangers so they can "get on their feet".  The sheer amount you're asking for is going to deter people.  You might have had a better chance if you'd just sought a loan to pay for the course.  "Feeling" that you can pay back a loan doesn't mean much.  It's not you who gets to decide whether your loan request is "reasonable" - it's your potential lenders, and for $15,000 it's going to take more than you "feeling" you can pay back over $20,000 within 12 months.

Also, you say that you already have $3,000 and are owed $7,000.  If you need another $15,000 on top of that, then you seem to need an insanely high amount to "get on your feet".  Why do you need so much?

So yeah, start with details of the course.  What course is it?  How long is the course?  What kind of recognised qualification will you get at the end of it? Can you prove that there's a high demand for workers with that particular qualification in your area (entry level qualifications can be useless even in high demand fields)?

I actually don't give a shit about your identity at the moment because that's not even relevant until you can convince people that you're going to be able to earn enough to pay them back.

His post was more like a raging rant, as if my request was a license for others to teach me a lesson. It's simple, you're either going to loan or you're not. I have no interest in side discussion of things that I personally find to be of insignificance. I will leave it at that and ignore anything else which I find to be of this category.

Thank you for your interest. I am willing to reveal basic details such as this. I am 25 from the United States (yes, born here). What other kind of details will you need? I will try to be upfront about whatever is needed when I get the 10. Again, to those who are going to make the investment, I will be giving out details about myself, such as my full name and home address, phone number. and I live with my family so it will be risky for them too and that makes it even more risky for me because I am giving out THEIR address as well as mine. So at this point I do not feel the need to get too much into my personal details since there has not been 10 yet.

Firstly I have alluded to the need for a vehicle, and then following that acquisition, I will need to attend a school to attain the skills for the job I am pursuing. Schools for this run around $3k. Some companies provide the schooling for free, so long as you sign a one year contract to work for them. However they pay less, so I may go that route for a few months just to get my foot in the door, then drop them for a much higher paying company, in which case I will owe them $3k.

You mentioned my mentioning of poker. I had a genuine interest in poker and felt I was good at it. I sort of made that comment for comedic value, but I did spend a year attempting to sharpen my skills, and realizing it's too taxing on my mind. If anything, this should show wisdom. If you look at my past threads, you will see I requested Bitcoin for paypal a few times, which was to play Bitcoin poker. As I said, I hardly spent any real money on it and I have a decent "bankroll" for a confident poker player. It's simple as that, I'm not confident in my skills, and it was mentioned mainly as in a comedic way. Maybe I have a weird sense of humor?

As for paying back, that's a great question. I think it's completely possible given the cushion of my own funds, which is $3,500 right now to be exact. The main thing for investors to understand is this is an opportunity for them. Frankly I want to buy a vehicle because in my city there is no other way to move around and progress through life. This is not a walking city, and frankly public transportation is expensive, and not reliable. So the truth is I could go the route of giving myself a hugely hard time, but I'd rather give this investment opportunity, which I feel I can explain as I am doing now to be a reasonably safe and reasonable loan in general. The troll had said earlier that this was an insane amount of money (or maybe he used a different word), but like I said, every few days I watch $10k in Bitcoin get lost from one poker player to another on a certain Bitcoin poker site. So it didn't seem too crazy to me to be asking of 120 BTC individually and promise 150% back. And I knew the portion would come where I explain it anyway, it's not as if I am simply asking for it no questions asked. Feel free to ask whatever the fuck you want.

Let me know if this made sense. If not, then please forget about this thread and go to another one. I'm not going to beg here. I feel I've answered you sufficiently. Unless I've made an obvious mistake, let me know.

I forgot to add an important part. The education process is not long. Frankly it is to learn to drive trucks, and following this I will get a license. Now let's say I don't get the license, and I don't get the job? Alright, that is a legitimate concern, and frankly after my 6 months of research, I have the feeling that this is NOT going to be an issue, so I have perhaps overlooked the thought that you as investors would not see eye to eye on this detail. With that said, what if I were to offer a complete return of your Bitcoin if I don't get the job within 5 months? Of course, when I get it, which I expect to be in 3-4 months, I will show you proof that I have got the job. In the mean time, I can begin work right away while I am in the process, so I will be earning money right away. I know all of this is jumbled up in a disorganized manner. I apologize. Frankly I was expecting to have one on one discussion with investors, but now I'm sort of attempting to address everything within this very thread since that's the way it seems to be going.

Thank you. I am glad you pointed out my use of those two words.. it's amazing my lack of ability in the English language. I was told in 9th or 10th grade it's a pain to read what I write and it has been something that I've remembered and believe to be very true. Too bad for me. One thing I am good at is operating vehicles, which is the job I'm pursuing. It's not to be a writer. Let's me honest, only retards drive trucks for a living. I'm not saying I'm not slightly retarded. That would be disingenuous.

This is the kind of stuff I was looking for.  Transport and logistics is a booming industry in many places and the demand for workers is constant.  Even though the demand at individual companies may fluctuate, it's often possible to have a new job within hours if the company you're with has a down-turn in work.  Of course the more different vehicles you can operate the more marketable you are, so it's important to keep acquiring more certifications once you have your foot in the door.

I'm still not seeing how the course plus a vehicle adds up to $15,000 so I presume that part of the loan is to cover living expenses until you complete the course and get a job.

A reliable vehicle is $13k. I can't go less than that. and no I will be living at home. Like I said this is an opportunity for investors here to make a return on investment. I prefer to get into something that I won't need to worry about breaking down in the middle of the highway. I do not live on the side of town where all the truck companies are, so the commute will be 30-40 miles to the schooling area, and then while I'm in the process of getting that together, I will also try to get my job back which was paying $11.50/hour. Only reason I could not do is was I had no reliable transportation. This city is very spread out. So I've decided instead of living homeless on the streets (which is where I'm heading if I stay in this rut too long), or going about this a hard way unnecessarily, I would rather simply offer this opportunity to Bitcoiners to help me invest in some transportation.

and yes, you are correct, down the road I would like to earn more certificates, and maybe even become an owner operator as they earn much more! but that's looking way down the road at this point. another great thing is, with a CDL I look more attractive to oil companies. They like field workers to have this certification for some reason, and this is also a job I was looking at that pays inexperienced people very high their first year.

Haha, wow, such arrogance,

You do need tips. I know you don't think you do, but trust me, you do. You'll find that out soon enough when no cash materializes. Your attitude is absolutely terrible, and you will get nowhere in life acting like this. The fact that you are 25 and you have gotten nowhere in life so far should be some kind of hint that your attitude isn't working. When I was 25 I was in the midst of what was turning into a very successful career, not begging for loans. You know why? Well, probably a lot of reasons, but one of them is that I didn't act like a dick to people who could help me.

By the way, I might have lent you the money. 120 isn't so much for me, in fact it just so happens I'm one of those guys who regularly wins and loses that type of money playing "a silly card game" as you put it. I might have taken a risk on you if you had provided the information I asked for. Obviously now I won't be.


Truly it would.

Good luck with your career and getting the loan. I dare say you will need all the luck you can get, unless you significantly change your attitude.

I'll lend to you if you get 8 others, AND does the following:

1) photo id or drivers license or passport. with address.
2) facebook/twitter/social networking accounts
3) goes into more detail about what industry you want to get into, why, etc.

Feel free to PM me.

It's amazing how greed can so easily override common sense.

You mean common sense as in going to a bank and paying way less interest ?
or common sense as in not giving someone a loan the bank's wont loan money to ?

It's doubtful the OP will pay back any "loan", but the 50% return is making people act less "common sensy".  :)

Actually the 50% is because a bank won't loan me considering they do not function as true lender, but rather as predators. They won't even look at me because I do not have a credit score. Ironic, because if you look at the whole picture, that suggests responsibility. Why borrow unless I genuinely need a loan? I have no history and it's not because I couldn't get approved, it's because I never needed a loan. It's like there's no common sense on this planet.

Ok. I can provide a scan of my passport. That would include my picture and address and it is valid until 2016 I believe. I do not use facebook/twitter or any social network as I am not a social networking type. As for #3 it's the only thing I see available to me. Something I can easily get into and afford to do. Why? because what else am I going to do if I only have one option in life? My only other option is to sit and stare at a wall all day, which is what the government and these banks would have me do. It must be some sick sinister collaborated effort to drive people crazy, that is why I am reaching out to Bitcoiners. You have PM!

Potential investors, now that Bitcoin has gone up (last price I'm seeing is $14.06) that means I'll only need 1050. So that would be 105 now, not 120 per investor, and if it goes up it will be even lower. I am updating the original post now. Please read the notice posted on the top in red.

That's funny because when I was 18 I made 6 figures in a single year and after that no income. Since then my whole life has been adjusting, and I have chosen the choices that landed me here given the economic/sociopolitical environment that seems to take such prevalence in this society. The adjustment has been difficult for me, however I am by no means a loser according to what I believe is your standard. I am hard to bluff, I do not consider myself a fool, and I do not need any lesson from you. I don't buy into your negative speech. It's kind of humorous really, because you don't know me, all you're doing is talking crap. However I ask that you leave my thread once and for all. You've offered your good luck and I have given a response I feel was necessary after you've turned this thread into a place to dump your diatribe. I ask that you kindly remove yourself from the conversation of this thread unless you are interested in doing business, as that is my only intention here and now. Thanks.

So, what industry is it? Prostitution?

This thread is gold.

IDK, it kind of lack novelty.
Granted I too watch my favorite series over and over.  :)

How did you make 6 figures in a year when you were 18?

Some idiot internet advertising network didn't know what they were doing while trying to compete with Google Adsense and I was among many who reaped because I was running a high traffic website. Basically they were giving me $X.XX per click for a period of 4-5 months. My best week I made around $15k. I won't go into detail as it is frowned upon in the industry and could put me at risk. Believe it or not, since I was busy finishing HS plus I had an internship job, I made the least out of most people who were taking advantage of it. I know of some who made multi-millions. One of whom I lent money to so he could buy a pizza when he was broke. I did not come anywhere close to what they made because I really wanted to put high school behind me. Right before I was about to graduated, they dropped me off the network. It sucked.

I was very naive then and of course I'm not perfect now but most importantly I know how to help myself still, which is a trait I have always possessed in my worthless opinion. K-12 in America sort of robs you of the chance to mature to the workings of the real world and that is why I made many mistakes the following years after graduating HS which was in 2006. So yea I have been living off that one year of doing well on an internet fortune, and I devoted all that time in making the next move in life. Unfortunately I had not been able to set a plan. Obviously if I could go back, I wouldn't be here, I would be on the road most likely, driving a tractor trailer and living good. but you know, sometimes you need a few years to get some experience. Not to get into politics, but I consider public education, and education in general to be imprisonment for anyone who chooses to think freely.

BS aside..

I see that Bitcoin is rising in value. Looks like it may peak and this would be a great time for investors to lock in these rates, because say 1 year from now Bitcoin's are worth $5-$6 again? This is an example, not speculation by any means. Either way, 100 Bitcoin in this example would be worth $1,421 right now as I type this, however at $5-$6 which it was only a year or so ago would obviously equate to $500-$600. Now if you were to invest with 150% ROI as I'm offering, that 150% is of the value on the date it was lent, so that $1,421 investment is going to garner 150% regardless, which equals $2,131.50, the new value of your 100 Bitcoin a year from now in this example, rather than $500-$600. Again, it is regardless of the price of Bitcoin. So obviously in this example, I would be required to purchase 350-450 Bitcoins when your payday is due. Just a side note, I am using Coinbase who offers fair pricing so there is not an issue there, and it is already linked up to my bank account ready to go.

simple math, and definitely something I think is worth consideration, from an investor perspective.

again, if this doesn't work for me, and the community doesn't come through for me, I can always do it the hard way. my life won't be over.
the scammers must be seeing this thread and laughing at my honest attempt. laughing all the way to the bank..

Those were the days huh? I had similar business interests back in 2005-2007. Unlike yours though, mine are still making money today. Admittedly not as much, and even less now since Google's panda update.

Why isn't your site still making you money? What was the name of the ad network?


That is bullshit. What industry? Internet marketing? The only reason not to reveal details is because most of the time it is in your own interests to keep them to yourself, but if something isn't making money anymore then there is no reason not to talk about it. It certainly isn't "frowned upon", it's just that most of the time it is counterproductive. But not in this case. Also, at risk of what? You already aren't making any money, so what on earth would you be at risk of?

You talk shit. As someone who has been involved in internet marketing myself. I personally think this story is a complete fabrication.

Don't lend money to this liar.

What are you gonna do in case 1 year from now, BTC turns out to be $50 a piece?

I would be curious to know the name of this network, since I built 2 PPC engines that completed with Goto (Overture) back in 1999-2001.  Adsense wasn't popular yet.

I can confirm that such networks did exist at the time, and fraud prevention was painfully inadequate.  His story could be true.

I remember for one medical term that was currently in the class-action-lawsuit stage, we were paying over $40 per click!  Hundreds of thousands of words were over a dollar.  This was before the dot com collapse.

Um, if you read carefully, you would see that the price of Bitcoins is not important. It's a fixed ROI of 150%. If you want to invest in Bitcoins, then do not invest in me. Simple concept.

Oh yes it's very true. This was during 2005-2007, Adsense was very popular and another company I will not name was seeking to enter the market. Needless to say, they never got out of the BETA stage. It appeared to me that they had no clue what they were doing. Their software was simply horrible and eventually everyone was dropped from the network and they ended up getting out of that industry with a big loss. I heard that some of the advertisers tried to sue them for such crappy performance but I'm not sure how that turned out. Now that I look back, I'm 100% sure they had no fucking clue. Human stupidity is so predictable. Hence, the financial crisis. No common sense on this planet. Greed blinds. It's discouraging.

Your deal sucks. You are asking to borrow Bitcoins at 105/BTC per person @ $14.00 = $14700.00 for a ROI of 50% for a total of $22050.

Suppose 6 months from now Bitcoins become $33/BTC. According to your deal, you will pay with Bitcoins in USD value so 22050/33 =
$668 BTC = 66.8 BTC per investor, a loss of 44% off of the initial investment.

Investors, proceed with extreme caution.

No shit sherlock. For some they see it as opportunity, for others, they would rather hold onto their Bitcoins because their magic crystal ball is indicating it will go up in value. There's no need to proceed with "extreme caution" based on that alone. It's a choice of where they want to put their money. I've already taken the liberty to explain this before you even entered the thread. Your logic could just as easily be turned the other way. It depends on where you personally feel Bitcoin is heading. Right now Bitcoin is worth what it's worth. There's no telling where it will be in the next 5 seconds let alone a year. Get the fuck out of here if your whole objective is to talk shit, punk.

You're so hostile, I'm sure you scared off any potential investors now. Good job, dipshit.

I don't give a fuck. I won't lose any sleep. At least a couple had the fucking balls and common sense, that's enough to make me not give 1 shit. Humanity is good. You are not human, go kill yourself bitch.

"I used to haul 6 figures a year but now i need a loan to get off my feet" seems pretty novel to me..
Haven't heared that one outside of the 419 circuit.

Dude, giving an anonymous internet person money in the hopes of receiving a 50% ROI is fucking far from common sense...
Doubly so in bitcoinland, lol.

Let's play a game. I bet 30 BTC, this kid won't get funded. Who wants to take me on this bet? We can use a trusted escrow :)

This would maybe mean anything if you would pay back in dollars instead of bitcoin.
As it stands now you will pay back in bitcoin so effectively investnig in you would lock in the investors coins.
By investing in you the investors will be unable to sell their coins at a reasonable price and will have to wait untill you pay back and THEN can they sell their coin for this $6 you propose. So they would have lost half the value of their investment and gained a quarter. Effectively they would have lost 25% of their investment.

So your whole story about how it would be good for investors to invest in you because the price will drop is complete and utter bullshit.

You sir just committed a felony.   ;)

Well then, at least we both agree that your deal sucks then. See my Bitcoins are telling me you're full of shit. Assuming you get the funding you want, you will never lose. If Bitcoins go UP in price, you've effectively shorted their investment and you can pocket difference. If Bitcoins go down in price and actually have to pay up, well you probably wont.

I don't want to be funded. I just wanted to play a psychological game with a few trolls. It's entertaining. It's funny to watch everyone get all uptight about matters that do not concern them. Seriously, I find so much entertainment value from it.

So did you. Internet bullying is not tolerated. You have provoked me to anger! FELONY!  ;)

See? I can play your game too. You had knowledge of my retardation and willfully aggravated a condition I have admitted to having. Now I will sue you. You'll be hearing from my attorney soon.

It could be true, but it isn't. You can tell by his reluctance to reveal details, because without details then his story can't be proven wrong. It's 100% a lie, and it's probably all a lie, everything down to the truck driving. Just some dumbass kid trying to scam money, badly.

This whole loan request thing really scares me...  :P

I think ridgemont is a real person who fully intends to pay back this requested loan... thus I do not believe he is a scammer. But if you walk into a bank and ask for a loan they're not going to give it to you just because you're "not a scammer". It seems like the Bitcoin lending community has put so much focus on figuring who is and who isn't a scammer that the whole concept of creditworthiness, which is the truly important aspect of lending, has been disregarded and/or completely forgotten... Here's some of the major causes for concern...

The debtor...

• ... is unemployed
• ... is requesting a very large amount of unsecured debt ($15,000+)
• ... is promising a tremendous (quite frankly, outrageous) ROI/interest rate
• ... is insisting on anonymity
• ... is giving no details about how the money will be used
• ... is offering no collateral, feasible repayment plan or reasonable incentives
• ... MENTIONED GAMBLING IN A HUGE LOAN REQUEST

And that's not the half of it... I'm almost inclined to believe that he wants to get this loan because he believes he can make a huge, anonymous win in Bitcoin poker and pay everyone back -- while, of course, pocketing a large profit for himself. I don't doubt he would pay back the loan if he could. But that's the issue here -- can he? I would say no, with about 90% certainty... If he got the loan he would probably pay back something, but it would be well short of the principle and it would stretch out into a long-running delinquency and battle for creditors to reclaim their money... and in the end the creditors are highly unlikely to even get all of their principle back, much less this ridiculous interest...

I get the impression of someone who's quite young (probably 17 to 19 years old -- btw, lending to a minor is a big legal no-no) who's living at home with parents (hence the "no expenses" part) and has elaborate dreams about a big poker win (or perhaps he does have some legitimate "dream job" he's hoping to get). And he's offering no details about how the money will be used or what it's for, what this education/job is he's going for and why this is necessary in the first place. I don't see how having $15,000 is going to help him get this supposed job. He said he needs an education which costs $3k, but he says he already has $3500 and a reliable family member who owes his $7k... so why is the loan needed, if he has no expenses? Wouldn't it be prudent to use the $3500 on hand to start his education, and get the $7k from his family member to live off of? If he has no expenses and is being supported by his parents he totally doesn't need this (I fear he'll only get himself in trouble)... Also note, it seems like he's unwilling to even disclose his age?  :-\

The other scary thing about this is who in their right mind borrows $15,000 at 50% APR? He says the job he wants to get pays $35,000/year. If he gets this loan he will be obligated to pay back at least $22,500 (not to mention how much the BTC could appreciate within that year)... is he seriously going to spend an entire year of labor just to pay back this insanely high interest? I can't imagine any reasonable person doing this... I've been around the financial world long enough to know this smells dangerous... not because he's a bad guy but because he doesn't seem to know what he's getting himself into. You couldn't FORCE me at gunpoint to take BTC1000+ BTC from you at 50% APR...  :P

Now I'm probably going to get flamed by the OP for what I've just said... and that's another thing that bothers me. Everyone who's questioned the legitimacy or feasibility of this loan request has been flamed... In my mind that raises serious doubts the OP is even capable of getting a professional-level job with a salary; "people skills" don't seem to present. And he has refused to take anyone's advice on the right way of going about getting this loan. I think if he took the time to develop a real financial plan and was willing to give some ID and detailed information he just might get this big loan... but I hope no one lends until he does this and shows that he has the creditworthiness...

Just my BTC0.0014... My credit review services are thus rendered... Tips! (just kidding lol) :)

--ATC--

@ ridgemont4 ::

None of this is intended as a personal offense/slur. I just think you don't realize what you're getting yourself into and really need to listen to the wisdom many community members here are trying to give you to help you get a good loan. I wish you the best of luck in your goals and I hope you're able to find the financial means to make it a reality!

This is the one legitimate point you've made. The rest was an interesting read, at best. However I did answer my age in the thread, and offered to scan my passport. And yes this world is unreasonable. Unreasonable times lead to what looks like unreasonable requests. Try living my life for a day and see if you don't come across as unreasonable to outsiders who have no clue. That's why I said, the one reasonable point you've made is about my ability to get the job. This job is easy to get, but do I have the personality to go through with it? I probably do not, and hereby retract my request. I would rather shrivel up and die on the side of the road, then to bend over and kiss ass for you fucking humans any longer. Fuck you.

and another reason why I'm retracting my request is, I've figured out another way to solve my problem without the loan. It appears I have enough capital to pursue this other method, and it will produce an equivalent result. now I can sit back and jack off in peace, knowing my future is secure. Anyone got any porn sites they can recommend? Thanks.

Read my sig. Also, I hate to break it to you, but one of your "investor" was a shill. I'm not sure about the other one, but it's likely likely that he thought you would pay up in BTC. If you were trolling us the entire time, well done fooled us. You were actually serious? Let me ask you a question. When you wake up past noon and look at yourself in front of the mirror, do you ask yourself "Am I gonna be batshit factor 7 today, or batshit factor 8?" You seem to be batshit factor 9 to me; in which case you need some serious psychiatric help. You strike me as one of the most ill mannered people to deal with. Your mother must be very proud.

Please answer me this: Why are you so fucking boring? In other words.. Fuck off. =)

Take it easy on him... he just uploaded his ID for me so we can see he's legit:

http://img801.imageshack.us/img801/2293/trollid.jpg

 ::)

Ah, I knew it! Nobody could be that stupid. Well played sir, well played.

Oh my God. Where did you get my ID from? Hacker.

1 g07 5k1llz 50N!  8)

You are nothing. I see you posing in front of a cheap $9k Mercedes which probably has all kinds of electrical problems and over 120k miles. It was probably your moms. You must look silly driving around in it. I'm sure you stay away from certain neighborhoods where you would come across as a rich naive white boy. Hahaha.

Hey look, I found it: http://cgi.ebay.com/ebaymotors/C230-4dr-Sdn-2-5L-Sport-RWD-C-Class-Sedan-Automatic-Gasoline-2-5L-V6-SFI-DOHC-24-/181059367520?pt=US_Cars_Trucks&hash=item2a27fab260

Advertised price:   US $10,950.00 lol, means they probably bought it for about $8-9k

Seriously, coming from someone who has no money and begging in a forum? Yep, I really want to help you.

The offer is closed. You may shove your Bitcoin up your ass. I wouldn't want even 1 BTC if you begged me to take it for free!

DON'T NEED YA. GOT IT?

Not much of an "offer". I don't let people put things up my ass on a first date, especially a McDonalds Happy Meal date.

http://i1109.photobucket.com/albums/h428/keithh409/Mad-Troll.gif

Lol! We have a professional troll on our hands, folks -- I justed LOL'ed really hard on that one! :D

If you're going to try to troll me over a car, at least learn a little bit about Mercedes and get your shit straight lol. ::)

Only thing this thread is missing now is a theme song + music video. Here we are:

Official Ridgemont Lending Music Video (http://www.youtube.com/watch?v=KaqC5FnvAEcs)

Oh so soon  :D

oh, drama finished? ok back to work.

Feel free to teach me about mercedes, you stupid queer.

Yeah... I remember when I was 14 and had unsupervised access to the internet...  ::)

...

Anyways... I wasn't going to respond to this thread again and provide any food for a troll, but I wouldn't want a casual reader to be turned off to a used (or new) Mercedes because of a clueless (and car-less) troll or get ripped off on a junk car. I'm something of a German car aficianado / enthusiast, and you really cannot go wrong with one: Mercedes, BMW, even a Volkswagen.

Our neighborhood troll perpetuates a common myth (oft repeated by low-class white trash) that Mercedes and/or German luxury cars have "electrical problems". This is complete BS. I've never seen a Mercedes with these purported "electrical problems" -- the other day I saw a 1982 E and everything still worked fine after all those years! And I've had the pleasure of quite a few Mercedes: SLK-280, SLK-55, C-63 AMG, S-600, C-230, E-63 AMG and various others. Never seen a single electrical problem in any of them. I drove my SLK-280 for nearly 5 years and never had ANY problems.

Our troll just scanned eBay motors (one of the cheapest places) to look for the cheapest C-Klasse he could find (didn't even find the correct year model of my car lol). I don't recommend going to eBay motors to buy... due to the fees, sellers usually only go there out of desperation to get rid of a car that has something wrong with it. And they will often neglect to disclose that the car is a buy-back or has a branded/salvage title. The seller of that C-Klasse is probably hiding this or doesn't know any better. If you want a used 2007 C you're looking closer to $20k for one under 40k miles, in prime condition. And yeah, they're worth it and you can find better deals if you shop around!

Before you go out and buy a brand-new Honda you might want to look at a used Benz (or any other German car). It'll last you longer, and they're fun. You can even get one that's broken down for close to $10k and take it to the dealership -- they'll fix 'er up for $3k-$5k, and it'll be like a brand new car when they're done. And you can flip em to make bank... I mean, Bitcoin! :-)

Get a fucking life. No one said Mercedes has electrical problems, dumb fuck. They simply said USED mercedes, bmw, etc are expensive to fix when things go wrong. It's actually English cars that had that reputation. Man, you're a dumb fuck.

Cool, it is time for you to lock this thread and disappear with your username.

Fuck you.

You should close this thread before you make an ass of yourself any further. No need to get butthurt over your unfilled loan; you were never gonna get any in the first place. The prospect of getting a free short on 1200 BTC is just way too good for you and terrible for investors.

Facts won't sooth this butthurt troll.

http://i1109.photobucket.com/albums/h428/keithh409/butthurt-gif-244453_zps47b8d394.gif

Lmao. What was that ponzi guy doing earlier? Offering an IMPOSSIBLE weekly ROI? and he swindled how much out of this pathetic community? LOL, and you want me to feel butt hurt when this forum was robbed of multimillions? lmao. The only one losing is this community for funding bullshit and flaming reasonable people. So guess what buddy, as I said before, I don't want your bitcoins. You can shove them up your ass.

Well pirateat40 was million times the scammer you are. You couldn't even scam a girl-scout out of a glass of lemonade.

True story.

You aren't reasonable. I don't know why you keep telling people you don't want Bitcoins, you make it look like they're giving you some.

No one would hand you Bitcoins. Get that information through your thick skull.

Hehe i like where it is going :)

and I don't want any so get out of this thread, punk.

Punky broom troll is a punky troll, no?

http://i1109.photobucket.com/albums/h428/keithh409/funny-gifs-troll-broom.gif

I think YES!

If you are students, this is how to get your hands on 2 laptops.

1) Ask your dads to give you one of their leftovers from last year.

2) Serch through the attic. Someone always thinks that the old PC will come in handy one rainy day. (It won't. That why you can lay your hands on it now).

3) Ask your little sisters to have theirs, they use only pads now anyway.

4) Locate the university's IT department. Outside the door you will find a heap of leftover PCs without hard disk. Fit old disks that has been replaced with SSDs.

4) Use your day to day PC. You can use your phone to surf during the lectures.

Ok guys, look...

My grandpa is really sick in the hospital and she needs this heart surgery, see... but the doctor insists he will not do the heart surgery for less than oh, say... about BTC2200 BTC... and see, I also locked my keys in the car and I'm like 2 BTC short on getting the locksmith to come out. But by the time the locksmith shows up I'll definitely be hungry, and since I'm not fan of fast food and need a nice meal then I suppose I'll BTC2.8 to get a seafood platter from the Chimes. Make that a rounded BTC6.00 because I need to take this girl out to eat to make a good impression. It'd also be nice to go see The Hobbit in 3D again, but no biggie...

EDIT:

FUCK YOU GUYS I'M TRYING TO BE REASONABLE AND YOU WONT GIVE ME YOUR BITCOINS!!!1111one!!1!! THE FUCK IS WRONG WITH YOU STUPID QUEEEEEERRRRSSSSSSSS!!!11aahhhhhH!!!!11onee!!!! I'ze gonna finds out where you guys live and come kick your ass!!! Insane Clown Posse is best band EVER (Justin Bieber ain't bad tho!)!!!11ELLEVENT!!! WHOOOO000000!!!

https://encrypted-tbn2.gstatic.com/images?q=tbn:ANd9GcSfp2FiVXIFdeEiOt1FSPaLUVNJFMU5ve3sg_wOQKmGuu5XSA-V

If I blow your balls and short stroke your putter, will you give me COINZ??

http://i1109.photobucket.com/albums/h428/keithh409/tumblr_lkdkvs3eXx1qjx8ico1_400.gif


http://i1109.photobucket.com/albums/h428/keithh409/h4543C43B.gif

You're all just jealous that I actually was smart enough to form a plan. Most of you cannot say you've done that before in your life. You've been too busy sucking dick.

What a bunch of fucking jokes that will never amount to anything.

Your plan was bound to fail. I wonder what it says about you ::)

http://i1109.photobucket.com/albums/h428/keithh409/trollleep1.gif
http://i1109.photobucket.com/albums/h428/keithh409/wambulance.jpg

Sorryz, we all out of coinzs for trolls, please try again and try harder cuz U reallyz sux at this attempt. Noob troll sux hard.

Fuck off nigger.

Hi I'm pirateat40, can I please has a few million $ worth of your Bitcoins and I'm going to guarantee you 7% a week, even though I have no way of proving it? Thanks so much.

Can you get a bigger troll? I think YES!
http://i1109.photobucket.com/albums/h428/keithh409/Troll_204c19_1264966.jpg
Spock wants a word with you. http://i1109.photobucket.com/albums/h428/keithh409/0093.gif

Op starts of begging for BTC. Plz, gimmie coinz! http://i1109.photobucket.com/albums/h428/keithh409/begging_o_GIFSoupcom.gif


Community ask about business plan, OP has....not much of a plan. http://i1109.photobucket.com/albums/h428/keithh409/4ba182d43b9b36fac89c0f75c023711b_400x1000jpg.gif


Op begs again. http://i1109.photobucket.com/albums/h428/keithh409/young-woman-begging-75a811.jpg


OP: I will lick the toes of a dead skunk for ur coinz! http://i985.photobucket.com/albums/ae331/Dusk1812/pweeeaaaaaseonionheadgif.gif


Community: HA! Not today, sonny! http://i1109.photobucket.com/albums/h428/keithh409/afro-shaking-head-no.gif


OP turns troll: %$%## U all! U sux cuz u won't gimmie coinz! %$(& U! http://i1109.photobucket.com/albums/h428/keithh409/2566597_o.gif


Now belligerent troll is crying like a diva. http://i1109.photobucket.com/albums/h428/keithh409/waaaaa_zps593705d4.jpg


Community says http://i1109.photobucket.com/albums/h428/keithh409/medium_shockoprah.gif


Mad troll is pissed. http://i1109.photobucket.com/albums/h428/keithh409/lick.jpg


Mad troll needs to delete account and think of a better plan. http://i1109.photobucket.com/albums/h428/keithh409/SeestrollFeedstroll_768f6b81af37a37d415c24d1cc99e93e.jpg http://i1109.photobucket.com/albums/h428/keithh409/epic-cry.gif

You're just mad because I wouldn't even accept your Bitcoins if your mom gave them to me straight from her pussy. I'll take my dick and shove them back in so hard, your new brother or sister will be a Bitcoin mining rig.

I like how OP just ran out of anything intelligent to say-- not that he had any in the first place and resorted to juvenile insults.

http://www.jfrankcarr.com/temp/tomskills.jpg

What the hell is wrong with you people?  >:(


Just give him some money for his education,  you idiots!   :D
Maybe best not to have a Seals With Clubs signature when demanding hundreds of bitcoins from strangers?

Good christ, this thread is still going on?  ???

I feel really ashamed of the bitcoin community for the way you're getting treated on this thread mate! Why's everyone being so "Punk ass bitchy" about stuff when you've done a proper legit job of a loan request. I've been where you are before and I was lucky enough that God helped me out otherwise I don't know where I'd be now. I'll tell you what I'm going to do if you still need the money and you're serious about getting a job as a trucker sometime in the future to pay me back I'll lend you the full amount.

I guess you didn't read the thread and want to be a bit  "Punk ass bitchy" yourself.  All I can say is: A fool and his money are soon parted.

http://2.bp.blogspot.com/_gcA0ZuKGkI8/TP2sAGcg9EI/AAAAAAAAJX4/q8LCqJilwSA/s400/joker+burning.jpg

If OP isn't completely stupid, he'll take Chang's offer. I will then hold a memorial service for 1200 precious Bitcoins.

You really have over $17,000 to toss around at a whim? How bout you and I formulate a legit business plan and operating contract that doesn't involve club-wielding seals and gambling? Or just wire $17,000 to my futures trading account and we will split profits lol.  8)

Just my BTC0.00114285714285714285714285714286!  :D

--ATC--

Very generous of you. Takes a real person to understand what people are going through and realize it's not bullshit. With that said, I will take some time to seriously consider all things and get back to you. Of course at this point I will be trolled as someone who has not seriously thought this through, but you know what I mean by that. and since Bitcoin has gone up in value it will be less required. I'll let you know ASAP.

I've decided to call it off. I found a better way to succeed in the world using driving as a career which would not require that I drive crappy products filled with poison around the nation and live a depraved lifestyle for a year. Unfortunately this better idea was blocked by state laws, as always, legislation got in the way. In other words, my career decision was ILLEGAL and that means I cannot do what I love. Thread locked as a result. Thanks to Chang Hum for offering, however I must reject the offer. It is the right thing to do at this point.