Bitcoin Forum

EDIT UPDATED  ;D
Some people hate Ripple but I still choose to NOT selling my XRP!

This is why:
- they are still alive, many coins from 2014 are almost dead, Ripple NOT and in top 3.

Ripple has working software, many coins just don't
More then 100 banks already uses Ripple


Hackers stole $81 million from the Bangladesh central bank in February last year after gaining access to its SWIFT terminal

Ripple employs over 200 people
Some coins have just one or two...


SBI Ripple China
https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/ (https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/)

SBI Ripple India
state bank of india (sbi) is the government bank whose transaction is much more than another banks of india, if this is write that sbi approve ripple transaction then all other banks of india will definitely approve ripple then, INDIAN BANKS means a huge jump to ripple (total no bank 18 private sector bank, 28 public sector bank). IN SHORT what sbi did all banks of india definitely copy that.
alone sbi has more that 13000 branches in india huge news for ripple.

More countries and banks will join Ripple in the future


Ripple to Place 55 Billion XRP in Escrow to Ensure Certainty of Total XRP Supply
I don't see this happening with other coins.
https://ripple.com/insights/ripple-to-place-55-billion-xrp-in-escrow-to-ensure-certainty-into-total-xrp-supply/


Further Decentralizing the XRP Ledger
As we continue these initiatives to further decentralize the system, XRP Ledger will inherently become even more resilient. A key benchmark that we aim to achieve is to become more decentralized than Bitcoin, which at the time of writing is 51% controlled by just five mining pools. This means the largest five pools working together could achieve a 51% attack and reverse transactions (double spend) at will. For Ethereum, this number is even lower: only three pools are needed for a takeover. To match Bitcoin, XRP Ledger would need just 16 trusted validators. Add more, and the number of tolerable faults increases accordingly. In other words, XRP Ledger will not just meet, but exceed the decentralization level of other public blockchains.)
https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/ (https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/)

Ripple can scale to handle the same throughput as Visa, but more reliably and at a lower cost
https://ripple.com/insights/ripple-continues-to-bring-internet-of-value-to-life-new-features-increase-transaction-throughput-to-same-level-as-visa/

500 times faster then bitcoin

Ripple on Coinbase in January (rumor)
https://pbs.twimg.com/media/DR9hd9IWkAAthp7.jpg:large

Amazon testing Ripple

XRP is now bigger then Ethereum  :o

Ripple has the best marketing I saw in 2017

What will the value of XRP if all banks using Ripple


I don't care if they helping banks. I still need my bankaccount. I don't see any differents in 5 years.
That's why I see a good future for Ripple.


Some comments I see:
- BTC is decentralized.. Why is one transaction still 20/40 USD? I think some big miners in China still controls BTC.
But I think it will be better in the future. Cheaper transaction and faster payments (if all miners accept this)
https://medium.com/@homakov/stop-calling-bitcoin-decentralized-cb703d69dc27 (https://medium.com/@homakov/stop-calling-bitcoin-decentralized-cb703d69dc27)

- I don't see BTC / ETH as a real payment. You don't know how much you can buy every day. One day you can buy a car for 20.000, one week after you can buy a car only for 12.000. I believe in the blockchain technology, and there have been some great projects like Ethereum, Tezos, Golem, Siacoin and many more..

- Banks don't use XRP.. NO this is not true! For a transaction you need XRP. It's not much but you need XRP for every transaction.




Donation are welcome  :)
Ripple wallet: rsxwB1XMr4z9ZCuApbxW9JJY6fx2F6ckq1

Yes you are right.i also agree with you.About few days ripple had not pummmed.but it normal for alt coin.Hold is the best way now for ripple.

all the things you said aside, not selling ripple was a huge mistake.
even if we assume that it has a good future (which in my opinion it doesn't but it is irrelevant to what i want to say) price went up fast and a lot. and you should have sold on top.

not selling led to a big -54% loss in your investment because we are that much lower from the top!

a logical move in the market is to sell on top and take the profit and if you still believe in it for whatever reason! you buy back at the bottom.
and it is a big mistake not to sell and just keep holding because you have high hopes!!

Boxxl, you are very correct and wise. It would be very foolish to sell XRP at this stage. Investors are accumulating XRP coins and some are trying to spook the exchanges with 'sell walls'. Don't fall for that stupid trick (eat the walls away and make them suffer). Ripple (XRP) should be seen as a longterm investment. Speculators hop in and out all the time for a quick buck. The exchanges and XRP are getting more liquid every day... so hold. Some interesting links: http://www.cryptoquicknews.com/will-ripple-hit-1-december-xrp-just-getting-warmed/ , https://en.wikipedia.org/wiki/Ripple_(payment_protocol)

There is a lot of market from Ripple, so investor does not give as much opportunity to win as other coins. Because the pump is not eating.

If you are willing to wait 10 years, do not sell Ripple. :D

IMO, it is a wise move to hold ripple. Have been observing and seems that accumulating is going on now.

Many people saying the same thing.
- Sell your XRP in 2014, 2015, 2016 and 2017
- Still saying I need to sell?  ???

Im planning to invest in this coin. It is popular now because of so many partnership. Maybe I will keeo this coin and wait for the value to rise.

why not do a speculation activity?
I think it should be down recently!because it had raise to the moon and need some fuel which in the earth ;)

We will see. Many coins will win.. and Ripple will be a big winner to  :)

Recent claims made me to assume ripple died but its not the next day when i read article it was doing good . I suggest best way to keep for hold atleast reach for 1 $ then sell it you can see last three months data

Well, it's getting bigger and better each day, I might actually consider investing in it

Great with this image I'm really sure  ::)

ten years isn't good investment plan in cryptocurrency, you will be left behind. There will be numbers of ICO that offer unique coins and token with features. When you say 1 year, I think is OK but ten years yu are joking.

i think for investment in crypto currency, 10 years is too long to wait and we can be forget about the coins. i think its be better if we only invest in one years or two years, so we can still following the coins and the news from the dev and the teams. and if we can make big profit with the coins, then i think its will be the bonus for us to hold the coins for middle term.

Its the other way around.

Expertz 1 : "rIPpLe iS aScAm"
Expertz 2: "tHeY dONt nEEd XrP"


Meanwhile all people with money buying xrp and letting you behind in the dust. Or your mums basement.

But you don't know, whats the top or the bottom. Especially for new traders like me. I am holding XRP the last three month. Made +400% in BTC and +1000% in fiat.
Was that wrong... ?
Never!

Ripple's future is bright,
It is one of the best coin fir long term.
I beleive that it would rise and shine.

We know that trading is risky.
Happy trading

Correct, you don't absolutely need XRP.

BUT... XRP is the cheapest and most efficient way to use the system. Ripple have said that they're happy with a level playing field, because they have so much faith that XRP is the best solution. And XRP has no counterparty risk.

Most of the crypto currencies are still in there early stages and selling them off now may be like throwing a child with a baby bath water. Ripple has done well lately and I will not advised you now to sell off because in future maybe short time from now ripple maybe sell above $1.

Such statements make me tired....
For each privat ledger, you don't need XRP. Yes.
But to connect all these privat ledgers provided by several banks, stocks, services, you need the inter-ledger. And for that you need XRP.
Really so difficult to understand?

Ripple is on early stage at the moment, it will grow in price up for sure, we jsut need to give it some time. Im also holding some ripple coins :)

The banks working with ripple are working with the company and not the currency so it doesn't fundamentally affect the coin. The 150 people they employ aren't all working on the coin they are doing other things within the ripple business of which XRP is only a part of it. The ripple in escrow are still going to be gradually released over time they aren't all locked up for the entire period.

The only point I can't refute is the fact that ripple is definitely a coin with easy scaling and fast transactions.

I don't think ripple will die but the volatility will continue with huge dips costing people their life savings until it is more than just a speculative coin as it is now.

Agreed. I'm happy for it not to shoot up at the moment. XRP is consolidating, building a support, whatever you want to call it. The last stable price was $0.03. The new stable price looks to be $0.28-$0.30. So let it stay here for a while. When it's ready to fly, it will. This is a long-term prospect. There is no bad news coming out, it's all good news. Ripple are building with banks, XRP is on more exchanges, building liquidity in more markets. If it shoots up to the fabled $1 price, and then drops back immediately to $0.70, then I won't be praying for it to shoot back to $1 immediately, I'll want it to build a solid line at $0.70 first.

XRP is going up. But first it needs a secure foundation.

I have to admit that I haven't watch the Ripple project so closely, but I will share my experience as an outsider on this matter. Social media and news were paying so much attention on this coin, in fact headlines like "new bitcoin" was impossible to miss. Although this might seem good, I don't think it is always good sign to see this kind of headlines and news. It attracts too many amator investors and this usually cause aggressive price changes which is never a good thing for brand-new cryptocurreny projects. Its recent rally made some traders richer but most investors lost a lot of money. This is not the best first impression no matter how good the project is.

XRP might have its chances to become dominant if the banks adopt it. If Chinese do then it is quite a good sign for ripple. However, regardless to whether it will become one of the best coins or not, I guess its price is likely to grow, because many people (especially newbie traders and investors) are likely to invest in a coin which is so cheap an #3 in marketcap already. So, no is not the time to sell in any case.

What is the equivalent of ripple to BTC now?

PM me the link please

Ripple XRP   to BTC ฿0.00010396

I'm also very sure Ripple will grow and it will be something that is very surprising for everyone, because now the price of Ripple on the market is low, but can be seen in the coming weeks week, they will be very fast. His movements from before

i think ripple will replace bitcoin for 1 reason other project doesn't have yet

regulations and compliance

I don't think it will replace bitcoin. It's a different concept but they can have a bigger marketcap.

This is BIG  ;D

$XRP will be listed on yuanbao.com one of the biggest exchanges in China on June 9th

It always comes down to product and team. If they have a product that is used (they do) and a team that is working (they do) you are ahead of most altcoins. I do not own any xrp as I am heavily invested in their competitor (sort of) but I can understand why people believe in it.

I have faith in ripple, but I'm too late to the party for it to be a get rich quick for me. No such opportunities exist, I'm too late in the game. Wish I knew about it back then, but I well.

Might still pay off as a long term though.

You need the most minuscule amounts of XRP only, a small enough amount that it will never have much affect on the price of XRP by itself. The price is still purely speculative. If you want to disprove me on this name me one bank or other financial institution that holds more than 1M$ worth for XRP.

You can't because they don't exist.

I just want to know when is the escrow! I am bag holding. Everything is recovering at fast pace except XRP

that was nice, xrp have a good value in the future that is why start investing in this coin if you want to earn big profit by couple of months because me i already did and i have already xrp in multiple exchange.

Many coins from 2014 dead but ripple in top 3. Still having market cap 11,24,79,45,794 even I have very small amount of ripple. So am not selling ripple

It all depends on if ripple could grow big enough before one of major banks comes out with their own blockchain solution.

Easy say but how do you know when it tops. You only know when it tops after it falls.

Listen every bank will try to implement their own solution in order to keep Centralization. One example is Hyperledger by IBM. This is Enterprise ledger so do not consider this argument with "banks" to be implemented so fast with Ripple or any other currency.

Ripple will grow its exist from 2014 and there was lots of speculation gone from past couple of months ripple died but its not . Mean time other altcoins are trying to pump  but Ripple was trying to dumb even it holds it value and survive .

Chinese exchange Yuanbao has announced the listing of Ripple (XRP) set to begin trading on Friday, June 9th. Earlier in the week, the company announced the listing of Ripple rival with Stellar Lumens (XLM) tokens(already trading large amounts +/- 4 Milj. XLM per day) available for trade against CNY. XRP will be listed starting on June 9, 2017, 15:00 within the CNY trading area. link: https://www.cryptoninjas.net/2017/06/08/chinese-exchange-yuanbao-opens-trading-ripple-xrp/  ;D

Wed, May 24 2017. 05 10 AM IST Ripple partners with Hyderabad-based BTCXIndia to launch XRP exchange. (well documented article, great read)
Blockchain start-up Ripple Labs has partnered with crypto-currency exchange BTCXIndia to start a buying and selling facility for XRP (ripple)
link: http://www.livemint.com/Companies/iEWQm8Q6MPgLyMCY0maONJ/Ripple-partners-with-Hyderabadbased-BTCXIndia-to-launch-XRP.html  :)

There is a reason Ripple investors live in expensive New York areas and XRP "investors " in the slums.

what? this makes 0 sense. if you bought below the current price, you've profited (unless you're referring to a 54% loss in your profits). most people forget (or are too impatient) - ripple grew 4800% in 2 months and has essentially held a stable price. what do you expect, something to grow at that rate forever without pullback?

"the stock market is a device for transferring money from the impatient to the patient." - warren buffett

Adding XRP to 100 more exchanges doesn't mean its price will explode. This is a common misconception when people think certain coins need to be added on Poloniex to increase or whatsoever. It does not matter in any way because demand does not automatically increase. Only innovation, development and hype does lead to increase.

you made my day:))) ı decided to sell my all xrp's... sick of waiting...

And you are right. I'm getting a bit tired of these guys saying ripple is a scam. Right, a 20 Billion scam...

When are these people going to stop ?

They're not.

Some don't like Ripple from a purist's, decentralised crypto-anarchist perspective, which is fair enough I suppose, but it's no use countering them with compelling arguments for XRP - they won't change their minds. Logic isn't effective against an ethical position.

Others didn't get in early and regret it. Not much can be done about that now. Except if you really believe in XRP and see the potential, then getting in now is by no means too late.

 ;D Apple working with Ripple ;D  Apple pay on Gatehub.net sneak preview: https://twitter.com/marccwr/status/817392064241537024/photo/1  Link was posted by  marc c (@marccwr). So hopefully this summer I can spend my XRP on Apple products.  ;)

Marcus Treachter (Global Head at Strategic accounts @Ripple) just chaired a great 3-day meeting of the GPSG in Tokyo. The momentum is really building. link: https://twitter.com/marcus_treacher/status/873170105810792449  :o

You hold some interesting points. I think right now the pure cheapness combined with the trust provided by the players behind it could be a real asset. For example - as you talked about India - this could be a mayor point as even people there could get a few coins of it because it isn't cheap in Fiat terms.

There are a lot of events in june for ripple.
Big banks are coming to this events.

Bought some Ripple today for the first time, i think it will pump soon, the graph looks like it  ;D

i dont think anyone can predict what 'on top' is though.

that .40 price could have become .50, or .60, or 1usd

i held, and still holding

You only show the positive aspect of Ripple. How about negative aspects?

I personally like Ripple but how about its supply? Do we have certain information about its supply? -NO.

Ripple is stuck, it won't move until more news about the escrow (limit the supply)

its really a battle between believers and fuders now, the value is really cool to do some day trading as we knew that there's a lots of possibility that it will goes up and if you already sell your holding buying again in the dip will gain you profit more after waiting for the rebound.

I think the best products will survive, not the hype coins..

Many funders consider anything with enough money behind it a "good product". True for quite any product.

The only thing I regret is that the amount of ripple I have is very small I wish I had more of them. Everyone who's holding their ripple are doing the wisest thing. I believe and I have reasons to believe so that ripple has certainly a good future.

Not many people can wait for so long.
I don't think a company can increase so much in a couple of weeks. You have to wait longer.

I think on the long term XRP will increase much.
Today 0,27 on http://coinmarketcap.com/currencies/ripple/

It has already succeeded why will I sell ? Instead of investing just idea icos, it is good to stay in ripple

Thanks for sharing your thought about this coin and for informing us,
I would try to search for more information about this coin and try to hold some.
Just wish to make some profit from this coin .

Ripple is close to the bank ,honestly,it's a financial investment but not only a speculation！

yeah ,ICO is so crazy,people think it would earn more fast money from the ICO of ETH!
I think it 's big speculation and stay away from it

Holding on it seems the best move to me, I expect it to go high by the end of 2017.

that is true. i do not know why more and more people are buying ripple why their month keep saying that they hate the centralized system. While uing XRP, you are being controlled by ripple. They just like the government, but less awful

See also:
https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/ (https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/)

I've heard very strongly varying opinions on this. Given that it has survived the shitcoin bubble, it seems like it has a future- it's regulated, finance companies use it. On the other hand, there have been vast selloffs on this and doesn't seem any bright hope for the near-term.

I get Warren Buffet's mantra of "buy when others are afraid" and all that, but that mantra works good for established companies. Is it something which can be followed for Ripple, or is it a falling knife?

riple same with dogecoin total suply is very big,
so if incraese until reach to over 100k satoshi is very dificult
maybe maximum xrp price only 25k satoshi

but xrp is the best coin, complete feature is compare another coin

I disagree on some points. If the coin is added to an exchanger, more people get to see it and pay attention to this coin. They think that it's a big step for the coin and that the price will probably grow soon. Then they buy some of this coin, causing the price to grow. Moreover, if a bank starts accepting the coin, more people get acquainted with it. They begin to trust this crypto and hold their funds in it. The price is thus very likely to grow.

An exchange merely adding a coin does give it exposure, but it needs to compete with dozens and sometimes even hundreds of other coins/tokens. So it's true that innovation, development and hype are required, not simply paying an exchange to list your coin.

If banks were to start accepting a coin? That would be a whole different ballgame. The thing is, even if banks sign on to use Ripple, that doesn't make XRP valuable. You only need a tiny amount of XRP to use Ripple forever.

I still don't like the idea that Ripple handshakes with the big banks and I'm not saying its a bad idea but it goes against the principal of decentralization.

Every coin has his own community..
I like the idea because they have a very, very good solution for banks.0

I agree with this. The industries I hate the most in US are banking and insurance. What we need is more decentralization, not centralization. However I also recognize there's a lot of potential money to be made by being in bed with the crook bankers. Speculating which way it will end up.

I've read the full article about XRP and system is implemented really very good. There is even a crypto expert who states XRP is an altcoin still exist in the future. This is why i still hold some XRP in wallet. And haven't thought about selling it.

Maybe a good day to buy Ripple  ;D
After the BTC and ICO BAN in China

I am also waiting for Ripple to go to the moon.

I think XRP is a coin for long-term investment and they should not be sold. This is a really good project.

The thing I do not understand about buying ripple is, what is the point of owning ripple?

The partners that Ripple is gaining are using it's technology but not its coin. The coin is also a centrally controlled currency just like the federal reserve and banking system that we tried to get away from.

So, I can't be assured of profits if Ripple continues to find success with banking partners (because the partners aren't going to adopt the currency / take supply off the market), and it's a centralized currency, and i'm pretty sure I can't use it anywhere to buy anything, so what's the point of owning the token?

And i'm not saying that like "oh, I can't use bitcoin in my grocery, why would I buy it." The fact is that my local grocery will eventually adopt bitcoin payments, but I don't think they will adopt ripple payments. I don't even think the Ripple team is working to gain merchant adoption, they seem to be focusing exclusively on banks using their technology.

Help me understand why I should own the currency

lol...people don't read i guess. this question is asked like EVERY DAY.

Google is a scam because their search engine is not necessary for the Internet to work!? Am i right?

Well, umm, yeah. Google works to build, preserve, protect and promote the Internet, even though the Internet works just fine without Google, because without the Internet, there's no market for a search engine. So why does Google even bother with a search engine? Because that's where their revenue comes from.

Similarly, Ripple's payment network and things like ILP and the "Internet of value" are not major direct revenue sources for Ripple. But without them, there's no need for XRP. Ripple promotes its payment network and ILP and a universal way to make payments to create a market for XRP. XRP is, we hope, the major revenue source.

This isn't a secret, it's the strategy.

In order to say something like "XRP is a scam because it's not necessary for Ripple to work" you'd have to think that Twitter should be building its own network that requires you to use Twitter rather than promoting and growing the Internet. It's incredibly short-sighted, small-minded thinking.


Stolen from xrpchat

But i sold all my ripple and converted some other altcoin because its most of the XRP premined and also its not completely decentralized coin . Even every time speculation comes nothing happened every speculation till no i seen that was wrong . SO no more i am believing ripple.

a part of my portfolio is xrp. all aside ( centralization,premine,huge supply ) still has the best "product" regarding swift and 4sec transfers #hodl

http://thereformedbroker.com/2017/09/11/you-can-practically-smell-it-in-the-air/

Be careful.  You will be one of those coming back in subreddits and other threads and cry about your decisions :).
Institutional money...i can smell it!

it's called lack of patience, which is what you have.

each node also maintains it's own validator list from independent companies/institutions, so you clearly don't understand what ripple is or how it works...

I would never understand how ripple works, seriously, that is a very strange altcoin for me. I could never understand how it works, its functions, its features, etc. I only think that this is a "ghost" coin, since i dont see too much movement in their charts, but the price is always going up, i dont see too much volume in the exchanges, but there is too much volatility. i dont understand it, how could banks adopt a crypto? that is something more strange for me.. Since i thought that banks were the opposite to crypto

I'm holding mine too. I'm thinking it's a 3 or 5 year hold until it's worth something serious. Institutions are slow moving and even though it has some support behind it it'll take a little bit. I'm holding mine and planning on slowly adding more as I can.

For me hodling xrp for a long term is good investment. Im holding too my Xrp and waiting for the price to rise. I believe xrp will rise the value in the future so I invest some xrp.

Ripple is indeed an interesting coin, not some meme type (DogeCoin Cough cough). Your points are pretty valid, didn't know quite a few of them. Its price is more than 100 times higher than it used to be last year, rendering it a promising future investment.

I am holding just a few, and looking forward to purchase more.

Before I have Ripple coins. Because I thought if it belong to top 10, its a good coin. But then eventually as days goes by, I started to think and study the situation. I searched and gather opinions about on holding my ripple. Then as I gather opinions and study their claim, I realized maybe they are right. That is why I sold my Ripple coins. It is like a pump and dump, I lose hope to hold on their platform.

Yeah Ripple has bright future and should also be interesting option for long term. But how about price? When should we invest in? Now we have $0.182933 (-0.39%) .
The Charts show that the time for invest is not the worst currently. What do you think? Rush or keep waiting?
Has someone made comparison NEM to the Ripple?

I check back in the various Ripple threads every so often just to see if someone finally has a convincing reason why XRP won't be a huge success... still haven't seen one :)

It can feel a bit like being stuck in a loop. There's only so many times you can give the answers to centralised! / Jed is going to dump his coins! / Ripple are going to dump their coins! / Max supply is too high! / Banks will use the ledger but not the coin! / Banks will copy the tech and not even use the ledger! etc etc.

When I have a look to the chart of ripple, I'm not that satified with this crypto-currency. The global behaviour looks like it's gonna decrease more and more. Some weeks ago, when it was increasing I have been more optimistic, but now it's more decreasing and I'm not shure if I should hold it. But it is good to read some more optimistic posts, so I may hold it and hope for a bright future.

Ripple is serving a greater purpose. What this technology has achieved is amazing..
All the things mention before are all right.
Personally i choose not to sell any of my ripples and plan to hold as long as possible and continue to buy.
I am passionate with this coin and i strongly believe that the price will skyrocket.
Lets be patient and wait the good days ahead for the ripple.

Some people not like Ripple.Because they think ripple future is not good.But I think one day Ripple is raising a big profitable price.Sometimes
I have to do it with live trade.Its small profits.But holding trade is like a deposits.For this I'm NOT selling my Ripple XRP.

they dont like ripple because they dont want a company can control a blockchain network. everything should be decentralized

If you believe in the project, now is the time to add. This summer I would expect another pop

Any XRP holders are interested in the growth of their value. And given that the commission is burned during transactions, the price of this coin in the long term will go to the top.

Nice thread, thanks for the information. I also think that Ripple will get some huge attention in the next couple of years! They have big plans and theyre going to grow up, I am sure! :)

I agree with you many people here on bitcointalk hate ripple because they just have a prejudice to it. They say it's not a "real" cryptocoin, it feeds the ol' banking system, etc.
But I disagree with you about price. In my opinion XRP will never reach high prices. They may be good for day trading but not for long-term holding.

Am not selling my ripples because the price in the next few months it will go as high as a skyscraper!

I have huge quantity of XRP in my portfolio and have a long term view on it as it has a very good low fee product for global banking institutions and already tied up with many global banks and also in talk with many others. It is consolidating from last 3-4 months at this price and can shoot up any time.

There you made the misstake. XRP is not a payment method but a transaction method. The way you pay your merchant will stay the same (or eventually will include BTC payments). XRP comes in after you paid the merchant and is the transactions between the merchant and the bankaccount.

Another example is paying wages. If a company (at least in europe) pays wages, it can take a business day for the bank to complete the transactions and deposit the amount onto your bank account. With XRP underlying technology it can be done instantly.

i bought XRP at the middle of may at the price of 0.25 when the price goes to 0.36 i was lucky cause i sell it  :) hopefully :) i think is good one but if you want to take the risk and to do not invest in others  stay and i agree with you that is still  in the list of the first 3:)
Good luck :)

100% agree. I've actually been doing some pretty extensive research on the top 10 coins as of now based on market cap, in attempt to land on the right one for future gains. Still stuck between Ethereum and Ripple but maybe theres room for em both as they have different functions/purposes.

My portfolio is 50% bitcoin and 50% ripple..I am waiting ripple at the moon  8) 8)

Long term play, it's got great apliactions to the finanical sector with strong potential for mass adoption in banking. Yo sea Hodl

ripple seems to be moving for quite some time those who manage to bought with the dip are already gaining again, xrp seems to be for long term and people are always positive those who knew how to wait and willing too, holding small numbers of xrp and trying to ride together with str.

Have been holding ripple for a while, not really sure what to do with it or where it's going to go.

You have pretty strong arguments, but anyway I don't like ripple to hold. I suppose banks don't like volatile currencies which can decrease/increase instantly. It's just cant be forecast. So it hardly could really be the way of banks work.

Likewise. If in doubt, wait it out.. I think ripple is still a good long term hope, shame most people in the crypto world are more concerned about short term gains.

I totally understand how the community feels about XRP not being decentralized.

However, it is important to understand that the Banking system wouldn't adopt the coin if there wasn't enough control.

In the end it will be decentralized, still be secure and faster.

I also believe in XRP/Ripple and hoping to improve the services that the current banking system is offering!

They will indeed fix a big problem in today's society!

HODL! Ripple is one of very promising coins. I beleive it should grow in 2018! When you invest in coins like Ripple you should understand that reward won't be tomorrow or in one week. It could take months.

I agree. I hate the current banking system and would love to see it go down in flames and replaced by a decentralized currency, but realistically, that isn't going to happen. Not any time soon, anyway. However the banks will need to adopt to the new landscape and implement blockchain technology eventually, and I think thats where ripple comes in. Could take a while, the industry is ran by dinosaurs that enjoy being able to print money willy-nilly

you should keep them

I strongly agree with the OP! I'm also not selling my Ripple. I bought mine when the price is around 15k. I'm reading lots of good reviews about Bitcoin even though it is not decentralized. Aside from that, its developers are very active and very reachable. I believe that Ripple has a good future. I will keep on holding it for long term investment.

I have not pulled he trigger yet on ripple. I do think it is a good investment I’m just starting out and am trying to gain more assets into other coins first (BTC mainly) but I do plan on investing soon. I also agree that it is good to grab profits from your invest as well, take advantage of the pump and dump when you can IMO

Ripple has the good growth and also it seems to be affordable for all levels of users compared to several other altcoins which were high in value. Also it has gained a good market capital similar to the altcoins that hold a big value, so it's good to keep hold of the ripple expecting a long term profiting.

Yeah man, hold onto Ripple. There's a bank that want to use them and they are building Blockchains based on the Ripple code.

Good to see this project getting bigger.
And this is just the beginning.. why? Because there arent much banks who are using this.. Yet!

transfering numbers from a computer to another one, you can also use an email,

Though as it seems, There is no money coming into crypto from people, It is impossible to have ordinary people investing more than $50 billion bucks in a very short period of time, In a world where US government has become the operator of life apparatus, Don't be surprised if countries such as Russia/ China/ North Korea/ Iran and 40 other countries are the ones behind such paramount shift of interest into the "You can't touch me here" zone.

Can't wait till 1 or 2 banks really start using ripple, then the ball will start rolling.

Seeing the price spike I am sorry now that I didn't buy more of it. :( almost $1.

I believe in your stand for why you are not selling your Ripple. Well, Ripple is for a long-term hold so the best way to do with it is to hold it for now until it will become really profitable.

i bought a huge mount XRP to hold long term  , i bought Ripple price $.8

but i think i so lucky because i believe the XRP price can hit $5   in january 2018

I am holding some.
But have sold off a lot as well, don't know how ripple will turn out, but I do know it will get it's pumps (and  dumps).

Ripple a very solid solution and should sky rocket now that Stellar has.

Awaiting the next few hours I believe.

I’m holding waiting for pump

Ripple will most probably do another 2x in coming weeks because of rumored(as still not officially announced) listing on Coinbase. Crypto market runs on news and this is the biggest news for any coin. I expect price to touch 6500 sats by December end. A perfect entry for short term traders. But I believe XRP isn't a long term hodl coin. XRP mostly gets pump and dumped as much as I have seen the market. But right now a good coin to make profit.

Good future for ripple hodlers like me,been holding this coins since 2016.

 ;)wow,you've got a lot!
I bought 6k 3days ago,holdl! ::)

Yeah ripple is now on top 3 and unfortunately i have sell all of my ripple and now i am regreting that. Ripple are gonna be huge in the next couple of years. That is what statistics shows and some experts also says the same thing. I am thinking now whether should i buy ripple or not. But i have decided that i will buy them before these year ends because we cannot say what will happen all we know is they are gonna be successful. I hope this coins can make me a millionaire just like bitcoins.

As more and more Banks choose to cooperate with XRP, it is obviously wise to continue to hold XRP, and I believe that in the future, I will give you a good return to refueling my friends.

I made a good choice  ;D

Ripple in my point of view is still a potential tokens, it working with a number of international Banks, this is far more than many pay class tokens, schedule, and I believe it will rise further still.

They only have +100 banks..
You still need to wait 5 days for a international transaction. (insane)
So I think this will be A LOT BIGGER

If you haven't sold it, now it is a good time to do that.

Don't sell everything. I think Ripple can be much much bigger..
You feel sad when XRP hits the $10,-  ;)

So tell me please - is it still good time to join ripple rally or better find something else? I am not sure how much it can still gain in short/middle-term..

Hell yeah! Let's go ripple!! A hell of a rally going on here,whilst bitcoin is struggling to recover,which is something you don't see often. Ripple rose from 0.22$ to 1.83$ in less than a month. That's 731% percentage rise(as per calc). I had sold my ripple earlier this year but something deep inside me told me to buy ripple when it was worth 80 cents,I bought it! And now i bought another stack!! Yay Yay,party party. Almost 5K$ in XRP :-* :-* :-* :-* :-*

i will wait for the right time to sell ripple and the price will increase after this. a very good moment when you see a significant increase of ripple. and now is the time for profit

congratulations to the op and those who hold xrp for long, you get great rewards today and i think it will be more if you continue to do this

I offloaded my XRP today. Will buy back in when it drops again. I like to think of XRP as the "somewhat" stable currency of the crypto world.

It seems to me that you do not need to sell this coin now. Ripple seems to me will grow much more and become a very useful in a crypto space.

Wow you earned my respect dude. You studied this coin very well and now enjoying the real reward from its spiking. Im liking the investors who really wait for very long and then after a year or so they publish the story of their success. This gives me a lot of satisfaction when I see that and get motivated. The real thing is I have stated making portfolio of mine after seeing the great hikes only otherwise it is always difficult for us to trust any specific coin and then get the job done. Anyway XRP has really shown its potential after long period of time and they are getting at number 2-3 position soon. They are making the real developments and thus making the fat wallets for the shareholders of the same project. This is cool really and hope many of us will earn royalty like this way only. :-)

Ripple is an old coin but it started to show a good price graphic in the end of 2017, and it is reaching the best prices of it in these times. I am not sure about that, selling now is the right choice. I think it is better to wait for higher prices.

I think even they are the same but stellar is better. stellar is a token for us. ripple is just for bank. but I think bank will use ripple tech not ripple token. so ripple token doesn't have high value l

Hope that you really didnt sell your holdings,ive been holding XRP for the past 6months and will still hold on it until its at the top.

Everyone, I am sorry to have to write this but I do not have any choice. I am trying to save up money to pay for a surgery that I desperately need. I have been able to get some XRP but sadly it is not enough. If you can find it in your hearts, please donate whatever you can to my wallet address shown below. I know I am going to get a lot of shit for this, but I am doing whatever I can to get through this. Thank you to whoever is able to help. Happy Holidays and God bless.

rEidMZ8QChbwxeWdV2GjcN8GuCoYRkWA6t

UPDATED  ;D
Some people hate Ripple but I still choose to NOT selling my XRP!

This is why:
- they are still alive, many coins from 2014 are almost dead, Ripple NOT and in top 3.

Ripple has working software, many coins just don't
More then 100 banks already uses Ripple


Hackers stole $81 million from the Bangladesh central bank in February last year after gaining access to its SWIFT terminal

Ripple employs over 200 people
Some coins have just one or two...


SBI Ripple China
https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/ (https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/)

SBI Ripple India
state bank of india (sbi) is the government bank whose transaction is much more than another banks of india, if this is write that sbi approve ripple transaction then all other banks of india will definitely approve ripple then, INDIAN BANKS means a huge jump to ripple (total no bank 18 private sector bank, 28 public sector bank). IN SHORT what sbi did all banks of india definitely copy that.
alone sbi has more that 13000 branches in india huge news for ripple.

More countries and banks will join Ripple in the future


Ripple to Place 55 Billion XRP in Escrow to Ensure Certainty of Total XRP Supply
I don't see this happening with other coins.
https://ripple.com/insights/ripple-to-place-55-billion-xrp-in-escrow-to-ensure-certainty-into-total-xrp-supply/


Further Decentralizing the XRP Ledger
As we continue these initiatives to further decentralize the system, XRP Ledger will inherently become even more resilient. A key benchmark that we aim to achieve is to become more decentralized than Bitcoin, which at the time of writing is 51% controlled by just five mining pools. This means the largest five pools working together could achieve a 51% attack and reverse transactions (double spend) at will. For Ethereum, this number is even lower: only three pools are needed for a takeover. To match Bitcoin, XRP Ledger would need just 16 trusted validators. Add more, and the number of tolerable faults increases accordingly. In other words, XRP Ledger will not just meet, but exceed the decentralization level of other public blockchains.)
https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/ (https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/)

Ripple can scale to handle the same throughput as Visa, but more reliably and at a lower cost
https://ripple.com/insights/ripple-continues-to-bring-internet-of-value-to-life-new-features-increase-transaction-throughput-to-same-level-as-visa/

500 times faster then bitcoin

Ripple on Coinbase in January (rumor)
https://pbs.twimg.com/media/DR9hd9IWkAAthp7.jpg:large

Amazon testing Ripple

XRP is now bigger then Ethereum  :o

Ripple has the best marketing I saw in 2017

What will the value of XRP if all banks using Ripple


I don't care if they helping banks. I still need my bankaccount. I don't see any differents in 5 years.
That's why I see a good future for Ripple.


Some comments I see:
- BTC is decentralized.. Why is one transaction still 20/40 USD? I think some big miners in China still controls BTC.
But I think it will be better in the future. Cheaper transaction and faster payments (if all miners accept this)
https://medium.com/@homakov/stop-calling-bitcoin-decentralized-cb703d69dc27 (https://medium.com/@homakov/stop-calling-bitcoin-decentralized-cb703d69dc27)

- I don't see BTC / ETH as a real payment. You don't know how much you can buy every day. One day you can buy a car for 20.000, one week after you can buy a car only for 12.000. I believe in the blockchain technology, and there have been some great projects like Ethereum, Tezos, Golem, Siacoin and many more..

- Banks don't use XRP.. NO this is not true! For a transaction you need XRP. It's not much but you need XRP for every transaction.




Donation are welcome  :)
Ripple wallet: rsxwB1XMr4z9ZCuApbxW9JJY6fx2F6ckq1

Ripple is alive! 😉

Didnt noticed it was dead?

Dude!It seems, that you're just bragging ;D ;D

You could sell some and get some profits and then use the money to buy once the price goes down since it is almost impossible we are not going to see a huge correction in the meantime, but if you prefer to play it safe and keep your Ripple that is going to be fine as well since this is one of those coins that are going to become very successful in the future and the profits will improve even more as more banks begin to use this technology.

Agree that you need to sell some of your xrp hold to get profit because if you only keep holding you can not say that your investment already gain huge profit even ripple increase its value over 400x until you didnt sell it.
Me i regret that i missed this opportunity because my fund was used in my personal expenses that is why huge of my capital in tradingbwas withdrawn last year.

well we have the same trust in ripple but different reason why still holding.i hold
ripple because i believe in hes capability on moving up but what we just need to do is wait
and be patience.