Bitcoin Forum

just as the title states, a man in Japan mistakenly sent 46.3m yen to his bank account which was supposed to be shared among 436 people in their town. the article says that the man gambled away the money by withdrawing 600k yen daily for two weeks and gambles it in online casinos and when the authority finally contacted him the money has already been gambled and gone. initially the man refuse to pay back the money that was mistakenly sent to him but after some time he decided to pay it back bit by bit. the town is also suing him for this incident.

you can read the full story here
https://www.bbc.com/news/world-asia-61490436

now, I have a question, do you think the man is entirely at fault or someone should also be responsible?

According to the link, the man was mistakenly sent the money, not that the man mistakenly sent the money to his bank account. That money is huge and the man should be blamed. He spent it so much on gambling which is another reason to blame him. All I think is that he may want to play smart, knowing authority will still come for the money, but just use it to fastly take a chance and use part of it to gamble continuously and losing it. That money is very huge for the man not to be blamed, he should be blamed.

Yes, the man is entirely at fault, if you receive many that are not yours in your bank account the legal thing to do is to call the attention of the banks so that the mistake can be corrected not to withdraw the money that is not legally yours and gamble it away. The man did not act responsibly and has gotten himself indebted by his action I think the man also should be observed as he seems to have a gambling disorder from the way he acted. In my country, such an act attracts jail terms because that is a criminal act.

^ A man must wait for it who is the sender and must investigate where the fund comes from, it probably may be called, dishonesty on his side.
Though that is not a man's responsibility because it was sent mystically but once the fund was not yours you should not spend it or better to wait for someone who looks to it. He has no right to gamble or spend it and that is right, paying back should be the best decision because that is his fault.

I do not know how he received the money, maybe something referencing what the payment is meant for was there along with the payment, but even if it was there, the person is still to be blamed because he should know that a whole 46.3 million yen would not be for a single person as covid-19 relief. He should have reported it to his bank manager or authority.

In my country, if he had reported it to the bank manager or authority, he would have been rewarded with some amount of money, some organizations would have even rewarded him for his honesty and he would have been offered jobs in higher organizations. The reward may not be up to 10 fold of the money, but his reputation would have been 10 times more.

Bank or the sender of those funds would also be accountable for such mistake but its really just too dumb for a certain person who do received funds accidentally and make use of it to gamble even if its not his money.

Both parties does have mistakes but the ones which are greater is the man who do spent out those funds without any permission or not totally his money.
Its a relief funds should really be used by those people on need and you are really that too numb if you do waste up those money for your own leisure which is something inhuman.

I believe that Japanese people are one of the most respected and most disciplined people in the world. I think we've just seen the entire effect of being addicte to gambling. The man who mistakenly sent him money was at fault but even it was mistakenly sent to him, he should haven't touched the funds and do whatever he wants from it. He's aware of the consequences of the actions he has made and also, maybe he's itching to gamble and after seeing that money on his bank account, it has ticked him to gamble no matter what happens and soon if he wins, he'll just return the money. But, the unexpected has happened and he lost all of it, now, with the consequences that he understood before doing that action, he has to pay it.

Just confuse here, why that man didn't hit the bank alarm system because of the sudden change of activity on his bank account?

As per reading the article, the man was able to withdraw 600,000 yen every day for about two weeks without a problem.

Too smooth and the bank wasn't notified of the unusual activity of the bank account involved.


The fact that the man should not use an amount that clearly he knows that not meant for him is already a liable case.

In the first place, why used the money that he knows he didn't own.

No one will believe in that story. How come he can be mistaken about it where in the first place, he knows it was supposed to be shared among 436.

If we are to elaborate on the story, the man has an access to relief funds that are worth 46.3M Yen. Instead of sharing it with 4365 people, it's impossible that he didn't know that his account was the one to receive the funds.

And what's worst? He knows that it was a mistake but still used it to gamble. It's a form of corruption already and this man should be sued.

He has fault to spending money that isn't for him.

But the article is lacking information, is the man have authority to receive the fund? Because the way he spent it is something  like a lottery that he won receiving on his bank account, only if he literally doesnt know he should receive it. If not, the authorities mistakenly sent it to him is at fault too and should be fires on his post.

From what I see is that the government gave them these money as sort of stimulus package to ease COVID lockdown. And this man a 24-year-old wit nothing to worry in life received these money. He must have thought  the money comes from heaven so spent it. With lawyers, he can get a way with it.

However for clean conscience, he is at fault because obviously it isn't his money he knows that for sure but still spend it. The bank also didn't ask where the funds are from. If this is how Japan banks works, its heaven for Bitcoiners.

Obviously, yes. His act was intentional and he still risks it in gambling despite knowing that those funds should not be used there.

Why there should be other responsible for this wherein the case is already clear from the start. That man even is even arrogant that he doesn't want to return the money even the town officials seek help from his mother but have no success at all.

That kind of person should face the consequences of what he did. Good thing that authorities didn't withdraw their lawsuit despite the man showing agreement that he will return the money bit by bit. That's not how it works.

Are they definitely sure that he gambled it away? Maybe he was just secretly pocketing the money while saying he was gambling it? The man definitely should not have kept quiet about mysterious money from unknown sources but legally, its the fault of the person who sent him that in the first place. How do you screw up sending the right people the money? We are not talking about a few hundreds dollars worth of yen.

Maybe it was "planned incompetence" and now criminals shared the money?

Hmm, legally I don't actually think he did anything wrong cause afaik there isn't any kind of law that, well, tells you to return back something you got accidentally or not. If I'm wrong then feel free to correct me though. Morally, what he did was really wrong. I mean if it was a few bucks then maybe, yeah I guess I'd take it (don't call me on that), but if it was THAT big of an amount? Heck, I'd think something was wrong and try to contact the bank to ask who sent it or what the actual hell happened.

I have to say whoever sent the funds should also be accountable though.

actually both are guilty. it's just that the sender is not careful when sending covid 19 aid money. money senders must be more careful when they want to send large amounts of money, if something goes wrong, it's the sender.
and the man when receiving large amounts of money without knowing who the sender was should not use the money, and asked the bank to check who the sender was. if after checking by the bank the man doesn't know the sender of the money should not use the money and ask the bank to hold it.
but i guess the man is a gambling addict so he didn't think long when he received the money. all he thinks about is getting money to gamble again

Well! I see the man should report it to authority when he received that money and not waste it every day. Too bad, he has nothing to do in the future that's why the first he saw that huge amount of money, all in his head is to win more. I just can't understand these lunatics when they have the money, they ask for more money than they already have no matter how much is it. Of course, the one to blame is the man because he knows it is not his money and he will be tracked after a few days if he won't return it back. the good thing was, that he didn't use it all and there's some money left for the Covid-19 patients.

I see a couple of things to comment here.

To begin with, there are those who believe that if you get money in your account by mistake, you have the right to spend it. False. You have to pay it back.

The man in the story has all the appearance of being a problem gambler, and the saddest thing is that he spent what was originally intended for low-income households, but you can see at the end of the news that the authorities have sent them the money back without waiting for the man in the story to return it.

At least the story has had a happy ending, now the man has to pay back the money.

Agree.

If that's the case, telling the authorities that "I gambled it away" at an overseas online casino is a clever way of expressing, "I hid the money in my pocket so that the authorities will have a hard time dealing with the casino in giving my account details since they don't give a shit."

Since the article states that it is an overseas casino, it is clear that it is not legally permitted to operate in Japan, making cooperation with them a waste of time.

How the hell they didn't realise this for two weeks and did the banks don't investigate any further when these large sums of money are received in one's account? Although the man is at fault for gambling this big amount which was supposed to help the people suffering in his town due to pandemic but the government should also be responsible in these matters like should have been asked that whether funds were distributed or not and why they were sent to his only account? But the man is at fault but don't know how will he repay this amount.

It's not yours in the first place, then why you should gamble that money? And I heard countless stories like this and it didn't end well with the person because this is like stealing. I know that it's the bank's fault or whoever it is, but the fact that it is not your money and for sure you know that. And then totally gamble it? This man should be jail  for years and pay it.

I think the guy should return all the money he had gambled because, after all, he received the money due to a misdelivery by someone when it was for 436 people in their town. The man was innocent if he didn't use his money for any purpose but in this case, he had used up all his money. So he had to return all the money. This is related to humanitarian issues; hopefully, this problem can end well without any more fuss. The person who made the delivery should also be checked why he didn't double check before he sent the money.

Actually, both parties are accountable in this scenario as the organization made a mistake on sending money on the wrong account however they are entitled to recover the funds. Also, the person who received it have spent the funds knowingly that the funds he received is not his.

Upon doing a quick google search, I was not able to locate a certain law that indicates wrong deposit made however there were some situation that I've found where people who refused  to pay the amount they mistakenly received, has received consequences from the court. Also, most cases are against the person who received it and spent it.

Anyway, this makes me think that if this happened on a crypto transaction, the person who received the coins are not viable to any kind of consequences or even responsible to return it. Probably, mainly because of the anonymity of the owner of the wallet compared to owning a bank account where your information can be retrieved.

There are situations to be considered before thinking that the man is entirely at fault here.

Situation 1
The man received the amount without knowing that it is for the village relief and had been notified after he spend all the money.

• In this scenario I think the man is not entirely at fault, he spend the money because he thought that it was given to him, notifying him after he spent the money is the senders fault and I think he won't be held responsible because he never stole the money.  He even promised to give back the spent amount after some thought.

Situation 2
The man received the amount and knew that it is mistakenly sent to him and that it was for the village and was notified that there was an error but still spend all the money on gambling.

• While in this scenario, I can say there is malicious intent of keeping and spending the money for his own benefits.  The man is entirely at fault here even though the one sending should be criticized for his mistake.  The fact that he still kept and gamble the money away after notifying him that there was a mistake in sending him the money.  Whether he returns the money or not, the fact that he made spent the money even after being notified is still a criminal offense and he should be held liable for it.
  

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Not until the owner, after some verifcation is proven to be the owner, traced you and requested that you return the item (crypto) to him.  I think the same law applies to your given situation.  It is considered a thief if someone finds an item and failed to return it after the verified owner requests him to do so. 

I think that's what he will do in this case, bit by bit as per OP, he will be returning what he had "stolen". The money is supposed to be for a good cause and he totally ruined everything.

Nevertheless, he was caught red handed and pleaded guilty. Unfortunately, the money was no longer there as he chooses to gamble it away. Yes, both are at fault, but the burden is still on the man, he purposely uses the money not intended for him.

Obviously, that man is responsible! If money was sent to his account by mistake, then at least once he should have thought that whose money is this. And he should not gamble with someone else's money. I don't know what will happen to him next if he doesn't return that money, but morally it was a bad act.

Or his property of the same value should be confiscated.

If it took that long of a time for someone to contact him about the funds, that means that there was some kind of negligence that happened along the way. He didn't know that it was for something else, only that it was sent to him mistakenly by someone. The fault of the man here is that he didn't go to his bank to ask why he received such amount of money. I get that part, and let's be honest that most of you people will not contact the bank when you received such a sum. It happens, and we know that if we are to send money to a wrong account, it is near impossible for the bank to reverse those transactions no matter how much we pleaded. So in a way we believe that any amount sent to us mistakenly is already ours.

Nevertheless, the man clearly had gambling problems. Had he waited a little longer he wouldn't have this problem at all. Anyway, the money is gone, and it's either he pays that back or he serve his time behind bars.

It depends on what you mean by 'responsible'. The man was fully responsible for his actions,,, unless a medical doctor diagnoses him as unable to make his own decisions, maybe a severe gambling addiction plus mental incapacity or something.

But the state also is responsible for negligence.

I remember at a casino I used to promote (I still play daily) withdrawals would take a long time, and you could play with the balance that was not yet withdrawed. People complained,,, they said the casino purposely left the balance there so the users could gamble it away.

I always felt both sides share responsibility. Casino for taking advantage of gambler bad habits and players for having bad discipline.

Using what is not belong to you is wrong, and this man must be held accountable for his fault because it is a crime. How could he easily use the money that should have been for other people who were needed at that time because of the difficult time of the pandemic. I think he won't admit it if he doesn't get caught so he should be in jail even though he will return the money that was used, there must be consequences for his actions.

My friend once opened his own company (limited liability company). 

All of a sudden, he received a $1,000,000 transfer into his checking account.  The money was transferred to him by mistake.  He contacted the sender and returned $1,000,000 to him.  It was right. 

Now he works in the IT field and has already earned his own capital ($ 1,000,000), but not by fraud, but by honest means. 

The Japanese player also needed to return erroneously received monetary unions.  In an online casino, in my opinion, you need to play exclusively with your own money.

Any logical person will not expect to receive 46 000 000 Yen (+/- $340 000 US) as a Covid-19 relief benefit from the government for one single person.  ::)  He knew it was a mistake and he knowingly spend the money on gambling, so he has to face the full consequences of his actions.

We should forget about him and rather think about the 436 other people that did not receive the benefit when they needed it the most.  >:(

We had a similar case in my country and that person went to jail for a very long time. The legal principle “ignorantia legis neminem excusat” is applicable here, because it says.... (ignorance of law excuses no one)  ;)

It doesn't needed to know or blame who is at fault here but the idea that the funds is for the Covid 19 victims in which we knew how important to save lives? the fund must be returned and blame no one instead we need the action and response .

and besides He was contacted weeks after and as I am surely this man is an addicted gambler? the way he act on that wrong sending?  so it is understandable that he think it was a gift from heaven for him to continue gambling lol .

In my opnion the man is entirely at fault. No can be the responsible for this coice. The only thing that has surprised me is that Japanese usually has an hard conduct. Anyway, it is good that he has decided to repay everyone,

it wouldn't be right to scam them.

Also, gambling site, could ask for proof of funds in way to ensure that funds belongs to users, instead to accept everything (also the Escobar's money  ;D) and in withdrawal phase to create every sort of issue.

 

Both the sender and the receiver has fault here on this one.

For the sender, he mistakenly sent a very huge amount of money to a single person instead of giving it to 436 people. Instead of 436 people having 1M yen, it went to a wrong man who used the money into gambling. The sender/s of the money are very irresponsible and they must checked it twice or thrice before sending it because it is a huge money that they are sending and yet they didn't do it correctly.

As for the receiver or the gambler in this case, it's his fault as well because instead of reporting it to the authority to give it back, he has been eaten by greed and choose to gamble that money that is now gone. Now the man has to suffer the consequences because of his greediness. The money that must be used to help those people in need because it is COVID Funds now is on the casino already. Well, good thing that he is paying it back but still I hope this serves as a lesson to him.

He should be aware that even it's not his fault that the money being transferred to his account, he doesn't have any right to

use it, especially using it to gamble. There's no way for him but to pay for it, knowing the culture in Japan trust
is very important they are more into this culture and without following, they will probably do a suicide instead of
denying the allegation, in terms of using the money that mistakenly send to me, I won't but instead I'll find
the reason and look for the owner. It should be for a good deed but happen to end up with someone who uses
it just to gamble.

If the guy had never planned to withdraw that much money per day from his account before (because it was something he thought was impossible), then there was no need for any alarm. The man simply had a chance without any effort.
I was curioused at the way Japanese banking compares to my local one. In order to move $600 out of a mid-range bank account even if it was only once, I needed to go through some annoying questions and administrative processes. As it turned out, their security was not as high as I imagined.

1. How did a mistake in a banking transaction like this happened? This is where the investigation should start, coz sending out a huge amount does require a triple check and there's no room for a mistake .
2. 2 weeks is quite a long time for that mistake to be noticed.
3. Of course gambling would be the safest reason why all of those money were gone, coz he bought a car from it, the authorities could easily take it from him.

Nevertheless, the sender and the man who spend that money for gambling is largely at fault here.

The fault lies with the person who sent the money wrong, how can such a large fund for aid or charity get an error in sending the money. Because if they are right as an institution or whatever it is to raise money and give it to help or charity, then of course they can do better. Not sure they assign inexperienced people to send a lot of money so yes, still the fault lies in the negligence of the person sending the money. Because to send that much money would have to be supervised by several people if needed, at least to make sure everything was okay. Regardless of whether the money is used for gambling or for whatever reason, using the wrong money in the transfer, I think it depends on the personality of each individual, because not all individuals have high awareness to take the initiative to return or use it.

Well,yes the fault lies with the person who mistakenly transfer the money to the wrong bank account,but in every country there are law that regulates this kind of case.So it depend on how they will treat this case,it can be the gambling guy fault or both.
For me personally,the gambling guy is not thinking thoroughly here,what if the money come from a drug lord?Your life would be in danger.At least wait for some time to see if there are claim from someone about the mistaken transfer and if not you can deal with that money however you want.

The man surely is at fault as he knew he was not expecting that huge amount of sum for Covid 19 relief,it is his fault the main one as if he kept them in his bank account until the state found and contacted him nothing would have happened.Sure there is the person who sent the money wrongfully who is at error also but not at such level as this individual,this individual was having fun day by day by spending 600k Yen every day in the online casinos.It is only natural now that he should pay everything back to the state as I believe the state already gave the amount they needed to the 436 individuals that need this relief fund.

Exactly what I was saying. Those who sent the money to the wrong bank account are mainly at fault as to why this happened. The man just reacted according to his will, and I'm pretty sure that most of us here will also use the money for our personal interests rather than thinking of returning it to those who sent it. The man still deserves to go to jail though, but the one who enabled this to happen—the one who sent it to the wrong account—should also be held accountable, too.

The man is a compulsive gambler and addicted to gambling, no man in his right mind will gamble away the money wrongly sent to him, a right-thinking man will ask where the money comes in and why they send the money, this is the kind of guy who will gamble any money that his hands will touch and will not regret it, he should be charged for not doing the right thing and he should take professional help because this addiction will eventually ruin his life.

That's right. Supposedly if the man realized that the money was a mistake, he would have immediately contacted the bank and returned everything. From there, the bank will surely reward him for his honesty by returning all the money, and maybe the man can change his life for the better. But everything has happened, and the man must return all the money, and hopefully, the police don't punish him for misappropriating money that doesn't belong to him.

I think this is clearly the banks fault and the person who sended the money by mistake to this person. Most of the people would take advantage of this and withdraw the money like this japanese person did. So the main problems are the banks here that didnt see this

Both are in fault here, the bank clearly didn't do their job as they send it to the wrong person. And then the other party who received it take advantage and play the money as if it is his. I don't think that most people who withdraw the money, I believed that there could be someone who know that the money is not theirs so he or she may not touch it.  They might seek the bank first to check if it is end by mistakes.

The mysterious gambler is clearly at fault there. That is some level of addiction that he didn't feel guilty for what he did. He did not think of consequences of what he will be doing, he just went to a casino and use the funds that was meant for Covid-19 relief. The town where he stole the funds did the right thing of not withdrawing the case even if he promised to return it. The family should also consult him to a psychologist or some rehab institution to cure his gambling addiction because if they don't, he might repeat what he did in the future.

Maybe he do that action in purpose because if he is clean he will not touch that amount which he didn't own and maybe he just say that he gamble all of the  money just to cover up some amount he hide it for his self. I don't know if there's a law break by him in this case but I think for the action he do, he will not go to jail for this because he just enjoy the money he think a blessing came from nowhere.

I know the Japanese are honest and hardworking people but there are always exceptions to the rules, the man is entirely at fault here in the first place he should not gamble the money without checking where it's coming from, he is so responsible and so ignorant of the repercussion and because of this he should suffer possibly from jail time.

This kind of thing is part of the human error and he is the response with this kind of mistake also this is the reason why too hard to trust nowadays imagine make gamble all of that money for the people and family can help with that large amount this will get sanctions by this subjective decision of the gambler.

I think the man who mistakenly received knew where it came from that's why he secretly withdraw bit by bit so that no one will notice it. He thought that authorities will not traced him and now he will pay for it. I think he still has the money and only lose part/have profit that's why his decision for returning it change when the community file a lawsuit against him. The guy is only 24yr old while he owes huge money which he can't repay if is just using his own money unless he still have the government money.

He should atleast not withdraw it and wait for a month or more if someone will trace before he start using if he really want to be safe by using it.  :D

The fund was sent by one of the country's governments agencies but to be honest, the young man is the one to be blamed not the person that mistakenly sent the fund to him because he's not been honest from the beginning.
When received a fund that technically appears not to belong to him he has the right to seek legal advice or return the fund to the sender just some people samaritan will do but he chooses to lavish it all.

I don't think he did the money that should have been donated to someone else, instead he put it in a gamble, he should have known the risk of losing, because it wasn't his.

I know very well the nature and character of Japanese people, their habits are quite careful and overthinking of actions or actions that lead to mistakes, In general, as far as I know, if they make a mistake, those who do it will be thoroughly and thoroughly examined, the one who made the mistake must be held accountable, if the wrongdoer runs away the authorities will look for him until he is found.

The fact, if it is true that what you say he is clearly wrong and must return the money and be responsible, there is no tolerance for wrongdoers now and in the future, My assessment is that the perpetrator no longer has an Ideology as a Japanese person, greed that destroys himself, by using covid money to bet.

Japanese people are known for their honesty but I think gambling addiction is an exception to that impression. That's definitely the man's mistake because if he's just been honest, he should have returned the funds to the rightful owners but greed took over his dignity. Instead of returning it, he risks it may be because of getting the chance to get more. He must pay accountable for what he did.

I think if he gets money from the wrong send then it is his right to use it in any form, but if that person has a big heart and has a very high sense of humanity then he can return it to the sender's address, so don't blame people with It's easy because from our side, we won't necessarily return the money that was sent the wrong way.

I agree with you, I mean anyone that has enough experience with money has a rough idea of how much they earn and how much income they could get on their account at any given time, if you were to receive such a huge sum out of nowhere the first thing that needs to come to our mind is that some mistake was made and it will be eventually corrected, but instead that person went out of his way to gamble all of that money away, so he should be held responsible for what he did.

In the first place, receiving huge funds in your bank account is very suspicious. A normal person will question it or will go straight to the bank to check the details of the transaction and report it to the authorities but he did a selfish act instead of doing the right thing. The man might be into gambling addiction but that doesn't save him from what he did. I'm sure that he knows what he was doing and did it intentionally.

Both.

If no mistake being done, no person will gamble with that money. Going to the root cause of all, there will be no problem if the first problem didn't occur.

But as someone who's good enough, despite the mistake of sending funds to your account, you shouldn't gamble with it or spend it to the things that you need because it's not even your money. It is not like finders keepers.

Well, it's easier said than done. You won't know people's choice when it comes to money only few will do it especially if it was sent digitally like nothing happened. Im not saying it's not wrong, actually it is, its just that human tempted to make decisions when it comes to money.

Like I said you can't fully blame the man alone, but also the one who send it, and this is japan, banks can reverse the transaction if it was really a mistake sending it to the man. But good thing we know his responsibility, and never tried to run but to pay it instead.

I do believe that he would really be held accountable on spending those funds that isnt his on which if ever accidents do happen then its just ethical that you would really be giving back those amounts

since its not yours and its really just common sense that you would really be not spending those.If he did such thing then it was intentional.Yes, the sender does have the mistake but
dont try to take advantage of such manner because you would  really be putting yourself in trouble even if you do say that its their fault on sending the funds into your account.

I agree, at least the townspeople still got the help they need. also, the man is being sued by the town(which I think is a good thing) despite him saying that he will pay back the money he gambled that was mistakenly sent to him.

anyway, it was kind of weird that the authorities took two weeks before they contacted him.

I think we're looking at two entirely different problems here. The first is that the man is a thief and a criminal, regardless of what he did with the money - that needs to be addressed like it would with someone who spent the ill gotten gains on any number of other vices. He was not stealing the money to feed his starving family or giving it away to charity, which might illicit a response of sympathy. Second, he had an apparently uncontrollable gambling urge and maybe the companies he spent the money with need a review, as every responsible gambling company should be inquiring about customers that look like they have a problem and they should also offer very strong self exclusion facilities which some do not.

so i thought japanese people are all honest. but there will always be outliers. the man's action of spending it rather than look for the rightful owner, maybe owed to his gambling lifestyle. because he saw it as good opportunity to use, he never resorted to sending it back. but at least he is accepting the consequences of his actions. with this yet another gambling story, it shows that when you are deep in gambling, your decisions become out of logic, hence, why many people are not looking at gambling in a positive way.

Majority are honest specially on Japan where people known with that kind of trait but we know that not all would really be that honest on which there would be people would changed up on point
whenever they do encounter huge funds or money that they havent able to get or hand on their entire lives which it would really be a mixed emotion of using it or would return it to the rightful owner
but on this case he had made use of those funds for gambling and now he said that it wasnt his fault for those funds to be transferred into this account.
so he do still need to face up some consequences for this one.

The town has all the right to sue the man because in the first place he should do the right thing by asking where the money comes from, he cannot defend that it is his money because it is wrongly sent, I pity the man because he is someone who needs to address his gambling habit, he is not someone you can trust your money, I hope he can settle this and also get help from curing his gambling addiction, if not it will harm him and people will not trust him, even his family.

He is entirely at fault for spending the money that wasn't his in the first place. The best course of action should have been to wait for someone to claim it or report it to authorities. The other person responsible it the one who sent the money to his account but that should be a different case. What was he or she thinking?

Sometimes I ask myself, how do people get to gamble away such huge funds. Like, 600k weekly... it might not look so huge to some buy, you could see the significance it makes to the whole funds that was deposited in his account within the least possible time. Funds that were meant to help some 436 persons life, gambled away by a single individual. I don't blame him but rather feel sorry for him and he surely deserves to be sued. He's quiet sure he wasn't expecting any of such funds and still, instead of investigating or giving it time to try and confirm what was the case, he went straight to gambling it away.

Also, the individual or body to have sent the fund is another person or group to hold responsible. When incidents like this happens, you notify the bank almost immediately to froze the account and contact the owner for possible resolution. That would have helped toreserve fge funds and ensure some easy recovery.

Thank you very much for the clarification- then it all makes sense now.

First, I thought that the Japanese man should not entirely be blamed by this incident. But since he intentionally knew about the funds for the covid relief, then he should be put behind bars for using such funds for his personal gain. But despite all of this, there is that growing concern of his addiction. Imagine, spending that much amount of money in a relatively short amount of time- I guess their government has to address the issue of addiction after all.

Mistakes like this are more common than you expect, and that is actually a good lesson for people who don't bother checking from where the money that reach to their accounts come from. Sometimes money arrives in our accounts and we don't know why we have received that amount and where it came from, so it's always better to ask the bank or the responsible authority what is the reason behind it, and promptly give it back, otherwise we might find ourselves in a similar situation of this man or even worse, in cases where the money comes from dirty sources controlled by criminals.

Maybe the guy thought he was getting free money from someone generous. If he asked the bank where he opened the account, such a thing wouldn't have to happen and he wouldn't have to return all the money. But it is possible when we see a lot of money in our account can tempt us to use it for various things. This requires awareness not to use the money before we know where the money came from.

There is always good and bad fruit everywhere.  Not because you are Japanese or a Chinese you will be this kind of person.  That is a very wrong assumption.

After reading all the replies, I think the receiver is in cahoots with the sender.  It makes sense now why that huge sum of money is transferred to a single account.  It is really impossible for a government office to have such kind of error unless it is planned.  And yeah Land-based Casino is the best place to hide where the money is spent.  The receiver can just say he lost the money in gambling while the truth is he shared the money with the sender.
So with this theory in mind, the sender should also be held responsible.

If proven guilty, there's no way that the sender can escape this case. He will also have that responsibilities.

I get your point, even Japanese culture has that kind of mentalities, there are still people that will come out not the way
mostly thinks.

People are people, we all have differences and we can't control even it's not the usual act. There's still someone that
will break the kind of culture they have.

In my opinion, this incident will be a question that really needs to be investigated thoroughly by the authorities, because there is an oddity if they find out that he sent the wrong money, that person will immediately contact or look for the person's whereabouts.
or there will be a question with the person who is entitled because he has not received the money if it was sent that day, and the question is why the person who sent it or the official who made the delivery error contacted him after two weeks. And of course the person who receives it is very happy even though it is wrong because it is not his right and spends it gambling because maybe that person is a gambling addict.
and this should be done in-depth investigation to find the truth because I think both are wrong.

The Japanese really have a special national mentality.  

From childhood, the Japanese are taught to follow the rules.  This is a feature of the thousands of years of isolated life of the Japanese on the islands.  

If you live in isolation from strangers, then all the people around you are your distant and close relatives.  And in relation to relatives there is always a moral duty.  

Nevertheless, addiction to gambling greatly transforms the moral standards of the player.  

This is the similarity between gambling addiction and drug addiction and alcoholism.

I don't know how frequently mistakes happen when sending money but when you receive something that isn't right you should start to question where it came from instead of just going along with it and instantly claiming ownership.

With that said, the man is to blame but that doesn't mean the sender gets away with it since it all started from his side as you shouldn't make those kinds of mistakes when it's your job to properly send out the money and make sure everyone gets their share. Good to hear that the guy ended up returning the money back even though it would take a while.

Especially with crypto. Personally, I would use Monero to hide my unjustly earned money, if I were him. Although he could have just as well bought Bitcoin, put it on some random wallets and claimed he gambled it away. How is his guilt going to be held up in court unless he proves that he is the owner of said wallets? Or bought altcoins and swap between different tokens whenever he wanted?

And as you said, the legal framework is not going to hold up in any country with contradictory laws.

This story is unrealistic and fishy to me.

 

I also think too.  Considering the amount deposited and the amount withdrawn for 2 weeks in the given daily amount withdrawals.  There is no way he is able to withdraw all the funds in that account in just two weeks.  There are irregularities in the report.  And why isn't the sender questioned? 


It was in Japanese currency so if he decided to convert it to crypto then there will be traces of transactions.  Even after buying he converted it to privacy coins and send it to another wallet, the initial transaction is still there.  P2p would be the best approach but with the amount of money involved, it will be very dangerous of the risk of being double crossed.

I definitely have read a couple of news regarding 'Gambling' which is done using the new 'Covid relief Funds' therefore at the end of the day the government would not really like the fact that people are not using the funds for what they were intended for which also means that they would try and inhibit it in the future as well. Other than that the man in the story gambling away the funds that he received accidentally is some other level as well, therefore I do think that we need to back up the story see if it's real and then hold the man accountable because at the end of the day it's not a genuine acceptable behavior he must also need some advice on controlling his Gambling and some professional help.

This story must be investigated thoroughly considering that money is not small, sender and recipient seem to have been planned. Gambling using other people's money is a big case, the man must somehow recoup the money he spent on gambling. The mistake on gambler's side was obvious, but it's well structured. This is dangerous because the covid aid funds can be misused like that, maybe the law that man Japanese receive will be very severe and fatal, considering that Japan has a firm attitude.

yes he is legally guilty, I don't know the exact jurisdiction of the law in Japan, but the mistake is using money that doesn't belong to him regardless of the transfer error by the bank.  fortunately he wants to return the money even though periodically.  Well if he doesn't return the money then the law will ensnare him and put him in jail

which part is unrealistic? the whole thing or just parts of it?

here's another article (https://asia.nikkei.com/Spotlight/Society/Japanese-man-gambles-COVID-town-funds-mistakenly-sent-to-him) regarding the news. it has more details in it and it also mentions that they are investigating how the erroneous transfer went unnoticed. it also says that the man has made 34 withdrawals in just over ten days. I am looking for updates regarding this news but I can't find one. I also want to know as to whether there was a foul play or just a mistake from the sender.

 Story rings true, it happened in Australia also, search for petrol or gas station owners receive millions. They fled the country in a yacht I believe, not legal as they had a business they had duty to return but the Japanese man Im not sure.

This gambling fortune doesnt make sense to me but its not a one off.   IF you win millions through luck or fate somehow then I dont see why it's then gamble fodder.  I would buy nice car, boat, house, everything.   Why do I gamble after winning I know people do that but I suggest joining a racing club or some other pursuit of adrenaline might actually be more profitable.     At this point buy a race horse!  become the person on the race course if you are that rich why not go for it.  Buy the casino if you are really rich :D

46m yen is still 346,869.90 usd if converted to dollars, the amount is kinda huge and I think it can take a long time for the guy to pay them all. It's his fault of course because he did not wonder why he received an amount like that. He instantly thinks that it was a gift from god, a blessing for his kindness (if ever he did any, lately?) but it's too late for him to know that the money is supposed to be divided for 436 people.

If there's another one to blame here that is the person that sends money on this guy. Does the guy didn't have a record that he have done something like this on the past or he is known be a gambler? For them to trust them the people's money. It's important to know those things first.

What would most people do if they were given a large amount of money? I'm sure there are people who would like to keep everything for themselves. You might even consider getting up and moving to another country. After all, you haven't done anything wrong. But you also have a moral sense and a conscience, of course. Everyone deals with this in their own way. Health is still more important. You would only lose so much money, that is really a lot of money.

Which part is unrealistic?

That is a tough question but if I had to formulate an answer for you right now then I would probably say that the part with that certain japanese man gambling away such large sums of money is extremely unrealistic...

I mean just think about it.  Common human sense would tell you to not gamble that money and pocket it instead. Thats just basic human greed and a healthy human mind. So lets assume that guy was a gambling addict. How rare is that? Being a gambling addict AND accidently receiving a large sum of money that nobody in their right mind would gamble away....

Statistically, its extremely unlikely.

I understand your point and like you said people can easily make the wrong decision when money is involved but when it comes to staying out of trouble i believe it is better to return the money thats why the young man who's the money was mistakenly sent to is the only one I blame because he's the one that will pay back the money now not the person that sent it.
Mind you, the money he spent won't let him do some important he planned for this year.

that's the thing, gambling addicts are not in their right minds(no offense to them). a gambling addict's mind works differently than those who are not. it may have been common sense for us to not gamble it away since it is not our money but from a gambling addict's perspective, it is an opportunity to gamble. we can speculate about the story all we want but at the end of the day, the report says he gambled it away. unless they find some new evidence saying otherwise.

I don't think that gamblers are insane but they do gamble just for entertainment which they can only get this way, money for them is no longer a problem because before doing this gambling they certainly already know that this gambling can make all the money they need. they use disappear instantly. This gambling is only for rich people who have not thought about how to get money, while if they are still having trouble making money I suggest not to be too addicted.

First of all the bank should be blamed because they send the money to wrong account and the worse part is they didn't even notice it for the two weeks so I don't really blame the person but ethically he should returned the money because its not actually his money but now the things are turning towards gambling? What if the person spend the money to buy the expensive wines will the government or bank start blame those companies... ::)

The thing is fiat transactions in banks is reversible, they can do this when they've mistakenly credited someone account. Moreover they discovered after two weeks is really ridiculous, it just show how poor are the banks system can't detect it and in the same times it's funny how they're very skepticism about high illicit Bitcoin sources. The person had no obligation to pay back to the banks, he's just a bad or unethical person who taking advantages of someone mistake. If banks doesn't such behavior, they must not force him to pay and directly close his account.

Bank employees should check the account number before sending so no problems arise, especially since they realize the problem after two weeks. But what's worse is that all the money has been used in gambling, making the man have to return everything. In my opinion, this was also the man's fault because he had used money that did not belong to him to gamble. But fortunately, the man had the intention to return all the money.

When hundreds of thousands of transactions are made daily with human intervention, errors are bound to occur. The important point here is that the bank was at fault and should bear some responsibility. Then, the gambler who gambled and lost money that was not his, too.

But the important thing here is that according to the news, this money, which was intended for poor people, has been sent to them again without having to wait for the gambler to return the money.

First, when he received such a big amount of money in his bank account, he should have been curious to know that where does this money came from. How can he use that money, which he knew never belonged to him.

Without inspecting anything, treating it as a free money he gambled all the money and lost it. This is an extremely irresponsible behavior from this person and he should be held accountable for it.

Irresponsible or he have an idea and thinks that he can just ignore it and escape from spending it from his gambling, or he's an addicted

gamblers who doesn't care about anything, just gamble now and let the future comes and dictates his fate, I'm just wondering what if fate

give him luck and allow him to win. Instead of being caught he returned it but pocketed huge amount of profits.. 8)

Of course absolutely irresponsible behaviour. This guy should be punished and maybe treated for his gambling addiction.

In the same time I'm wondering how many times something like this actually works out fine and you never read in the news about it. Like he actually wins a substantial amount and pays back the original money. Or he just covers up that he lost the money somehow

Never touch money if you aren't aware of who sent it to you.
May be someone sent it to you wrongly or may be someone wants to frame you and knowingly sent it to you.
You might use the money thinking you are lucky but the next day the cops are outside your house for money laundering or terrorist funding.
It's always better to wait for at least a few days before you take any action. Reporting it to cyber cell is the best thing to do in such cases.

 Quite a sad story for those people in his town. Is the man to be held responsible? Yes. An amount is mistakenly sent into your account and you know you are not expecting sucu an amount, why not wait a bit to see who will come for it. Well, in the world of gamblers, any money is a sure step to go down the drain because in their heads, they believe in multiplication.

The man is entirely at fault touching such huge amount of money that was mistakenly sent to him which he  didn't work for is where his offense started and he went as far as gambling the money without considering the families of the  436  people who were also affected by the pandemic is another act of inhumanity and selfishness. I think after retrieving the full money from him he should be made to serve some correctional act so it serves as lesson to him.

This is a simple legal matter and depends on the specific laws of the country and nothing else. In my country there is such a legal concept as "unjust enrichment" and this case would be decided in favor of the owners of the money, and this player would most likely go to jail. How things are in Japan, I do not know but I can assume that in a similar way.

Remember that money was not given to him neither it was handed over to him for this use. It came accidentally into his bank account. If the money had come in this bitcoin/crypto wallet, then he might have gotten away as his identity could not have been revealed but in this case, everyone knows whose account the amount was accidentally transferred and authorities have the right to recover the amount from that person.

I never said they are. what I said is that gambling addict's minds work differently than those who are not addicted. saying that their mind works differently or "they are not in their right mind" does not mean they are insane. also, to clarify I replied to goldkingcoiner regarding the Japanese man as a gambling addict.

I mentioned in the original post that the man is being sued by the town. in another article that I have read, it is mentioned that the man is also arrested.

Considering that he lost this money gradually, it will be difficult for him to claim that he did it under the influence of emotions or that he did not have time to figure out that it was not his money. Apparently, in addition to compensation for material damage, he will face prosecution and a prison term (however, I heard about the humaneness of the Japanese justice system, perhaps the punishment will be softer).

Considering that its still not his own, and he knew it clearly from the start, so he should have acted responsible enough to return it to the sender. But instead, he used it to gamble and lose everything. That's when he started to commit a very big fault. Good thing he finally realized to repay it little by little. However, the sender should also be given sanction for his negligence. Its certainly a very huge amount so he should have been very careful with his transaction.

Both have mistake but the fact that the receiver used the money for gambling that's an irresponsible action.

He knew that it's not his money and the best practice was either send it back to the sender or report it to the bank to let them know
that someone mistakenly sends him a huge amount.

And also, to the sender, if it's not really intended, or it's just a mistake, he should also be liable knowing that it's a huge amount
and the purpose is to help. He should be more responsible for checking all the details before proceeding to send out.

It all depends on the irony of the matter since we don't know the true expect story. If you mistaken received money I'm your bank especially when you are not expecting such kind of fund in your bank account. It is better to wait for days or week before planing to use the fund or better still, writing to the police station so you could stay save from later refund or regret. 

I have I friend that received an alert of fund that he was not expecting. He quickly transfer part from his account to friends accounts and watch for like 3 days. The remaining balance was withdrawn from his account which was a mistake from his bank. He later paid the remaining because the fund was not his own.

absolutely agree! this is not "a mistake". this is bad also from a moral/ethic point of view.
when you receive funds "that are not yours" it is really stupid to throw them away like this ... because now you also have a big debt that in one way or another you will have to repay! really a stupid error.
More than anything else I would also call it a "pathological move" because after receiving such a figure I guess just some one with gambling problem will throw away in a casino!

Sounds like he knew something was wrong, because why did he make the same size withdrawals and gambled it all away in a few weeks? If he is addicted to gambling and has no more control over his finances than it's understandable, otherwise I think it's wrong. If I would ever get a large bank transfer by mistake I would never think about starting to gamble with it heavily. Even if the law wouldn't be clear on that and there could be a chance that I can keep the money. What if the money was send by mistake by some criminals and they find out my name and adress? I am sure they wouldn't be so understanding and accept an apology. And what if the judge orders him to repay all the money, including the one he has lost? It could ruin him financially forever.

If you are thinking right, you will ask where it could possibly come from and why me, but he is blinded by the huge amount of money he could have to buy luxury items but prefer to enjoy it gambling on his heart's desire, I think he is not gambling to make money he just wants to satisfy his inner enjoyment and feeling and he can accomplish by doing the things that he loves and that is gambling.
This is one example that those addicted to gambling are never satisfied with any amount of money they are holding they are more satisfied playing whether they lose or win, it's the feeling not the money.

Let's assume that the COVID Funds came from the government since most of the time, that huge amount mostly came to the government. I think the supervisor of that sender/s must remove them because of how irresponsible they are.

That huge amount of money will help many people who are having a hard time in this pandemic, but a single person took the advantage and gambled the money he doesn't own at first place. This is what greed can do. You will do things that you shouldn't have just because you are greedy. Well, it's a good thing that the gambler is paying it, but hope this will be a lesson to him and I hope this will not happen again to anybody.

It makes perfect sense, with him receiving a sudden large amount of money he doesn't choose to keep it like investing or buying a luxury item and an asset. But instead it is spent in gambling, which means he is a person who is not always short of money to finance his bills and lifestyle. Because if he was a poor man, then it was very unlikely that such a large amount of money would be spent in gambling. But if he has the mind and common sense then it doesn't matter whether he is rich or not, at least with the big money he gets, he will certainly be detained and think more carefully about using the money. Instead of doubling it in gambling, if it is realized he has hit the jackpot without gambling and it is better if he realizes it.

Honestly news at bbc is written terrible by editor or writer or whatever who did it. It mentions the guy "withdrew" money - so at first sight it looks like he withdrew from bank. But in another part of it it says government was gonna send people money as "a cash". What exactly cash means there? In other words if this is bank issue, he will surely be sued by bank; if not and it was cash sent to him by governmemt, its oversight by government, its their own fault to send so much money to untrusted person. He may have gambling habit but, that's not exactly to blame here.

If you are someone who doesn't really like to get involved with some possible risk of getting yourself fucked up on the future then it's just sensible that you shouldn't spend the money which aren't yours so that you won't really be having problems later on because even if you do put up into your mind that it isn't your fault but still you would really be finding yourself in big trouble on spending money or funds which aren yours.

You aren't that dumb that it wasn't wrong in the first place because who would be the one on expecting to get big cash or funds directly into his account without any possible source?

However on the first case it was an honest mistake from the ones sending the money, and even if right now we have a lot of automated systems to deal with stuff like that no system is perfect so we cannot really blame them for something like this as everyone is bound to make some mistakes, however this person instead of reporting this to their bank or to keep the money so it can eventually be given out to their rightful owners used the money to gamble, something that is incorrect no matter how we look at it.

Yes, it might be wiser to wait a few days to confirm a few things. It could be someone contacting us, either from the bank or related parties. And maybe one way is to confirm with the bank. Can't we also find out where the transfer came from?
Transfer errors like this are actually very common. However, this is big news because the amount is quite fantastic and is used for gambling.

Well in this case it may be different from the thinking of normal people in general. Because it could be that the person is a gambler or a gambling addict who won't think much when he gets the money. If so, what should be done? yes of course both parties are responsible for this.

The way I understand it, the amount is sent to his bank account.  Though I agree, the story looks like fiction since some major details don't match.  Like it was stated that all money was withdrawn in x amount in 2 weeks' time.  If we compute the total amount, it did not tally with the amount deposited into the suspect's account.

The sender should also be held reliable for the stated crime.  I think that the sender got the major amount of money while the guy just got the calculated amount from the given daily bank withdrawal.

It may sound counter-intuitive, but if someone sends you money by mistake, it doesn't become yours (under the laws of most countries) in order for you to acquire ownership of something, there must be more meaningful procedures than simply moving funds from one account to another. It seems to me that if this person is not accommodating in a dispute with justice, then he can be put in jail for many simpler reasons - for example, tax evasion.

The banking authorities should've been careful handling such a huge fund. In my view it looks like the person is into gambling addiction and that's the reason why he had used such a big amount in gambling and lost everything within two weeks time. Two Weeks time is something long, the bank should've taken action within few days. There is difference between sending the funds to 436 beneficiaries and to a single account. Anyhow justice needs to be given to the beneficiaries as the person himself have accepted he have used the funds.

That is actually true. Tremendous failure from the bank to have sent the money to the man's account instead of the 463 low-income households. If it were a small and simple mistake, like misunderstanding a number or name that would be understandable, because these things happen really often, but sending 357,400$ into one person's account instead of sharing it among 463 is too much and should be immediately perceived!

It would be interesting if the news brought informations about the responsible for the transaction and what he has to say about the fact as well.

I think this is really sad because he used money that was accidentally sent to his wallet but ended up in jail and had to involve a very complicated legal route, it's better if he gets the funds then it's better to let it take longer so that those who make the wrong transfer will think that the wallet they have is not active or has not been used and waits for it to be unused before everything is safe.

I'm shocked that someone takes money that isn't theirs to go play. But is this story really real? i mean we are talking about japan where the banking system must undoubtedly be better than my country's banking system so how did the person transfer money to the wrong account and the bank took days to return all the money to the right account? because they even knew that the guy used 600,000 a day to gamble and because he must have spent several days taking 600,000 to play and another thing like the bank didn't demand that the guy addicted to games show the origin of the money that was in his account ? this story seems suspicious to me

Of course the man is obligated to return the money. I don't know what the law is in Japan, but in few countries you cant even take the money you find on the street. In many countries, if you find any money or it falls into your hands in some other way, you must refer it to the authorities. Only if their owner is not found for a year, you can keep them for yourself. In this case, there is no doubt that this man spent not his money and must return it.

The particular bank mistakenly sent the money to this man's bank account, which means this bank who sent the money is also at fault. They should be careful not to make mistake especially its a huge amount, and why they didnt verify if the receiver is the one who supposed to receive the money? Its also their negligence.

On the other side, the man spent the money in gambling. He's aware its not his money so he should coordinate to the bank if he has the conscience because its not his own. Thats the consequence of his action thus its just right for him to pay it back and face the lawsuit.

Agreed with your arguments. But why no action being taken against the bank? Bankers are the ones who receive the fattest paychecks and how can they make mistakes like this? For such big amounts, don't they need multiple levels of verification? And I am even more surprised that this happened in Japan. That country is well known for work efficiency, and something like this is unheard of. Anyway, the individual in question may go to jail, but I don't think that the bank will get back any of the money (since it is already used up).

I don't really understand why you concluded that it was a mistake of the bankers?
In my opinion, it was a mistake of the person ordering the transfer. Of course, this should not be the case and the consequences should be faced. However, the banking system works differently from blockchain and this difference is the reversibility of transactions and the complete absence of anonymity.
I am not sure if a bank employee or an employee of some other institution that ordered this transaction made a mistake, but do you think the consequences should be borne by any of these two persons?

Japan has some strict laws on gambling and its allowed to specific people under specific conditions. You cant gamble openly in Japan like you do in USA or Europe. The man shouldn't have used that money for gambling since in banking system you can easily be traced. So the man was at guilty since he did a crime knowing that he can easily be caught.

In my country, there are many types of fraud with "erroneous" transfers, and those who know about it, having received incomprehensible money into their account, simply go to the bank and write a statement that this money must be removed from their account as it is a transfer of unknown origin. This man should have done the same, but he committed a crime and will now be punished - I do not see anything sad in this.

whatever he did was a big mistake, he already knew that the funds he got were the result of a wrong send but why did he keep using it to gamble

both the sender and the recipient must be held responsible for this incident (because this is human error) because the money is the right of the citizens

Of course, the man is entirely at fault because he knows in the first place that he's gambling the money that he did not own. And he even lose it all. If he is just honest and a responsible person, then he should return the huge amount of money to the sender as its clearly sent to him mistakenly. But he did not do what is supposed the right thing to do. He turned out to be greedy instead. But good thing he realized his fault in the end and decides to pay back the huge amount even bit by bit.

I think the steps you have given are correct for SOPs in all countries but if you look at the case, those who have this money made a mistake in transferring it to the victim's wallet, what I know when something goes into our wallet, it belongs to us. us, so I'm assuming the victim who went to jail didn't do anything wrong because he used the money that was in the wallet he had. So, if the police there have determined you are guilty, then just follow the rules.

This person shouldn't have done this, because he himself knew well it is not his money. He hasn't won any jackpot or something like that. All are people's money, we don't know how many families are suffering just because they hadn't received the funds on time. Anyhow this has happened, now it is time for the banking authority to just make way for all the beneficiaries to receive the funds.

Logically speaking, it isn't the bank who should take liable here, they just process the request.

Both the sender and the receiver are the one who should shoulder the liabilities in this kind of situation, especially the receiver
who gambled the money.

He already taking care of his mistake and I guess it should be a good lesson for him and for the rest of the people who learned
about this case, they should be more responsible for responding and acting when the situation happens to them.

This man might be a gamble addict or a criminal. I said he might be a gamble addict because he used the the entire money on gambling. He never thought of investing the money or using it for other expenses but gambling was his option. He might be a criminal because he understood that the fund was for persons that Covid-19 pandemic has affected negatively. If he was a law-abiding citizen he would have reported to the government or the agencies concerned because the fund is not his. But because of his criminal mindset, he decided to steal the money. Its a shame that sincere and trusted people are becoming few in our society. I am sure that many people  would do the same thing this man did.

It's a big mistake to think so. An error is an error and it does not lead to a change in the legal status of tangible assets. I think if you dig deep, in a legal sense, your bank account is very different from your physical wallet, and the fact that an erroneous transaction occurred does not negate the fact that it was not his money.

I do not think he is a criminal and I cannot comment whether he was a gambling addict as nothing as such has been mentioned on the article. Whatever he did was wrong and he needs to now pay that money back. He should have reported about the money that he had recieved in his bank account to the authority rather spending it like this.

The person who mistakenly sent the money to his bank account has some answering to do as well, but I don't think the fault is really on him. It was negligence on his part and he could suffer a punishment for it. Perhaps he'd be issued a memo or an admonition, suspension at most. If it was an honest mistake, he could even be excused from it.

But the fault really was on the man who spent the money even if it is not his. He should have exerted a little effort and tried to inquire where the money came from and sent it back. Not only did he not do it, he even spent it on gambling. It's really his fault.

He's not a criminal but he probably plays a lot of gambling which makes him use up all the money in his account while we don't know if he's a gambling addict or not. He already has the intention to return all his money and this deserves appreciation because he realized his mistake. The bank itself needs to investigate this case because it stems from the fault of the bank employee. Everything has happened and I hope he is fine and there are no cases of wrong transfers from the bank.

Of course, it is not a crime that the money came to the man by mistake. But I think it is a crime to spend money from someone else as if it was his own money. It is forgivable if he realizes the mistake and sends the money again. Maybe he shouldn't have spent the money on gambling at all. Is there an addiction?

it's most likely real. if you searched it on google you'll see a lot of articles regarding it from different news websites. it is also not the only scandal involving covid-19 money relief funds in Japan. if I remember correctly there is even a guy who flew out of the country just to escape being arrested by the Japanese police after being connected to a  massive covid-19 fund fraud.

Yep, you can find those news circulating and if you seek deeper you'll find out that the news was true,

I think it's very possible since there's money involve and there are greed people who tempted to do such things
it's human reaction and these kind of people are existing.

What make it worse, the person who are engage are addicted to gambling and he used the money that supposedly
for the people who are affected by covid19.

The kind of mistake is something that needed to investigate much deeper,

it's a huge amount of money that is being transferred to the wrong account. The chance of doing an inside job is possible, but maybe it's

an honest mistake and the sender doesn't have any relation with the receiver. Anything behind will be for the law enforcement to find out,

if there's an inside job, both sides will be a liability with the kind of transactions that being done.

This is a case where I am inclined because the man was not to blame, well he was to blame for betting and losing what he lost, but I am in favor of something, if a person receives money, that money is already of that person, the error was on the part of the person who sent it, when the money enters a person's bank account, I see it as entering private property, no one has the right to enter without the full consent of the person who owns it, In this case, he had the decency to return all the money, which I admire, but I think he did it because he is a very correct and ethical person, but in the case that he had been a person who did not work or have any income, how would he have done it? done then? pay with jail? I do not think so.

Without a doubt it seems real enough for me, after all we have seen cases of people stealing the funds from the companies in which they worked as a way to fuel their gambling addiction, so it makes sense that if a huge amount of money suddenly got deposited to the bank account of someone addicted to gambling something like this would happen, if anything this should be a lesson, if one day we find a deposit which we do not know where it came from with a huge amount of money then it is best to go to the bank and try to get an explanation about what happened before we spend a single cent or we may get in trouble.

An ethical thing to be done I must say on which spending funds which isn't yours is something not that right thing to do but as said that once you are a gambling addict and turns out that some funds been transferred to your account unexpectedly then you won't really be minding on whose the owner or something like that but instead you will be minding off directly on how you would gonna spend it directly in gambling which isn't a surprising thing but not all people would be like that because we do mainly think about possible consequences if ever we do push that selfish action,majority would be normally scared on spending which isn't theirs.

If we have a history of receiving/depositing very large funds in conventional bank accounts without us realizing it then we suspect that there was an error in the purpose of the transfer, so we don't need to use the money for any purpose even for gambling because the sender must have realized the mistake and asked you to be kind return of aid funds for Covid-19. I agree with you, that some people will not use expenses to spend money that doesn't belong to them.

This is bug irresponsibility on the part of the man, how can you spend money that was mistakenly sent to your account to gamble, and if this story has anything to go with the man should be made to pay back all the money or face a jail term.

The man should not have used the money because he had seen money in his account but did not know who the sender was. Instead of using the money, he should have reported it to the bank and returned the money instead of being used for gambling. In addition, if there are funds in our account, we can see the notification via our cellphone so we can quickly report it to the bank.

Well, people who have a good heart should do that but I'm sure for people who don't have a good personality, they will use the money for gambling and don't consider the consequences that will happen in the future so that at this time he is affected, if it is used for If he gambles and wins then he is lucky but when he gambles he loses then he is very unlucky until the end of his life because he has to accept punishment and has to change the money used to gamble to the bank.

Most of them are like this because I saw a movie with the same stories where he was shocked when he looked at his account which was almost the same story as the Japanese guy here and he went to gamble and bought everything he wants. Well, it might be just a movie but if you look at it in another way, they just portray what could possibly happen and they nailed it. Anyway, the title of the Movie: War of Money it's a Korean drama and has lots of lessons involving money.

luckily it doesn't work that way. I am sure each country has laws that protect people, companies, banks, etc... from mistakenly sending money to the wrong person. although I see your point, it would still most likely be illegal to use the money that has been mistakenly sent to your bank account. sure we can blame the sender for the error but you'd also be blamed if you withdraw and used that money knowing that the money is intended to be sent to you.

different opinion for sure, but the amount is not something that can easily let go and the purpose is also important.

You both have your own shared opinion and there's no wrong with how you take the responsibilities of both sender and the receiver,
they both have the mistake but the big concern is the way the receiver did with the money. Losing that huge amount into gambling is
something that he's really being blamed.

There is everything wrong with spending a money that was accidentally sent to you. Worst still, the money is this huge and should raise a lot of concerns in the mind of whom got the credit. His actions of not making enquiries and going straight to spending the outrageous amount and in gambling even tells he's got plans of his own and was ready to face the consequences. In instances like this, you get to contact your family and friends to be sure without stating the sum and then you proceed to verify from your bank, if they could supposedly contact the sender.

Fir all we know, it could be a scam deal for which, they want to frame someone or divert attention and it would be difficult explaining your innocence haven't spent the money already.

Perhaps, this was he trying to make some profit his own off the money before making further verifications and it went south. Unfortunately, forgiveness isn't the way to go about this and his got to return what he spent.

I don't think he'll be able to get that money back, because he just doesn't have it, and it's unrealistic to earn that kind of money working in a regular job.

This guy clearly has a gambling addiction since he was able to lose so much money. So it makes no sense to expect him to ever repay the money. When he gets tired of living in debt, he will most likely try to disappear from the country to avoid paying his debts. In my opinion, the guy is not guilty of anything and ended up in this situation because of an error in the transfer of funds.

The truth of the matter is the man is guilty of using money that does not belong to him to gamble, this act is a criminal act, especially in Japan which has strict laws on gambling. The bank will trace the money to the man's account the only way he may escape jail is only if he is declared bankrupt, and given time to pay back even though it looks impossible for full repayments.

Moreover, in the OP it says the person concerned is willing to pay it in installments, regardless of whether the money is used for gambling or not, that person is basically wrong. Even though the person is using it for things other than gambling, he is still wrong, but in this case it is not only the person who receives the money that is at fault, because their employees are also at fault. How can the employee concerned send such a large amount of money but not be careful to make such carelessness, so in this case too I think both are wrong and they should not be imprisoned because after all, both are wrong. But if the two are not able to reconcile and continue through legal channels then of course, I think both have their respective faults so that this case is not worthy of being brought to trial.

Let's hope this is his last experience of getting money that is unclear and that he doesn't misuse the money for gambling. Whatever it was, the money didn't belong to him and he should have returned it to the owner. This is a lesson for all of us to avoid trouble like him. And hopefully, he doesn't go back to the table and gamble with his other money and make it a lesson that gambling is not a way to make money.

I think the punishment received by this person in my opinion is still relatively light because it does not involve a lot of punishment that must be given, while gambling in my opinion not everyone fails to get additional results from gambling because I believe there are some people who have received the results by gambling can get results even if it's not too much at least he can get profit.

Not familiar with the movie, but yes, it does happen now. The man has a gambling addiction problem because if he does not have,

he will not be tempted to use that huge amount for gambling, he can simply send it back to the bank as knowing the Japanese culture

they are very conservative in terms of trust concerned. Now, the person was convicted, and he needs to pay the amount that he spent

from his gambling activities. He can't escape or make an alibis even it was a honest mistake that huge amount is not entitled to you

you don't have any legal right to use and abused it, especially using it to a vice like gambling.

This kind of things have sanctions for sure because at the first place it is not his money and it is for the funds of the relief at the same time is there's a two possible outcomes with it, first if the man wins in the gambling there's a chance he got a profit and bring back the real funds he use, or else losing all of it and he will face the penalty of doing this but i guess he will get in trouble no matter what happen.

if he gets a severe punishment then I'm sure that person will really give up and will not repeat his stupidity again. other than that, hopefully, the media there spread the news about all of this so that other people don't do the same thing he did if they just got "wrong money sent" like this.

It's not his fault he received the money, but I'm damn sure it's entirely his fault for doing what he did with it.  And Jesus, I don't think COVID relief funds could have mistakenly ended up in worse hands than a gambler.  He says he's going to pay it all back, but somehow I've got my doubts about that.  Depending on how hardcore a gambler he is, the government may have to wait a long-ass time before they see that money again.

But hey, it's not like this is even going to put a ding on the government's massive money vault.  They could easily do what the US does and just create new money out of thin air, write a new check and send it to the right people this time.  It's probably a lot of money for one person, but not for an entire country.

Yes, but at least the person received the punishment and hopefully, it will deter him from doing the same thing in the future. That person should not think about making money from gambling because at least he should know and not try to make money from gambling. There might be a few who could do it but it wouldn't be much.

Let's hope things turn out for him so he won't repeat his stupidity. If the media has spread the news about all that, it may provide information to other people, but it depends on the bank employee who doesn't double check the account number.

He said he will pay it back for one reason to show contrition vs his future trial and an effort to say he 'will pay the price'.    No doubt if he lives for a thousand years he would pay it back otherwise it seems unlikely.   However I do have good news for the man of great debts, YEN has achieved its lowest value in decades due to doubts over its central bank and its excessive debt via QE programs.  Its possible it could go the way of the communist Ruble and several other currencies and end up disappearing or 10,000 to 1 new Ruble in the case of the former soviet era currency.   Japan is of course the originator of the modern day QE concept and so the furthest down that yellow brick road.    This debtor can swear repayment of a soon to be worthless currency, how handy.   Possible not quite probable just yet.

I agree is not his fault and he was wrong to use all part of the money wasteful. It is his opportunity not to gamble it but to investing it in real business to get profit and maybe the government will be happy with him and help him more but he wasted itin gambling think to have more  ;D


The delay can be along time and government not able to wait a longer more for the people need the relief to die with hunger. Solution is to look else where to solve the debt problem because the money sent to the addict gambler has been used. The people can't die of food.


Ok get it. Maybe one option is print new money if no means available.

And if to this we add that the population of Japan is decreasing and the number of elderly people is increasing as well then this means that Japan is not going to have the population to pay their debts anymore, however it is unlikely the fall of the Japan economic model will happen so soon as politicians are experts at manipulating public opinion, so I do not think this person will be able to escape the hell that is coming for him and pay the debt he has accumulated.

I don't get it. If it's strict then why some are still allowed? Are their governments corrupt or what? And maybe they receive some kickbacks only to allow some offenders to gamble. Also, gambling in USA is not legal but I don't know about Europe if what is their stance against gambling. The man shouldn't have used that money, not because gambling is illegal or he can be tracked easily but because it was not his money.

It is bad to use someone else money because other person also assumes for it and they might be using that money for a much important things like providing food for their family but now it's gone. What will happen to them now?

Well, if it's already watched on the media.

Many will not do this mistake and that's for the both side, the gambler and the sender who mistakenly sent the money. They've got some moral values and issues that they're taking as pride.

But it looks like not all of them are into it.

It's not that clear to me. He is to blame and he isn't. There's a number of people responsible for this.
The bank clerk who sent the money to the wrong person.
The manager who reviews transactions every day and all big transactions are double checked or at least should be. It took the bank 2 weeks to realize the mistake.
The gambler who could have approached it in many different ways but he chose the worst. If it's in your bank account you either take it all and run away hoping they won't find you, or you return it and hope for a reward.

Probably he used VPN to access online casinos if ever the government had blocked all the gambling casino available on the internet.


Assuming this person has gambling problems, he won't be in his right mind to think or consider that.  He will definitely spend this money on gambling without considering  the possibilities of him going to jail.

He's a good man after all if he wants to pay back the money he gambled away.

HO many of you would in all honesty give back so much money if you got it by mistake. It's easy to say it now and criticize the guy because you are not in his shoes. We all criticize people who made mistakes, but once in a while we do the same thing and become the victims of hate

You arent honest on the first place if you do spent out money or funds which isnt owned by you and if someone who had been caught and sued out then its a common or normal reaction for someone to say that he would

return those funds because if not then he do know on what are the consequences which had been waiting to be filed against him.So i dont really believe about being a good man yet spending money which isnt yours
isnt really something a good move on any angle i do tend to watch on.

We know that the source does have that mistake but its just understandable that it isnt yours which it is really just right for it to be given back into the right owner and also
consider those funds are for relief or support which you dont really have that conscience on spending it for you leisure time. lol

Exactly my thoughts. It's always funny to read about criminals who repent after being caught  ;D But apparently someone believes in it if such comments are made. And in general I do not like the concept that a person is good if he corrected his mistakes. Thus, the life of those who initially lived honestly and did not make any "mistakes" that later required correction is depreciated.

I agree, if the guy is willing to pay for what he has spent, he should do it. But with his actions, can't also stop people from criticizing what he has done.
After all, he won't notice all of us here telling good and bad things of what he has done and what he's about to do to retrieve himself.

So things are that easy? Just return the money and he's now a good man? If that settles all problems, it's now easy to do illegal things.

That man should face the consequences regardless if he will return the money or not. No excuses, no bullshits, no attachment involved.

He enjoyed using the money disregarding what will be the consequences of it. That guy should learn his lesson.

Indeed. Its a huge amount accidentally sent to his bank account, he's aware its not his money but still use it to gamble as if its his own. Instead of coordinating to the bank he gambled it away.

Now, even he return the money, it doesnt mean he's a good guy. Its his responsibility and he should face the consequence of his action.

At least he was a man who took responsibility for what he did and was trying to get back the money he had gambled on. Indeed it is a severe temptation for him, maybe for all of us, if we see, there is so much money in our bank accounts that we want to use it. He's made a mistake and hopefully, others who have criticized him can forgive him because, after all, everyone makes mistakes.

The fact that he is sued, then there's a ground that he committed a crime.

It was mistakenly sent to his account but he did not tell the bank about that, he himself is aware that the money is not his, so he has to report it to the bank just to be safe. What if for example the amount of money wrongfully sent to his account is link to illegal transactions, and he spent the money, so he might be charge to be connected with the drug transactions, so the morale of the news here is we should be responsible, we should not be greedy.

We cannot judge it only on one side because the initial error occurred because of the negligence of the employee who sent the wrong money, while every employee must have great accuracy and responsibility. So in this case, in my view both are wrong and both can be sued until finally an agreement in the form of kinship by returning the money that has been used is the best way. Because it can't be if only one of them is sued, because the people who received the money and have used it have said they are willing to return it, so in this case there is no longer anything to sue because they admit each other's guilt.

I agree. Punishment should be a signal that such actions will not be repeated in the future (for this person or for someone else). If you allow the thief to return the stolen and no longer experience any consequences, then stealing will become extremely profitable - because in the worst case, you can return the stolen and become a "good person" again and then try to steal again. This is absurd.

If he's willing then that's good for both sides.
Yes, tempt is there and we all have probably done the same thing but also don't ignore that there are those gamblers that won't really spent money that isn't for them. Well, we can act on it accordingly and will really depend on what we feel by that time but just do the right thing or else take responsibility for whatever choice you make.

Well the Japanese man had made a silly mistake to have spent all the relief fund on gambling without having remaining money he can pay back to the government. I can see that this is as a result of gambling addiction. He had been so addicted to gambling that is why he had to lavish all the relief fund on gambling without having any profit he can boast of. We need to be very careful when it comes to gambling activities cause things can go wrong anytime.

The man is entirely at fault and why? Using the money that mistakenly sent to your bank account is the same like stole money from others. The sender was also making a mistake but in front of the law the japanese guy can be arrested. As far as i know that guy already arrested by the police.

If he was sending back that money and he will not be sued by officials. Just wanna know how many years being sued to takaguchi. There's no new update about this news anymore.

He was guilty for using money that wasn't his in the first place, I mean his guilty consciousness didn't tell him that you can't just have money out of no where.
This same scenario ones happen to a friend but this was not a palliative, it was mistakenly deposited into his account and he wanted to make a smart move by transferring the amount into his second account so that the banks wouldn't notice since he didn't expect money from anyone and he never sent account details to any person, so literally he wasn't expecting money in the account. He was shocked when the bank visited his family house with a police after series of emails to return the money to the bank which he refused and negative was written on his account meaning he was owning the bank. The money was later return and case was closed.

The man should have question the source of the money but I think was waiting for an opportunity to gamble which the fund acted as catalyst for him.

What about the fault from those who processed the payments? Both the sides need to be punished IMO. Law can't be one sided. The guy probably didn't knew that he was spending money that didn't belonged to him. I am not sure how this legal battle will turn out in the court. If the payment was made mistakenly, then the individual should have been contacted immediately and informed about it. In this case, it was not done. Therefore I am not sure whether the bank can escape legal responsibility. This time they will try hard to win the trophy (same with Portugal as well, since this is the last world cup for Cristiano Ronaldo).

The month who sent the money mistakenly is the one responsible for it not the others. Though, H e really needs to pay for it. Although its a large amount of money(Yen).

The man also obviously the man was guilty of sending money in the wrong place. We don't know the real reason for it. Anyway, it doesn't matter to me.

At least I still believe that there are honest people who want to return money that doesn't belong to them rather than using it for their own pleasure. Our hearts can feel it if it is not appropriate. We should try to be responsible for whatever we do and not do anything wrong to avoid creating problems in the future. If we can do that, I believe we can overcome the temptations that will come to us.

In my opinion, this is his fault entirely, and no one else should be responsible. Money sent to him by mistake is like someone forgot his wallet full of money at your place. Would you start gambling it away?

So, I disagree with those saying, if the money wasn't sent to him there would be no problem. All of us make mistakes, but life would be much easier if others were helping us to correct it, instead of taking advantage of it.

No additional update after the arrest and the willingness of the convicted gambler to pay the amount, I'm more on the side what happen

to the sender if he also being arrested or he just escape and the law accept it as a honest mistake, not sure though if he's part of the possible

crime or it's just the person/gambler who spent the money that will alone suffer from the government law.

In the case of the person sending that money to his account that was just a mistake, it would be interesting to know why the mistake happened but I do not think heavy consequences should come to that person, however in the case of the gambler that squandered that money without a doubt he committed a crime and he needs to pay for it, not only by repaying the money that he claimed as his own when he knew that was not the case but by spending some time in jail.

Well, the world still has a lot of good and bad people so whichever you believe, you're right.
The temptation was there and the guy just did what he feel will satisfy him. Now, that he did it. He just need to accept and do the necessary setback of what he decided to do. If it's related to money, there will be those people that can't stop their urge on not touching it especially if they've got something to do that needs money.

You would pay the price on what you had committed since its not your money that you had spent which its really understandable that you would need to pay on what you had used even its an accident on where
those funds do sent into your account.There might be some argumentation but it wont really be that much effective if we do talk about on legal process. You dont have the rights on
spending up money which isnt yours considering that banks could make out reversible transactions then you could always have those kind of complaints and clarifications if you do see
that your account does have big fund on it and boggling on where those funds came from.

The world will surely have many good and bad people because it has become human nature. We can only choose to be good people or bad people. And if we choose to be good people, then we must do good things and vice versa.

Money is indeed the world's temptation that can undermine people's belief and trust in being a good person and that person has done it. But then, he had accepted it and had already decided to pay back what he had gambled before. This is a lesson for us not to use money that doesn't belong to us.

If the guys does not aware with this sending of funds to him i guess it is not his fault because there's no consciousness of it and the human errors is in the person who sent the funds but we cannot deny that the gambling makes a wrong decision too because it is easier today to trace a transaction with the banks still i guess the burden is in the side of the gambler because he use those funds to play in gambling.

The party who has been processing the payment is not making any mistake since the guy must aware if that funds were coming from the somewhere that they didn't know about. The sender can be checked easily through his mobile banking of something else. it doesn't make sense if he didn't aware about that funds.The bank is not making the fault in this case.



What he has done can be called as a crime. The law didn't even care what happened with the money but the law is only know if he was using money that didn't actually owned by him.

I read some news in the past and some article were saying it takaguchi already arrested.

It is almost a steal the money that he does not own and the worst is that man uses the money to gamble and lose it. He did a mistake and need to fix it by returning the money to the bank. But I wonder why the bank employee is not mentioning it as he also did the mistake of sending the money to the wrong account number. But we learned from this case not to use the money that does not belong to us.

Its still considered stealing but not on the sense on completely to be like that since it wasnt been forced but rather it had been gained accidentally but on that ethicality of things then its just understandable

that you would really be giving it back since its not yours which you dont know if those funds is  used on something more beneficial or something that could help out or even with just some personal
money then its not really that right on spending on it.If your mentality is somewhat been greedy then you would definitely be doing that same on what that man did.

But of course every action would be having corresponding outcome or results whether positive or negative but this one is obviously negative.Dont expect that you would
be ending up on having no headache once they had been able to traced out and asking for the money to be given back.

It's always been a norm that don't use whatever isn't yours or if it doesn't belong to you. It's a shame if you've been using something like money that don't belong to you and you have left with nothing. As the case of OP, well, there could some other mistakes that might happen in the future and it will depend on them if they'll do the same thing but hopefully, they'll not touch any of it for them to be free from any trouble.

Well.. this is surprising. You are saying that the bank didn't made any mistake. Then why the funds were sent to the wrong account? And here in India, it is not possible to find out from which account we have received the money. Only the last 4 digits of the sender account will be visible to the recipient. I am sure that in Japan also, they are having a similar system. What the individual did was wrong. All I am saying that the guilty parties need to be punished without any exception, including the banking staff.

He deserves it since he use the money that isn't entitle for him and worse thing he did, he let it burned inside the gambling house,

no one can escape that law especially in a country where honesty is being practice it's  big crime inside Japan. He's already arrested

and will serve his crime while trying to settle the amount that he abused to use.

The important thing is that there are no more mistakes in sending money to the destination account so that no one will be tempted to use money that doesn't belong to them. But if later there is still an error sending money to someone else's account, hopefully the recipient of the money does not use money that does not belong to him but reports it to the bank concerned so that it will not trigger other problems.

Honestly the man deserve a jail term for having the boldness and audacity to spent and gamble with a money that supposed to look suspicious to him, to make matter worse he gambled with the whole money rather than gamble with the amount of money he afford to lose and can easily refund, or should have invested the money after his arrest so that he can easily refund or return the money, infact this is case of addicted chronic gambler, having lost such a huge amount of money daily he continued to gamble after streak of losses, IMO opinion the government officials should wade into the matter and find means of retrieving the money from the gambling site.

When it has to do with fiat and bank transfer that go wrongly to accounts not made for, it can be traced and retrieved though after a while. Usually the banks have details of their customers (that is the difference with cryptocurrency) and they also have synergy with follow banks incase of those traces. Now if there is a wrong transfer made, the bank can send such information to the receiver after sometime to remit it and when this is not done then the bank can freeze the account and go after the person  using the police and other legal means.

I can't understand why that person easily uses money that doesn't belong to him. He even uses it for gambling. I thought it would be fine if he could win some money but he lost the money instead and now he has to return it to the person who owns the money because the money will be distributed to other people again.

Yes, it depends on our minds when we accidentally find something and take it secretly. But if we have no intention of using that much money, we will return it to the bank.

I think there will be further investigation to determine whether or not the bank processing the payment is guilty. mainly due to negligence of wrongful act of transfer and this became known two weeks after they contacted the subject. legally the bank will be accountable in court. we have to see from many aspects, I don't understand much about law, especially Japanese legal jurisdiction. I don't agree that the man didn't know that the money he withdrew was not his because the 46m was not a small amount. imagine that money to be distributed among 436 souls. this case would be more interesting if Op continued the new news for this case.

Further or deeper investigation might take place to seek for any possible inside job,

But since the last information coming from this news was the receiver had already been convicted, there's no other
updates about how the government treats the sender and the bank, if they already remove the possibilities of
something being done behind that mistake.

Yes maybe that's an inside job because that's a very huge amount of money it is very hard to believe that it has been mistakenly sent to someone, and the reason why he use that to gamble maybe for him to let them believe he lose some money so that he will leave no traces. And also him? he needs to be jailed for that I doubt he don't know that it is not his money.

I mean come on, it’s pretty obvious that it’s this Japanese man’s fault for not double checking as to why he was sent the extra money. That’s a whole lot of money being sent to someone by mistake. Not to mention it’s abundantly clear that this guy has major gambling issues. What a fool ! Lol

Receiving such a huge amount of money which is unexpected is too alarming. He should double-check it in the first place or question it but it's his fault for using it to gamble intentionally.
He really meant to spend it and he might actually have an idea that it was sent to him by mistake so he gambled it right away.

That will for sure won't happen again, they have that tag already on the system that will avoid future mistakes specifically to that person again.
They'll be more careful this time and I think it will never happen again and if it happens again, the person who has done it will be heavily penalized. Just like what this guy did to the fund, whoever is the recipient if this goes again in the future, they don't know where it might be used.

I can't think of any possible reasons why he would gamble that large sum of money if he knows that it wasn't his money in the first place, he should contact his bank that the money was mistakenly sent to his account. Maybe if he had done that, he will be lucky enough to receive a reward but unfortunately, he did not so it's safe to say that he had it coming and he would really go to jail for that.

Mistakes like that happen all the time, it is very common to see stories of people receiving millions of dollars into their accounts out of nowhere, and most of the time what you see is that the people inform of the error and then it is corrected quickly by the bank without any issue, the difference is that this person saw that amount of money in his account and did not asked any questions and immediately assumed that money to be his, and now he is paying the consequences of such a dumb mistake.

He got attracted with huge amount and with a gambling problem he took that money to fund his vices,

Even he knows that he can't escape with the enforcer law inside his country, he's now being arrested and charge with his
criminal liabilities, he takes that consequences even he knows what is waiting for him after losing that huge amount of
money with his gambling activities.

when money goes into a bank account, the owner of the account is very easy to track and this is what I can't understand why that Japanese man's thinking is so narrow (use the money to gamble). if I were that man then I would first trace the origin of the money because there is no use if I use the money, the bad effects I will receive are far greater than the profits I get because if I go to prison then the future will definitely break.

Cases like this one may be used against all gambling industry. The phrase "gambled away" catches the eye of the reader, and then it sticks in the mind that gambling is always associated with something bad. I just want to note that such a person as this Japanese man, could buy a lot of alcohol and drink himself to death, or buy weapons and do something worse, like attempting robbing a bank with your friends, which ruins not only your life but theirs too.

So, it's not "Don't gamble with other people's money", it's "Don't take other people's money" in the first place.

That happens in the FIAT world because I have not read any story yet that says somebody by mistake received millions of dollars in crypto.That is just another flaw that is put to spotlight from the banking system compared to the decentralized nature of crypto.In crypto errors do not happen because everyone is in charge of his own money by real while keeping money in the bank,means that third parties are keeping your money and they are prone to errors and unauthorized access.

This makes me think why many people see crypto scary when in fact we should be scared from the banking slavery system.

I remember once there was a scenario like this happened in a bank in my city. the insider (bank worker) sent large amounts of money to 2 bank accounts, it turned out that after investigation, there were 4 people who did this, they worked together to commit large amounts of fraud

maybe, because it is no longer possible for someone to return the money if everything has been lost due to losing gambling, if something is bought then the police will definitely confiscate the goods purchased. not easy to solve this case

Right, that it was not his fault that someone sent him this much amount in his bank account but how can he use all these funds in gambling without investing where this money comes from. I am sure he has common sense and he did not believe that the bank sent him a bonus or extra money  :D
Not he will have to face the consequences of using funds that did not belong to him.

There can be one possibility that he knew that these funds had come to him accidently and sooner or later the bank will ask him to return the amount. So perhaps he decided to gamble with the funds and hope that he could make good money from these funds and then return the original amount to the bank / owner.
However, if this was the idea then i must say that it was extremely risky and he lost all in the end.

It was surprising because if he could figure out why the money was in his account, he certainly wouldn't be so stupid, even if he had a gambling habit or problem. Well, this might be a huge temptation for him because he sees big money coming into his account and thinks he won a bonus or lucky draw. But everything has happened and I hope he doesn't repeat that mistake. Otherwise, he would face even greater consequences than this.

Having a gambling problem automatically made him vulnerable to tempation.  I bet that guys gambling urge is too strong that he dismissed any rational thinking that he don't own the money and continue to indulge himself in gambling.


I don't think he will have enough money to repeat that mistakes again.  Remember he promised to pay and I think it will take more than a lifetime to return the money.

That is also possible, right? But I don't think he forgot the risks entailed with it and now he should be jailed for the money that was spent in gambling activities. He should just ask the bank directly about the money that was mistakenly sent to his account rather than just throwing his life because of what the did. It's also unfortunate for that bank teller who made the mistake and I believe he/she was already jobless now.

I'm sure he knows that risk and due to his gambling problem he take that risk and gamble all the money till he losses everything,

In terms of the teller, Not sure if he/she should be sanctions since he just processing the transfer and it's the senders mistake

both sides are the liable with this and not the bank, my personal take though. Bank serves as medium for transaction and

tellers are just processing the request between sender and receiver.

Here, we are shown how great the temptation of gambling can make a person not think long before he uses the money in his account. This story also teaches us always to be honest because the money is not hers and we must return it to the bank.

He still had to return all the money he had spent on gambling to keep him busy figuring out how he could solve all of the problems quickly. Yes, he has promised to pay for it but I think it will be difficult for him. We hope that he can pay all the money.

We all see this situation differently, but I really feel sorry for the guy. The idea is that he was hurt because of someone else's mistake. Yes, he's also partly to blame for spending someone else's money, but if it wasn't for the transfer, he wouldn't be in trouble. I sincerely wish him to sort out these problems as soon as possible and get back to a normal life without these crazy debts and jail.

You wont really be making yourself to put into trouble if you hadnt just make use of those funds which isnt yours.Its not really that ethical of been using those funds which is understandable that it was just an accident and it is really just right that you wont really be spending those funds which it isnt yours because if you dont expect something like that where big money comes into your account then its just normal
that you would be thinking that it is someone else money and is it right really right for you to gambler those funds just because they had mistakenly sent it out into your account?
Of course not and now you would really be experiencing the consequences of the actions that you had made out.

Totally his fault. And it was very irresponsible of the man. The government should send him to rehab for 1 year to get some professional help. He obviously needs it. Maybe he was thinking he would double the money and then return the original amount before anyone even notices it was a mistake. That was a very wrong move.

Yes, we both have a different opinion, I say this because making these kinds of mistakes, at least in the country where I come from, it is very difficult to get reimbursed, however, there are people who make transfers and make mistakes in that sense, so why As long as the issuer asks for the return, the bank will not do it, but looking at it from a more ethical point of view, when the receiver realizes that it is money that belongs to another person, the duty is to return it without putting obstacles, this when verify that the money is legally from that person in question, because otherwise it would be taken as theft and it is not the idea, but in case it is in the name of a government, for example my country that is quite corrupt is different, because there are many people who would not return it if they know it is from the government. Also, for people who steal, things don't work out, just as it comes quickly, it goes quickly, that's like a divine law, that's how ill-gotten money is.

It seems to me that this guy was unfamiliar with the law and didn't understand the consequences of spending money that was deposited into his account by mistake. This played havoc with him. Of course, such funds should not be spent, because after the bank deals with the problem of a wrong transfer, it will write off these funds. But I still feel sorry for the guy because he could not resist the temptation and began to spend these funds.

Nah, from the news report, he actually knew the consequences but didn't really care. He knew that money was sent to him mistakenly but refused to communicate with the town office right after April 8 when it was sent mistakenly to him. He keep misuse it to gamble away since it was like he was on loans of 46.3 million yen and any winning will be his. Tho, seems like there were restrictions on the amount of deposit per day on the site he was gambling so he has to make a deposit every day. He was gambling from April 8 to 19 till running out of 46.3 million yen. Only then, at 21 April, town office is able to get into contact with the guy. Here, are some tiny bits I got over the internet for this case:


This also raises some questions: If he ever won anything from that 46.33 million yen? Or losing all of it on a bad luck streak?

The average person hates taking responsibility for their actions and their lives, those which have been in this market for a long time know they are 100% responsible for their money and as such they take all the precautions necessary to protect it, but other people do not want to do this, which is why even if they come to the market with the idea to make money with their investments they prefer to keep their coins at exchanges or other online wallets, defeating the purpose of holding bitcoin on the first place.

So who should be blamed in the bank's side? I'm pretty sure that they are looking in their side who would take the blame so that the bank won't be heavily blamed and it will result in a human error. About the man who gambled the funds, I'm sure he's now getting dumped in the prison and who knows that man is already living in hell because the government is putting pressure on the warden (some instances these will happen).

I don't know whether to call that act irresponsible, because by playing such a huge amount of money it means that he was very aware of it, he may have shown and killed his ances for the game, but now he has to face other consequences, this wants to say that his act of irresponsibility was a gesture of immaturity, but that he will finally be able to pay and that makes him a person who is responsible for his actions, it could hardly be judged, because he is covering up the bad with an act of total responsibility, because very well You can claim that you do not have the money or the ability to pay, and you can claim that the money was in your account.


I wonder the same, who could judge something like that? I don't know what the laws in Japan will be like, but I imagine that they must be very rigid, but this case is very ambiguous, for my personal opinion I would say that no one is to blame, of course, there is some irresponsibility to play with so much money and bet it, I would have I did something else, maybe play but with more control and it would have multiplied, but not everything turns out the way you want.

In this thing, the money cannot process without human confirmation and for sure it is already fired due to having this kind of mistake if this will become a large fund at the same time to the man who gambles there's still a case for him even though he is the one responsible for having the funds to lose but still he has an option to use the funds or to hold because it cames from unknown sources, also now transactions now easily trace with the bank because all of the give our KYC for the verification so they can easily trance it.

This is the essence of the problem. It doesn't matter whether he gambled it away or bought pornography or some shady stocks with the whole amount. He shouldn't be touching the money, in the first place.

What he was thinking was: "I'll win some extra through gambling and then will return the funds". Ethics aside, it's like borrowing money for gambling. No one should ever do that.

Gambling is a spirit that intoxicate gamblers especially when their is enough fund to gamble with. Only himself knows how he lavish the money whether he spent part of it in hiring women to have fund with him or not. I am very sure that he did not spent all the fund on gamble even though the media does not carry it.

 He might have spent part of the fund with women not minding it the owner of the fund will come after him. Although he is not guilty because he never stole but he should have spent part of it not all.

But try to consider his responsibility, even though he has used his money and did not win in gambling, but he is willing to replace it. Unlike the case if he is unable and unwilling to replace him, then this person is clearly wrong. If you consider then basically this person has hit the jackpot without gambling, but he chose to use it for gambling which I think this person has no intention of getting the jackpot a second time but only used for fun. If he is poor he will not be able to replace the money that has been used because of the large amount, logically this person really does not need the money until it is finally used for gambling and not investing.

Country like Japan who value more their morality, that kind of mistake can't be escape.

The government can easily detect the person who abused the money and he will be punished with the kind of crime he
made, though we already read that he's already been convicted, and he didn't deny his gambling problem, though I can
understand your point that there's a different culture that each country has and the people who's running the government.

Of all the numerous ways he could have made some profit for himself he chose gambling which is a high probability option for a fund that was mistakenly sent to his account which shows high level of irresponsibility. If the story was that he invested in crypto and the market crashed it would have been considerable. At list chances are if the market turns bullish again he will make some profit both for himself and pay back without stress.

Yes, that's for sure! There would be someone in the bank who would take the blame and that's the person who made the mistake, that was the root of the problem why the funds have gone wasted and of course the receiving party will also take the blame because how can he possibly get to gamble all that money that it isn't his in the first place. I also don't think that he doesn't know the technology nowadays, if he gambled it then he should fly across another country so that he can be off the grid but he didn't.

What makes you think that the bank and the government will consider it? That fund was already allocated to help the people in that town and I don't think that they have the luxury to wait for the market to recover again before they can get some help because that said fund is needed to be distributed at the allocated time.
Whatever the reason is, it is still inappropriate to waste that allocated fund especially if it doesn't belong to him in the first place.

In my country, if the bank makes a wrong transfer then whoever the beneficiary will be contacted by the bank to ask for the money back if the beneficiary has withdrawn it from his bank account. In some cases the bank can immediately withdraw the money back from the beneficiary's account, I've had this happen. But why didn't it happen to the person when the bank had the power to withdraw it sooner?

In the first case, the bank and its employees are guilty of sending to the wrong account. Second, the recipient may not use the money if it does not belong to him. In my opinion, the money should be returned, but in this case the bank must also understand the financial condition of the ill-fated man. But how stupid the man was, he just didn't know where to spend that much money to be of use to his life.

This is most likely what passed through his mind, if he had spend that money in something like clothes or shoes then we could say that he was irresponsible by touching money that he knew did not belong to him, however most likely when he saw that money hitting his account he thought of it as an opportunity from which he could benefit and used that money as seed capital for his gambling activities so he could multiply that money, unfortunately for him it did not worked out and now he needs to give that money back.

The man should be blame for his mistakes,  the money was too much to think of using to play a bet,  someone who is reasonable would it is very risky to use such amount of money to play gamble,  it is under probability to predict to win the money back.

this was one of the things that I kept thinking about in this scandal I also sometimes check up if there has been an update to this case to know whether there was foul play, but I can't still find any. It's really weird that it took them 2 weeks before they contacted the guy. but then again, some bank branches process a lot of transactions in one day that they might not have noticed the error when it happened.

He must have been careful, As he is not the owner of this assets. This money should never be spent on gambling. It certainly proves that the man did these things only for his personal interest so he was a fraud, He didn't control his greediness.

The sad thing right here is that the funds was too important just to get it wasted in gambling activities, that same funds is aiming to help people in a village in Japan but sadly it was mistakenly sent to a selfish and heartless man. He could have done good deeds by just calling his bank he received a huge amount of money from nowhere, he could've also received a reward if he chose to take the right path.

that man did make a big mistake but he actually didn't commit a major crime, from the story that happened that it was a pure mistake from the bank. Psychologically those who are not very honest will immediately use the opportunities available to become rich overnight. he will definitely be in prison for a few years but if he wisely keeps the money, when he gets out of prison he will be able to safely enjoy the money.

I believe there is a shared fault between the bank (or those responsible  for the money wiring) and the man who gambled all the money away, mostly the man, since he had the moral and civil responsability of returning those funds to the bank.

I assume he thought that since the bank would figure it out eventually, he could use the money to gamble, earn millions more (enough to return to the bank and keep a good percentage to himself).

It is also curious the fact the casino did not find his deposits to be suspicious, since this is a important quantity of money in a relatively short period of time.  Unfortunately, even if the casino froze his deposits he would have found another place to gamble the money away...

In the first place is it his money?, why won't he be at fault ,If he was a good citizen the rightful thing he should have done is to return the money, the money that was sent wrongly to his account, he went futher and used the money for gambling. maybe he was aiming at winning a jackpot and then pay back the money. So in all and sundry he's at fault and not the sender.

I think he is not story for using up this fund. He became greedy and would have wanted to double his before he would distribute among the people.
When you get funds/money you get the idea what other person is up to .. People become blind when they get others people money and they keep running when they have to return the money.

Something that might have slight discrepancy with the process, it's true that bank can check it out right away as they have

the info regarding to every transactions they process from day to day operation, it's weird that it takes 2 weeks before they

noticed and it's enough time already for the person who have gambling issue to consume all the money, it's a long span of time

to lose your money if you have gambling addiction issue.

the gambler was indeed at fault because he had used money that was not meant for him. but on the other hand the sender also has a little mistake sending large amounts of money but is not careful in writing the address to be sent.
in the end the gambler also admitted his mistake and intended to return the money he had used to gamble.
so the gambler is not completely wrong

People like to have fun on others money - like many boys want to get entertainment on their gf money and many girls want to get entertained on their bf money.
People are materialis and they want to get as much money as they could. This lust for money is a disturbing trait and one should try to get rid of it. The sooner the better.

I think the sender is also at fault with this, since he started the mess in the first place. I would say he never take extra careful in doing the transaction knowing its certainly a very important one. So both the receiver and the sender have to be given proper sanctions. However, the gambler itself should also know when to spend or when not since the money is not his own possession. But since he chose to gambled everything, then he should be responsible to pay for that. I just hope he'd be able to get back on his normal life and not to be judged easily by others.

Both parties or sides does have their own fault but it would be majority on that reciever who would get much attention and pointing on fingers since its not really that right on spending up money which
isnt yours and that just which it would really be your fault if spending and gambling out those money since you've put up into your mind that it wasnt your mistake but theirs but after spending those
funds and on the time that they would really be suing you out then what you would gonna do? You would just say you have gambled all of those funds and its not your fault?
Thats no how reality works and even if its just accident then you would really be still need to face up consequences and thats for sure.

Both of them have the fault. Think both of them that are responsible for their own mistakes.

It's still not rare to see people admitting that they're wrong and if it's about to be returned, that's a good call for his actions for being responsible. That won't make him lose something but that will show how he's willing to cooperate because the money wasn't him. Lessons are for both of them and they'll be better and won't do mistakes again that are the same with this incident.

of course both get legal sanctions according to the jurisdiction of the Japanese state. as you said, the bank's negligence mistakenly transferred the covid aid funds to the customer and it was only discovered after two weeks. it was a fatal omission that caused the incident to occur. the bank must be held accountable in court, however the man is guilty, using money that does not belong to him and deliberately used for gambling. this is where the mistake that makes him get legal sanctions even though he is willing to replace the money he has used. I think this will be a valuable lesson for the man.

They use other people's money because they won't be so sad about losing it when it runs out. They can still gamble with other money but if it is their money, they will be sad about the loss. It was the bank's fault that it had already sent the money into someone else's account but in this case, the person receiving it still received the error because he had used it for gambling. Hopefully, there will be no more cases of wrong delivery to other people's accounts in the future, so there will be no similar cases to what he experienced.