Bitcoin Forum

I've decided to set aside a small portion of
my Bitcoins for the purposes of lending
to the community.

(The problem here is that people who really
need a loan cannot get one because they
don't have the proper collateral, and if
they had the collateral, they wouldn't
need the loan.)

To apply for a loan without a trusted
account and without collateral, you
must post a Youtube video in your
application.  

Although this is not the same thing
as collateral, it should dissuade scammers
to some degree.

Post your video as a response to this
thread.  

1. Introduce yourself to the community
2. Explain how much you need to borrow
3. Explain the purpose of the loan
4. Give a reasonable proposal of interest and duration (suggestion is 20% interest and payback within 7 days)
5. Explain how you will repay the loan.

I will decide to approve or not approve
the loans on a case by case basis.
We'll see how it goes.

If you don't have a video camera or webcam
to create your video, then you cannot
use this service.

Please do not PM me.  If you PM me about this,
you'll be instantly disqualified.

Please note these are MICROLOANS only.

video needs to be uploaded on a sharing website and send the link to that sharing website right ??

Yes

THe video thing is new but nah... i can give you my facebook and to prove ownership i can post as whatever u say as status ///

He said video or no deal. Pretty simple.

means no deal :)

a friend of mine is putting together  a vid for you. he doesnt want to use youtube and since he has no btctalk account i will PM it to you. He doesnt like youtube though because of his privacy so he will just up it somewhere else for you. I hope thats okay with you(?) or else he can save the effort i guess...

Didn't I say PMs will be instantly disqualified?

i didnt pm but my friend doesnt like everyone to have his vid and be able to use it for himself maybe by dubbing it....
it should be able to keep it private between you two...

I hear what you are saying but public scrutiny is the price to be paid here.

Scammers are dissuaded, PLUS...

if the borrowing applicant is really sincere, more people will be willing
to lend to that person.

So this is a good system.

bump

Bitcoin is all about the anonymous features...  why would a scammer (or anyone fir that matter) post their video and release it to the public?

For a loan without collateral.   ;)

Joey would do it!  Dank would do it!

first of all, this whole lending forum is a joke.

But if someone is really in a bind and they need money,
i'm providing an option.  This will separate the scammers
from those really in need.

You're calling the whole board in which you are lending people money a joke?
Wouldn't that kind of be a sign you don't put any weight in the place and really shouldn't
be giving out money? Don't most people only repay in collateral free loans if they are serious/legitimate?

I mean if someone is really desperate, yeah they would probably be willing to do the leg-work regarding a video, as
well as someone who really wishes to scam someone.  Anyways, what do you consider a microloan anyways?  Could
you give an actual BTC figure?

Ok let me rephrase that -- it is MOSTLY a joke because you
have the same threads:  newbie comes in, wants a loan,
doesn't have collateral, gets denied, etc.

I would rather not set a hard limit because then
people will ask the max or close to it.  I would
rather hear the amount someone needs and why.

I'm giving lenders a way to earn a fair interest rate on their investment in
a professional convenient manner. How does a lendee [me] getting collateral-free loans hurt newbies without collateral from getting a loan?  I don't understand the logic here.

i don't get the question.  I never said newbies were getting hurt.

I just don't follow how me getting legitimate loans ties into newbies getting denied for loans, considering I also used to handle a few loans here as a lender and not a lendee.

I meant you as an we, us, the forum, not you personally.

You as a lendee like to over exaggerate with your "guaranteed " loans... Also setting a bad example for newer members, you should be providing a collateral.  You could be here on day and be gone the next.

Yep, I could be here one day and gone the next.  I'm not going to try and debunk that.
Yet here I am, after being registered for almost a year now and active in the lending section for
four months now.  

Granted you guys do have my full name and country of residence. 

fwiw gbatt is a pIeasure to work with.

Hi, I saw you post in my thread about .10 loan. I do not have webcam or video. Anyway else you can help me?

Bullshit.  Everyone has a webcam.  If you want the loan Joey, you have to do what he asks.

How else would you suggest I help you?

I mean help me with the loan?

I thought the rules were pretty clear:

I will post a video but I dont know how. Will you loan to me if I put video up?

LOL.  Joey, you video conference sexual acts with your own mother for money.  You know how to post a video.  

But he will only loan to you - he won't give you the coin.   ;)

Probably not.

The whole point of the video is so I can discern
who is genuine and who is a scammer.

It is already known that you are a scammer.

We do not do things together! We perform separately! And we only do Skype. Never uploaded videos.

Anything I can do for you to loan me? I will even get naked for you...if you are over 21 of course!

Dude, post a video of you dancing around (with underwear) while chanting my name - and I will loan to you.

if you plead your case , explaining why you need it,
how you will pay it back, (follow the original post instructions)
I will carefully consider  the matter.

I figured out how to upload.

I actually do not own any underwear. I can dance around in my pajama bottoms.

OK, I will do now.

Here you go.....https://www.youtube.com/watch?v=VEYNHAYZNvg

On April 7th, we agreed you would pay me $200 in btc at the current price because it was only worth $80 at the time. Have you made any effort towards that?

I'm still waiting for the video of you dancing in your PJs while chanting "Vod".   Do that and I will loan you 0.1 btc

Yes, I will try to get something to you this month.

OK...doing now.

Here you go vod....https://www.youtube.com/watch?v=JVpM4uiqpKs

https://www.youtube.com/watch?v=TsF8LzBWHbU

Disturbing, but a deal is a deal.  I will lend you 0.1 btc.

OK cool...My BTC address is    1ArpAgcUoUvxhMSdCRMWFJR17DDoZf6LJk

Thank you for the video Joey.

I don't believe that gambling is
a good reason to borrow money.
Also, you still have outstanding
debts with other members of
the community.

For those reasons, I must
decline the loan.

Are you also the account causeimhappy?

Yes I am.

I said I would loan you 0.1 BTC if YOU made a video dancing around while chanting my name.


Getting a friend to make a video and upload it does not count.  YOU must make the video yourself.  Contact me when you get a webcam.

Kiss that 0.10 goodbye...seriously.

Vod you are truely a real asshole mate.

That is me. I lied about not having a webcam.

You lied?  

Hmm, you're probably lying about paying me back too...  this is a tough one.  I did say would give you a loan....   :-\

Ok, I will still lend to you.  Please read this and let me know.
https://bitcointalk.org/index.php?topic=577765.0

Oh good god  :-X

Looks like Vod is still offering you the loan Joey, but you must post some collateral.

I read that link before. I did what you wanted with the video.

I have no collateral. You didn't mention collateral in our deal.

But you lied, so you are probably lying about paying me back!  I'm not going to give you coins.  I'm still willing to LOAN you the 0.1 BTC loan Joey.   Just let me know!

I am a very good poker player and would guarantee the loan back to you by may 15th.

Let you know what? I did not lie in our deal. You replied to this name to make the video.

Does it matter if you lied in our deal or outside our deal?  You lied.

I won't give you coins, but the loan is still available anytime you want.  :)

I want the loan.

Then you shall have it!  :)

I'm sure you are.  However, I prefer you pay back Austin his loan first.

What about SixFigures?   You didn't pay him back when you said you would.  Have you made arrangements with him?
https://bitcointalk.org/index.php?topic=520450.msg6119081#msg6119081

Even with all this dishonesty, I am still willing to give you the loan.  However, I will redirect half the funds to repay Austin.  You're ok with that?

Yes with sixfigures. And redirect half the loan? So you would send .05 to me and .05 to austin? that is ok

Funds ready to go.  Just waiting on the collateral.   (Note:  if you don't send it in the next hour, I'll be asleep and will send your loan tomorrow)

I don't have collateral. I told you before. What is it that you want?

Collateral.  I'll keep this 0.1btc loan offer open for 24 hours.  After that, you'll need to re-apply.  

I do not have any collateral!!! I have told you that many times. What collateral would you want?

troll.

Hey you replied to my thread saying you would take my .02 loan for an repay of .05 in 5 days if i did a video where would i send this video to?

Read the original post here and then post your YouTube link.

Got it up here

http://youtu.be/_8MNPhoNA3I

I wouldn't loan you a penny. You sound beyond shady, you don't show your face and jesus "to try out the bitcoin" just admit it you either want to use it to gamble or to buy illegal things with it. Wow that was an awful attempt to sound legitimate.

He sounds high as a kite :D

OMG joey you're back!  Hey, I'll do this loan for you. :)  Just send me the 100 LTC collateral and give me your BTC address, 0.1 BTC coming your way!

Read the previous posts and look at his video...
Geez... EURGH! DISGUSTING!

Bitch move not giving him the loan after he called your 'obvious bluff'
now you are looking for every excuse to NOT go ahead with your word.

Negative trust should be issued for that alone.

No. He never lied, he specified loan, and the terms of the loan is up to Vod.

Thanks for the video.

The video is supposed to be of you, not
just your screen.

You say you can pay back the loan
Because you have the money.

If that is true, you should be making
A post in the currency exchange section
To BUY bitcoins, rather than attempting
To take out a loan.

For those reasons, the loan is declined.

Not really. It's pretty hilarious scamming the scammers :D

Are you VOD?

https://www.youtube.com/watch?v=SFTN65x7ieo



Would like to borrow for 24hrs .02 for .025.at this address if acceptable.1EiGsk6b6BD2asGZPa6JHBYp4XCLadZx3x

Can I make another video with my face to get the loan

the reason why I am asking for the loan is because I have the money but the time it takes to transfer a purchase is about a week and im trying to get bitcoin now to play with it because im new to bitcoin.

I don't have multiple accounts.  Just the one. 

Approved and sent.  
https://blockchain.info/tx/9fa81d0eb51362477fb25732dc43ecbe223a3107b11e4bed966b87ace248d104

Although I normally do not like to lend for gambling
purposes, you seem genuine and I believe that you will
repay this small amount.

Please repay in 24 hours 0.025 to 1KcofPMDKQyR87MYxkHFcqf6vJzXPJyxV2

That is service!prompt thank will post feedback trust soon as I figure out how to. Lolz

I am going to make another video hope you will accept my loan request

posted here http://youtu.be/wY_OCLl3LoU

Figidty, unable to hold focus - probably lying and will not pay back.  So it is not a loan he wants, but a handout.

He's apparently checking the bitcointalk screen on his computer... a kid into bitcoins, but a kid nonetheless.  Horrible actor, I wouldn't accept ::)

It's good to see young people embracing bitcoin, but it would be unwise for jonald_fyookball to give a loan to a minor. Maybe you can offer one of your skills in the services section and earn it yourself.

Vod I  swear on the bible I will repay this loan

and the fact that you would go this far to critize me for a 5 dollar loan is just insane you must be a very sad person.

You may have a point...   why would it be unwise to loan to a minor?

I am not trying to act I am not some thief con artist I am just a kid trying to get into bitcoins.

[/quote]

Its a 5 dollar loan to a minor I doubt that's very illegal or unethical.

I am 15 I have my own etrade account and savings account. I am very wise with money and my age shouldn't be a huge deterrent for something so small.

I actually don't see a problem of underaged people into bitcoin, that's perfectly fine, but his reasons are a bit absurd.

Absurd Why? I am just asking for a loan.

Lol, why not just wait? You don't desperately need the money or anything.

He can't legally take a loan because he's not over the age of 18. This would make it much more difficult if you wanted to take a legal route to recover your money. However, with such a small loan, you probably shouldn't put much effort into recovering it anyway.

I want to get into bitcoin now and I see an opportunity.

Ah, so you're a religious idiot, eh?

You're likely to take the coins and disappear, pray to your god for forgiveness and feel totally OK about yourself.   ::)

No that's not how I view things a sin is a sin and for you to be rude about some ones opinion about whether there is a god or not shows how low class you are.

I agree with you, but don't be that unkind. I do agree that the bible is stupid, but we should respect each other and not argue and insult.

A sin is a sin until you pray for forgiveness.  Then you walk away scott free, and in your mind you have done nothing wrong.

I don't know why people respect you vod your clearly a very sad human being who has nothing better to do other than be rude to other peoples opinions.

Davis, I appreciate the video and you seem
like a good kid.

However, I still don't see any pressing
reason to loan you the money, just because
you "want to get into bitcoin". 

Please go through the exchanges
and you'll have your coins next week.

Sorry, but I decline it.

Because I'm very good at detecting scammers.   :)

You still are questioned for your sins even if you pray once you get to the pearly gates of heaven. How bout you not judge something you don't understand.

that's fine I understand.

Dude, I was once brainwashed like you.  I educated myself, which by your posts, you don't intend to do.   :-\

Your a very sad person who has nothing better to do but offend peoples religious views on a bitcoin talk forum I pity you and your soul.

And you're a brainwashed idiot.   :-\   Have a good life, fool.

Wise with money?  You are swearing on the bible for paying back a "$5 loan" (actually it's almost $10 :D)

If you were really that wise, you would put education in front of small cash. ::)

I do have education just because I believe in a god doesn't mean I am not smart I tired of talking to people who are just TRASH.

quote author=bobolini link=topic=594989.msg6674587#msg6674587 date=1399832496]
That is service!prompt thank will post feedback trust soon as I figure out how to. Lolz
[/quote]

This is quite possibly the best way to run a loan service.bravo.I would like a piggyback loan for a different purpose.johnny manziel auto from upper deck 2014 star rookies.its the retro shot print and guy is desperatesame terms if aggreed total of .05 by 5 tomorrow. Diff address.         If you need a new video just say the word.in my tow truck but ill pull over real quick.      1J4ont8T2id54L5UzHpXGFTMVBD9n8f1Kw

https://www.youtube.com/watch?v=myXeZ6yCpBQ


Requested video.

I would prefer only 1 open loan at a time per person. Thanks for understanding.

K that sucks 250 $ auto rookie but I had to play poker.lol would you consider consolidating both loans. .02 & .02 for .06 total pd to u tomorrow. My prob is no patientce I still have .016 of first loan but min withdraw is like .05 or something.ty for your time and trust.

Davis...that video you posted...you're higher than the sky.

I am just curious do you have any interest in a green dot moneypak or is it only btc that you want back I will provide either I just had yet to find a stellar fore Bitcoin

bitcoin please.

There are many people on the Currency Exchange Section who will sell you BTC for MoneyPak.

Uhh......? not sure how to respond to that.

Op just purchased btc waiting for transfer.

Sorry for the slight delay but I sent it at 640pm est.

received, thanks.

With all your riches, you probably purchased enough so that you won't need to borrow BTC again.  :)

Vod the hall monitor of bitcoin.lol.stop worrying about my money k sweet pea.we got it under control over here.

Would lile to state for the forum that this type of loan system is great for the community and exposing scammers is essential. Contrary to VODs statement I have an education just graduated univ. Of Phoenix online.I dont believe most borrowers r broke.I think t he loan system is very convenient.I cant aleays just stop buy gdmp post an add exchange info an wait.this system allows me to get the funds now.I think OP should be applauded for using this system.

Prob shoulda posted my request first lol.

Well I'm glad you like thread.

however, this isn't really meant to encourage people to just borrow whenever
they feel like it.  Generally, I think we should be encouraging people to
have their own stash of coins.  I think that is Vod meant in his comment.

https://www.youtube.com/watch?v=WKGg_VkZ_fU             




1J4ont8T2id54L5UzHpXGFTMVBD9n8f1Kw

So you want to gamble with a loan?
Tell me more, and I'll give.

Have you even paid back the other loan, yet?

I never really thought about it like that that is a great idea if you will loan me diste Bitcoin I will probably Invest that is the best way to go maybe in a gambling website like Prime die der one that allowed investment I will be able to pay you back as soon as I can stop and buy another vanilla reload as I have a new Bitcoin seller then I can call I am on a long distance hug right now so I am not familiar with this to areama I do not know which stores sell green dot money stamps and which ones do not

I'm calling you a liar.

You posted yesterday that you bought BTC.  You also posted that you are well off financially, owing a couple companies.

Since you already bought the BTC, WHY do you need a microloan?   ::)

The worst thing is that he doesn't even know what he will use the money for...

Yes he paid back the other loan.  If you want this one aes, go for it.

Bought only .1 yesterday was first time buying here drom turtle.bought 3 football and 1 baseball.played nba fantasy at coindrafts for .01 won 2 place got .024 bought a set of 2012 topps heritage.what is wrong with you people.50 for the .1 vanilla rwload.check me out at sealsdeals.info. web of trust badman2374 no negative feedback multiple pisititive referrals.

Also a member of seals with clubs over a year membet hear bout a year

See, that doesn't make sense.  You have lots of money, yet you only bought 0.1btc?  And now you are willing to pay interest to get more?

as I told you yesterday it was my first purchase of Bitcoin from sellerre so I did not dare risk more than $50 on my first purchase what is wrong with you vod

show me a post where I said I was rich I told you I was a partner and part owner this was meant to show that I have a job and a source of income hey I am NOT a welfare scammerI am by no means rich but I work hard everyday and Recreation on the Internet with Bitcoin I get great deals on baseball card and football cards when paying with Bitcoin

why does it bother you so much to see the original poster making a little money because it seems to me all you're trying to do is shut em down by antagonizing his trusted customer

VOD I am going to do you a huge favor and save you $200 that it would cost you for your first hour of therapy you obviously have borderline personality disorder which manifests itself in an exaggerated need to be accepted you continually compromise your belief for the reward of a pat on the back instead ugh be rewarded4 contributing do everyday life this 1 is on the houseif you ever need someone to talk to about your issues I will give you a great deal

Also, how about you prove that you own an address with bitcoins?

Well, you should take an english course and learn how to use commas and full stops.

or you should learn to read where I posted did I was driving on a long trip and using my voice text software which doesnt include,. Or spelling let me find out that you our vods sister.if I had an address with Bitcoin on it I would not be here requesting a loan I will provide the original poster with anything bet he request from me phone number Facebook address website.I am trying very hard to understand your motives for deterring your friend from making profitable long is it that you don't have anything going on or are you seriously worried about his benefit

Of course I am worried about his benefit. We don't want anyone to get scammed, you know. It's a horrible experience.

So they don't teach you in tow truck driver school that driving while distracted is dangerous? 

And besides all that you have boasted about, you are now a professional physiatrist? 

You are full of shit.   I'm worried you are trying to scam my friend.   :-\

I understand that you have concerns for your friends but I have done nothing to spark this concern I have answered every question you did all of your child and accusationsI have never exhibited any scan.me behavior I never claimed to be rich you have made multiple attemptsto stop your friend from making a little money I am using voice text so I can drive and not be distracted your slanderous attack on my character you are making it so this transaction is not even worth itthe only thing you were doing is costing your friend.ho loses a trusted customer who likes the convenience of his loan system and is itnot afraid to pump a little money back into this system

I assume that you are rejecting my loan applicationthat is too bad I had looked forward 2 hour continuallyprofitable relationship but it looks like I will have to take my business elsewhere again sorry for the inconvenienceand good luck.

I love that yoou have the time to troll me and engage in what amounts to exploitation which is a felony in most state and over. The internet its definitely a federal offense.any time you use the web to exploit the handicapped or mentally disabled your committing a felony.I wonder what kind of depraved things a forensics analyst would find on your cpu.Keep trolling me without substance and maybe you will find out.I've already clouded the pg so don't bother erasing it.

declined for the simple reason you said "youre not sure what you want to do with it yet".

I lent you the first one because you seemed to have a legit reason
that you wanted to participate in a Sunday poker game. 
I'm glad I was able to make that happen for you.

But now, I think yes, it is best to buy your own coins! :)

1. So you are saying that Vod is exploiting you, a handicapped or mentally disabled?
2. A Forensic Analyst's job is to help investigator solve crimes, by collecting evidence on the crime scene and investigating them.
3. They might find dust on Vod's CPU. Data is stored on a hard drive, not the CPU. (Common Sense?)
4. So do we need to take drugs to troll people now?
5. You can make clouds? cool.

Reading from a phone is distracted driving, you moron.  No way you can be a professional driver.   I have serious doubts about everything you have claimed.

Again voice to text is notcpefect but it looks like you are vod will be so proud a perfect baby troll.were u his first victim are you suffering from stockholm syndrome. Vod has an echo and it is you.whats it feel like to be wrong about everything you belive.it mist be depressing to have all ur accusations refuted.honestly a child could have done it.lolz. peace!  Lolz

https://play.google.com/store/apps/details?id=com.google.android.tts&referrer=utm_source%3Dgoogle%26utm_medium%3Dorganic%26utm_term%3Dtext+to+voice+app&pcampaignid=APPU_54dyU7PCK-_gsATVpIAI








Text to voice theres an app for that.

Another thing - I really don't think voice recognition software would make such mistakes as "yoou".  I think you're just some young kid with no brains. 

I am sure that voice recognition software can type "lolz".

Also, please stop evading questions.

A lot of angry bashing going on here  :-\

There it Is for the most part. There is a lil more but its mostly foreplay

What's your point, liar?  Joey was unable to come up with collateral, so I couldn't loan to him.

I push the exact same thing - don't lend to scammers or newbies WITHOUT COLLATERAL. 

The only fool that seems to be confused about this is you.

Vod is the batman of nigeria!

I need a 0.02btc loan for gambling, i will return it on 22nd, and surely i am not going to make a video for this.

People generally avoid giving out coins to people who gamble. Not to mention since you're adamant on not making a video you're probably not going to get the loan. If you want a non-collateralised loan at least follow the rules  ::)

...and surely i am going to suggest you try another lending thread.

Today, two users , leptoon, and djarot both sent my PM about a loan.

As I wrote in the OP, PM means you instantly are disqualified.

Yeah I dont think the vod and his gf did you any favor by harrassing and trolling a paying customer
No offense but I kind of fucked your thread up trying to defend myself and for that apologies mate.the other post from them well they should let you remove all the nonsense ones. Dont believe it will deter scammers.Luck to you.
 

I just make request thread here:
https://bitcointalk.org/index.php?topic=613451.0


I not sure if I eligible or not but please let me know if possible, sir.

Danke

Did you read the thread instructions?

I try. But not all was clear for me. English not my first language and sometimes having these troubles.  :P

There you go. You must make a video of you introducing yourself, say how much you need, say why you need it, payback time and interest, and how you will pay it back.
A youtube video.

so far, 3 applications... 1 accepted and paidback... 2 rejected.
out of the 2 rejected, one was obvious scammer, and the
other has proven untrustworthy by asking for repeated
loans (for the puposes of relending) without showing any ability to repay

Want a loan of 0.07.. :) and dont understand the youtube video please pm me or add me on skype . :_)

If you don't understand  I don't know what to tell you

Hello,
Are you making any profit of all this non-collateral loans? Lot of people can scam you..how much times you have a non returned loan?
BR

did you read the post above yours?  I think i just said those details.  yes i made a small
bit of interest on the loan. 

Gonna bump this back up, because this thread is hilarious. It's more about slapping newbs around more than the loan  :D