Ich nutzte bisher die App von Blockchain. Das is ja keine echte Mobile Wallet sondern eher eine App zu dem Onlinewallet von Blockchain.
Nur dummerweise funktioniert die in letzter Zeit nicht mehr so richtig. Die Lösung finde ich nämlich ganz geschickt.
Die Blockchain app ist die einzige mobile Lösung, die bei uns in der realweltlichen Anwendung fast immer Probleme bereitet. Während mit der Schildbach-Wallet oder anderen die Zahlung oft unter einer Sekunde, maximal 10 Sekunden braucht um anzukommen, können es mit der Blockchain-Anwendung schon mal ein paar Stunden werden. Keine Ahnung woran das liegt, aber es ist immer der Showstopper und sehr enttäuschend für Leute, die zum ersten Mal mit Bitcoin zahlen wollen. Totally spoils their user-experience. Joe |
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Honestly, I don't know nothing nothing about KYC and AML procedures.
'Know Your Customer': both sender and receiver of a transaction need to be 100% identified in regards to their real world identity, address, tax number, whatever. 'Anti Money Laundering' demands a central authority that monitors all transactions and reports suspicious activities to the government, whatever the government finds suspicious. It also demands funds to be confiscatable in case the government does not like these activities. THAT is what a banker talks about when he talks about 'integrating the Bitcoin economy into the legal system' and NOTHING ELSE. In dubio pro reo, ... and there IS NO REASON TO SUSPECT HIM OF ANYTHING but saying, what bankers have to say. He wants to cooperate, he gives bitcoin in germany a respected face, and he has to worry about laws and the government. So it seems, and I SEE NO REASON TO -- you know  I don't know this gentleman and I do not suspect him of anything, I just take his statements from the press. I would doubt though that any banker can give Bitcoin a respected face in Germany. As far as I remember some surveys people here trust their bankers even less than the 2nd-hand car-dealer from around the corner (can't find source right now)  . Joe |
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To make something clear:
There has been no single word in the entire article about changing the protocoll.
There are just two information from the fidor-ceo:
- he wants to see the bitcoin integrated in the legal system
...
That's all. OP did misunderstand a lot in a hysterical kind. Or he thinks, the existing protocol makes these goals impossible.
You are correct on that the word 'protocol' has not even been mentioned in the whole article. I do believe though, that 'integrating Bitcoin into the legal system' means exactly that. The state desires full KYC- and AML-procedures to be applied on everything that allows people to transfer wealth, that is, to 'integrate' a payment system into the legal system. Yes I think the existing protocol makes that impossible so in order to make it possible the protocol needs a little change. Please correct me on that one, it would make my day to realise that I am wrong on this. I do have to admit some hysterical laughter in reaction to those following two statements though but I guess you understand that, given the fact that it comes from a banker: - he wants to protect customers
- he wants to stabilze the economy
I had totally forgotten that that's why we need banks. NOBODY DID TALK OF CHANGING THE PROTOCOL!
Well, for a German that sounds like "NOBODY IS INTENDING TO BUILD A WALL". (SCNR! Famous quote of Erich Honecker. ) Joe |
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Uh I can't really see that statement as being about the Bitcoin Protocol. He's talking about the economy, most likely that concerns exchanges, merchants and such.
Everybody who uses Bitcoin is part of the Botcoin-economy and every transaction is an economic act. If someone demands "oversight" or regulation of the Bitcoin economy he talks about every user and every transaction. Hence, he is talking about the protocol. I just put my tinfoil hat on and tried to interpret it any other way but failed. Joe |
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Wie geil ist das denn!?
Der Banker findet "Aufsicht" nicht negativ weil "schliesslich gehe es auch darum, die Einlagen der Kunden zu stützen und darüber hinaus die Stabilität der Wirtschaft zu gewährleisten."
Ein Banker, der vorschlägt, die Banken sollen auf das Geld der Leute aufpassen und die Wirtschaft stabil halten.
Ein Banker.
Im Jahr 2013 des Herrn.
Fassungslos kopfschüttelnd,
Joe
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We are having a major press hit in Germany today, 4 pages in Germany's most important IT-magazine, the "c't".
Very high quality journalism and I did get a huge say in this, explaining the independance from banks and governments and why I see this as a good thing.
The shocking statement comes on page three, from the guy who runs the Fidor bank, now partner of Bitcoin.de
"The trend is rather going towards an adoption of the still young Bitcoin-ecosystem to the existing legal guidelines. ... Because in the end it is about protecting the money of the customers and to guarantee the stability of the economy."
HE IS TALKING ABOUT THE PROTOCOL.
A BANKER WANTS TO SEE THE BITCOIN PROTOCOL CHANGED SO THAT BANKS CAN PROTECT PEOPLE'S MONEY AND STABILIZE THE ECONOMY.
A BANKER SAYS THAT.
IN THE YEAR 2013!
And that's why people running huge Bitcoin businesses depending on the goodwill of governments should be nowhere where they can have any influence on the protocoll whatsoever.
Joe
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All this is very nice. Thank you for all your efforts. Now could you please elaborate on who you CEO of II and Director of Bitcoin Education and what not and Elisabeth have educated on what exactly? Just being curious, due to lack of education I guess . ++jp |
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Hey joe. Did you have a credit card 15 years ago? You are right to point out the trivial: they don't "eat it" they distribute it (again, a presumption...but it's not worth the time to discuss). The non-trivial point is that the individual card holder used to be on the hook for fraud.
That is correct. And that means, that everyone who wants to use a paymnent system that offers reversability of transactions already has a list of options to choose from. Why then introduce something like that to a crypto currency (which, by the way, would make me as a retailer subject to the same chargeback frauds that I suffer from credit cards, which is why I don't accept them)? Please clarify this for me: are you actually suggesting to implement reversability of transactions to the Bitcoin protocol in order to protect consumers from fraud? Joe
Joe,
FYI,
I've have met most of the people on that list at conferences or I've seen them giving talks on line and I've never seen any one of those people on that list wear a suit.
Oh please don't be so picky and allow me some metaphorical and rhetorical fun, will you please!? Just imagine they are actually suits hiding in Bitcoin-t-shirts, like a wolf in a sheepskin, get me? Joe
Try to relax Joe. Everything is going to be alright. I certainly wasn't trying to directly offend you, but if you felt like I was talking to you, then I was.  Thanks for clarifying this. In a discussion I would only tell the other party to 'try to relax' if I wanted to implicate that he / she is to stressed out to make a valuable point. And 'everything is going to be allright' is something I only say to little children or to someone who just suffered heavy injury or if I had no other way to marginalise the other point of view with an argument. But then that's only me . Joe PS: I am indeed perfectly relaxed, it is far too hot for any kind of stress around here this summer ... |
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You and the other 'lets-ask-the-government-what-it-wants-us-to-do'-folks are like Gutenberg turning around to the pope and saying 'look, I invented this printing-press-thing which will take your monopoly over the contents of books away from you. Now let's sit down and talk about what contents you would like people to print and what not!'.
Gutenberg mostly printed bibles. Yes, in the beginning, which was a waste of a great new technology just as a regulated Bitcoin would be waste of a great new technology. The point of DATA is to be the 'lets-tell-the-government-what-to-do'-folks.
Well, since I have already been called a dreamer in this thread I would now like to hear what one can call someone who believes he is going to tell the government what to do!? It's not a super-easy thing to change the financial system of the entire world, actually. It takes a hard work, and yeah, you have to make some compromises.
I believe it is actually the other way around. The financial system of the entire world will change due to the appearence of crypto currency (be it Bitcoin or whatever comes after it). What really takes hard work is to try to manage the transition to a new economic system so society has the least amount of collateral damage, of victims who will loose everything, like retired people who may loose everything they have because they will intellectually never be capable of understanding what is going on and will only realise that they cannot buy anything anymore with the fiat they are getting into their old fashioned bank accounts. Here's Joe:  Thanks for the image I actually like it . But I believe your guess is wrong. As someone who does not believe in laws and coercion I actually have learned to compromise with my fellow human beings very well. I believe in cooperation based on the free choice of everybody involved. The only party involved here who will never compromise is precisely the government and that is my whole point. Government will never say 'OK, we grant you some anonymity here and lift some regulations there and in exchange you do some KYC and AML on certain platforms'. Government will allways want to be in control completely, 100%. I have stated here before what government needs to put cryptocurrency into their regulatory cages (reversability of transactions, whitelisting, ...) and no government will ever be satisfied before total control is achieved. They never did in recorded history and they never will for obvious reasons. So going down this road will never take you to any sort of compromise but always to total surrender. Then the suits listed above can continue making their profits in a safe and government approved way but the whole idea of a crypto economy based on free market currencies will be thrown back a few years or a decade. It cannot be stopped but it can be delayed. And the only way to moderate the above mentioned transition for government would be to give up some of it'S power, which will never happen. Thinks Joe |
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...by trying to regulate the unregulatable solution.
Bitcoin and the fact that it is unregulated _is_ the solution to our regulated problems...  . I didn't know there were people who still believed in this fantasy. You must have been gone awhile. It is a good dream but like most dreams, does not line up with reality. I did not know that there were people who still believed in this government fairy tale of the past. You must have not been around long enough to understand what is going on. You have not yet realised that it is not a dream that is happening here, but the new reality, even if it seems to be a nightmare for you. Better get used to it! Joe
This dream is true for Bitcoin.
It is not true for the centralized closed-source currency-scheme called "Ripple" that you are supporting. Ripple has to face the harsh reality of US regulatory overkill, so it's quite understandable that they do ass-licking and propagate "self-regulation". That's why they joined the D.A.T.A. as the jester-in-chief.
I guess you just ignored all those Bitcoiners on that list that completely disagree with you. Including Charlie Shrem, Tony Gallippi, well....here's the list below. Thank you very much for your list of people in suits who run very profitable businesses which are relying on being accepted by the authorities of the most criminal government we have seen on this planet in decades to continue creating profits. Or any government at all, they would not care who they need a permit from and bend over anyways. Thank God Bitcoin isn't being led by such small minded ignorance as yours. If you want to be global, you have to play by global rules. If you don't like that, start your own fork and ignore all the regulations you want. That's your right.
Thank you for making so clear how much you have misunderstood the concept of crypto currency. For your information: Bitcoin is not 'led' by anyone, it is an open source protocol deployed peer to peer. I'm all for compliance ....
For your understanding: Bitcoin is not compliant to the current corrupt financial system as a matter of fact. In order to make it compliant we would in the end have to introduce reversable transactions and whitelisting, otherwise none of the governmental organisations ruling us will accept it. You, your leaders, your list of suits and these authority-my-ass organisations may wish to introduce that and maybe you will succeed. You may even still call the perverted cool new law-abiding payment system 'Bitcoin' but it will by definition of the protocol be a bastard and the next successful chain will be much more resiliant to this kind of co-option. You and the other 'lets-ask-the-government-what-it-wants-us-to-do'-folks are like Gutenberg turning around to the pope and saying 'look, I invented this printing-press-thing which will take your monopoly over the contents of books away from you. Now let's sit down and talk about what contents you would like people to print and what not!'. But then, your need to offend people in this discussion by calling them dreamers and zealots and what not gives me the impression that you are not so far away from dissolving your obvious cognitive dissonances on this topic . Joe
This makes an apt comparison. Remember 15 years ago when credit card identity theft bankrupted people? I mean, it used to be the card holders fault that the credit card network was so insecure. Now, most credit card companies eat the cost of this insecurity.
Please think about this for a minute! No credit card company is 'eating up the cost of insecurity' ever. They merely redistribute the losses of their insecure system to the people who receive payments who then pass it on to the consumers. I actually find it kind of funny that you picture credit card companies as someone who is kinda like 'eating up' costs to society, hence doing us some sort of good, while all they're eating is your and my money because they can do so because our leaders granted them monopoly to do so. Ever heard about the Stockholm syndrome ? Joe |
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Ask Doug Jackson an early innovator in gold-backed digital currency how ignoring existing regulation worked out for him.
Ask Aurther Budovsky of Liberty Reserve how ignoring government laws and regulations worked out for him
Now ask Satoshi Nakamoto how much he cares.
Fortunately there are groups of individual who are making an attempt to solve these problems.
Unfortunately for these groups you cannot solve the problems we created by having everything regulated by our elites by trying to regulate the unregulatable solution. Bitcoin and the fact that it is unregulated _is_ the solution to our regulated problems. To want to have Bitcoin regulated as a society is like asking the doctor what one can do to keep that tumor in one's brain as an individual. Or how one could alter the chemo therapy so it doesn't work. With all due respect, I find this approach absurd. Joe |
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I can't hold back making a pre-announcement: in August you will hear a lot about the topic and see the rollout of a crypto-charity flagship that will make the red cross look very pale and like an artefact from the past. It will be launched with a big press conference in Berlin. Also in August and also in Berlin we will hold one of our 'banking-without-banks'-workshops (usually for businesses and / or individuals) especially for charity-organisations, as requested by them after having seen the success that BUND and others had with Bitcoin. I predict at least half a dozen new organisations accepting Bitcoins after that evening. However, the rise of crypto charity is upon us and scheduled to be rolled out in August. Joe |
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Bin leider kläglich gescheitert bei dem Versuch, einen Ebay-Einkauf über all4btc zu tätigen. Das Interface will 55,90 nicht als Zahl akzeptieren und fordert ständig 'please enter a number'  . Gibt es irgendeinen Trick? Waer ja schon geil ... Joe |
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Ministry of Truth? Is that a UK thing? In the U.S., news companies are independent (although most rely on the AP).
This is hilarious. No, it is not a UK thing, it is a literature thing and it refers exactly to what you believe are 'independent' news companies, which you cannot know for your very belief. If Orwell could read this in his grave he'd be flabbergasted (that's the guy who wrote the piece of literature that you don't know because you spend your time watching independent Fox news and stuff). Still shaking in laughter . Joe |
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Hast du mal gelesen was die Leute dort in den Kommentaren bei 20 Minuten geschrieben haben?
Das sind genau die Kommentare die wir vor 6-9 Monaten noch in allen Medien gelesen haben, wenns mal zufällig irgendwo was über Bitcoin gab. Wird sich auch ändern wenn die Leute öfters mit Bitcoin konfrontiert werden. wow, die kommentare klingen wirklich feindselig. und ich dachte die schweizer wären innovativ wenn es um finanzprodukte geht....  Ich nenne Bitcoin manchmal gerne "everybody's Schweizer Nummernkonto". Bitcoin versaut ihnen ihren Markt und sie werden sich wieder von Tourismus und Käse-Export ernähren müssen, klar sind die da sauer . Joe |
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Guten Tag! Zum morgigen Bitcoin-Pizza-Tag wollen wir den weltweit ersten bekannten Bitcoineinkauf feiern: zwei Pizzen für 100.000BTC am 22. Mai 2010. Wir vom ROOM77 haben uns eine besondere Überraschung für unsere Gäste überlegt: es gibt den ganzen Abend Pizza zu Nostalgiepreisen wie damals. Also 2 Pizzen für 10k oder auch eine für 5k BTC. Ansonsten könnt Ihr andere Cryptonerds treffen und den ganzen Abend über Euer Lieblingsthema reden, dürfen viele ja zuhause nicht mehr . To blockchain eternity! Joe |
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We will celebrate this day at our restaurant in Berlin (ROOM77) and as a courtesy to our customers our special offer will be: 'Pizza at the same price like back in the good old days'.So two pizzas for 10.000 or one pizza for 5.000 BTC. OFFER LIMITED TO THE 22ND OF MAY ONLY AND ONLY UNTIL MIDNIGHT!Looking forward to as many of you as we can seat! Joe |
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Der Artikel ist inhaltlich der schlechteste, den wir hier in Berlin bislang in die Medien bekommen haben. Mea culpa, ich habe das Interview gegeben. Ich behaupte mal, dass ein Neuling, der den liest um etwas über Bitcoin zu lernen, nach der Lektüre erstmal gar nichts mehr versteht: Bitcoins werden durch eine Lotterie verlost und müssen dann von Webseite zu Webseite geschickt werden, wofür es verschiedene Anbieter gibt. Ja klar! Wie wenn ein Autor vor etwa über 100 Jahren über diese neue Automobil-Technologie schreibt und darüber fabuliert, welche Pferderassen sich am besten eignen, um sie vor ein solches Automobil zu spannen und ob die neuen Gummireifen in der Pferdescheisse nicht leichter durchdrehen als die herkömmlichen eisenbeschlagenen Hölzräder. Die beiden Journalisten von der Berliner Zeitung waren komplett ahnungslos, allein was grundlegendes technisches Basiswissen betrifft, welches ein Redakteur, der zu einem solchen Thema schreiben soll, zwingend haben müsste. "Peer to peer? Open source? Was bedeutet das? Nichts im Internet kann ohne Server funktionieren, das weiss ich genau!". Ich hab tatsächlich gegen Ende des Gespräches vermutet, dass jetzt dann nochmal sowas kommt wie "Herr Platzer, diese Computer von denen Sie immer reden, was sind die genau?" Zur fehlenden technischen Kompetenz für dieses Thema kommt dann leider ein meiner Meinung nach schlechter - wenn auch weit verbreiteter - journalistischer Stil: kein Aufnahmegerät dabei haben und sich deshalb Notizen machen und dann aus diesen Notizen und dem Gedächtnis wieder Zusammenhänge oder sogar Zitate extrapolieren. Merke an dieser Stelle: Journalisten, die ein Aufnahmegerät benutzen, neigen nicht dazu, Dich falsch zu zitieren, erstens ist das Verfahren weniger fehleranfällig als Bleistiftnotizen und zweitens ist Gesprochenes halt nunmal dokumentiert. Wer Notizen macht, sollte sich Zitate in seinem Artikel unbedingt bestätigen lassen, darauf sollte man als Quelle bestehen. Aber so, wie der Artikel nun rausgekommen ist, ist offensichtlich, dass er nicht irgendeiner Wissensvermittlung dienen, sondern den Bitcoin in ein bestimmtes ideologisches Licht rücken sollte. Auf inhaltlich-fachliche Kompetenz und Richtigkeit wird vollkommen verzichtet, der Teil liest sich Stellenweise so als ob man einfach irgendwie die Spalten füllen wollte mit irgendwelchen Sätzen, die irgendwie technisch klingen. Die Leser der Berliner Zeitung über eine neue Technologie zu informieren war also nichtmal ein Teilgrund für den Artikel. Auf der anderen Seite hält die Autorin es tatsächlich für themenrelevant, was sie _denkt_, das der Interviewte gleich sagen könnte ("und weil man befürchtet, dass es gleich auch noch um das befreite Kreuzberg gehen könnte ..."). Wow, deswegen lese ich doch Zeitung, um zu erfahren, was die Journalisten denken, was jemand sagen könnte . Diese hier legt mir nicht nur Gedanken in den Kopf sondern auch Worte in den Mund. Abgesehen von den falsch zitierten und inhaltlich vollkommen falschen technischen Aussagen weiss ich zum Beispiel, dass ich zu keiner Zeit sowas wie "unzensiertes Leben" erwähnt habe. Kommt in meinem Wortschatz gar nicht vor, passt aber zu gut zu dem, was sie denkt, das ich bald sagen würde. Am besten wird die ideologische Ausrichtung an der Überschrift deutlich. "Kein Staat, ... kein Problem": wer hat das gesagt? In dem Artikel selbst wird auf die Überschrift nichtmal Bezug genommen, auch nur irgendwie erklärt, wieso die da jetzt drüber steht oder warum das jetzt den Bitcoin erklärt. Steht da halt einfach so . However, ob die Fokussierung auf eine ideologische Einfärbung beabsichtigt war oder ob diese nur der eigenen ideologischen Bubble und journalistischen Unfähigkeit der Redakteure zu schulden ist, wissen nur die selbst, wenn überhaupt. Aber ein wirklich ausgesprochen schlechtes Stück Pressearbeit ist es allemal. Joe |
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What tablet application/website was ROOM77 using to accept customer payments in the Guardian video?
We are using an android tablett with a Bitcoin Wallet (from Andreas Schildbach) installed. Alternatively, people can scan an address from a printed qr-code, call up an address from btc.to in a webbrowser or - pretty cool - just put their nfc-enabled device on our actual physical wallet (the one made of leather containing paper- and metall-tokens) and and the wallet on the device opens and has our payment address already read in via the rfid-sticker-magic developed by sodoku. Other places use other stuff, depending on their likes and existing infrastructure if they don't want to spend the money on a tablett. But in all cases the payment process nowadays is just faster than any other digital payment and about as fast as receiving cash in many cases. Joe |
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