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141  Economy / Economics / Re: What is your personal debt reduction method aside the debt snowball method? on: June 25, 2023, 07:01:04 AM
I just heard of the snowball strategy for accounts payable, but I don't know whether I've ever done it or not because I don't understand the meaning of the snowball method.
I was once in debt with a fairly large amount, but I prioritized paying large amounts first and then smaller ones, because if the due date for a large amount is in arrears, the calculation will go wrong for settlement. for payments in small amounts I minimize my expenses
142  Alternate cryptocurrencies / Altcoin Discussion / Re: HODL or not? BTC investors need to rethink their strategy as on: June 24, 2023, 06:10:46 AM
I think HOLD is the key to every crypto owner's victory, whether it ends well or badly, but with the belief that there are coins that will cover the losses of the coins we hold besides BTC.
if we stick to fud news then there will be no progress in existing crypto will become obsolete and disappear,
143  Bitcoin / Bitcoin Discussion / Re: Hold Bitcoin VS Hold Gold on: June 23, 2023, 08:19:19 AM
I personally both gold and bitcoin , because for me both are equally profitable, with the characteristics they have it challenges me to own and accompany them to their highest point, there is no long debate between gold and btc because both are investments that need to be considered for the future
144  Bitcoin / Bitcoin Discussion / Re: Bitcoin on The Island of Bali, Indonesia on: June 23, 2023, 08:07:53 AM
when regulations are made by the local regional government, its citizens also obey the regulations made. so do the tourists who come
if the goal is to take a vacation from the start, with a refusal to pay with btc is not a reason to cancel a vacation in Bali
my opini
145  Bitcoin / Bitcoin Discussion / Re: Bitcoin - Asset Or Currency? on: June 22, 2023, 08:15:23 AM
I think bitcoin is an asset not a currency because I bought bitcoin for the purpose of making a profit from the price increase that is happening, the rest I don't think will become a currency because for me it's an impossible thing to happen, if it is a means of payment / alternative payment it might be happen
146  Bitcoin / Bitcoin Discussion / Re: Stop stressing kids with bitcoin on: June 22, 2023, 07:43:24 AM
I agree with you because childhood is only for age-appropriate learning and playing, not for learning investment or digital smells like this
when they are adults they will naturally find out all the existing technology
Too bad not every parent knows this so they tend to force feed knowledge that's inappropriate for the age of the child not to mention that they're also raising a clone of themselves because they want to see how they would've turned out if they grow up with the knowledge and that's scary because you don't raise a clone when you raise a kid, you're raising an individual and they should be able to choose what they want to do in life be it bad or good, our job as a parent is to keep them safe, bond with them and guide them not brainwash them with our ideals and financial stuff, you don't need to tell it to them, you talk about it indirectly enough and they will eventually catch on.

So that's the problem, we can't clone ourselves to our children, the nature is if we have similarities between the behavior of fathers and mothers. a mother will definitely monitor the child's growth and development until the child is old enough to be released and ready to make a choice, sorry for men, usually a father who often demands children in such a way without knowing the limits of a child's abilities

dont be mad for the dads here  Grin
147  Alternate cryptocurrencies / Altcoin Discussion / Re: How to borrow ETH to buy BTC? on: June 21, 2023, 07:21:47 AM
Why should you borrow ETH to buy BTC, my suggestion is better you buy as much as you can, here you look you want to have instant having large amounts of BTC / ETH with the aim of making a profit, try to think of the worst risk of your loan if the market is not improved And does not provide benefits as you expect?
148  Alternate cryptocurrencies / Speculation (Altcoins) / Re: 4 Altcoins to look at in 2023 on: June 21, 2023, 06:59:01 AM
And I think that these altcoins that sure need to be looked into are,

1. Ethereum
2. BNB
3. Matic
4. ADA

There are really worth holding as the bear is still on going.
I would say that this is the best time to hoard them (For now, I think?) while their value is really worth a penny and they might make a massive profit in the future,
very good choice that you have attached, representing a high price at an affordable price. Of course, until now the coin that you said is very potential to date and is in the best ranking, so it is very reasonable to be a choice.
all that remains is to adjust to the funds that may be owned, because funds also determine where to be placed for investment.
when the price is being corrected there is a clear opportunity to continue buying and holding until the halving era to come, patience is needed for this.
Yes you are right if you are not patient you can never be successful. I think if we can save some good coins and invest and hold for long time then we have good chance of profit. And if we make rash decision after investing.  If we do something wrong, we will bring our own danger. Therefore, we always take a decision after thinking carefully. We will not take any decision due to which there is a possibility of losing our money.

Patience is the main key in investing in Crypto, until whenever the panic nature must be avoided when the market is experiencing shock, therefore it requires accurate research on coins to be invested
149  Bitcoin / Bitcoin Discussion / Re: Stop stressing kids with bitcoin on: June 20, 2023, 07:26:29 AM
I agree with you because childhood is only for age-appropriate learning and playing, not for learning investment or digital smells like this
when they are adults they will naturally find out all the existing technology
150  Bitcoin / Bitcoin Discussion / Re: A hilarious video that shows so many persons ignorance about bitcoin on: June 20, 2023, 07:21:25 AM
Why is it considered funny that people don't know what Bitcoin is?
I think it's only natural that there are people who don't understand or know what bitcoin is.
In my country, there are still people who don't know what bitcoin is.
bitcoin is famous among 2000 and above, not below, so don't laugh at people who don't know what bitcoin is because it's normal in my opinion
sorry, I'm too sensitive about this video because in my opinion it's too mocking even though there's something he said that I don't understand, but from the look on his face, you can see a smile of ridicule whether it's real or a trick, but it's inappropriate
151  Other / Beginners & Help / Re: How can we be sure that our private keys have been generated safely? on: June 19, 2023, 10:28:34 AM
actually I'm not sure of the existing private key, by looking at previous wallet hackers
but by reading from friends' suggestions I think I will buy one of the open wallets as mentioned, because so far I only believe in truswallet and the like
152  Bitcoin / Bitcoin Discussion / Re: Bitcoin gift to wife on wedding. on: June 18, 2023, 09:04:57 AM
the main thing before you give bitcoin to your wife as a gift, my question is does your wife know what bitcoin is, if you don't know it's better to buy her real gold. he will be happy with you giving some of your btc, because not many married women want to know what bitcoin is, what they think is how their family is safe and prosperous in household matters,
I say so because I am a housewife, worthy of your wife. and I know crypto from one of my social media friends, not me finding out myself
153  Bitcoin / Bitcoin Discussion / Re: Interested in investing in Bitcoin my childhood friend after losing business on: June 18, 2023, 08:57:41 AM
Suggesting I don't think it's necessary, it's enough to provide investment information what is good if he is included in the community of people who invest in crypto, naturally your friend will definitely understand and know which coin he can invest in
and don't forget you also have to provide risk information that can be obtained if we invest in crypto. because wherever we invest, we will definitely experience losses, not always get profits
154  Bitcoin / Bitcoin Discussion / Re: We shall separate commercial exchanges from investment exchanges on: June 17, 2023, 09:38:43 AM
It seems people here aren't familiar with banking regulations, so I advise them to read the following:

https://en.wikipedia.org/wiki/1933_Banking_Act

Just as I approve those regulations on banks, I wish to get the same on exchanges. It would be good for us, as it would leave simple exchanges unregulated.

everyone must have different opinions about banking, I think, where people switch to dicrypto investment because they are fed up with the government setting a wealth tax that is equal to people who have a lot of wealth with the wealth of small people,
155  Alternate cryptocurrencies / Altcoin Discussion / Re: what do you think about fantom coin ( FTM). on: June 16, 2023, 08:18:34 AM
FTM is a potential coin for the next bull run, where we see the DApp that is built, in this case the developer can take advantage of the ecosystem
and I make sure I will take part for FTM in the next bullrun
156  Alternate cryptocurrencies / Altcoin Discussion / Re: What if social media apps start launching their own cryptocurrency? on: June 16, 2023, 07:56:23 AM
social media is used all over the world, if you use crypto then there is a bad possibility that social media will not be able to operate in the future in countries that prohibit crypto what else to do with transactions,
but all of us return to the users , if social media uses crypto I personally will definitely be lazy to use social media because it takes 2x the transaction process
157  Economy / Economics / Re: Landed properties is the best investment on: June 14, 2023, 07:50:20 AM
it's true that the price of land will always last and can even provide multiple benefits from the start we bought, but everything is seen from the location of the land itself, in my country too if you buy land on land that is still quiet it will be cheap but in the next 2-3 years the location of the land is in the position of city expansion, land prices will increase manifold, our country is the same when it comes to land issues
158  Economy / Economics / Re: Rent or buy real estate - let's have a debate on: June 14, 2023, 07:46:17 AM
it all depends on the income I think .
I think buying by credit at the bank is better than continuing to rent continuously,
When renting, we have to set aside money every month to pay the rent that will be due, but how long will we rent?
if we buy a house or apartment by credit/borrowing money at the bank I think it's the same as us renting but after the sale and purchase contract is completed we can own the apartment house that we rent from the bank
159  Alternate cryptocurrencies / Altcoin Discussion / Re: High gas fee for sending token is still a problem on: June 13, 2023, 07:06:10 AM
gas costs are not always high, you must be diligent in checking shipping costs regularly so that when costs are lower than previously predicted you can send to exchanges
, shipping costs are always a problem for small traders / coin owners, sometimes the shipping costs are not sufficient when the coins we are going to send are exchanged, thus letting the coins become worthless in the wallet
160  Alternate cryptocurrencies / Altcoin Discussion / Re: Do You trust Tether (USDT) Stablecoin? on: June 13, 2023, 06:45:19 AM
I use usdt, busd, and usdc according to what exchange I use but I mostly use BUSD because as we know bsc is a network that has shipping costs that are still friendly to its users and is widely used by today's users.
for storage, I never save in stablecoin, but I'm more comfortable saving in fiat
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