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1621  Economy / Economics / Re: How to thrive with low income in a humble area on: February 06, 2023, 09:08:00 PM
To thrive with a low income, the individual must have a monthly budget and stick to it strictly. Failure to do this would result in the individual falling into debt, and this can spiral into an unending hardship. Also, always go back to your budget and have an emergency fund set aside to take care of any unforeseen situations that may come up later.
I think management is very important, regardless of the amount of income. All you said is true, and once you don't manage well it starts resulting into always collecting borrowing before receiving your payment. It is better to plan because he or she who does not plan in life is then planning to fail. That is where most people go wrong because they do not budget their income and do not plan.
1622  Bitcoin / Bitcoin Discussion / Re: Bitcoin adoption growing stronger everyday on: February 06, 2023, 08:22:50 PM
El Savaldo adoption has opened people's eyes in many nations and individuals' eyes, and the way bitcoin is gaining popularity has shown it to be one of the greatest inventions ever created in time, I believe in time, and now would have been the best time for Nigeria to use bitcoin payment because Nigeria is currently having problems with transaction and fiat, so bitcoin adoption would have been a great solution.
1623  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 06, 2023, 02:50:19 PM
Manchester City is really unlucky in this match, Mahrez's shot hit the pole while Alvarez's shot hit Dier's knee, if not it would be 2-1 favor on Manchester City. Tottenham doesn't create any good chance except the first one where scored by Harry Kane. This might be the first time where Haaland doesn't shot at least 1 ball in Premier League, Tottenham's midfielder and defenders are successfully stop Haaland for getting chance to have a ball.

After all Haaland is the better in making decision among the other Manchester City's strikers.
Everything is working good for arsenal after they lost to Everton,  arsenal is very lucky and should never allow what happened in the last game against Everton to happen again because if they keep on losing their games they will find it difficult to win Premier league this season. I never believed a team like Everton could win arsenal.
Arsenal still have the advantage of winning the league if they can continue with their winning strategy. Losing 1-0 to Everton wasn't good but they were lucky that Man city also lost their game which kept the point different the same. Manchester city has the advantage to narrow this gap but they were reluctant to do so.

Man United are favourites to win. They are in a good mental state. But underestimating Leeds is a mistake. Ten Hag has to play its best players to keep winning and get 3 points. Casemiro's absence shouldn't be a problem, Ten Hag can implement a different strategy. Or shift Bruno more to the middle with Eriksen.
I don't think Ten Hag will ever think of underestimating whoever the opponent they will face, and for sure he will play his best squad (except for those who must be absent) because Man United is slowly getting into the title race and Ten Hag definitely wants to show that the Man United squad is in the right hands.

Man United has an 8 point difference with Arsenal and of course, it will not be easy to catch up with it (moreover Arsenal has one game less than Man United). But in football, anything can happen, so as long as the opportunity exists, Man United must keep trying their best.
Manchester united are in their super form and shouldn't be worried about their game against leed. The game will be an additional three point to Manchester united points so that they can keep moving up,if possible catch up with Manchester city. Casemiro absence shouldn't be a problem, since Eric Tan Hag would bring a good replacement to cover up his wing.

Even though it is uncertain whether Manchester United will defeat LEEDS, they shouldn't undervalue them in the same way that Man City undervalued Tottenham. If it is the truth, Manchester United is currently in form, but don't be surprised to see the game end in a draw or with Leeds winning 1:0, similar to how it did between City and Tottenham. Games are getting more difficult to anticipate.
1624  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: February 06, 2023, 01:16:53 PM
It seems that Real Madrid will have to give up its desire to defend the league title this season. In the previous match Real Madrid lost at home to Mallorca, while Barcelona were able to beat hosts Sevilla on the road last night. The consistent results presented by Xavi and his players made their position at the top of the standings very solid with 53 points and Real Madrid had to be willing to win 45 points. The distance of 8 points makes it impossible for Ancelotti and his players to catch Barcelona and it takes 4 matches that end in defeat for Barcelona if Real Madrid wants to shift it from the standings.
Yes, Barcelona are likely to be champions this season and show everyone that they have finally recovered from last season's failure. Real Madrid cannot make a good game without Benzema. I don't know when he can play again, but without him Real is losing points. It will be very difficult for them to catch up with Barcelona now.
The way things are going currently in la Liga Barcelona is likely to become champions the way things are going Madrid is not putting in effort compared to when the season started and now Barcelona is leading real Madrid with about 8 points and Barcelona has won their last five matches and Madrid have lost two games and draw one if they can put more effort they can catch up with Barca.
1625  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 06, 2023, 12:42:38 PM
With City's misfortune because they missed several chances they had in that match made  Arsenal who cheered, this was probably the match that Arsenal had been really looking forward to because losing to Everton made City have the opportunity to get closer in point difference but unfortunately City could not win.
Manchester City missed a great opptunity yesterday, actually they performed well but they missed all the opportunies they had yesterday, if they won their match yesterday, Arsenal will have been leading them with just two points, which I was thinking Manchester city will definitely do everything possible to win Tottenham but were not really lucky yesterday, now Arsenal is now leading them with five points again, I know this is what Arsenal having been praying for since they lose against Everton.
It now equates to both Man City losing and Arsenal losing. I was concerned that if Manchester City wins, their points will begin to mimic Arsenal's, which I don't want to happen. Also, if people had predicted a straight win for Man City yesterday, I would have loved to see the look on their faces. But that's football for you, you can never predict what will happen in a game. We'll see what happens next.
1626  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 04, 2023, 07:13:37 PM
The performance of Arsenal today left me unsatisfied. They are too rusty, and once they have had some time off the field, their performance has suffered significantly. They need to work on this, and from the start of the game, I wasn't confident in their victory because Everton's new coach will give them an advantage. Nevertheless, they gave it their all. Next match we should  be ready.
1627  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 03, 2023, 09:25:57 PM
I don't know what's wrong with Mitrovic in Fulham, if he's tired, they should replace him and put someone who is ready to play. Madueke starting the second half has actually turned the tables for Chelsea. The boy is actually good, and the new signing Enzo, I don't see anything that the dude is playing and now is looking as if Chelsea is playing under frustration which is very bad for the game.
1628  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 03, 2023, 08:35:17 PM
Chelsea had a strong start, but at some point fulham took the initiative. As t. Silva attempted to score for Chelsea, the game became more interesting. Ziyech is a good player when it comes to playing corners, but one annoying aspect of Chelsea is that they are constantly selling and buying players. This may have led to a draw. Fulham  is currently playing better than Chelsea, let's see the out come.
1629  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 03, 2023, 07:40:01 AM

It won't be easy for fulham today because Chelsea's performance has improved significantly. Given the way Chelsea is adding players, I wonder how the game will end. Since Chelsea hasn't played well this season, I don't think I can choose them in any of my games. Instead, with Chelsea giving 1.62 odd and fulham a 5.25 odd, and we'll see how things pan out. Definitely not missing the match because of my fiends supporting Chelsea.
1630  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: February 03, 2023, 07:07:22 AM
Real Madrid was launching a full-court press on Valencia, and I could see how Benzema was making an effort to score. However, I was confident that Valencia could not win because the first goal was cancelled out by Var and Vini, who actually performed well by scoring the second  goal with was a simple goal that the goalkeeper didn't see.
1631  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: February 01, 2023, 05:02:25 PM
Its seems postponed match between Real Betis vs Barcelona are matchday 17, looking on odd given seems excited because above @1.70 are bigger for Barcelona have consistency performance in this season. Are Robert Lewandowski have finished with his punishment for five matches in La Liga? I think if Lewandowski back to starting eleven having potential for Barcelona winning more than one goal.

Last three matches in La Liga Barcelona faced difficulty how scoring more than one goals although success with unbeaten record but winning with one goals seems not productive with attacking line after leaving by Lewandowski due punishment received.

The match should have been played a long time ago, but other leagues and circumstances prevented it. Nevertheless, I somehow have a strong feeling that they will want to defeat Barcelona or draw with them because the last time they faced off in the Spanish Super Cup, Betis drew Barcelona into a penalty shootout before losing to Barcelona, and now that they are playing this game at Estadio, they would want to play a defensive match with strategic opposition.

While Betis and Villareal both have the same number of points and won their last match against Getafe, I anticipate them to struggle in this game with a double opportunity because sometimes the games we don't take seriously turn out unexpectedly. This is what I hope will happen with Real Betis.
They can only attempt to defeat Barcelona, but I am confident that it will be impossible for them. In fact, I don't even see them drawing the match because Barcelona won the last time they met, even if it ended in a penalty shootout. Because of this, Barcelona won't want to take any chances and will not even attempt to draw the match. When it comes to playing defense, there is always room to adjust tactics, so for me, this is a clear victory for Barcelona.
Real Betis might be difficult for Barca to play but at the end Barca will win the match. Lewandoski will be playing the match and I don't see who will be able to stop him if he has a chance to net the post. Barca are in a good form and will learn from the last match that they played with Real Betis not to underestimate them. This will make them add more effort  in other for them to win the match. Dembele absence might be a challenge but Barca will try to cover up the vacuum. Real Betis is always giving Barca tough time and will think this match very serious.
I can still clearly recall how they played Barca the previous time they played; Barca actually had more ball control than Betis and from their pass accuracy they were having a battle with Barcelona; this shows how excellent they are, and I think Barca is prepared since their goal is to win the championship. so let us wait and see what the outcome of the game.
1632  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 01, 2023, 04:23:28 PM
I don't follow the Premier League very much, but I keep up to date with events, in my opinion both Arsenal and Manchester City have a fairly demanding match, perhaps something more Manchester City who will have to contend with Tottenham. I believe that in the end both teams will get the victory, even if Arsenal were to draw it might not be that bad, because they still have one game left to play
Tottenham is not a tough opponent for Manchester City because I think Manchester City can get full points even though playing at home to Tottenham, I believe that will happen because Manchester City wants to catch up with Arsenal so they don't want to lose that moment
Definitely, man city will want to catch up with Arsenal but I don't see them having a chance in the premier league they should better focus on the champions league than a premier league, or might end up losing the two, I see the strategy Arsenal is using is better for them to put more effort in the premier league than FA cup so what happened between Arsenal and man city will not happen again in the premier league.
1633  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: February 01, 2023, 11:50:30 AM
Its seems postponed match between Real Betis vs Barcelona are matchday 17, looking on odd given seems excited because above @1.70 are bigger for Barcelona have consistency performance in this season. Are Robert Lewandowski have finished with his punishment for five matches in La Liga? I think if Lewandowski back to starting eleven having potential for Barcelona winning more than one goal.

Last three matches in La Liga Barcelona faced difficulty how scoring more than one goals although success with unbeaten record but winning with one goals seems not productive with attacking line after leaving by Lewandowski due punishment received.

The match should have been played a long time ago, but other leagues and circumstances prevented it. Nevertheless, I somehow have a strong feeling that they will want to defeat Barcelona or draw with them because the last time they faced off in the Spanish Super Cup, Betis drew Barcelona into a penalty shootout before losing to Barcelona, and now that they are playing this game at Estadio, they would want to play a defensive match with strategic opposition.

While Betis and Villareal both have the same number of points and won their last match against Getafe, I anticipate them to struggle in this game with a double opportunity because sometimes the games we don't take seriously turn out unexpectedly. This is what I hope will happen with Real Betis.
They can only attempt to defeat Barcelona, but I am confident that it will be impossible for them. In fact, I don't even see them drawing the match because Barcelona won the last time they met, even if it ended in a penalty shootout. Because of this, Barcelona won't want to take any chances and will not even attempt to draw the match. When it comes to playing defense, there is always room to adjust tactics, so for me, this is a clear victory for Barcelona.
1634  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 01, 2023, 11:39:16 AM
Everton are entering a new period with a new manager from now on. However I don't expect it to make a positive impact in the Arsenal match already. There is a significant level of gap between these teams. Arsenal have fought really amazingly so far and Everton shouldn't be a big hindrance for them. Playing the match in Goodison Park shouldn't also change anything for them. Despite Jesus' absence Arsenal are still doing great. Nketiah has filled his place in a very good way as well.

This is all the result of a solid teamwork of course. Because even when the times they had their striker not scoring a goal they still continued to get nice wins in the league.

Returning Everton to its better form will certainly take time. the adjustments from the new coach to the Everton players certainly require adaptation. and I think Sean Dyche will also struggle a bit. But if it turns out that Sean Dyche can bring Everton back to a better performance. then that would be an excellent feat. But in the match against Arsenal, of course I also prefer Arsenal without a doubt.
Of course, Arsenal are currently in their best performance and when compared to Everton, of course, these two teams have a very large difference in quality, although now Everton is working on improving their new coach, but it is very unlikely that this will go as expected. when the coach had just handled the team.
to be able to change the situation in a team that is down, of course, it takes time and a long process.
I have no doubts for Arsenal's convincing victory in the match against Everton, I think that Arsenal are too favorite and their percentage to win this game is quite big.
If Everton actually does improve, it will be good for them, but it won't matter to anyone else since the season has already progressed so far and this one hasn't been good for anyone at all. They are currently in 19th place and have lost four of their last five games while drawing one. We are still waiting to see how their new coach will handle all of this, and with them playing the big dogs Arsenal, I don't see them winning.
1635  Other / Beginners & Help / Re: we always regret once the price go up on: January 31, 2023, 09:53:00 PM
Selling bitcoin at this price is not a good idea in my opinion because I have seen what has happened over the past year from the record and am determined to hold and accumulate this particular one that is not passing me by. I also need to test the upcoming bull run because most people who sell don't realize its value until the bull run begins, and if you don't participate in the profits that come with it, you won't know how painful it is, so I don't want to be left out of the action.
1636  Local / Nigeria (Naija) / Re: CBN: Banks to pay N1 million fine daily over failure to collect new naira notes on: January 31, 2023, 09:41:37 PM
CBN just dey try ensure the compulsory adoption of the use of the new notes. It is okay to fine the banks that default before the deadline, but why everything na just by force? The due date of deadline is just too short to accommodate massive adoption with this kind of rate. CBN might have to review the deadline date if this is expected to be effective well.
Na waiting just they be that and CBN they monitor all of this banks oh they suppose sanction some of this banks, they no they even gree put money for ATM for people to withdraw the thing don even tire everybody but if you look am ba, na just because of people wey they villages if not I no actually buy the idea of the extension at all,  because bike men to don they collect transfer at list the aim is been archived.
1637  Local / Nigeria (Naija) / Re: Fuel, PVC collection or change of Naira Notes, which of the queue stressful pas on: January 31, 2023, 09:34:53 PM
Na cash own worst pass oh because fuel since i get gallon I they carry go fueling station I no they stress like that, but you see this new currency matter the thing done tire me I no go lie anything wey I they buy now na transfer I they do oh to safe my self the stress since the goal na for cashless policy,from this extension now another extension go they again but this pos people no joy at all but you no go blame they because of the withdrawer policies.
1638  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: January 31, 2023, 09:25:09 PM
I don't see Madrid carrying the league this season because they haven't put in as much effort as they did last year when Karim Benzema was unstoppable, Barcelona is already in the lead with five points and has only drawn once in their last five games, while Real Madrid has lost one game and drawn one. I also don't see real betis winning against Barcelona.
1639  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: January 31, 2023, 09:04:07 PM

Erik Ten Hag has now lost his chance in the transfer market which will close in less than 12 hours. Initially close to a deal to buy Sabitzer but we know the Glazers are getting in the way and don't agree to it. 

The good news is that Sabitzer deal to mufc has been confirmed, he joins on loan from Bayern and fills the Eriksen void so perfectly. Now against crystal palace, Erik has a fit martial, a rejuvenated Sancho, an on form rashford, Fred and a happy squad to choose from. With Weghorst also picking up at the right time and Antony jelly fine at rw; it should be a comfortable victory at old Trafford against crystal palace

I am happy to get this news that Sabitzer will be joining Manchester United. I have been thinking how Manchester United will be able to cope without Eriksen.
Eriksen injury is a warning to Erik ten Hag that he needs more players, especially to get Casemiro replacement because everyone saw how it was on United when he was on red card.
My Manchester United fan friends are really excited about this Marcel Sabitzer signing. It is a big boost to them and their chances have doubled.
Ten Hag doesn't really intend on signing more new players. I just feel it was a technical call due to the injuries in the team. His philosophy has been to build a long standing team, hence his reluctance on signing players. He doesn't want to sign players that don't intend to stay and absorb his pattern. That was why Ronaldo had a  problem with him among other reasons too.
The signing of Marcel Sabitzer will actually boost the performance of manchester united especially their midfield, you know as a coach you need to be very strategic when it comes to making decisions if  Ten Hag does not buy players then it will have an effect on the performance of the club, and Donny van de Beek will be replaced by the new signing am not a manchester fan but also happy about the signing.
1640  Economy / Economics / Re: How to thrive with low income in a humble area on: January 31, 2023, 08:52:31 PM
When I saw this post, it brought me back to when my father was still working. His salary was decent, but I wonder how he managed to provide for us, feed us, and ensure that we all finished school. It takes a lot of sacrifices, and most of us want to live above our means, however, addictions seriously affect how much money you make, and social pressure from peers and other people causes you to spend more than you earn.
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