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621  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 21, 2023, 06:30:31 PM
Arsenal played too much ball so it was easy for Chelsea players to take it and apart from that Arsenal relied too much on scoring goals in the Chelsea penalty box area, and Chelsea's defense was quite tight and also very good so Arsenal had difficulty scoring goals.
Arsenal should be able and often take long-range shots like Chelsea and he fired several long-range shots and several times created opportunities. and 0-2 behind Chelsea, in my opinion it would be very difficult to catch up or even equalize if Arsenal didn't make changes because Chelsea played very well in attack and defense.
From the beginning of the game, I was not really happy when Arsenal scored, just fifteen minutes into the game Chelsea scored a penalty, and before the second half it was already two goals and D. Rice opened the first goal for Arsenal with that goal I was getting more excited with the go equality now I feel there is a chance for Arsenal to even win, and in football tales easily change, I  wished the additional time can be used for arsenal to add another goal. Chelsea actually did give Arsenal a very tough time and am even impressed with Chelsea's performance.
622  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: October 21, 2023, 05:01:19 PM
When I look at today's match schedule, I see that Sevilla vs Real Madrid is an interesting match. Sevilla made a change of manager after poor results in the league. They sacked Jose Luis Mendilibar and signed Diego Alonso. They are not going through a good period. On the other hand, Real Madrid collected 24 points in 9 weeks in La Liga. Moreover, they have won their last 3 matches without conceding a goal. I see Real Madrid as the favorites for this match. I think they will beat Sevilla and keep their league lead.

The game has started and Sevilla is not doing badly at the moment but real Madrid is coming with a lot of pressure on Sevila and with the way the game is going Real Madrid will win, and the game is gradually changing because if Sevilla is trying to put in much energy just to score real Madrid and the energy is much, and since Madrid had a canceled goal by var, both teams are trying to score by all means, and the game is getting more interesting to me is not one-sided anymore both the clubs are putting in good amount of effort which is quite certifying to me at the moment.
623  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 21, 2023, 04:16:11 PM

Manchester city are a big team and they have quality players in every department and pep Guardiola has really done well to be able to blend the team together but we have seen they haven't really been at there best recently. Even though they haven't been super bad I believe they have the ability to do more than they are currently and that's because they are missing Kevin debruyne. He is very important for Manchester city in that defense and what he does can be hardly duplicated.
not every time it is easy for Manchester City I already knew they would win, but was still scared pep is smart and will always try to win all his matches, watching the way Manchester is playing as if they are struggling because, after the second goal, they were looking for a way to stop Brighton from scoring and to so extent brighton even tried many attempts to equalize but all were disallowed by manchester city and the game ended the way manchester city wanted, and am already seen the visibility of manchester cities strategy once they score they starts guarding up against there opponent. and which club should even be a concern for Manchester City?
624  Other / Beginners & Help / Re: Security Should Be Your First Target as a Newbie on: October 21, 2023, 08:54:40 AM
Right, and I agree that it's not just for newbies but also for everyone. About the type of wallet, there are still some people who are saying they trust online wallets for keeping their balances. Well, we all know that it's a wrong thing when you're going to use them as your long-term storage of wallets and there's even an article that shown that huge institutions are keeping it the opposite way, the way we know what's right. And that's them that are trusting exchanges to keep their portfolios. Don't be like them if they afford to do that but we just have to do what's right. As the famous phrase we say, "not your keys, not your coins".
the advice is for everyone and the majority of us here still uses online wallet despite their risk and vulnerability anything connected to the internet is another easy for hackers to bridge security but I think there is a limit to that, and I can bet that 70 percent of us still use online wallets. and we all are aware of the dangers, and the worst to trust is the exchanges are worst they have a lot of much more dangers keeping your funds there. what happened to FTX is enough to learn from, not your keys, not your coin the destiny of your assets should not be left in the hands of an exchange.
625  Economy / Trading Discussion / Re: My experience as a beginner trader on: October 21, 2023, 07:25:42 AM
Everyone has a starting point be it small or big, we all have were we started from and how we have passed through the curdles of learning to have achieved the position and state of were we are today, when we do the right and normal things, we will never regret our decision in life, just as every glory we see today has a story behind it, we need to pay the price bow or later when it would have been too hard or too late to start from somewhere.
Since bitcoin can be purchased according to your budget, you can keep buying until you are satisfied. Trading involves risk, though, so management of risks should be taken into account, so you can always trade with a small amount of money. If you want to buy and hold Bitcoin, it is best to start big so that you can better understand the whole structure and also know what section you want. It is never too late to begin using Bitcoin you can do so at any time. The only consideration is that if you want to buy bitcoin to hold it, you should do so when the price is low. It is the situation that should be taken advantage of so that there won't be regrets. that is exactly what happened when Bitcoin was still 5000 dollars the opportunity is here again.
626  Economy / Gambling discussion / Re: I am only trying to stay safe by gambling less on: October 20, 2023, 09:31:00 PM
Gambling less I think is a good way to stay safe in gambling instead of constantly trying to be frequent and regularly playing gambling to make sure one wins his gambles. Though it's not a guarantee to be a successful gambler but it'll help regulate and control a person's emotions whenever he's betting. So gambling less is a good way of gambling.
The best thing a person can do for himself is to gamble less if they want to be financially secure and not have financial difficulties. Gambling should always be avoided, but if a person feels they can keep their gambling under control, they should consider themselves lucky because most people view gambling as a way to get money without considering the negative aspects. One thing is that addicts won't listen because they think or even dream of is money, the best thing  you can do and if they don't listen then they should be left with there faith. And they will take what ever they see.
627  Economy / Economics / Re: Cracking the Code of Saving Money... on: October 20, 2023, 05:48:30 PM
There is always a way as long as you have the desire, self-control is the main key to implementing a frugal way of life in order to achieve a better future using savings that have been prepared in the past. You can create a priority scale by differentiating needs from desires, this way you can control expenses so that they do not exceed income. Commitment from the start will make it easier for you to live a frugal life. When you have set targets to achieve in the future, you will try to save in a disciplined manner.
There is a lot of suffering involved in attempting to accomplish something real in life, but trying to save money is difficult because, as you said, a line needs to be made between needs and desires. The issue currently is that if money is saved in fiat, many circumstances may affect it. It is therefore even more advisable to invest it and for it to be moving around rather than being kept in one place and ultimately being spent. Saving money is challenging because you begin to have many ambitions. and it will be very difficult to make certain decisions. you want to survive you just have to make them.


It's true and there is always a way for those who are able to discipline themselves in controlling their finances. Living frugally and setting a small budget for the savings portion can also increase our interest in saving, although the level of productivity of that money will not increase as quickly as placing money in potential investments. It is necessary to distinguish between needs and desires because this is where we can educate ourselves in saving and if we are not able to see the difference, we will actually spend money on desires that are not needed to control our daily needs.

Strive for commitment with the intention to save and always try to be frugal for the reason of not being stingy in meeting life's needs. If a lifestyle like this can be implemented then I am sure we will be able to carry out appropriateness in spending money and most importantly we will have a portion of savings according to the steps that have been carefully prepared.
Even some rich people try their best to control how they spend to the extent they avoid spending on luxury, not because of anything but because they have a target they want to meet. Financial success can be achieved by having good saves and investing some of the funds. Even while saving, there is less interest earned than when investing, even a small amount. Nobody will be able to teach us financial discipline; we will need to figure it out for ourselves. Discipline is crucial because there are many things to spend money on. and also reading books on finance will help.
628  Economy / Economics / Re: Young people needs productive mindset to be happy in life on: October 20, 2023, 04:52:56 PM
This is a common problem today, the education the young are receiving does not lead them to have a job on their field of study and many have to work in a completely different field, and in that case we need to wonder then why waste so much time and money studying a subject just to do something completely unrelated? This is a problem that needs to be fixed, but in may countries the education sector has been kidnapped by teachers that want to teach the same stuff for decades, when there are fields in which everything can change in a matter of months.

The issue of education not producing the desired job has destroyed a lot of dreams today and diverted a lot of youths' attention to fraud because, according to statistics, the number of youths who commit fraud is significantly rising, and they are no longer afraid of the consequences of their actions. They are now even more at ease, forgetting that there are other ways to make money that may not be much, but at least you are earning, which is the most important thing. There isn't much of a solution, especially with the way the government is handling the matter.

Even the teachers no longer have much interest in teaching well because most of them don't enjoy the education sector anymore so they just go to class and teach what they like not to make the students understand anymore, and it's looking as if education is losing its value gradually.


I fail to see how that’s the fault of the teachers or the educational system. If an individual goes into college to study and later earns a degree but can’t seem to utilize that degree into being productive, how’s that the fault of the educators who taught exactly what the individual came to learn?
I think a lot of people do not think thoroughly enough on what they actually want to do later on and understandably, would end up studying what may seem appealing at that moment only to find out how difficult it can be to get a nice job with the earned degree.

Witnessing how increasingly difficult the job market can be, a college education would only get you so far.

 the educational system is not encouraging anymore and a lot of students in school don't have interest again and if the system is working properly why would somebody go to school to study and end up working in another different aspect, it does not make any reasonable sense. the word passion no longer exists there. you have a point defending the educators but they also contribute to the lack of interest of the students. since things have turned out to be like this there is no choice but to go with the current trend we have any kind of job to avoid being jobless. no complain will solve what is currently happening.
629  Local / Nigeria (Naija) / Re: Research knowledge alone isn't enough to start a business on: October 20, 2023, 04:23:58 PM
You made some convincing point but to a large extent, I disagree with you on some areas. First of all, I will say it depends on the nature of business you intend to run. For example now, you can not expect someone who wants to run a provision business to start looking for who will mentor him/her. Sorry to hear about your experience of fish farming but believe me that was not the reason your business failed. Fish farming is known to be a risk business even for those who are expert in the system for a long time. No matter the nature of the business, you don't expect and hope too much in the first year of establishment and management. Some may fail while some may prosper. Regardless of the outcome, you'll learn the area to improve on to make the business stable. You can still work under the most successful businessman and become the worse businessman when you establish your own business.

By the way, running a business such as fish farming require more than reading and watching online videos. I believe you have learned some lessons during your first experience and you can do better now when you try it again.
if it is about business sometimes mentorship is not really bad but I noticed something with Igbo people when it comes to serving and mentorship after years of service they find a way of settling their boys, and there are secrets that are shared doing that mentorship because even hausa people do mentorship for provision, from this collective data you will know that in some way it is good in any kind of business, it broadens your idea more about the business.

not only fish farming but all businesses, I have little knowledge of fish farming there is a lot to learn when you want to go into farming it because even people who have experience, still experience loss when the fish are affected, just because the first attempts fail does not mean you should give up it is natural to experience such. you will learn from does mistakes.
630  Economy / Gambling discussion / Re: How Much do you Value your Privacy in Gambling? on: October 20, 2023, 03:39:25 PM
At first it is advisable for one to read Terms of Service before engaging with a casino so that in the nearest future if one wins big, there would not be any issues but the truth remains the same that whether KYC or no KYC, casinos are very funny sometimes and that is when a gambler wins big on a casino the gambler should expect to see the casino in action to start demanding for documents wether KYC free or not.

If I were to be the one, since I have been playing on that casino and have been recording losses, I don't think I would leave such, looking at the amount involved and the previous loss I have recorded with the casino. Maybe luck just shine on me for compensation for what I have lost. Since they need KYC I'll do it and walk away with my money and never return to the casino again because doing that, it might likely be difficult for you to win a game there again so it is best you do the KYC take your money and leave the casino for good.
Many people have trouble reading the terms and conditions because I'm occasionally lazy to do so, but I've since learned my lesson. It's crucial to know the company's policy because if you win big, they might ask for documents that were mentioned in the terms and conditions but were overlooked by the user. And from this or anyone encounter any problem with casinos they would want to blame the casino forgetting it is them that did not pay attention.

And if not for our greed once I have encountered to many problems I will just withdraw my funds, having to much record of loses is not good so, and with this record I will rethink my action and do what is best for me.
631  Economy / Services / Re: [banned mixer] Mixer Review#2| 6mBTC+50% OFF | Bonus 10mBTC & 10% OFF for ALL! on: October 19, 2023, 08:06:44 PM
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632  Economy / Economics / Re: How do you manage your finances and family if your income is low range? on: October 19, 2023, 07:28:36 PM
You need discipline, dedication and continuous efforts to fight such situations. If your monthly income is on the lower side, you have to let go of many things and choose the cheap optimum alternative. You have to adapt to the circumstances. You have to prioritise your spending and limit your expenses by cutting down the luxuries from your budget. For example, if you can't afford a car, don't have it in the first place. Go for a cheaper alternative like a bicycle, train or bus. Focus on the bare minimum you need to survive.

It is also important to look for alternate sources of earning. Learn some new skills, get a job in a new company.

I remember does days during high school when we attended economics class there were some principles that were learnt from there talk about need and want and having a scale of preference, you can not always have what you need so even if you want to handle any finance situation well, you have to reduce, and once discipline with how you manage money it will be of great help, know what your spend money on because I noticed that there is always a lot of things to spend money on. and luxury is another way to spend money because we love luxury.  


Yes, that's right, if they have a mediocre monthly income they have to reduce expenses that they should not buy and must prioritize their main needs, it's better with a mediocre monthly income they can still set aside a little money to save, or they can open a small business to help their income, or look for a side job that way maybe a little will help them themselves as long as they themselves want to run it well without any coercion on themselves.

The lifestyle that is currently on the rise whether in terms of gadgets clothes or vehicles that are all luxurious but true to what you said should if we are not able to do not force it with the aim of being seen by others, I myself do not really think about and prioritize a luxurious lifestyle because of limited income as long as it can be fulfilled and can still set aside a little to save because basically there is a future to come and it must be prepared. So I think it comes back to each of us, it's up to what you choose but try not to make a loss for yourself.
one of the most important things I know is food and except for other little things it is very possible to reduce your expenses if only important things are taken seriously at the moment, then the aim can be achieved, and like me now sometimes I reduce going out because going out cost money, that is one of my own strategies. if you want to choose luxury when you are just in starter in finance but if already rich luxury is not bad.  your income will determine the whole situation. and even the luxury is not more than just for people to recognize them in the society that they are rich.
633  Economy / Gambling discussion / Re: If we lose in gambling, what do we need to do? on: October 19, 2023, 01:15:56 PM

Being able to manage your emotions when you lose when gambling is indeed a very difficult thing to do, especially when they use their last money to gamble, of course this will make them emotional. Yes, for those who have experienced many losses in gambling, it is better for them to stop for a moment so they can evaluate the game they are playing so they can improve it the next time they gamble. For some people who have experienced a gambling addiction, it certainly won't be easy to stop, but they have to try to control themselves so they don't fall into other bad things.
Managing emotions when it comes to gambling is very difficult people will always worry over little things, and gambling is not easy because if you gamble a lot you will always be in a state of worrying in this situation you will even pray not to lose and must have done different calculations on what to do with the money if won. sometimes life is all about risk but using the last money to gamble is too much of a risk for me to gamble with because if I lose it will affect me seriously emotionally. if I know I don't have much in my hand at that particular time I will pause because if I lose that game I might go crazy it will look as if you are not responsible it is clear that the act shows that the victim is actually not responsible. do people learn from their mistakes? I guess not everybody. if you can not control addiction then the person should seek help.
634  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 19, 2023, 12:47:11 PM
Harry Maguire is said to be monitored by Milan these days. This must be great news for Manchester United to get rid of him easier.  Grin  Honestly him and Lindelof have been really inadequate in the defense line so far. Varane and Martinez's absence has been felt very much because of this situation.

Manchester United can surely find a better defender than Maguire to do a good job when there is a need. Their defending has been horrible recently. I wonder why Milan are interested in him as well. Maybe they would think of him as a backup defender if he doesn't perform well there too.
Grin Grin Grin And of late Maguire has improved of late and either with improvement or not manchester will want to get rid of him don't be surprised that he eventually goes to Milan he might play better because sometimes a change in environment might help him psychologically and then starts reflecting physically. because for some time now Manchester United has not really enjoyed Maguire and there is no way he can be left on the bench since he is getting paid.

there are very good defenders that Manchester United can buy because they are seriously in need of good defenders, the structure of Manchester United is currently not in order and they need to work on it as fast as possible if the deal to sell Maguire comes true then they should start scouting for a new replacement. if anyone is interested I will advise them to sell him is not much of use currently so is better is move his career somewhere else.
635  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: October 19, 2023, 11:46:19 AM
Al hilal paid him only to sit on the bench and did nothing again.  Cheesy Cheesy I could consider it as a donation for him by al hilal. What a horrible player.



The serious injury suffered by Neymar yesterday while defending Brazil marked the 30th injury during his career. This is a very large amount for a professional football player and as one of the star players his fate is now getting closer to the end every day. I doubt Al-Hlal will keep him until his contract ends because his presence is really needed as a star on the pitch and Al-Hilal will certainly not be satisfied if he just sees Neymar resting at home. The investment made by Al-Hilal seems meaningless and they must consider this situation as soon as possible. This is a big risk for a team to take when signing Neymar and I hope Al-Hilal can understand what they have done before.
Neymar is an incredible player and the more he suffers from any form of injury the more the body gets weaker knowing what Neymar is capable of so it is going to be a very close-making situation for him during the game and the number of injuries is quite some number and if he comes back and he still plays very well then  Al-Hlal will not have a choice than to keep him, and Neymar will still do well am very sure of that. I would not say that their investment is meaningless,  Al-Hlal should not forget that signing any player from the beginning is a risk on its own since the same players are human. wish Neymar a quick recovery.
636  Economy / Gambling discussion / Re: Will you leave gambling if your future wife/husband tells you to do this ? on: October 19, 2023, 11:10:51 AM
Will you leave gambling if your future wife/husband tells you to do this ?

Stop gambling not because of other people, but because of your own desires. Stopping gambling because of other people's causes, for me is still good because a ban can have a positive impact. What's unfortunate is that you can never stop despite strong encouragement from other people.
So, there is no specific answer in answering your question because it all depends on each individual.
If the question were reversed, what would you answer?
People will not quit gambling because of other people; even if it is kept secret, they will continue to gamble. They won, especially during the quitting process, and with that it will be impossible to quit. People that urge people to avoid gambling have their own motivations and have been very reckless during their gaming days, so they know the effect of getting too far into gambling. I don't think there's anything wrong with gambling, but greed is what drives people into addiction, which is awful.  and it all depends on the individual if he or she is ready to get a job and change is view about depending on gambling alone.
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638  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 18, 2023, 11:28:07 AM
With Andre Onana, I don't think Manchester united will develop good performance in this season because the goalkeeper is not displaying what will make the fans to relax on him when the team started meeting big teams like Manchester city, Chelsea and Liverpool which we know that they are very strong in premier league competition. If Manchester united coach fail to work on this poor performance before the end of the tournament, he can receive a sack letter, because the team has adopted potential players in this season but there is no improvement in their matches. I came to discovered that if Manchester united defenders is good, their goalkeeper will not experience those poor performance, which Manchester united defenders have a strong role to play to move the team to another next level in their remaining matches.



Manchester United needs a better number if they want a good performance and not only about the number one but also about their defense at least they should do something about their defense or get a new number one, Manchester United fans are always scared whenever they have a match between any kind of club, their chances of winning might be zero. if they even meet against clubs like Chelsea it is even better than meeting clubs like Manchester City or Liverpool or even Tottenham or Arsenal. and am sure Ten is trying his best but he needs to put in more effort.
 
Andre Onana is really harming the Red Devils with his simple mistakes. But there is nothing to do about it for now. I don't think they can find a better goalkeeper in the middle of the season either. Actually there is still de Gea available who can be signed back. But it looks like the Red Devils have already lost their interest in him.

Besides I can't blame everything on Onana. There is a big problem in general of the squad right now. Even Rashford is doing really bad this season. There isn't the same productivity by him now. The defense line is also quite weak dde Geaue to struggling with injuries.

exactly what I replied to if the problem of the club is not tackled from the root then they are not serious about making progress this season, this season The Red Devils are not displaying well again, I know Onanas also have a big role to play but is not all onana fault since football is more of teamwork. if signing de Gea will bring back their honor then they should go for him or even better. let us see if they will improve later. and another thing is that sincerely did not see this season turning out like this.
639  Economy / Economics / Re: Economic Implications of War on Individuals on: October 18, 2023, 10:25:29 AM
I am deeply saddened by these wars. I am not taking sides because there are human causalities in both sides.
I am on side with you, I don't like war and prefer to negotiate with opponents to create a peaceful environment. If we read the history of the war, we will discover the fact that war makes a big loss for the people, whatever it's, won or lost, the countries that are involved in war will suffer huge losses from all sides. And, until today, I don't have a plan or way to survive if my country is involved in war. I still believe my country is peaceful, and leaning toward negotiating than firing the rockets. Until today, I still don't know how to connect to the internet if the war happens and shut down it, where make my life over and and can't produce anything if the internet goes out.


War is really a bad thing no matter what the issue is it does not warrant war things should be settled amicably not go to war because one thing about war is that innocent people are the ones who get hurt, if you watch the documentary of what is going on currently in Israel and Palestine you will cry because the way missiles are landing costing people their lives is sad if countries can avoid war they should avoid it instead of making decisions without considering the consequences.

The loss is not only for the people but also the government because after so many hits they will have to restore normalcy to all the affected areas which will cost money and people affected to look for where to stay and it will even make a lot of people to leave the country has a result the war. I know my country can not even dare go to war where will they even have the money to start a war so we all pray for peace even for countries that are at war?
640  Local / Nigeria (Naija) / Re: Get a skill and make the best out of it. on: October 18, 2023, 07:09:50 AM
If not now majority of people don't have a skill and are not ready to have one but now that the situation of the economy is not longer favorable even with your certificate people don't have a choice than to change there perception over jobs and the importance of skill if your analysis is properly done you will noticed that people with skills that have demand are doing very well compared to people that work. Sorry to say but people are deceived by the name engineer because of that name they feel they don't need a skill which is a very poor mentality because i noticed something school is not even about learning a particular skill but its about learning how to survive and making your life better. Before the completion in school you must have learned one or two things from school that should be able to sustain through and after school a word has come to us if you don't have a skill get one it will be of great help.
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