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1641  Local / Pilipinas / Re: Inflation sa Pilipinas - Kamusta ang mga kabayan natin dito sa forum on: August 12, 2023, 03:09:04 PM
Hindi ko inaasahan na ang presyo ng kalahating bigas dito sa amin ay tutubo ng 200 pesos ng ganun kabilis. Isang buwan lang ang nakalipas, ang presyo nito ay nasa 1030 pero ngayon nasa 1200+ na. Medyo nabigla ako kung ano talaga ang dahilan nito, may inflation pala na nangyari. Medyo nakakalungkot ito, hindi ito madali lalo na sa mga taong mahirap. Isipin mo, ganito na kataas ang presyo ng mga bilihin, pano na kaya kung hindi pa babalik ang presyo sa normal ngayon Disyembre.
Panigurado ay hindi na ganun kadami ang mga maihahanda sa pasko dahil nga sa pagtaas ng presyo ng mga bilihin. Sigurado ako samen babawasan ko ang mga iluluto. Nakakalungkot lang dahil isa ang pasko sa mga inaantay natin na handaan pero mukhang pati rin ay kailangan natin tipirin ang pagkain. Mahirap na kasi mamaya engrande ang noche buena pero kinabukasan baon kana sa utang o kung hindi man wala ka ng makain pagkatapos ng ilang araw.
1642  Local / Pilipinas / Re: Paano Ka Ba Manghikayat o Mag educate Sa Mga Kababayan Natin on: August 12, 2023, 02:44:32 PM
Pero yung walang tyaga malamang sa malamang mas madalas na malulugi yun at sa mga susunod na panahon baka madamay ka
pa sa sisi nila.
Yun yung mga ayaw na mag try kasi nag fail na sila once at ayaw na nila masundan pa.
Pero nakakahinayang lang din na sa isang beses na pagfail ay madami na talagang umaayaw. Understandable din naman pero wala naman kasi atang naging sucessful sa kahit anong business na hindi nakatikim ng pagkatalo kahit minsan. Doon din naman kasi tayo natututo kung ano pa ang mga mas dapat natin pagtuunan ng pansin, ano ang dapat gawin at hind gawin. Failure comes but it also opens new paths of sucess for us.
1643  Bitcoin / Bitcoin Discussion / Re: HOW DO WE TRANSFER BITCOIN WEALTH TO HEIRS AND THE NEXT GENERATION on: August 12, 2023, 01:52:05 PM
Well there's the traditional way of having a will but it's understandable that a third-party is involved if you have that since you need a lawyer to legalize transferring everything you own to your heir. If you want it to be more private there's paperwallet, your btc will be safe if you can physically hide the paper well and only your heir will be able to get it. It's a smart and subtle way of hiding your possession well.
1644  Bitcoin / Bitcoin Discussion / Re: How useful is Bitcoin to the youth? on: August 12, 2023, 01:17:45 PM
The youth will be a key to bitcoins success, since they are willing to learn and use new systems. The older people are, the more used they are to common systems and it is more and more hard to try to convince them to adapt a new solution.
I’m my opinion there are a lot of young people in bitcoin, but most of them are not (yet) on bitcointalk. It would be nice to try to Bringen them there, since the quality of information on boards like Reddit etc is not as good.

Yes, young people, of course, have great potential to learn about BTC because usually young people have good  abilities, so of course they will understand quickly if someone teaches them about BTC. and of course they still have a long journey and a long life except by God's will he must die at a young age.

but i think btc is perfect for young and old alike. the important thing is there is a will and learning without stopping.
Exactly. In today's time age does not matter in needing money and wanting to have financial freedom. With the changes and overwhelming demands of the world it shouldn't be surprising that young and old individuals have the same drive to earn and save money. Therefore, if they are willing to learn and work hard then it shouldn't matter if they want to learn btc and the system.
1645  Economy / Economics / Re: Agriculture can save your country from recession on: August 12, 2023, 12:15:40 PM
China, in particular, has recently used agriculture to boost it's economy. Currently, China's position in agriculture is very good, they have brought more development in agriculture by using advanced technology machines. Most countries are now dependent on agriculture.  Agriculture plays a very important role in the economic role of a country and agriculture is one of the most valuable sectors of a country. The government has now taken various steps to improve agriculture and farmers are being given better training. Therefore, the agricultural countries are producing good amount of crops through the use of advanced technology in agriculture and good seeds.
This may be true to some agricultural centered countries but there are still those who are doing not as good. For example, my country. It ish heavily centered in agriculture yet the budget for the agriculture sector is too low to support farmers and the country is now relying more on import goods to answer lack of food that could have been prevented if more care and assistance were given to farmers and their land.
1646  Economy / Economics / Re: How can we improve our country's economy by on culture or ecosystem? on: August 12, 2023, 11:59:10 AM
In reality fixing a nations economy is simple, it's not that hard, but people just don't want to do it. You need to cut down on the corruption, a lot less, probably zero if you could and then cut the taxes thanks to that, if you have no corruption then you do not need to do that much taxes. When all that tax is gone, everyone will have a lot more money and the nation will be richer and they will get to spend it and the economy will grow.

It's that simple, eradicate corruption and that means that you are going to end up with something that matters a lot. This should be the most important aspect of it and could be considered as the real key here, and that way it can improve a lot in the end when the time comes.
Eradicating corruption is not an easy thing to do as many people have talked about because this has become a culture for those who have the power to commit corruption and this will be very detrimental to many people, but we need to prepare various strategies so that it can be carried out well for us teach it to the younger generation and if we don't have room for it we have to start first from a small scope such as teaching our families about the dangers of corruption so they can carry it out in their lives.
Additionally, it is somehow already accepted by some, they have this mindset that for as long as the government officials are doing their job then they can pretend that corruption does not exist. But I do agree with you. It is up to us to start the move in teaching the effects of corruption to us and the whole country. It may not take effect as quickly as we want, teaching the younger ones about the effects and system of corruption will surely cause a wave of movement in the future that will affect the future of the next generation.
1647  Economy / Economics / Re: Is the market still profitable for new projects? on: August 12, 2023, 11:29:36 AM
I think it is still okay, there are some investors who only looking for new project so they can have chance to earn profit. I saw many dead coin in local exchange, that only matter of time the price of it become zero. the competition is getting tighter so the quality should be higher so those new project can get more investors.
If they are experienced investors, it is no problem to invest in new random projects. They know well how to take profits from the projects because they must already have enough experience. But for common investors or new investors, they are better to avoid to invest in new projects. Finding good new projects are difficult now, most of them just survive in a short time. It is not only about the competition, but the quality of new projects are decreasing. Many of them have weak fundamentals and have no clear future. We must be more careful to choose the new projects nowadays.



Right? Experience investors are more aware of what to look for and what risks they are getting themselves and their money into so investing in new projects are easier for them. However, new investors are still grasping the system and are more prone to getting scammed. That is why it is recommended for them to invest to already established projects.
1648  Economy / Economics / Re: Would You Consider Adding Bitcoin to Your Retirement Savings on: August 12, 2023, 11:13:42 AM
of course one day we will be old but of course we will continue to need money even though we are old and I think investing in btc for the long term is a good thing and we can enjoy it when we are old, but of course we must be prepared for the risks. and I also have btc and I plan to keep it until I'm old but of course the best investment is still in gold with the aim of not being affected by inflation, and I also invest in gold.

Bitcoin as an investment is good but like you said there are risks, but if you are already planning that when you get old then I'm sure you are already more than aware of those risks. And with that you should also be aware that having btc as your only source of income when you retire is a big no and should be accompanied by other more stable assets and investments. Good work on the gold investment btw, a good move from you.
1649  Economy / Economics / Re: New Research found Work from home workers to be less productive on: August 12, 2023, 10:49:48 AM
I know something about that since I have a little kid at home and my wife takes care of her. When I work from home they treat me like I'm still there to help.

I used to work downstairs but it was unbearable. For instance my wife would ask me things, talk to me, share thoughts, treat me like I was there watching TV, not working and focusing on my task. I moved upstairs, but it's still the same, just that she screams to me from downstairs asking me if I can come down because of whatever, like there's a spider, or the cart brought in a lizard, or a million other things of similar importance.
Without a doubt that can be hard and it makes sense that you may feel you are more productive at the office as you would have way less distractions, however there are arguments on favor for working from home as well, as not only you can avoid commuting from and to your job, save on clothes, gasoline and food, but if you like your job and you are good at it you could even finish it in just a fraction of the time, and use the rest of your time in something you may like more.

You are correct. The two work settings both have pros and cons, and those are also dependent on the worker. Some prefers working from home and some likes working on site. We cannot really judge it that easily as we all have different situations and work environment. It all comes down to personal preferences at the end of the day.
1650  Economy / Economics / Re: Are short-term rentals to blame for the lack of housing? on: August 12, 2023, 10:28:52 AM
I can't really relate to this as I am not renting, but what I've noticed is that in my place, it's starting now with those homeowners converting their homes into air BNB, which is short-term rentals, which means they aim for a higher price, and the place is also good, but we still have those rental properties that can be rented for a long time, I think because we are in a 3rd world country and there is still a lot of development. I'm not sure if the government can intervene on it, but there must be regulations about those Airbnbs because local people will suffer like you or other low-income earners because it's too expensive to rent or there is no available property to rent for a long period of time.
I doubt that the government will be able to do much regarding this matter. After all, as long as the renters or landlords/landladies are paying their taxes they have nothing to penalize them for. Sadly however it is the public, especially those with low income, are suffering because of this matter. Rents are getting more and more expensive and most of the time renewing your rent costs a lot.
1651  Economy / Gambling discussion / Re: A person who won 600k$ in lottery on: August 11, 2023, 11:58:30 PM
Well, that's why a person needs to have financial literacy so that when they get their hands on some money, they should know how to spend it so that it doesn't finish and keeps adding up to the total that they have won or got from somewhere. Buying mansions, cars, and other luxury items might give you pleasure initially, but they won't give you money when you have exhausted the total amount, that is when you will need to start selling your properties one by one.

So the first step when one wins an amount that high should be to think of doing something that will earn them money in return. Start a business that you know you can run efficiently and it can be pretty profitable for you so that your money keeps increasing instead of decreasing when you start spending it.

The problem is that these lucky ones have never had such an experience. All their lives they lived from paycheck to paycheck and they simply do not understand what it means to "save money" and even more so "make money work". Therefore, when they receive huge money (in case of winning), they continue to act according to the only model that they know - they only spend money. Naturally, sooner or later any money ends.

And this is where financial advisors come in. A lot of people who managed to win huge sums of money who came from poverty, always think that financial advisors are a waste of money and will always be doing things against them when the reality is the opposite. I'd rather pay some people who are knowledgeable in handling finances rather than figure things myself while losing a lot of money in the process. $600k might sound a lot, but it’s not. What’s paying $1000+ for consultation when it’ll save you hundreds of thousands in the long run?
1652  Economy / Gambling discussion / Re: Sudden Wealth Syndrome (SWS) In Gambling on: August 11, 2023, 11:35:51 PM
Sudden Wealth Syndrome SWS anxiety has killed a lot of people that I have heard. There were some gambling that won a big amount of boy and because the over excitement BP rise up and killed them. And I also heard a local chief in my clan. A state Governor game him $7,000 and immediately he saw the money and he fainted and died. Those who have not seen such huge amount of always display different kind of drama.

There's also a story like this in my neighborhood, because of so much excitement he experienced severe stroke though he's still doing good right now and slowly recovering. The reaction is normal though after winning the jackpot or huge amount of money, and it will always depend on how you handle the situation and with this you should focus more on your mind over matter. You have to be healthy as well if you're into gambling, don't let your body becomes weak or else your emotion can take over you instantly.

You can’t blame them. I would probably feel the same, or at least can’t contain my excitement since I get that huge amount of money. A lot of people wouldn’t feel chill after solving all of their financial problems in a wink of an eye. A stroke, though, is something that is on the extreme side of things that I think (thankfully) wouldn’t happen to me. Unfortunately, it happens, because sudden success isn’t all too common anywhere.
1653  Economy / Gambling discussion / Re: Reckless gambling starts after a win round. on: August 11, 2023, 11:11:21 PM
Based on my experience, gambling addiction may develop and grow in anticipation of future profits. It does not matter whether you have tasted some wins or not, but the fact that beginner gamblers are hunger with money and profits, then addiction will easily come to develop. However, in some gamblers, they only develop gambling addiction once they have experienced potential profits. Because they feel that if they continue gambling, there will be more profits waiting for them. That’s when reality sucks when all they gained are losses.

It will depend heavily on the gambler. No matter the outcome, if the gambler develops an affinity to gambling, he/she will always go back to it. Like me, I don't care about the outcome of my gambling sessions, but I feel like I'm entertained while playing the dice for hours plus it burns a lot of time from me on the weekends when I'm not doing anything. It all depends on how the person's overall outlook in gambling. Potential profits or not, if they find a liking on the activity, they'd continue doing it.
1654  Economy / Gambling discussion / Re: Legality of Online Gambling in Different Countries on: August 11, 2023, 10:23:55 PM
there are still many people who already know that gambling is prohibited in their country. They still try to gamble online and even use VPNs to bypass restrictions from their country. And even if they find a reputable casino, they should also ensure that it allows their users to use a VPN. Otherwise, that user will only get into trouble from his casino. But maybe there are still people who can play gambling in peace, even though they come from countries where gambling is prohibited and also use VPNs to gamble in online casinos.
No, you can't be in peace if you are gambling from illegal countries. There is still a thought of what if you got caught? What will be the consequences of it? But, I am sure it's going to be tough. So, if I were you guys who are planning to gamble illegally, it's better to not do it.

There might still be other ways to entertain your self but if you can afford to travel in other countries, this might be a good idea to gamble there legally. I know some reputable online casinos that allows VPN but I think its this is only for the countries who are not on their restricted list. VPN still has a benefit and that is it can speed up a slow connection. It can as well enhance our privacy.

I'm from a country that has laws against online gambling, but influencers and even celebrities promote online gambling platforms. The government has these laws and regulations against online gambling but they are not that keen into enforcing the law against possible law-breakers. I'd say that the laws here are pretty lax with regards to online gambling albeit it being an illegal activity. We can pretty much gamble online even without the use of VPN unless the platform explicitly disallows them from using the platform.
1655  Local / Pilipinas / Re: Ano nga ba ang Vishing? on: August 11, 2023, 03:19:31 PM
Totoo ito, sobrang dami ko rin natanggap na text about sa pang sscam. Like nanalo sa raffle, hihingin details mo. Meron din nagpapanggap na taga bank sila. Dami na nabiktama ng ganitong scam lately, lalo na kung related sa crypto wag na lang pansinin at block na lang agad. ingat ingat
Ayun nga alam kasi nila na marami pa rin ang vulnerable sa ganito, lalo na yung mga matatanda. Syempre akala nila totoo na may napanalunan sila o kaya may need i-verify sa bank account nila kaya madaling nakukuha yung mga impormasyon na kailangan ng mga scammer na 'to. Sunod nalang malalaman nila wala na silang pera sa accounts nila o kaya ginagamit na identity nila para mangloko ng ibang tao. Ang hirap ng ganito lalo na sa mga hindi gaanong maalam sa technology.
1656  Bitcoin / Bitcoin Discussion / Re: If you had a time traveling machine, then? on: August 11, 2023, 03:00:42 PM
during the times when the value of Bitcoin was still low, I think those who sold it had no remorse for what they were doing in these times. Because of course in these days they know that they have income and that is a big thing at least for sure.

      Then who would have thought that the value of Bitcoin would be like this, and based on the movies I've seen that show when people can go back in the past, history is also changed in the future, so that means if the time traveling machine is real for sure whatever bitcoin's value is today it won't be like that and its name won't explode in my opinion.

I'm sure a lot of people will regret not buying bitcoins when they were cheap, but now the price of btc has gone up, and I don't think there is a time travel machine yet, but I think we have to accept and see reality now and collect as much btc as possible, so you don't regret it . at a later time. but to be honest I also had a fantasy that if I could visit the past and I would buy as much btc as possible, but yes we have to accept reality now.


It's a good and understandable fantasy. A relatable what-if from you. Because same, I would love to go back in the past and buy as much btc as I can. However, it is what it is, we are here now and we grew organically. All we can do now is be smart with what we have and how we are going to let what we have to grow for our future. Sadly, as much as we want to have control of our past all we can have a hand on controlling is our future by being smart in the present.
1657  Bitcoin / Bitcoin Discussion / Re: Gas station payment with bitcoin. on: August 11, 2023, 02:32:44 PM
What you have done is good. You can be saving and storing bitcoin from there too. But the only thing for now is that you might not have enough customers who are into bitcoin in the moment but at time goes on, they will increase. And how is your experience on the transaction duration? I mean does it take time? And which of the wallet are you using bro received the payment?
As expected, because till now, Bitcoin serves as another payment option. Although we can post "Bitcoin is Accepted here", but if the people around you are no-how about Bitcoin, I don't think it will work. However, it was a good way of starting crypto exposure because that will also gain interest, and asking what is Bitcoin as for sure it creates curiosity which could lead to searching. Who could benefit from it? Of course, everyone, and the more we spread Bitcoin, the more it will encourage businesses to accept it.
You have a good point here. It is a subtle way of exposing Bitcoin to those who are not aware of it. Imagine two people at the counter paying at the same time and one of them will be paying for Bitcoin, surely the other will hear about this and will get curious. Now that person will either ask on the go what Bitcoin is or will conduct his/her own research. In a way that act just started an effect, soon after that very same person will discuss Bitcoin to his family and friends.
1658  Economy / Economics / Re: What's the effect of having plenty children to the national economy of a country on: August 11, 2023, 02:16:12 PM
This issues of having plenty children isn't right at all, to my own ideas having more than five children is not advisable in the society more especially if the parents doesn't have enough money to take good care of their children both educationally and financially, this can make children suffer for no reason, like my home we don't have much money but we can survive on daily basis because we are not much in the family two (2) boy and a girl.
I heard a man said that sex is the only pleasure the poor can have because they don't have the money to get it out side their family and I think that's true, some families have more than ten (10) children because of the selfish pleasures they want and it's not good, no matter how rich or poor anybody can be, is better to have family planing so our children won't suffer for no reason.
Unfortunately and as sad as it is the reason you provided is true. Many individuals and couples from the poor sector of the community have stated that unprotected sex has become such a daily thing for them that it can be categorized as a hobby. And these same people are the ones who have 6 or more children in their family which are all not enjoying the rights they have, such as rights to education and rights to have a decent environment to live in.
1659  Economy / Economics / Re: New Research found Work from home workers to be less productive on: August 11, 2023, 01:50:11 PM
No I think this is the opposite, the corporate environment can create many distractions and interruptions, from commuting to time spent on social media. When you come to work, you may feel more tired and easily get lost in leisure activities instead of work.
You're ridiculous, how is it possible that in a work environment with clear and formal rules you're allowed to do things outside of duty? Unless you're a typical worker who likes to break rules that are not implemented too strictly.
To be fair, if you have a busy home, like a wife and a few kids, and you do not explain them well enough that you need to work and they do not respect your working space, then it's true that you are going to be able to be a lot more productive at work. But if you are single, or married with no kids, or married with kids but they all respect your working space, those are all things that can make you even more productive.

As someone who has worked at home for god knows how long, I can tell you that it's definitely better to work at home. I am a lot more productive at home because nobody bothers me here, and I am in my own room and working for hours and hours a day every single day and that makes it a lot better without a doubt.

This is true, it really depends on the situation you have at home and how your household is being handled. It depends on the attitude and environment you have to ensure that you will be productive or not. I know a lot of people who work from home and are really doing well with their job despite being married and having kids. While I also know people who work on-site and are doing just as well.
1660  Economy / Economics / Re: The future of Farming. on: August 11, 2023, 01:18:00 PM
It's sad to see what used to be an exporting country and now an importing country, agricultural land is getting narrower coupled with human resources who are less enthusiastic about farming, especially for young people, because they think farming is not a cool job. therefore, with the development of technology, in terms of production, the government should encourage agricultural technology that can increase production even though agricultural land is decreasing. or in my country where large areas can open up land for the development of agricultural areas
It's really unfortunate that something like this could happen to a country that used to be an exporter, now it's becoming an importer. Maybe there needs to be an effort from the government to develop young people in agriculture, if someone thinks farming is not a cool job then that's wrong, in my opinion now farming using sophisticated technology is very different from before.
the main factor that must be addressed is a cleaner government so that people can think about the importance of human resources, therefore even though they are blessed with abundant natural resources, if they do not have good human resources, then it will be in vain. to make a better government is not easy because there are politicians who are sometimes more selfish or group concerned, so this can hinder the development of a country
Changing things that have become habits is not an easy thing, we have to start from the smallest scope first, like we have to teach our children first. Selfish politicians can influence the field of government, but with efforts to change the next generation for the better, maybe we can see more honest politicians in the future.
And I agree, we can start with ourselves and our family. If we want better and more honest politicians then let us start raising our kids like that, more so we can teach our kids to know who to vote and to do it selflessly for the country. Every change we want to see should start within the comfort of ourselves and our homes. Start small then those small changes will contribute to a bigger change and setting. Sooner or later we'll see these changes take effect, maybe not for us but for the future generation.
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