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What happened to the crpt's 24h volume  It fell from $ 1,800,000 to $ 25,000? The volume24h does not stop falling Hello, we do not control the market, it is due to the open market supply and demand. |
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Fico feliz de participar deste projeto!!
Thank you for your support, Danielsuper  |
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When the brokers are selling insurance products via Black, how much is the profit sharing? Hi Klinext! The revenue model of black itself is simple - Black Insurance platform charges a ~3% commission on the revenues, considering that traditionally, this part of the value chain takes up easily as much as 10-20% of revenues. Hence, Black platform is much more cost effective for the brokers! |
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What does it mean by bypass insurer? Is this possible?
Hello Klinext, thank you for your interest. Absolutely, there is no insurers and reinsurers in Black Insurance ecosystem, through crowdfunding, everyone can participate in syndicate tokensale by purchasing BST security token, the syndicates can then fund the insurance brokers, who is responsible in designing and selling insurance products
The Founder and CEO of Black Insurance - Risto Rossar talks in Insurance Innovators Podcast about the problem that Black is solving and how we are going to do this. https://insuranceinnovators.co/2018/09/27/ep-054-risto-rossar-black-insurance-tokenising-insurance-risk/[moderator's note: consecutive posts merged] |
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Hi, what's the status of your license to sell the security token BLCK?
Hello c4cat, BLCK is a utility token which will be sold during our upcoming ICO in October > https://tokensale.black.insure/registerOur security token is called BST. We are going to sell security tokens when the platform is ready and we start raising funds for the first syndicate. By that time we definitely have all licenses needed to make this happen. We’re cooperating with the Estonian governments crypto working group to see that by the time we start doing the Black STOs, the conditions would be as favourable as possible. However, based in Estonia, we see quite a bit of encouraging signals from the government that good actors will be accommodated in their Security Token efforts. Security Tokens are the future, and many governments will come along in the fear of missing out. |
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Hello, https://icobench.com/ico/black-insuranceUnder ratings, someone said "I think its a really good project, solving some needs of the industry. By democratising how traditional insurance work, this will allow all the stakeholders in the value chain to maximise their gains. Blockchain will help create efficiency as well as transparency. Good team as well." How do you democratise insurance? Hello Zircot8, thanks for your interest! Through crowdfunding, everyone can participate in syndicate tokensale by purchasing BST security token, the syndicates can then fund the insurance brokers, finally the users will be able to purchase insurance products that are cheaper and specially tailored to their needs from the brokers. Black Insurance acts as a platform to facilitate the above process. |
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Black insurance team is composed of professional veterans in insurance industry and also they are expert in blockchain as well. I like the project idea on how insurance industry will be transformed to blockchain infrastructure in the future. The usage potential of this project is huge since it will have a positive impact on the insurance industry. But the team should improve their marketing support for this project to be known globally.
Thank you for your support princessjenyz! We are certainly working hard on promotion as well. In addition, we have signed up 54 brokers who are doing ~330 million USD revenue, we are also working on the partnership with Munich RE (world’s 2nd biggest insurer) is far along in the pipeline. Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus! https://tokensale.black.insure/register |
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I find that the reward structure is balanced. There's a use case, which is pretty rare. I'm waiting to hear more about the team. I started mining it from the beginning. They started the bounty campaign and I think if they can create a community, it could be a success.
Just found out that they have a partnership with INGOT Coin https://medium.com/blackinsurance/black-ingot-coin-established-partnership-74cda60a906Looks like this partnership with make it easier to exchange fiat and Black coins? Hello Tpe2018, yes, Black and INGOT Coin are now looking at the different scopes in which both Utilities can be used and accessed together. There are several diffferent integration methods both ICOs can work on, especially the one that can allow access to Black and INGOT Coin tokens from the same platform. |
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How long will the ICO be? Will there be bonus given for users who register from Oct 2018 onwards?
Hi Ak2017! Pre-sale will run throughout October 2018, main sale will start on 1st November 2018 and run for 30 days. You may refer to the following illustration of the bonus tiers, let us know if you have any other questions! 
I find that the reward structure is balanced. There's a use case, which is pretty rare. I'm waiting to hear more about the team. I started mining it from the beginning. They started the bounty campaign and I think if they can create a community, it could be a success.
thank you for your support, Withcofemo! Black Insurance team is run by team members who have done insurance tech business for 18 years, having founded 5 insurance startups, 3 of them very successful: iizi, insly and premfina! Feel free to read more about the team members on: https://medium.com/blackinsuranceOur founder - Risto https://medium.com/blackinsurance/meet-risto-the-founder-of-black-insurance-d87945ecfc7b [moderator's note: consecutive posts merged] |
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Good morning, Hello to everyone! I still need to study the whitepaper of this business. But what payments methods can I use in order to buy your tokens for holding?
Hello Globcharmonthce, thank you for your support! We accept ETH, BTC or LTC and BLCK coins can be stored in ERC20 wallets, such as Myetherwallet, ImToken, etc. Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus! https://tokensale.black.insure/register |
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Black Insurance is already rated by Cryptolaboratory. All facts are here. Don't miss it!  Thanks! I would point out that the ratings that you link to have improved meanwhile, e.g. ICOBench is up at 4.9 points now I just had a look at ICOBench and didn't find any experts rating for the projects. Strange indeed! The project is so prominent but we still can't read a feedback about it and posted online. Hi Colibra, expert rating is voluntary and not mandatory for all ICOs on ICOBench, of course, we look forward to and welcome experts on ICOBench to provide their feedback too. |
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Thank you for your support, Ak2017! We will start with the European markets for 2 reasons: 1) the easiest place in the world to get the insurance license 2) our contacts are mainly EU based. We’re of course also looking into US market. Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus! https://tokensale.black.insure/registerHow about the other countries? Asia? Hello c4cat, While we will have our own insurance license only in Europe, to start with, we can do business in other regions by using a "fronting insurer" (basically a local insurer lends its license for a fee that's usually 3-5%), or through Lloyds of London license. |
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Greetings,
Thanks for the ann thread! I wann know guys what is the minimum amount needed to invest in order to join the sale? Thanks in advance for your answer! )
Hello hegie_paul, thank you for your interest! The minimum amount is $100 Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus! https://tokensale.black.insure/register |
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Great idea! since this is a security token, do you need license? do you only in certain countries?
Thank you for your support, Huobibi! We are going to sell security tokens when the platform is ready and we start raising funds for the first syndicate. By that time we definitely have all licenses needed to make this happen. We’re cooperating with the Estonian governments crypto working group to see that by the time we start doing the Black STOs, the conditions would be as favourable as possible |
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Hi Tpe2018, thanks for your interest!
We rely on Ethereum blockchain and private Hyperledger fabric
All Tokens created by Black Foundation will have deployments to Public Blockchain and to Private Hyperledger Fabric. Tokens deployed to Public Blockchain as Smart Contracts include functionality required for both the ERC20 and ERC223 specifications. Tokens deployed to Private Hyperledger Fabric will also include all ERC20 and ERC223 functionality, to establish a common definition between implementations on different Blockchains.
Do you know that Black Insurance is using a dual token model? Black Platform will issue BLCK and BST tokens.
Thanks for the information, what's the difference between blck and bst? Black Platform Token (BLCK). All platform users will use BLCK for managing insurance on the Black platform. Issuing policies, handling claims and other transactions will require the use of Black tokens (BLCK). The demand for BLCK will increase as more insurance business is conducted on the platform. BLCK tokens will be available for sale during our ICO. Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of its BST. The various uses of the BLCK token mean that the token economy model is very different from a BST. The clear distinction between the two types of tokens is intentional, as offloading the utility functions into a separate token reduces potential conflict of interests between investors and platform users. In addition, it makes regulatory compliance easier in a number of jurisdictions. |
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Hi Tpe2018, thanks for your interest!
We rely on Ethereum blockchain and private Hyperledger fabric
All Tokens created by Black Foundation will have deployments to Public Blockchain and to Private Hyperledger Fabric. Tokens deployed to Public Blockchain as Smart Contracts include functionality required for both the ERC20 and ERC223 specifications. Tokens deployed to Private Hyperledger Fabric will also include all ERC20 and ERC223 functionality, to establish a common definition between implementations on different Blockchains.
Do you know that Black Insurance is using a dual token model? Black Platform will issue BLCK and BST tokens.
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Hello Toliver Ross, you are right, security is our utmost concern as well, we want to make sure our platform user data is safe! Black Insurance runs on a platform based on two separate but connected blockchains. The architecture is based on the premise of interfacing a public part of the system with a privacy-preserving consortium blockchain. Private consortium blockchains require participants to be authenticated and allow the implementation of private data channels. The internal workings of the Black platform’s insurance and investment services are implemented in Hyperledger Fabric. Please let us know if you have any other questions! |
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Thank you for your support, Ak2017! We will start with the European markets for 2 reasons: 1) the easiest place in the world to get the insurance license 2) our contacts are mainly EU based. We’re of course also looking into US market. Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus! https://tokensale.black.insure/register |
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Hi Padilla, thank you for the suggestions. BLCK coins will be sold on black.insure, our website Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus! https://tokensale.black.insure/register |
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