Of course. Selling at lower prices would only make you a looser in the long run. You're better off holding your coins until prices go back up again. Most people panic because they fear the cryptocurrency they're investing into will go all the way to zero. But that only happens if you invest into coins with a low market cap or extremely high inflation rate. The rest of the cryptocurrencies on the market generally retain their value over time (although they could decrease massively in price during bearish times).

If you're worried about prices, then simply convert your crypto into a stablecoin of your choice. Then, you can choose to cash out in real money (Fiat) or simply buy more coins at a lower price. Rinse, and repeat. Crypto was never about the price anyways, so as long as it provides real use cases to the world, the rest doesn't matter. Just my opinion

Bitcoin is truly a life-changing cryptocurrency. Those who discover it, have the potential to become rich in the future. Unfortunately, not everyone finds Bitcoin to be an attractive alternative to existing Fiat currencies (eg: US Dollar, Euro, Japanese Yen, etc.). Governments and banks have spread lots of misinformation and false propaganda to scare away the general public from Bitcoin. It's this reason why the majority thinks Bitcoin is a scam, a Ponzi, or a fad. I don't blame them, since crypto/Blockchain tech is still in its infancy.

The pioneer cryptocurrency has a long road ahead before it can reach adoption at a large scale. Slowly but surely, people are joining the revolution. I'm pretty sure there will be more success stories among those who discover and embrace Bitcoin's benefits to the fullest. Just my thoughts

That's certainly true, mate. Exchanges list coins they believe would be very beneficial to them. Coins that are popular often generate big trading fees, even if some of them turn into a scam in the long run. While Terra Classic is not a scam, it turned into a failure because of the team's mismanagement of funds. If the Terra Foundation Guard (TFG) used its reserves appropriately, it would've saved the UST stablecoin and Terra's (LUNA) reputation. Instead, they've decided to create a new version of the Blockchain without focusing on burning coins from the original chain. These decisions caused an outrage within the community, effectively scaring away investors from the project (in addition to the rapid decline in both LUNC and USTC's price).

Now Terra's founder will go to jail, so I doubt Terra Classic will revive itself anytime soon. We should look for other alternatives which put investors' concerns above all else. Cardano, Polygon (MATIC), and BNB are your best bet to grow your investment in the long term. Crypto is extremely unpredictable, so I wouldn't be surprised if someday LUNC pumps massively in price at least within a short period of time. Just my opinion

Exactly. PoS makes crypto no different than today's ordinary banking system. Effectively, the rich become richer, while the poor, poorer. Such unequal system goes against what crypto/Blockchain tech was created in the first place. With PoS, big exchanges will be able to control the Blockchain with customers' funds. It's like giving the power back to evil corporations subject to governments' rules. It's this reason why Bitcoin is and will always be a PoW cryptocurrency.

Critics may point PoW's energy consumption, but the fact is that no other consensus algorithm matches its level of decentralization and censorship-resistance. With PoW, anyone can mine coins using specialized hardware (either ASICs, FPGAs, or GPUs) spending time and energy in the process. This makes it more accessible than PoS (if I'm not mistaken). Greater accessibility = greater decentralization, right? I feel sorry for ETH and other PoS coins for sacrificing decentralization in favor of high performance and cost-efficiency. They will be taken down by governments easily due to their high concentration of power among a few players. At least, Bitcoin won't be going anywhere. As long as decentralization wins, nothing else matters. Just my thoughts

Regulators have been paying close attention to the development of the "De-Fi" space, especially when the Terra/LUNA implosion left many investors "rekt" in the process. After the Tornado.Cash mixing protocol was sanctioned, the US' OFAC agency told American citizens would be able to withdraw their funds if they'd provide them with personally-identifiable information. That makes me wonder if "De-Fi" platforms would be required to comply with KYC/AML laws in order to prevent being shutdown for good (they are hosted on centralized servers anyways). I believe governments (especially the US government) will be on developers' tails to force them to make "De-Fi" platforms that are regulatory-compliant. If successful, every "decentralized" lending platform or even "decentralized" exchange would ask for users' identities, greatly undermining crypto/Blockchain tech's core value proposition (which is eliminating the middleman).

Will this be the future of "decentralized finance"? If not, why? Knowing that most people prefer convenience on top of decentralization, I'm afraid "De-Fi's" future is not as bright as many thought it would be. Your input will be greatly appreciated. Thanks in advance.

SEC chairman Gary Gensler hinted the possibility of classifying all PoS cryptocurrencies as a security. ETH would be not be exempt from this, after switching to the PoS consensus algorithm. With centralization issues mounting on the ETH blockchain, I wouldn't be surprised if exchanges (mainly Coinbase and Kraken) would be required to comply with securities laws in order to provide staking services to their customers. This could also affect Vitalik Buterin (ETH's founder), especially when the project held an ICO in its early days. For what I know, all options are on the table. But rest assured that if the SEC takes action against ETH, it'll be the end of a decentralized web as we know it. Maybe ETC will take over if ETH fails?

What do you think about this? Will the SEC be able to successfully classify ETH as a security? If not, why? If securities laws are enforced, will that make ETH more centralized? Your input will be greatly appreciated. Thank you very much.

I've read somewhere that ETC's hashrate increased by a large margin after the much-awaited "Merge" on the ETH blockchain. It seems that most miners are moving to ETC instead of the newly-created ETHW fork. The original chain (ETC) has been around the scene for a couple of years now, but the recent migration of miners might encourage developers to build new dApps and tokens on it. If adoption grows like crazy, we might never see ETC in the "double digits". The market is bearish right now, so ETC is having a hard time getting past $40. But in crypto land, anything's possible.

If ETC adoption booms, do you think it's possible prices will go all the way to $100? After all, ETC is much scarcer than ETH (only 210m ETC will exist). Your input will be greatly appreciated. Thank you.

I don't get why people are so hyped about ETH's switch to PoS (The Merge) when we already had other PoS blockchains in the first place (eg: Cardano, BNB). Competing chains often add new features before ETH does. Even Zilliqa adopted "Sharding" (which is a scaling technique), before ETH did. Yet, ZIL's price is nothing compared to ETH. If ETH is always one step behind, then why it's extremely valuable? Doesn't that make ETH overpriced? I'd say the same about Bitcoin, but no other crypto outmatches its level of decentralization and censorship-resistance.

What are your thoughts?

Satoshi was a very clever person. If he didn't hide his identity, governments would've been behind his tail in order to shut down the Bitcoin project or at least prevent it from happening. You can see why other projects had issues with the government, just because their developers' identities were public. Tornado.Cash is one good example of this. Most projects nowadays disclose developers' identities to help attract institutional investors into them. But they're ultimately sacrificing censorship-resistance, which is the pinnacle of crypto/Blockchain tech. I guess that's why Bitcoin is still the #1 cryptocurrency in the world (even though it's slow and expensive at times).

No one knows the whereabouts of Satoshi, especially when he vanished in 2011. At least, the community has taken the role of Satoshi by contributing towards the development of the Bitcoin network. As long as decentralization is prioritized, we should have nothing to worry about. Just my opinion

SOL dumped real hard because of the bear market and constant network outages. Unless developers come with something new and fresh, I don't think SOL's going anywhere soon. Whales could pump the price, though. But without mainstream demand for SOL, the gains will only be short-lived. Personally, I don't think Solana is a good investment in 2022. There are far better options that are much more reliable with decentralization in mind. Instead of picking Solana, I'd advise anyone to invest into both Cardano and Polygon (MATIC) for the long term. These are rock-solid projects with a proven track record of development and innovation. They never had an outage (as far as I know), so they're as reliable as you can think of. No one can predict crypto market prices, so it's up to you to play it safe by diversifying your investment into prominent cryptocurrency projects that are built to last. Just my thoughts

Ethereum sacrificed its decentralization in favor of high transaction throughput and cost-efficiency. While the PoS upgrade did nothing regarding the scalability of the Blockchain, it has made the network 99.9% energy efficient. Subsequent upgrades will address the network's scaling issues, putting high gas fees and slow TX confirmation times to rest. With big exchanges controlling most of ETH's supply, the future of the project doesn't seem as bright as we thought it would be. There will be high levels of centralization, effectively making ETH another banking system empowered by the wealthy.

Most recently, the SEC began discussing the possibility of treating PoS cryptocurrencies as securities. If that happens, then ETH would be nothing but doomed. At least, it was fun while it lasted. I don't think forks will be any successful (except ETC) simply because they have no substance to them. Who knows what the future holds for the Ethereum ecosystem? Just my opinion

Many countries are disappointed with Russia's invasion of Ukraine. It has not only destroyed lives, but also the global economy. Unless Russia backtracks or comes with a peace deal with Ukraine, we won't be seeing any progress on the economy whatsoever. Sanctions did nothing but make Russia more powerful, weakening the economy of both the US and EU (especially the EU).

Unless world countries isolate Russia from everything, things will only get worse. I hope we get to see the light at the end of the tunnel soon. Otherwise, there would be a dark future ahead of us. No one knows how this conflict will end, so we can only hope for the best. Just my thoughts

I would take Solana off the list, simply because developers have been reluctant to fix network outages. Unless they care about the stability/reliability of the SOL blockchain, I don't see prices going anywhere soon. Both Cardano and Ethereum are better choices, even though they have higher fees and slower transaction processing times. These projects are rock-solid with decentralization and censorship-resistance in mind. They're bound to explode in price sometime in the future because of ever-growing mainstream adoption.

Ultimately, crypto investing is all about diversification. As long as you don't put all of your eggs in one basket, you'll have nothing to worry about. Just my opinion

The Merge was rolled out successfully on the ETH blockchain, yet the coin's price has been unaffected. I guess that's because the market is still bearish. With only a few months away before 2022 ends, I don't think ETH will reach $2.1k anytime soon. Fret not, since ETH's PoS upgrade (The Merge) has made it a completely deflationary cryptocurrency. This means that at some point in time, ETH will become extremely valuable just like Bitcoin. We just need to give it some time to mature for it to explode like crazy. Instead of complaining of ETH's low prices, we should take this opportunity to grow our stack of coins to sell them once the bull market makes a comeback. Ultimately, ETH is all about utility (not the price). As long as it works as intended, nothing else matters. Just my thoughts

Got it. Thanks, guys!

Bitcoin still hasn't been accepted as legal tender by most of the world's countries, so I'd say newcomers are still early to join the party. Once a vast number of people worldwide begin using Bitcoin as an alternative to Fiat, then BTC's value would skyrocket like crazy. Experts have predicted a price of $1m per coin, so there's a long road ahead for us to build our wealth before this happens.

The pioneer cryptocurrency is in "bearish" mode, so why not go ahead and buy some coins at a cheap price? There's more to Bitcoin than meets the eye. As long as you don't invest more than what you can't afford to lose, there should be nothing to worry about. Just my opinion

Bitcoin is often better to grow your wealth in the long term, especially because of its ups and downs in price. That volatility could rise the cryptocurrency's price all the way to the moon for a short period of time. If you're lucky, you can sell your BTC when it's at its highest point to secure as much profits as possible. You can't expect much from Gold, since its value rarely changes over time. It's relatively stable, so it's only good for preserving your purchasing power (not expanding it).

Each asset/commodity has its own advantages/disadvantages, so you decide how are you going to use them for your own benefit. Remember to invest wisely and there should be nothing stopping you from achieving your financial goals. Just my thoughts

MATIC is so undervalued, especially when it has the same level of security/reliability as Ethereum (it's sort of like a sidechain). Not like Solana which is full of bugs and highly unstable. Yet, the SOL token is trading well above $30 per coin. I don't get why Polygon (MATIC) can't reach higher market prices, when it has all of the tools to make "De-Fi" a better place. The Polygon chain is directly compatible with ETH smart contracts, meaning it's easier for developers to port dApps from ETH to MATIC. Polygon is just like Ethereum but with greater transaction capacity and lower gas fees.

I'd say the sky is the limit to how high MATIC can go in terms of market price. The market is bearish right now so the prediction of $20 per coin looks unrealistic. But if adoption for MATIC continues to grow, it might get there someday. No one knows what will happen in the future, so we can only hope for the best.

Convenience always goes on top of security/decentralization. After all, people want to get things done as quickly and easily as possible. It's this reason why Fiat currencies won't be going anywhere soon. On the other hand, Gold is a well-known precious metal that's been used for centuries to build and preserve wealth. People trust Gold more than they would trust Bitcoin.

While Gold is much more stable in price than Bitcoin, it doesn't give you the ability to make huge returns out of it. Your wealth is relatively static in Gold, with little to no chances for profit. With Bitcoin, you can multiply your purchasing power if you know how to deal with volatile market prices. Despite its limitations, Bitcoin is still a better choice than Gold or Fiat because it's censorship-resistant. That means that you and only you control access to your funds. I hope people would get to learn more about Bitcoin to witness its full potential. Considering that Bitcoin has come a long way since its inception, it's unlikely it'll disappear anytime soon. Just my opinion

The global economy is having a hard time getting back on its feet, so it's highly unlikely ETH or any other cryptocurrency will reach higher market prices during the remainder of 2022. Not even "The Merge" will help ETH go all the way to $4k within the short term. We should take this opportunity to accumulate as much ETH as possible before the market turns bullish again. As long as you don't go crazy putting their life savings into ETH, there should be nothing to worry about. Just my thoughts