Believe me, the transition to digital payments will be inevitable. Especially when governments want to reduce waste (protect the environment) and eliminate privacy for good. It may not happen during our lifetimes, but it will in the future. The new generation will become digitally-native, so they will choose a CBDC over paper money anytime. This may be only the beginning as the worst is yet to come.

When paper money becomes history, decentralized cryptocurrencies will be the only alternative for those looking to preserve their privacy. Let's make the most out of paper money now, before it's too late. Just my thoughts

Bitcoin was designed to be a decentralized and censorship-resistant cryptocurrency. It cannot be stopped no matter what. But that would depend on how far the community is willing to keep Bitcoin that way. If decentralization is compromised sometime in the future, you can say goodbye to Bitcoin for good. Remember what it's said in the real world: "The price of freedom is eternal vigilance". We must remain vigilant to protect Bitcoin from falling into the government's hands.

As long as it remains decentralized, Bitcoin will be able to reach the masses without any obstacles or shortcomings. All a person needs to access the Blockchain is an Internet connection (and a VPN if you're living in a country where BTC is banned like China). With how far Bitcoin has gone, it seems to me that it will last for generations. Just my opinion

Wasn't Bitcoin's "pump" to $24k, the cause of MATIC's increase in market price? Every other altcoin seems to be in the "green zone" after BTC reached $24k. Besides, MATIC is still far from the predicted price of $20 per coin. Unless the Polygon chain gets the attention of big investors and traders alike, don't count its native cryptocurrency reaching the "double digits" anytime soon.

At least, Polygon is alive and healthy as ever. Fees are dirt cheap, while transactions are blazing-fast. It's a much better alternative than centralized chains such as BNB or Solana. Considering that some companies have launched NFTs on the Polygon chain, demand for the cryptocurrency will remain high for quite some time. The sky is the limit to how far MATIC will go. As long as it stays decentralized, there should be nothing to worry about. Just my thoughts

It seems that Bitcoin "pumped" again, so it's likely everything will be over by 2024. I think we should keep accumulating BTC and some prominent cryptocurrencies (ETH, ADA, BNB) to build our way towards "endless profits" in the future. Mainstream media will always spread FUD, but it's up to you to decide whenever you want to give up or keep investing into the future of money no matter what.

This is only the beginning of a long journey filled with excitement and riches to early adopters like us. Some governments already adopted BTC as legal tender too, so don't count on PoW mining disappearing anytime soon. Who knows what the future lies for the entire industry? Just my thoughts

Of course. Smart contract vulnerabilities would bring a lot of risks to "De-Fi" users. But the situation becomes worse if the underlying Blockchain network's consensus algorithm is centralized. If we want full decentralization and security/reliability, we're going to need to focus on all aspects of the blockchain (both the consensus layer and the smart contract itself).

Honestly, I don't think any other smart contract platform is as reliable and decentralized as Ethereum. That doesn't mean "De-Fi" apps built on ETH won't have their flaws, but at least they will be much safer than those built on rival chains such as BNB or Solana. Blockchain tech is all about being trustless, so people would just need to verify the code and check for transactions just to be safe. Just my opinion

Credit/debit cards didn't replace cash, probably because governments didn't force people to use them. But I think this time will be different, especially when decentralized cryptocurrencies are rising to power. Governments wouldn't want to lose control over people's finances, so they will make digital payments mandatory through the use of CBDCs. I believe cash will co-exist with CBDCs during the initial days of launch, but it will be slowly phased out until it becomes history. The only alternative people will have to preserve their privacy would be Bitcoin and its variants.

Regulations on the crypto industry will tighten over time, but that doesn't mean it's the end of the world. What matters is that crypto/Blockchain tech remains decentralized so that it could stand the test of time. As long as it stays that way, we should have nothing to worry about. Just my thoughts

It's best to accumulate more Bitcoin than any other cryptocurrency, simply because it's the one that moves the market with it. The scarce supply of BTC should make prices increase over time. I cannot say the same about altcoins, especially when most of them are inflationary. The risks of investing in altcoins is greater than investing in Bitcoin due to lower liquidity/trading volumes and mainstream exposure. Choosing the "blue chip" coins (those within the top 10 ranks in market cap) would be your best bet to secure profits in the long run.

Personally, I'd stake prominent cryptocurrencies and never sell until the market turns bullish again. As long as you don't go crazy investing in "meme" coins like APE, SHIBA or DOGE, your investment will be safe from harms way. Who knows how far crypto market prices will go? Just my opinion

Well, I'm certain that won't happen during our lifetime. After all, Bitcoin is still relatively new to the world. We may be talking about decades, before a technology superior than Blockchain takes over the world. The pioneer cryptocurrency is open source anyways, so it could easily adapt to new technologies if developers want to. Quantum computing would make Bitcoin faster and stronger than ever.

Given the fact that Bitcoin is widely known by the public these days, it's very unlikely it will go to zero anytime soon. There's always demand for the cryptocurrency on the market, especially when supply is scarce. It has never disappointed its investors since the day it was born. Who knows if it goes to $1m as predicted by experts? Just my thoughts

Couldn't agree more with you, mate. The vast majority of DEXs are not as decentralized as they claim to be. One way or another, they depend on centralized infrastructure for greater accessibility among its users. Many of the DEXs we know and love today are hosted on centralized servers, while they point to domains controlled by the ICANN. We can't achieve full decentralization this way, when there's a single point of failure.

When developers start building DEXs independent from centralized infrastructure (not using centralized TLDs, hosting the front-end interface on IPFS, etc), crypto will be able achieve its full potential. I've tested every DEX out there and it seems to me the only truly decentralized ones are: Bisq, Block DX, and atomicDEX (using cross-chain atomic swaps tech). The rest are simply hybrid exchanges which make use of both centralized and decentralized technologies. Centralized exchanges are still relevant these days, so don't expect DEXs to replace them anytime soon. At least, people have a choice. As long as decentralization is preserved, nothing else matters. Just my thoughts

Genesis wasn't as big as a company as FTX was. The latter had many investments into prominent crypto projects, as well as, mainstream exposure. A collapse from one of the biggest crypto exchanges in the world would certainly cause a negative impact in market prices within the short term. I cannot say the same about an infamous crypto company lile Genesis.

The market is already past the FUD, so unless the global economy keeps crashing, don't expect prices to go lower anytime soon. Who knows if BTC goes up again by 2024? Just my opinion

Centralized exchanges won't change their ways no matter what. All they care about is filling their pockets with money, even if that means screwing over the customer in the long run. Some of them are providing proof of reserves to bring back confidence among investors and traders alike. But most (if not all) will think twice before using decentralized solutions built on Blockchain tech. The more control they have over customer funds, the better.

You'd say using a decentralized exchange would be the solution to all of our problems. However, they're usually buggy, slow, and expensive to use unlike their centralized counterparts. Considering that we're stuck with centralized exchanges, we have no other choice than keep using them with extreme precaution. Only deposit the amount of crypto you're willing to trade to minimize risks of loss as much as possible. As long as you do that, you'll have nothing to worry about. Who knows what other exchange will collapse in the future? Just my thoughts

People are avoiding CBDCs because they already have cash (paper money). But when that is removed from circulation, you can bet they will switch to Bitcoin for the preservation of privacy. As you've said before, CBDCs will enable governments and central banks to have a full scope over your financial activity. There will be zero privacy and less freedom over the way you handle your money. The only ones that will benefit from the new digital cash system are none other than banks and governments alike.

Bitcoin won't directly compete with CBDCs (due to the way it was designed), but at least it will prove to be an alternative for those who need it the most. Things would've been worse if Satoshi didn't invent Bitcoin in the first place. The world is quickly shifting to the digital era, so I wouldn't be surprised if CBDCs take over the world within 1-2 decades from now. Just my opinion

Many people believe they're going to get rich quick with Dogecoin without truly understanding its economical model. A coin that was designed to be inflationary, cannot retain high prices for a long time. DOGE has billions of coins in circulation with new ones being added to the blockchain every day. What's been driving its prices to the moon has been Elon Musk with his tweets. But it seems to me that hype is fading away, as investors move on to the next big thing in crypto.

One thing for sure is that Dogecoin's creators never intended people to use it as a serious cryptocurrency for daily payments. While I believe it will survive in the long run, market prices won't rise that much compared to other cryptocurrencies such as Bitcoin and Ethereum. Crypto was never about the price anyways, so as long as DOGE works as intended, we should have nothing to worry about. Just my thoughts

I don't think crypto banks will replace traditional banks, especially when crypto is proven to be unstable at times. Fiat currencies are still relevant these days, so don't expect traditional banks to go anywhere soon. The few banks that are providing crypto services to its customers are only doing it to take advantage of the situation. But that doesn't mean crypto will eventually replace Fiat in the long term. Most (if not all) banks see crypto as a threat to their very existence, so they will keep Fiat afloat no matter what.

Crypto doesn't need banks to survive anyways. After all, Satoshi created Bitcoin to be an independent currency anyone can use worldwide. It was designed in response to banks' malpractices with the mainstream economy (debt, inflation, etc). If BTC was created to fight banks, then why would any bank adopt BTC or any other cryptocurrency in the first place? I'm waiting for the day when decentralized cryptocurrencies beat banks for good. I know this is very unlikely to happen right now, but it could materialize in the future as mainstream Fiat currencies lose people's trust. Rising inflation rates and governments' inability to handle national debt will lead us there faster than you could ever imagine. Who knows what lies ahead for the entire crypto/Blockchain space? Just my thoughts

I'd imagine Binance's collapse would be much bigger than both the collapses of Mt. Gox and FTX. Such a catastrophe would make crypto market prices decline at a very fast pace. It would take years for crypto to recover back to the way it was (if it ever does). Exchange tokens are known to be manipulated by malicious actors, so the industry should step away from them for its own good. I'm glad not every exchange has its own token, otherwise it would be complete disaster in the long run.

CZ has built a strong empire that's hard to tackle with. How long will that empire last is an excellent question. Remember, not your keys, not your coins. As long as you don't keep your crypto in any exchange, you'll have nothing to worry about. Just my opinion

The only ones who want Bitcoin to crash to $0 are banks and governments. But that will never happen because of the way the cryptocurrency was designed. Deflation greatly offsets any negative downturn in market prices. This doesn't mean BTC will be inmune from experiencing a decline in market prices. But it's a guarantee it won't become worthless overnight, due to added scarcity. If demand stays high while supply stays low, prices will always be on the upside.

I'm waiting for the day Bitcoin becomes an independent cryptocurrency, so people can use it regardless of how much it's worth in Fiat. Some countries are slowly adopting BTC as legal tender, so maybe our dreams of replacing Fiat becomes a reality someday. Just my thoughts

Paper money will be eliminated, so governments can proceed with their agenda of a "New World Order". How will they be able to control society if they can't control people's financial lives at a full extent? CBDCs are the answer to all of governments' and central banks' problems. With a new digital cash system, it will be the end of privacy for good. Every transaction would be visible by the aforementioned entities. It will also be easier to control the money supply and inflation rate.

Exactly when paper money will be phased out is an excellent question. CBDCs are still under development, so it's going to take quite a few decades before paper money disappears from the face of the Earth. At least, we'll have decentralized cryptocurrencies to save the day. Just my opinion

Of course Bitcoin isn't on the list. China doesn't like it, especially when it's a decentralized and censorship-resistant cryptocurrency. With Ethereum, that's no longer the case due to the fact that the network made the switch to PoS. If China or any other country want to control ETH, all they have to do is go after centralized exchanges. After all, these entities will be the ones staking most of the ETH on the network. If they control the exchanges, they can control ETH.

I cannot say the same about Bitcoin, becuase it has a different consensus algorithm. By being a PoW cryptocurrency, anyone can secure the blockchain with their mining hardware. Exchanges can't use customer funds to perform decisions on the Blockchain. They will need to set up a huge mining farm that will be able to mine 51% of the blocks if they want to control BTC (which is very unlikely they will be able to do this). Believe me, PoS is nothing more than an agenda for governments to control crypto/Blockchain tech. It's all disguised as "protecting the environment", but the truth is that governments are pushing devs to turn their coins into PoS so they can control them (centralization). Who knows if BTC remains "the only PoW coin in town"? Just my thoughts

I'm stacking as much PoS coins as I can. Usually those within the top ranks in market cap. My portfolio currently consists of TRX, DOT, MATIC, and ADA. I've had to sell alts such as HIVE and ARK to buy the other coins mentioned before. As soon as BTC skyrockets in price, it's likely my portfolio will grow in USD terms. After all, altcoins go up when Bitcoin goes up in price.

I'd suggest you keep your portfolio as minimal as possible just to avoid losing it all in an instant. Having various PoS coins on your portfolio (10 or more) could bring a lot of risks along the way. Just play it safe by converting your profits into Bitcoin, and you'll have nothing to worry about. Maybe you'll become the next crypto millionaire?

Bitcoin can never compete with CBDCs. That's because it's decentralized, whereas CBDCs are not. Comparing both is like comparing apples vs oranges. Most people will prefer a CBDC over BTC because of its stability. Not only that, but a CBDC has the full backing/support of the government. Bitcoin will only remain as an alternative currency for those who want to "escape the system". I'm fine with that as long as it works as intended.

Who needs to beat digital Fiat (CBDC) when Bitcoin can succeed on its own? A sovereign currency like Bitcoin cannot be stopped no matter what. It enables people to be their own bank. Given that both governments and central banks are powerful entities, it seems to me that BTC will live alongside CBDCs for generations. Who knows what's next in store for the pioneer cryptocurrency? Just my opinion