The circulation of money in the economy is vital to prevent the inflation of prices, this the same principle that happens with the people saving money in the piggy bank, I agree that these is the best measure an individual can think of but if I were to think in a broader perspective, this will only hurt the economy in the long run and the people will suffer much more, I can't blame the people for doing these though because this pandemic surely made a lot of uncertainty that made a lot of people face bleak and miserable fate. I hope that the US government has a way to tip the scales to prevent the full collapse of their economy.

The reason that people are losing when it comes to trading is because the people who introduced them trading or investing is that they never specify that it is a slow process and that there are so many risk, these people are not to be blamed though because they didn't know it too, they are as innocent the people who want to embark on a trading and investing journey. The real fault lies on the individual because they are to blinded by the riches that the endeavor promises, remember that all that glitters is not gold. We can always put our mind into it if we want to become successful in these, we must constantly remind ourselves that trading and investing means growing.

In my opinion, having the small asset grow first is a priority because trading is very expensive and you will need a lot of funds for that to pull off, I am no expert but if I were to choose whether invest or trade, I would rather do investment because I find trading more safer for growing your assets, if you really want to trade then you can use investment as a bridge to make sure that you can last for a long time enough to profit big time in trading. Trading though is very risky and you will to learn if you want to go to that path, in short, you can learn about trading while you are still growing your investments. I am no financial expert but I personally believe that investing is much safer than trading.

I want to disagree with that, if you feel like that the tips are not helping you then that is an individual problem, it can work if you have the knowledge and patience to endure the hardships that you will face at the beginning of your trading journey. I think being greedy is a mindset by the person, if you want to find greediness then set a goal as small as possible.
I can agree that there is no quick returns when trading but there are lucky people that happen to invest in the right stock. We should not be clouded by glitters of the promised riches of trading but instead focus on our ambition and always remember that there is no nobility in being poor.

The reason for that might be that there will be people who are going to slip the cracks and do something illegal. As a law abiding citizen, what you can do to prevent getting infected is by reporting it to the authorities, no matter what, you should do the right thing. These kinds of events shouldn't happen if the businesses are doing their responsibility to their community because there wouldn't be gamblers flocking if there is no open gambling house. I think we all can agree that these is just a big old corporate greed, maybe the officials are in their pockets too and they are turning a blind eye and that is pretty sad and frustrating for me.

With the prevalence of scams involving cryptocurrency, I do not think that crowdfunding is a good way to do your thing. You mentioned some crowdfunding sites which works well, though they are fiat-based, I think it is worth it. If you think about it, the reward base that you are saying are like IOU and for me that is pretty risky, because they can simply ditch their promises about giving back what they owe. I personally hate crowdfunding so I only knew a few of it, maybe you can create your own platform that will spearhead a change in crowdfunding industry.

I like to think of it in another perspective in which bitcoin is the one that needs these banks and financial institution. My reasoning is that bitcoin needs to have these connections because the institutions are well established and they cater a lot of people and a lot of these people do not have a knowledge about bitcoin. I can agree that these is a good move for banks but it is good for bitcoin because of these connections, it will garner more attention and in time more people will try to get their hands on one. In conclusion it is very likely that having these connections will be a good move for bitcoin to further deepen its stronghold in the financial industry.

There are obvious red flags when scammers attack and I think educating people about it especially older people because most of them do not know much about computer and most of them are the targets of this attacks and scams. The most common red flag is when they e-mail you and they claim to be from the government or any institute, this is the biggest red flag for me because government institutes do not personally e-mail their citizens. We can't blame this scammers though because they too are desperate and this is the only oppurtunity given to them unless you are a grade A psychopath and you do it for the thrill and misery of other people.

I think that it is a good thing that cryptocurrency is slowly getting injected into mainstream finance, that only means that there will be more people that will be curious and their interests piqued. This could spell an increase in the bitcoin prices but there is one problem in the Philippines, there are only few people who read books and these people that has interest in these are rich people, the Philippines has a very low financial literate people and this will only mean that the rich will continue getting richer but that thing is not my business.

Habits are a gradual behavior that should be maintained consciously for a certain timeframe until it has been normal, though it sounds easy it is very difficult thing to do because there are factors that will try to interfere and some of these factors can make you go back to square one altogether. I have steps that I do when I want to make something a habit. Here is some of my tips, but take this advice with a grain of salt because I am no expert.

• 1. Do the activity that you want to become a habit with a fixed time or repetitions if it is an exercise, for the whole step we have to use one example so I will use pull-ups as a habit, do atleast 1 or 2 then gradually snowball the number.
• 2. To gradually snowball the number is very hard so will need cues to trigger this, put a pull up bar in door, this will subcosciously trigger that you need to do some pull ups, at first you will be tired after the 1 or 2 reps of the pull ups but there will come a time that your body will adapt and you will want more and that is the cue for you to up the reps.
• 3. Take a break and do not think about doing pull ups for a day and you will subconsciously want to do pull ups.

These steps are personal accounts on how I created a habit, so you are free to add, criticize and ignore. 

Using blockchain as database for records take much time, money and effort, why spend it on universities when you can do the same with other capable database servers, my take on this is that having the records locked in encryption pretty much makes records keeping a difficult thing to do, and to say that to make it safe is pretty far fetch, who would attack universities for monetary purposes? I am sure there will be someone but the chances are very low. We could better utilize block chain technology through finance and market industry because these involve money that is likely to attract unwanted attention.

He had some education but he was too woke to accept reality.

What kind of thinking is that? Do you even know what you are saying, if you do not want to get a medical treatment then atleast do not make this ridiculous claims that the government is killing their people. And the way that you changed your stand about the whole medical industry being evil to doctors who are working for the government makes you goofy.


What kind of pseudoscience are you professing? The reason that those masks are tight is to prevent the droplets from escaping and if you are not infected to prevent the droplets from entering through your respiratory tract, also if you are infected by the virus the droplets that is trapped in the mask will not reinfect or worsen the condition when you inhale that. What kind of backward thinking is that? Do you think that a re-entry of the virus to the infected host will upgrade the virus? Get your facts straight tin-foil squad.

Other than the fact that cryptocurrency is not centralized while stock market is centralized is that stock market gives away dividends to its share holder, it varies from company though, there are quarter and annual, the great take away from this is you are generating a profit while you are holding your stocks unlike crypto. Stock market is not that safe from scams, in fact the stock market has the most skilled scammers, there is a thing called insider trading, where a stockholder could artificially manipulate the prices and they also have an unfair advantage because they can decide whether to sell or buy based on the firsthand information, unlike cryptocurrency these red flags can't be seen by a simple trader because these trades happen like normal trade.

The OP's advice is baseless, and in my opinion it is a recipe for disaster. I agree with the quote above, remember that tokens are created by individuals and at its core, the creators can manipulate the price to serve there purpose, remember the toke Purpose and Dubi by Athene, they artificially jack up the prices and scam people while saying that the people who will invest will get their profits.  Remember people that investing something is a risk in itself, do not put your whole life with the promise of the riches, all that glitters isn't gold remember, learn more about finance and investing before doing some investments, it is better if you are equipped with knowledge. When the word volatility is expressed within the context of the investment then it is an immediate red flag.

Invest what you can afford to lose and do not invest what you can't afford to lose.

If people are always looking for answers without doing anything for themselves first is useless, praying does not help anyone if it is not accompanied by actions, we humans are natural seeker for things that we can't explain so there is no problem with that, after all you can't cage a free spirit. In my opinion, instead of praying, we should do meditation because it helps in making an individual complete, soul searching is your first priority when you want to help others, like that cliche thing about treat yourself first before treating others. With regards to economic problem, as an individual, the thing that you can do is not hoard essential products and share your food to your neighbors if your wallet allows it, sharing at this time is not bad, it helps in making sure that we survive together.

I thought that having patience and not rushing things was enough but I think that as I further learned more about cryptocurrency, finance, and myself, the real lesson that I learn is not patience but to create sound decisions, having patience without a clear plan is like fighting a war without guns. At first I thought that holding on to my crypto is enough but as I continue learning, my perspective has changed, instead of holding, I could use it to invest in something and the return will be used for trading, I am still learning but a clear has never been closer for me.

Gold will reach it limit someday but the price of it will plateau and eventually will drop, unlike bitcoin which has a limited supply thus making the price of it in check. The reason that I believe that gold will reach plateau someday is the fact that space mining is becoming a thing in the future and particle accelerators are creating real life alchemy as in bombing lead atoms to become gold, when that happens the supply will increase and the price will go down. On the other hand, bitcoin will never reach the sky high price, not until it will be centralized. Decentralized bitcoin will only reach a stalemate because the chances that it will crash down is very high.

The reason that the casinos are considering counting card as an illegal move is because the players have a higher chance of winning, and a player winning is something that the casino hates, they loss profits when there are constant increase in winners. Imagine mathematicians storm the casino and play blackjack and poker and other card games, this will cause an imbalance in edge because people are frequently winning rather than losing. With the rise of online platform, the card counting is getting harder.

My tip for players who knows how to do card counting is always tip the dealer, because they are willing to let you win.

I can relate with you on the luck base of gambling, the slots and dice have the biggest house edge. But what I do not agree is poker is solely based on skills, that would be looking at a narrow perspective. Poker is a game that both incorporate skills and luck, to prove my point I want to tell you why there is a bluff in poker? Does it have to do with luck? Well half of it has to do with, you are lucky when they bite but the skill to make a bluff so believable completes the bluff and I think that it is enough point to prove that poker is an amalgamation of luck and skill. One special of these being true though is the rise of online casino where you can't physically interact with other players making the bluff harder albeit still executable, for the chance games though it has been different ever since, imagine slots that will strike the jackpot and not any other consolation price, the site can do that and the players will never bat an eye.

Another that I can add is the skill called card counting can be used to increase your chances in winning, you can also master probability for dice or roullete but you have to make a quick equations to make it work, math teachers and mathematicians are very good at this.

If you want to avoid gambling altogether then heed my advice about dopamine detox. I like that you are investing for yourself but it is frustrating that you spend it on gambling, now I do not want you to ditch gambling altogether because trying to avoid something altogether then it will come back and bite you, the withdrawal stage is where the most struggle happen and I want you to avoid that because it can be avoided.

Now for my advice in dopamine detox, the first step is to understand that everything that gives exciting feeling is responsible for dopamine being released in the brain, addiction happens when our brain reaches a cap continously that when we are doing something mundane, we tend to feel that we need to do something. With the continous cap reach of dopamine, our body adapts and becomes bigger and we are tricked by our brain to do more of the fun things (i.e. Gambling, sex, video games, drugs), and in turn we become a prisoner of our own desire and vices.

To do dopamine detox, you need to have a self-control and a strong support network altogether, without support network, this will be difficult. The first you have to do is do your usual routine including the gambling, and dedicate a time where you are doing nothing exciting, do mundane things, then gradually increase the days that you do these things until you can do a week, this helps in flushing the dopamine in your body. These will build habit and in turn make you naturally avoid gambling. Other thing that you can do is do something that can replace the gambling habit, swtch a workout routine to the time that you are gambling. You have the investments already, having a good life is not too far for you. Good luck