Gubiš i sad. Banka ti daje neki promil na oročena sredstva a stopa inflacije je veća od toga.
Međutim, zna gamad što radi, ljudi i dalje misle da im je novac tamo 'siguran' i dok god je tako, skidati će nam gaće sa štapa.
Negativna kamatna stopa već postoji i samo je pitanje vremena kad će doći i u HR.
Ma naravno da je stopa inflacije veća, to mi je jasno. Ali ako imaš veću svotu novca, opet je bolje staviti njima i dobiti 2% kamate nego držati doma i dobiti 0% kamate. Inflacija je ista bez obzira na to gdje novac stoji. Naravno, to govorim u slučaju da se ne želiš baviti ulaganjem. A što se tiče negativnih kamatnih stopa, evo ja ne znam zašto bi banci dao primjerice 50.000 kuna da mi ih čuva i za to plaćao npr. 0.5% kamate banci. Pa ne pada mi na pamet! Praksu negativnih kamata imaš već dugo u Zapadnoj Europi a daju je ne samo banke već i neke države na svoje izdane obveznice. U tim zemljama kamate na kredite su već dugo vrlo niske, oko 2% a tada nema ni prostora za neke velike kamate na štednju. Pojedini ulagači, u nedostatku kvalitetnih projekata za ulaganje preferiraju sigurnost u odnosu na rizik a gdje ćeš veće sigurnosti od držanja novca u njemačkim i švicarskim bankama 😁😁 |
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Everyone can talk exclusively only about themselves and their experience.
Each of us has a different personal situation, so what is good for me is not for others.
I always prefer to have money for both spending and saving.
The situation can always change, such as illness or loss of work, so it is always good to have a cash reserve.
Right now I just hold my btc funds in the wallet and spending only fiat money.
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Atletico-Real was pretty boring.Not so much fight.It looks both teams more were trying to lose than win.And both was happy to drawn
Barca won finally away game but his play was not so much impressive .Season beginning in La Liga is a little strange but it will change with time
Knowing the way Atletico has played in recent years, and as Zidane began to devote more time to defense, this was expected. For several games Real didn't receive a goal and started playing as Atletico on his best days  |
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In Croatia we already have rules how to pay taxes on the profit from crypto trade, we can exchange crypto in the Croatian ost (stated owned company) can pay to some merchants with bitcoin etc.
So, even there is no specific law about bitcoin or crypto, it's fully legal to use bitcoin everywhere.
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I'm also not a native English speaker but I'm not afraid to write anywhere in this forum and don't think to much about grammar. I think that even native English speakers, very often, are not good in English grammar I know that some members from my local sections don't feel comfortable to write outside of our local forum because they don't feel confident to write in English. |
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Nešto što ja volim zvati "slow burning ponzi", upravo taj manji postotak prevari veći broj ljudi. Samo treba postaviti jedno pitanje: "od kuda dolazi moja zarada/postotak" i sve jasno.
Upravo to pitanje meni od ah padne na pamet. Zašto bi mi netko dao 1% više za 5 dana ako mu pošaljem pare? Pa banka u najboljem slučaju za godinu dana da 2% zarade na oročenu štednju. Ja isto nemam pojma o projektu i svoje mišljenje baziram na tome što sam pročitao na onom linku što ga je stavio dkbit98 Imalo bi smisla kada bi se taj novac dalje investirao, u neke ''ozbiljne'' projekte, ''oplodio'' i onda vratio ulagačima. Na tom principu rade banke i investicijske kuće i to ima smisla, iako se govori da će i kod nas uskoro doći fenomen tzv. ''negativnih'' kamata gdje će vam banke davati negativnu kamate (tj na kraju ćete imati manje novca nego na početku) za držanje novca kod njih ili tzv. ''čuvanje'' novca |
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Dobar opis, dobio si merit. Tko je slijedeći?  |
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My thinking is very short and simple: ''They were too old, inflexible, dinosaurs that were overtaken by time'' Nowadays, people are more spontaneous, do not plan much, and no longer need the help of large agencies to arrange trips. |
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Manchester United seem to be in big trouble and are desperately looking for new players and reinforcements on the team.
Croatian media reports say as many as 2 Croats could play in Manchester since January, Rakitic and Mandjukic.
Does anyone have further confirmation of this?
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I think it's inevitable. For bitcoin to really break away and receive mass adoption, a government regulation of some sort must be in place. Let's face it, at this time, trust is not that high for bitcoin and crypto in general. Many people are still seeing it as a scam because they don't understand it. A government regulation should be able to reach out to the masses and give confidence that bitcoin is legitimate.
It's very general to say that government should regulate bitcoin. Real question is how any government can regulate bitcoin? As we know, nobody control bitcoin, it's decentralized. So, in legal terms, if someone cheats you with bitcoin, who is competent and responsible? Who is obliged to pay the damage? States may negotiate rules and laws only with other states. The government can only track the end result, when a user converts bitcoin into their local currency and can charge him taxes and that's fine. Everything else is not realistic and possible. |
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Inače da se malo vratimo na ''glavnu temu'' večeri. Prije smo, čini mi se, spominjali da i njemci traže moderatora a ne mogu ga dobiti a sada baš pogledah i imaju ga Znači, uspijeli su. U biti, kada pogledam aktivnosti na lokalnim sekcijama, jedine 2 zemlje koje su aktivnije od nas a još nemaju moderatora su indijci i nizozemci. S druge strane, i neke lokalne sekcije s manje ativnosti nego što je mi imamo, kao npr. grci i poljaci, imaju moderatora. Dakle, rekao bih da ovdje nema nikakvog kriterija kod dodjeljivanja moderatora, već kako je koji dan koji admin raspoložen ili po ''osobnim vezama'', kao što smo se već uvjerili i u slučajevima dodjele i oprosta permabanova. |
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In my personal opinion, all local sections of this forum should get their own moderator.
I'm from Croatia and walso tried a few times to get our local moderator but without success.
It's interesting to see that some local forums with less activity have moderators (for example polish and Japanese) but some local forums with more activity don't have, like CRoatian or your local forum.
I hope admins will correct this soon.
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Evo i ja sinoc upao u svoju prvu kampanju, Bitvest Jos sam imao i dosta srece, jer je bilo jedno slobodno mjesto u tieru D, tako da bar ne moram krenuti od zadnjeg tiera, razlika u isplati izmedju ta dva je poprilicna. Eto, svaka čast. Ja sam sjeban jer imam visok rang za koji se prijavila hrpa ljudi i vjerojatno trenutno dobivaš istu ili čak i veću lovu po postu od mene (na mobu sam pa mi se ne da provjeravati iznose koje plaćaju). A da, bas gledam, ja dobijam 50% vise nego ti a dosta sam manji rank. Jebiga, treba i srece imat, ja sam eto upao na zadnje slobodno mjestu u tieru D, nadam se da ces i ti napredovati dalje. E sad imam jedno pitanje: sto se dogodi ako ja jednog dana dodjem do Full Membera , da li to znaci da idem dolje u nizi tier , tj prvi slobodni gdje ima mjesta? I ako vidim da bi tako dobijao manje, da li se moze ostati kao Member? Prva 4 tiera se znatno razlikuju po zaradi od ovog tiera E, i pomalo mi djeluju kao neko čistilište Što se tiče promijene ranka u kampanji, ne znam koliko ti se to uopće isplati jer nisu tako velike razlike u plaćanju. Koliko znam, morao bi poslati zahtjev manageru ali gotovo sam siguran da bi njegov odgovor bio da on ne može nikoga od postojećih članova u višem ranku micati da bi tebi napravio mjesta i da jedino možeš krenuti ispočetka, iz tiera E višeg ranka, što ti se ne bi isplatilo, barem ne kratkoročno. Manager je po takvim pitanjima principjelan i onaj koji je dugo s njim u kampanji, i ''dokazao'' se, ima zagarantirano mjesto u svom tieru i ne može ići dolje i gubti svoju poziciju i zaradu, samo gore kada se na prirodan način oslobodi mjesto. |
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Evo i ja sinoc upao u svoju prvu kampanju, Bitvest Jos sam imao i dosta srece, jer je bilo jedno slobodno mjesto u tieru D, tako da bar ne moram krenuti od zadnjeg tiera, razlika u isplati izmedju ta dva je poprilicna. Eto, svaka čast. Ja sam sjeban jer imam visok rang za koji se prijavila hrpa ljudi i vjerojatno trenutno dobivaš istu ili čak i veću lovu po postu od mene (na mobu sam pa mi se ne da provjeravati iznose koje plaćaju). To ti je jednostavno loša sreća. Nakon one velike ''čiske'' koju sam spominjao, bilo se otvorilo puno slobodnih pozicija u rankovima nižih od tvojih, pa su neki usjeli odmah ''uletjeti'' u tier D i doči do veće zarade. Na žalost, u tvom ranku nije bilo puno odustajanja i izbacivanja, pa te je ''dopao'' tier E. Ipak, vidim da više nisi na zadnjem mjestu a moje iskustvo je da je ovdje jako velika ''fluktracija'' ljudi pa ako budeš dovoljno stpljiv, možda mjesec do dva (uz malo sreće i prije) doči ćeš do tiera D i veće zarade. Znam da ti je tlaka čekati dok drugi, i sa nižim rankovima ali u višem tieru, zarađuju više od tebe ali proći će i to, a poslije ćeš biti zadovoljan da si upao u dobru i kvalitetnu kampanju, gdje zahtjevi nisu previsoki, a priznaju ti sve postove na lokalnoj sekciji, te sa dobrim i pouzdanim managerom. Bolje i sada dobiti bar nešto i strpiti se do veće zarade, nego ući u neku bounty kampanju i ne dobiti ništa. Uostalom, i tako i tako bi pisao nešto na forumu, zar ne? |
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You would think at this point, these 'investigations' would be illegal. Sure you can investigate someone when there is suspicion of a crime but when does it become harrasment?
A decision approved in parliament cannot be illegal. In terms of abuse, it is a very stretchable category. What about illegal immigrants on the border with Mexico? Or with civilians in the Yemeni war? The president of America is the most powerful man in the world, so it's too daunting to say he was abused. Let the legal process come to an end and determine the truth. |
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The first Madrid Derby of the season will be held tomorrow. Both teams looking really in good shape. R Madrid is unbeaten for 5 matches. Atletico Madrid would be hoping to win this match and move to the top of the table. I am expecting a excellent performance from Hazard on this big game. Because I saw Hazard is struggling on Madrid.
Very interesting article in ''Marca'' today. Real in the last 2 games have not received a single shot in the goal frame. Before that, they received 9 goals in 5 games! Zidane seems to have finally improved the team’s play in defense and with that the team has better results. |
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The current campaign managed by Yobit, not by yahoo62278. If what Yobit said is true, we will soon see another campaign topic, that managed by yahoo62278 soon. I think if yahoo62278 takes that campaign, there are limited numbers of participants and we will also see different postcap that will be likely lower than 20 posts per day. I checked and found what we need. We are negotiating with yahoo, soon will be ready new topic for our sig campaign
I have been contacted and officially have access to ban users for spamming. Basically a quality checker for the campaign, everything else will be handled via their website. As posted in the thread, I welcome pms from spam busters who want to discuss me removing a user you feel is spamming.
Currently there are about 100 users in this campaign so bear with me for a few days while I review post histories and such. Not gonna clean it up in 5 minutes.
New campaign manged by yahoo62278 already started CryptoTalk.Org Signature Campaign [Yobit Panel]OK if yahoo62278 will manage this campaign, it will reduce spam for sure. He have very good reputation on this forum and already manage a few very successful and long signature campaigns. Hopefully, this will prevent future problems with Yobits campaigns and we will not see many spamming like before, in first Yobit campaign. |
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Hvala na informaciji, dobio si merit! Tko je slijedeći? |
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Marlboroza, rado ali ne mogu doći do podataka o tuđim izbrisanim postovima.
Slažem se sa Slackovicem, slučaj Branka ogledni je primjer kako stvari na ovom forumu funkcioniraju odnosno ne funkcioniraju.
Branko oprost permabana nije dobio tako da je po pravilima foruma pokrenuo topic u Meti i onda argumentima "dokazao " da zaslužuje oprost od permabana jer je "good for a forum as whole " već zato što je našao jednog od admina na neslužbenom kanalu i zamolio ga za pomoć.
S druge strane, Regulus je sve napravio po pravilima i dokazao da zaslužuje oprost permabana po kriterijima koje je postavio sam theymos, i još dobio veliku podršku ne samo lokalne zajednice, no u 8-9 mjeseci su ga svi admini i moderatori potpuno ignorirali i čak mu se nisu udostojili ni odgovoriti.
S druge strane, neki slučajevi permabana riješeni su u par sati.
Dakle, definitivno pravila ne vrijede jednako za sve i to je velika sramota za ovaj forum.
I, da me ne bi netko krivo shvatio, drago mi je da je Branku oprosten permaban ali mi je žao što istu priliku nije dobio i Regulus.
Na žalost, on nije imao "osobni " kontakt sa nekim adminom.
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Messi injured again and new problems for Barcelona.
Who will replace him?
Who will be the Barcelona strikers in the next match with Getafe?
Luis Suarez, Antoine Griezmann and Ousmane Dembele?
Luis Suarez is in really bad shape but he will probably play.
Real dilemma is between Fati and Dembele?
What do you think?
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