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61  Economy / Economics / Re: Personal Financial Goals vs Government expectations! on: May 19, 2024, 09:19:51 AM
The middle class does not have the ability to hide and escape like the rich. Even if the country is full of corruption they have to pay taxes to the government within their limits. Rich people who evade income tax don't show it even if they have money in the bank And for this a class of officers of Bank and NBR help them in exchange of benefits and they keep a part of their income outside the banking channel and smuggle it out of the country.
Middle class is getting lower and lower in number. What we used to consider middle class was the family that had one father working, mother taking care of the house and the kids, kids going to school without debt, they had one house, one car they changed every 5 to 10 years, and one vacation every summer. Nowadays what we consider as middle class are the people who have debt lower than 3 months worth of salary, that is true if you have debt lower than your 3 month salary then you are a middle class.

Most have no homes, barely a car that runs, school debt even in your 40's, and many more trouble as well. This means that as long as we keep this trend going, we are going to have middle class at "if you have a job then you are a middle class" level eventually.
62  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: May 18, 2024, 07:06:03 PM
As great as Girona have been this season, it was incredible. Girona has performed well this season. We didn't expect to see such a good performance from a team like Girona. Girona held the top spot in the points table for a long time. However, Girona has gradually lost points and is now third in the table.
People are really surprised with this team. In the first half of the season, Girona competed with Real Madrid for the 1st place. But in the second half of the season, they are competing with Barcelona for the runner-up position (2nd place). Even if Girona finally only finished the season in 3rd place, they have been successful in this season. Sure, no one expects this team will be in the top 3 of La Liga. Girona is only an average team, they are not a strong team like Atletico Madrid, Real Sociedad, or Real Betis.
Girona is one of the most exciting team in this season while now peoples are looking good change with their arrival, and we are having different sides from the usual four which are fighting for the top spots, but now it's time for them to give their best as well which will increase competition the top of the La Liga which is much needed.

In the first half of this season, things were completely different while Girona were fighting hard for the top spot and having good challenge for the Real Madrid but in second half they were not able to handle pressure and ended to fight for the second spot against Barcelona which is now ended at the second spot and things are completely under their control for this spot but now in next season we will have challenge for them while they will be fought into Champions League and then keeping their momentum into La Liga could be not easy for them.
63  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: May 18, 2024, 12:20:23 PM
Napoli was able to equalize the second goal to give them of of winning or drawing the match if they don't male any mistake that will lead to Fiorentina scoring them the third goal. Napoli was lucky that Belotti foul that was given to Fiorentina when he was bought down inside Napoli box was canceled by the referee, because it was a minor contact.

However, Fiorentina is pressuring to see how they can gain all three points in this match but Napoli will not let that happen. Napoli missed some good chances, and they are suffering for it now. It is 90 minutes and 5 minutes extra time have been added. It is still 2-2.
With the performance which we have from the Fiorentina in this game they deserve to be winner of this match, but sadly they were not able to have anything positive from this game and ended with one point which is surely setback for them with these points they can have chance for the above spot which allow them to have spot into Europa League as Lazio is going to face Inter Milan which is surely not easy time for them in this game we are having good performance from the Napoli which takes early lead but then quickly concede two goals in first half, but good thing happen they were able to secure their second goal in early minutes of the second half which give them good end of this match.

Now they are having six matches winless streak with things are going to be ended terribly for them into this season while they are having no chance of ending into top eight spots which is worst for them as well specially after having tag of defending champions of the last season.
64  Bitcoin / Bitcoin Discussion / Re: Crypto as job salary - Yay or Nay? on: May 18, 2024, 03:35:32 AM
I will settle still with the fiat currency, market of crypto is volatile imagine you have a salary of per week salary of $100 and the market dumps immediately before you make a withdrawal and now you only have 70$ instead you have still other stuffs that you can buy on that loss the market burn it down, even in the institutions they are supporting the use of the fiat currency as a payment because its part of their law and easier to process related on the banks. If you will just have an extra with your salary do invest in crypto so you don't get worried about the market volatility because its just an extra money.
It would obviously not be wise to accept your salary in a volatile cryptocurrency if you know that you are going to need all the funds for your expenses because someone would only prefer cryptocurrencies, that too volatile ones such as Bitcoin, if they wish to make investments in them and keep holding them, otherwise, it is better to simply get your salary in fiat and use that for your expenses if you nothing will remain from it.

If a person believes that they don't need extra money at the moment because they already have some that they can use for their monthly or daily expenses, they can go ahead and take their salary in a cryptocurrency of their choice and keep holding it so that they might get some profit from it if the market goes up.
65  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 17, 2024, 07:10:23 PM
Bayer Leverkusen have just three more matches to play this season and if they end up winning the three matches, they'll be achieving a lot of records as a club. Bayer Leverkusen have a league game tomorrow to play against Augsburg and if they can win that game, they'll finish their entire Bundesliga campaign without conceding a defeat. Then they'll travel Dublin to play against Italian club Atalanta in the final of the UEFA Europa League competition of which they'll be adding an European trophy to their league title if they can win that particular game before playing FCK in the DFB-Pokal final.
The three remaining games will be very important in defining Bayer Leverkusen's season and I hope they'll win all to crown all their efforts this season.
From these three games two are going to be relatively easy for them as first is going to be against Augsburg which is at the 10th spot in Bundesliga and having 4 matches losing streak while second which is going to be play at the Dublin against Atlanta is going to be challenging because both are going for the win their first title into European event and things could be tense even mostly are favouring Bayer Leverkusen which is hot favourite due their impressive quality and consistency which bring them undefeated at this stage and third game which is going to be play against Kaiserslautern for the DFB-Pokal Cup is also not challenging because they are just having safe zone in Bundesliga 2 with their worst quality and performance throughout in this season.

With this all clearly their main focus is Atlanta which is also going to be not tough for them but still things could be not easy for them to have fight against them in this final and having amazing end of their season with many records are looking in front of them.
66  Economy / Gambling discussion / Re: T20 and T20I cricket prediction and discussion on: May 17, 2024, 04:54:52 PM
Mumbai Indians vs Lucknow Super Giants LSG has already lost 2 wickets by batting in the first innings in today's match. Although at the moment their batting performance is not so good and runs are not much for the team. Mumbai Indians may have a chance and hope to win today's match if they can bat well in the next innings. And since KL Rahul is batting brilliantly at the moment, if he can play well, he can surely create huge scores for the team. And today both these teams will be out of the IPL and they didn't qualify this season but they definitely look to be in good shape for the next IPL. However, as Mumbai Indians are bowling well in today's match, if they play well till the last minute, they can put LSG under pressure. And at the moment KL Rahul and Deepak Hooda were batting well for LSG but now they are under more pressure due to the loss of wickets, they have very little chance of winning today's match.
Mumbai Indian having good bowling, but sadly we are having good fight back from the Lucknow super Giants as they have good batting from the KL Rahul 55 and Nicolas Pooran 75 which helps them for having target like this which is good to defend against Mumbai Indians which is having worst season due to their poor batting in case of win they can finish at the 9th spot with in case of lost they are going to have stay at the bottom of the league table.

This match is dead heat for both teams as both are already settled for having to stay at the bottom half of the league table even there were chances Lucknow Super Giants are going to have something positive but their poor run give them setback and now things are not good and favourable for them which is surely not idea end of the season for them with Mumbai Indians are already one of the worst side in this season.
67  Economy / Gambling discussion / Re: Indian Premier League #IPL Cricket on: May 17, 2024, 01:52:30 PM
There is only slot left for the next round and there are five contenders for that one slot. GT are unlucky because there last two games were abandoned without a bowl bowled and that's why they are at number 8th position on points table. DC have played all there matches and are 5th on points table, they have 14 points but there NRR is too low to qualify for next round.   
With the yesterday's washed out game between SRH vs GT now things are pretty clear as three teams are already in top four and just one quarterfinal is left between CSK vs RCB from the winner of this game we are going to have fourth team into top ranks and then next round started currently we are having just KKR as the top team with all three ranks are needed to be wait for the results of coming games then we can expect which team is having which spot which is depended on their result.

Even most chances we are going to have SRH can go at the second spot with RR needs to win against KKR for having this second spot which is looking no easy with their current spot and then CSK vs RCB is going to be most chances staying at third or fourth spot which is most like for them but still needed results of other matches as well which are creating some good entertainment for the respective teams.
68  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 17, 2024, 11:51:33 AM
Manchester United's failure to qualify for European competition is enough proof of Ten Hag poor performance, who was unable to manage the team well even though the management had brought in quality players. Next season, Manchester United will have to settle for competing in domestic competitions and watching their rivals play in the Champions League and Europa League.
Management must immediately find a solution to the bad results achieved under Ten Hag's leadership, he made Manchester United look like a club that has no mission to win and very often loses points when facing small clubs. I can understand Manchester United's defeat against Arsenal, but the crushing defeat to Crystal Palace is simply unreasonable. They were crushed with a score of 4-0 without a single Manchester United player being able to score a goal.
Right now, as we are having just one game left in this season we are having too much talk about Manchester United and Eric Ten Hag which is having terrible season while we can't blame alone him for this performance because things are not right at the Old Trafford with many players are injured and few are under performing which is the main problem for this club even they are having too many top quality players, but things are not easy as they all can give their best and bring good results.

Right now Eric Ten Hag is under criticism but still few are favouring him for another chance which is surely he deserves but as we are watching inconsistency and worst results most of the fans wants change but having only change at coaching level is not helping they need to check all players which are not performing and as things are going they needed few players to leave club for the new blood which is essential for the development of this club.
69  Economy / Gambling discussion / Re: Why People Naturally Chase loses in gambling.. on: May 17, 2024, 05:18:22 AM
You are right about the near-miss theory because most gamblers keep gambling because of it and I say this because I have seen people gambling around me and even when they are constantly losing, you may ask them to stop but they would say that they are going to get a win very soon and recover all the money they are losing, and we know what happens at the end, they end up losing everything they had in their account and then regret not listening.

For some people, the reason behind chasing their losses might be different than this. They might have this tendency of not liking losses and whenever they lose, they try to convert those losses into wins by trying to recover the losses by increasing their bets, however, they barely succeed in doing that.
70  Economy / Gambling / Re: 🚀-Sportsbet.io-🚀 Official Partner of Newcastle United Football Club on: May 16, 2024, 06:40:52 PM
I do agree that getting free bets to use in this manner is a great way, it is a great feeling and a lot of people think that it is quite cool as well. I know it is not always this great and sometimes we end up with a lot of losses in a row so having this type of win always feels special.

I believe that we are going to see SGA end up getting good results for many times in a row, and Doncic bets are usually good as well, he rarely does bad stats. On the other hand, Haaland to score with City win was a great great bet, and considering he is the goalscorer that City relies on, that was basically same as City to win in almost same meaning. The fact that sportsbet.io ended up paying out 2.00 for that was awesome and I thank them for this reward.
71  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 16, 2024, 04:45:22 PM
I am one of the most anxious people to see the result of this final game. Champions league is one big tournament that people are always happy to reach. In fact, it is one trophy that every club in the Europe dreams of. Luckily enough, Real Madrid have been the Champions in the world because they have taken the trophy much more than any other club had. They have become the best club in the Champions league and here they are again this year to witness another yet amazing final which is slated on the 1st of June.

If Dortmund is able to take this trophy they will almost go mad with celebration because this will be another time they will be making it happen again for the second time. It will be a special day and year for them and the entire club will be happy to witness such greatness.
UEFA Champions League is game of quality and consistency with surprises and upsets are also part of this as well before start of the season no one were expecting they are going to have Borussia Dortmund and Real Madrid into final because there were too many strong teams which were giving good performance were favourite, but we have them into final which is huge upset, and now we are expecting good match between two teams even mostly peoples are expecting this is going to be one-sided win for the Real Madrid as they are having good and competitive squad which is giving his best throughout season.

But, as we all know we can expect any result so Borussia Dortmund fans are also excited about this final and looking for their team to win this title second time into their history even their performance was not good into Bundesliga where they are ending at the fifth spot.
72  Economy / Gambling discussion / Re: Indian Premier League #IPL Cricket on: May 16, 2024, 03:12:30 PM
As of now, out of ten teams, five are already eliminated from the IPL, and we are having just five teams into competition with two are already in playoffs and three are having challenge to go through for their spots CSK vs RCB is going to be quarterfinal for them with winner will be having spot into last four, and today we are having SRH vs GT with GT is already out of the competition and SRH needs to win one game for setting things into good way for them.

Today we are having game at Hyderabad which is home of the SRH, and they are surely looking for the win in this game while GT is having no chance to jump into top five we have next game also at the Hyderabad with SRH will be host already eliminated PBKS for their last group match with these matches most chances we will be having SRH into top four without any problem.
73  Economy / Gambling discussion / Re: Be careful with people's money on: May 16, 2024, 04:25:30 AM
I don't think that a simple advice like that will be effective for a person who is already involved and are addicted on some activities like gambling. They only care for their selves anyway and what they are showing to the people around them, are only lies in order to have their confidence to entrust their money with them. The second guy in the story is honest to admit that he didn't ran away with the money of the people but he still gambled it away, lol.

I think there is no difference with that. We think it's crazy because some of them are already earning a decent money and yet they still get caught by the gambling trap. We can only hope and pray that we won't be like them or we can now fully recovered and never fall on the same hole again, in case we are like that before.
74  Economy / Economics / Re: Harmful effect of robot to the world. on: May 16, 2024, 03:24:31 AM
especially as robotic technologies advance to the point of replacing many jobs currently done by humans. However, humans are adaptable creatures, and I believe new types of jobs will emerge that robots cannot replace.  We aren't so foolish as to give robots absolute authority either. In the near future, jobs involving purely physical and monotonous tasks, like factory operators, are likely to be the first to be automated. Therefore, it's wise for us to learn new skills that combine physical and mental abilities, as I don't believe robots can replicate the human mind, at least not anytime soon.
Well, there is no doubt that humans are adaptive creatures and one can learn skills that can't be replaced by robots or AI in the future, but we can't deny the fact that a very large percentage of laborers won't be able to do that due to a lack of education and enough mental strength or abilities to learn and grow in a completely new environment and become job-ready in a short time if they lose their job to a robot. Such people mostly rely on their labour work to earn a living.

So, this is surely going to affect a lot of people and their jobs and such are the people who would barely be able to adapt a new skill and move to another industry all of a sudden because it takes a lot of years for some people to learn skills to the level of perfection where they can secure good jobs.
75  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 15, 2024, 03:34:03 PM
Manchester United vs Newcastle

We all know Manchester United is not in the good shape because they were suffering 2 losing streak from Crystal Palace and the latest is from Arsenal and total Manchester United has unable to win the last 3 matches in Premier League and the performance of their opponent Newcastle is much better than them because Newcastle can collect 3 wins from 5 latest matches and Newcastle only get 1 loses from those matches so it's interesting to see which team would be the winner of this match

Manchester United and Newcastle has facing similar problem and they will lost some of their important players because of injured but regarding the outcomes of this match i think Manchester United should beware of Newcastle because in the last 3 meeting in all competitions Newcastle can gets 3 winning streak from Manchester United with clean sheet status and for today too considering the recent condition from Newcastle is much better than Manchester United then probably Newcastle will being an the winner of this match and the odds for Newcastle win is quite high to bet @2.35
Both big English clubs are suffering badly due to their instability with things are going better for the Newcastle United as they are having positive results in last few games which bring them to the sixth spot and Manchester United injuries issues getting worse, and they are not able to bring better results which are major concern with most chances they are going to end their season at the seventh or eight spot which could be worst for them in years, and they already have record defeats in a season which is hurting them with their attack is also not effective which allow them to have anything positive.

Manchester United concede 10 goals and score 7 goals into their last five games which is clearly giving indicate how things are going here with having just one win and two defeats and two draws mean they need to be have settled their problems if they want to have something good at coming season with now they are all set for the worst end with this terrible performance.
76  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: May 15, 2024, 12:04:22 PM
Since the contract was extended until 2025, Mbappe either has to stay at PSG until 2025 or pay the club a certain amount and then leave the club. Mbappe has agreed to PSG's second condition and is set to join Real Madrid next season after paying the club a certain amount of his transfer fee.
Kylian Mbappe will be a free agent by the end of this season, precisely by June 1, 2024. There was no contract extension by PSG or anything like that as far as I know.
The only talks right now are a 5 years deal with Real Madrid with a good salary, maybe the highest one for the club. This was reported by Marca, so I assume it is true since it is very close to Real Madrid.
Now everyone is having his own view about this with things are already clear Kylian Mbappé is going to leave the PSG as free agent and there is nothing about any compensation to PSG about anything which he or club having just because of this free agent situation Real Madrid is giving good salary and bonuses to Kylian Mbappé because just because of his free agent position they are having huge benefit and also trying to bring few other big players which are now they needed after Modric is leaving, and few more changes are going to happen in this club after this season.

We have few official reports that Real Madrid is going to announce about Kylian Mbappé after the Champions League final, which is going to play at the Wembley Stadium.
77  Bitcoin / Bitcoin Discussion / Re: Why you should only hold Bitcoin on: May 15, 2024, 10:45:22 AM
You just don't get it OP, the reason for why other hodl other cryptocurrency besides bitcoin is from the fact that there are some altcoins out there that can make you a hefty sum if you just sold it or you've bought when they were cheap and some people in the community have an ingrained thing about them that they can't afford to miss out on things especially for those that have seen bitcoin grow more than $0.1, they just don't want the idea that they miss out on the next bitcoin, that's why it's still popular to invest into altcoin because of the fact that you might be able to buy one that would make you rich and turn your life around.
Bitcoin is like a magic wand in people's lives. It will change the fortunes of people who have invested or are still investing here. There are also many who want to diversify their investments by investing in other cryptocurrencies. But the bottom line is that Bitcoin can pay more dividends than any other cryptocurrency by taking minimal risk. So no one should miss this life-changing opportunity.
That is what the majority is thinking towards the coin but actually that's not how easy it is. Bitcoin won't just pump right after you bought it but it can also take a long time for that to occur. It requires a good amount of patience and courage because there is also FUD's here. BTC can still be considered to as less risky due to its old age but in terms of dividends, let's faced it that newer and smaller coins can give more.

We only need to choose our side wisely. We can't please everyone to get involved here and also, some people are clueless about BTC/cryptos but don't worry about them because they might still find other life-changing opportunities outside. BTC and cryptos are not all you know.
78  Economy / Gambling / Re: Help me find sites or telegrams to track fixed matches on: May 15, 2024, 09:45:01 AM
I actually gamble for fun , just to entertain myself on weekends to get myself busy tho a really Gambler are the ones who stake with high amounts, some people will take big loans just to stake on fixed matches and staking with high amounts is at owner risks .
The real gamblers are not the ones that are staking with high amounts of money. The real gamblers are those that gambling is not taking their time more than necessary, they can control gambling and not allowing gambling to control them, they gamble responsibly and avoiding gambling addiction. They do not look for fixed matches because they know that fix messages are scam and not real when it comes to gambling.
Yes and even if there are fixed matches, it is not like those fixed matches are going to be uploaded on a website or given in a Telegram group because only a selected amount of people know when a match is fixed, and such details are never revealed to the general public or gamblers so that they can earn a lot of money on them because matches are fixed by paying money by those who are fixing them and they earn money by it themselves only.

In extremely rare occasions, a person from the inside might leak the news that a match has been fixed that is about to happen but then again, if that news spreads fast and everyone comes to know about it, the fixers will definitely change their plans and things won't go as expected by gamblers that got the news.
79  Economy / Gambling discussion / Re: Did gambling losses are traps to new game on: May 15, 2024, 06:45:10 AM
That friend is right, losses in gambling tend to be traps for impulsive gamblers because they would go ahead and chase their losses right after they occur which in return makes them lose more money and the trap keeps getting deeper over time. Responsible gamblers are safe from this trap because they don't chase their losses but let them go and continue gambling normally like nothing happened which is what every gambler should be doing actually.

Winning and losing is barely about algorithms unless you are gambling at a casino that is manipulative or has evil intentions and has tweaked the algorithms to make the gamblers lose more than usual, otherwise, in normal gambling, it's all about you being lucky or unlucky whether you will win or lose, and the casino gets its fair share through the house edge.
80  Economy / Gambling discussion / Re: Where are you hyper focus, online casinos or physical casinos on: May 15, 2024, 05:24:23 AM
I don't think there is a topic created about this, so I'm creating one.

Physical casinos do not have clocks or windows on the gaming floor, and they offer free drinks like wine energy drinks, and food so the gamblers will be hyper focused this is why gamblers spend hours without even knowing they have already spent, while online casinos offer free spins, rakeback, and cashback so you can continue to play to level up to enjoy these perks.

So between the two where are you more hyper-focused and how many hours do you spend on one compared to the other?
All these perks both in physical and online casinos are only for VIP customers and not every gambler, as far as I know, because if they start giving out free drinks and food to every gambler on the floor, the casino will have to spend all their revenue on these things or at least a good chunk of it, and I don't think they would want to do that. They only serve VIP customers at VIP tables and all others have to order food and drinks or go and buy them themselves.

The same goes for online casinos, cashback, free spins, and all other perks and benefits are only for those who reach VIP status and not for any regular gambler. So, being a regular gambler, none of these things make me focus on my gambling, and I only spent a small amount of my time in a casino whenever I feel like gambling a little bit.
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