Yup, makes lot of sense when we start earning way early than the normal life cycle. I can relate this to my own situation. I started my part time job as early as I was 17 yrs old! This made me realize how important it is to be surrounded by financial goals and do your own chores. My parents are well settled at the current age (obvious thing) but when I was very young they used to be struggling with various A to Z stuff. Whether it is my school fees, bus passes, or my clothing everything was their responsibility.

It made me realize how they might be splitting lot of money in between their children and their own expenses. Let us not forget they did have bill expenses and much more to take care of in day to day life.

One thing is sure, in your life chasing your own dreams and surviving the whole family has got different expenses that you need to take care of! Compromising is not an option here because you live once in your life and it has to be fullest.

I usually work 2-3 jobs at the same time. Whether it is the forum income, my real job and odd jobs that I keep doing elsewhere based on my skill set, I am trying to increase that number in my bank account all the time. In addition to this learning "accounting" is vital and its good sign of financial management. With the time it can really help you prosper since you would not spending your money just anything that you see.

Giving heads up to important things like: Having your own office, business space or having better promotions at your job is something as much important.



That is entirely true. However, what we should be focusing on is, how to increase the whole family income and thus take care of each other. I am not much experienced but one of the documentary from Indian and Chinese culture shows that, they live in joint families. By that I mean, all brothers and their wives, parents everyone live under the same roof and manage the entire house with their combined income.

Just imagine how excellent management they might be doing. The kitchen must be running almost 12 hours a day to feed everyone and have all the personal space even after that much crowd.

I think it is lot to learn from different cultures and countries on how to manage yourself financial. Some may be living at low wages and be happy while some of them might be earning lot more but may not be happy.

It is just how you manage it

Yes it is positive only if people understand what it means to put your money on exchange which is controlled one. Though we had various occurrences over the time in regards with exchangers getting hacked, money along with the KYC details getting stolen they never learn about it.

Definitely SEC putting restrictions on staking can cause the crowd to move towards the options that are mentioned in the OP. Like staking Pools, staking from wallets.

It may lead to development of more decentralised pools sooner or later. Because not every coin is capable of PoW mechanism. Even coin like ETH moved to PoS thus making larger change in the way crypto works.

Everyone starts trading at some point. There are two possibilities in this situation one, either that person goes well above average in the trading world and make his fortune while other possibility is they get scared about the trading due to Share downfall and never look back in trading.

It’s been long time now I have read and also shared my own opinion about the trading and how they are achieving new heights in the same. In above example the second one who lost it all, never think their trade thoroughly and just invest in the want of profits. Literally they would never learn basic terms in the trading world. All they know is press buy button and sell button at particular time. That is called as rough trading and most of the time it never works and people lose money.

On the other hand the first example that I mentioned is for person who lose money initially but they learn why they failed that particular trades. I have seen my friends going to the trading tuitions and seminar’s. They have the perfect knowledge about their failures and that’s why they start winning the trades in later lifetime.

Basically whatever everyone is discussing up here is same, you gotta get knowledge and then only wake the big trading.

Hmm, seems IMF is on wrong foot lately. Anyways they are bank people so they will never agree the very existence of borderless transaction using bitcoin. It is but obvious that they will show negative data more prominently as compared to what nation has achieved with bitcoin acceptance. If such organisations do not render the proper use of crypto currencies then definitely they are not surrounded by very smart people.

Imagine situation where El Salvador’s holdings grown to trillions of dollars in a decade or so? Since price is supposed to go up as we see lesser emission and high demand with the time. The country where bitcoin is legal tender will be looked at as hot hub for the use of crypto currencies. It will be one of the first rich country due bitcoins holding decisions.

El Salvador is doing just that. They are strongly keeping hold of it. They would not care about IMF or any authority once they gain nice returns in the coming years.

As we know after the release of Hindenburg report regarding the Adani Enterprises and its inside work, they fell way below 75% than the original stock prices. This was obviously a big shock to the whole trading community. The surprising thing was, there were high class Conglomerates all around the globe specially from USA and Europe continent thus making Adani as valuable enterprise. No wonder Mr Adani became second richest person on the planet with his collaborations and high throughout investments.

However, his dreams were shattered to the dust right after his mal-practices were opened up by Hindenburg led report. Note that there are counter reports that were submitted by Adani Group thus as an effect, Adani's few of the collaborations have recovered from the losses they were hitting up since January 24.

For example, most of Adani Ports and Special Economic Zone, and Adani Enterprises have gained 44.1 per cent and 74.9 per cent. There are few others as mentioned in the articles which were recovered by some low amounts but yet it's positive thing for the Adani Group.


There might be other articles about Adani Groups and stuff however this article is most recent one.

If you have invested in any of the conglomerate then it's time to push yourself more because they are recovering. Adani had such experiences of downfall al the time and one case study suggest that they are highly managed to recover from such clashes.


Adani Enterprises, Adani Ports shares recover up to 75% after Hindenburg-led crash; what lies ahead?

The lottery is real gamble on freebitcoin. I have literally disabled it after couple of years tries since it’s not my thing anyways. So many rounds in two years and in between I have also tried to wager more than enough to get 50-60k lottery tickets. When I entered the freebitcoin it was actually my thing, I kept myself motivated a lot and tried to get as much lottery tickets as I could. Anyways, I have disabled it due to no luck or it’s just my type of gambling anymore.

This is why I have diverted my focus on accumulating more RP and Sats by free roll plus multiply wager. I never miss 4x promotions and will try to multiply more between those hours. That is something relaxes me.

I’m getting very close to 200k RP’s and wish to continue my quest of reaching 1000k RP. If conditions are favourable by that time then I might just convert them to Satoshi. However, it is still my imagination. It’s gonna take years to achieve that level and convert.

In fact there should be option to remove Lottery wins from WOF and instead gain more RP and Sats. 

I know that’s not possible since it will imbalance the whole WOF and freebitcoin revenue. For now lottery not my thing. Just seeing how people are lucky to win even with 40-50 tickets.

If you are going to take a loan then make sure you plan to way way ahead of the time. You must note down everything from expenditures, savings, what goes into EMI and what is leftover. You will have to break it down in your accounting to make sure you dont get stuck into that vicious cycle at all.

Like you will have to start with these:
1) Whether you are a business person?
If yes, then what is your current valuation, profits, income and will have to take employee salaries, business expenses, cost to company in consideration. Then after calculating exact EMI's and loan tenure you can decide whether it is feasible for you to pay or not. OR at least you can have exact figure up to which you can pay stress free and take only that much amount of loan.

2) In case of employee person you will anyways get the loan based on your salary income. That will have recalculated figures yet you will have to see what expenses your house is making. Sometimes there are always unwanted expenses in the house which your bank will never know about. So be careful while taking the loan and understanding what amount is being sanctioned to you.

I have been there. And I have also taken parallel loan amount. This means I over took the loan above my salary but it was emergency situation and I managed to repay my loans in very short period of time so I never had problem. But this happened because I did it calmly and planned everything properly.

Hmm, interesting story but not that much detailed one. You might have had some nice moves in that particular stock / trading but it wont happen all the time. Be grateful you learnt the power of stock market and how it make you good amount of money. However, on the other hand you should know that it can also take more than enough from your pockets to break you down.

There had been cases where people had wrong judgment of their trades and they lost a lot of money that they would earn in next decade or so. Trading should be taken damn seriously.

Must do things:
1) Gain expertise on stock and money market.
2) Learn basics of trading. From A to Z pattern
3) Go for Technical analysis and Factual Analysis all the time.
4) Join multiple analysis groups, be active and ask questions.
5) Do not dare to trade, but trade to learn.

Hope these tips will help you in the long journey of your trading.

Do not under estimate these, they come from the experience. From the failed trades and after analysis of why those trade failed. :}

Reminds me about the CBDC and SEC fight where they are trying to control the crypto currencies and want them to be under their watch. It does not matter you trade cetrally or decentralized one. The FAST FACT is, if they go world wide then they will have plot to destroy the whole crypto based projects, exchangers, assets based on them and what not.

They will just start controlling it and if they get such global access then we are done! Anyways, every nation already has that government based authority which can make this happen. But CBDC getting involved is like having interpol right at your door step watching every move that we make. 



Ah, boys I dont think we are understanding the facts clearly here. If they become prominent everywhere then crypto would be treated as illegal stuff. It would be similar to smuggling drugs and exchanging the crypto's. I think having stablecoins or decentralized stuff would not matter if they ordered the shut down of same.

What do you call something which is decentralized but having a watch over by the government authority? Makes sense isnt it?

This is poll based question. You could have used poll feature to get the voting and understand the actual statistic for the same. Nonethless, this is individual choice. Most of the persons are in the crypto because it has to offer the decentralized feature and you can control your holdings without a paperwork and no questions asked.

As far as my concerns, I am here to enjoy all the benefits of this. Since use of bitcoin I have been able to transfer the funds overseas to my family without any problem. I hardly do transfers via bank now. Whenever I used to do it via bank, you had to give justification about it. Plus, depending n the size of transaction I also had to let them know the "Purpose" of my transaction. You know for example, if my transaction is above 1K USD then they would start asking questions.

On the other hand, it may happen they would block some transactions for tele verifications. Very common practice when you send money from USA to Asian countries. Probably the transaction would go on hold for 48-72 business hours. Used to be horrible experience in the emergency cases.

Now imagine how happy I am when sending the same transactions with the bitcoin? Just grab the wallet, put my passcode, clipboard the address and send with low fees. Literally happens with my finger tips and nobody ever knows about it. 

I would care less about the bitcoin volatility if I have this much freedom from it.

With the recent update, SEC's seems to be complicating things in the crypto world. It seems that Staking is also at high risk of getting overruled by the SEC judgment after they have taken down Kraken Staking business and stopped all its operation. Obviously if it was done for one exchanger then it would be followed for most of them in the long run and thus we won't be able to do the Staking.

The Plot: It seems that SEC is slowly injecting hard rules for the centralized market. First they imposed strict KYC ruling on the exchangers. Then they started with the strict accounting data of them and in turn users tax info.

By the time it gets fully operational now they have started banning the Stake operations. Thus, we will be always at high risk of loosing our funds if we have them staked in "Custodial Wallets" or simply on an exchanger.

However, it means only one thing for us and that was the main goal of crypto in the first place: Be your own bank.

Does this mean we will have to stop the staking operations?
Apparently we do not need to go that far. For example, we can always do the staking using Non custodial wallets or wallets whose private keys are in our own hands.

The article that I have quoted suggest ETH staking which can be performed right from your wallet. You can easily have this done with wallets that allow such staking OR simply merging yourself with the staking pools.

Though SEC is performing their devil part here, we should not be afraid of their actions. They can only thrive their rules when we are in the centralized market. They can not enter their jurisdiction into the decentralized market.

Stiffing the Staker: The SEC's Latest Crackdown on Crypto Innovation

Yup, it is really nice initiative  by @Royse777 and one of the needed stuff right now. With the ChatGPT getting stronger every minute there will be posts and mega threads flooded by the AI written content. I am surfing on another forum for the purpose of learning SEO marketing and blogging and guess what, every other person there just talk about the ChatGPT packages, subscription and asking me to join the programs which include learning about AI based writers.

It's really sickening how things are getting out of hand even when forum is something where you come and meet people's thought, learn in the process and also revert the same way.

If an AI is going to do that for us, then the real question is what are we going to do next? Create an AI fight, about who writes the best and be AFK all the time?


Don't mix up things guys. We are talking about content writing here. Something that is not made up after mixing millions of data points across the global servers. We are not talking about google translate. If you are using it and expressing on other language board then that's good because at least you are using your brain for that.

That is what is expected here from the posts as well.

This is really wide subject to understand and adopt the skills for. Yes, skills are needed when you are in the crypto market. You can not just go into the market and enjoy the profits or be proud about it in the long run. The market as such is not easy stuff, you need to understand how it works. Those three pillars which you have mentioned above (Hodl, Sell, Trade) needs to be percolated deep down your veins to play around them.

Here is glimpse of my experience:

When I started the crypto I was doing my part time job and used to here about the crypto and specifically bitcoin from the staff around me as well as our clients that used hit the bar. Interestingly, there were people who used to talk only negative stuff about it and it was completely understandable at the time since there was not much of the wallets, no way to transfer bitcoin as quickly as we do today and all those issues.

But, in the crowd there is always someone who will give you that life turning lesson and if you keep following it then it can make amazing impression. For example, one of the group, sort of nerdy looking at their appearance and talks, were very much interested in the bitcoin and used to talk how bitcoin is going in the right direction. It is all about the time they said and made me think "should I get on the train? or should I regret about it later?"
Obviously I chose to invest a bit of my salary on bitcoin. Got it with localbitcoins and gave me cool feeling of owning my first ever bitcoin (something ~100 bucks worth initially and then later kept buying to reach 3K USD). Then came the year 2017, when bitcoin went off the chart window and way above sky, turning my investment radically high throughput.

I think that was the day or period when I understood importance of hodling bitcoin.

Next up, I sold most of the coins since it was good money for me and market was really volatile. I kept small portion in the bitcoin itself but soon after that hot wave turned down and we saw enormous downfall of the bitcoin That day, I realised selling at right time and when you have the opportunity, you should just take it. Moreover, I sold in FOMO condition and I never waited for my BEP to hit again. That was my lesson, if you want to hodl then you need to have god level patience within you.

Anyways, as far as trading concerned I do it for the trusted coins only and that too long term trades strictly.  I tried intraday, believe me it was horrible mistake and was not my type.

So whenever we are on the crypto market let us know about our own limits and interests.

If you are going to do anything here, then asses yourself and what you want basically. With the time things are going to get clear as you hodl and trade.

The need to do this has outgrown over the years. We are literally moving with unwanted high speeds in the technology and getting into age of ultron! Imagine speaking these concepts with people who were in their 19's. For them this unrealistic change that has happened.

From having written contact numbers in our pockets to important information in our Safe's we moved far beyond to have the same info stored digitally over the internet servers and NOW we are scared about the data leaks, money getting robbed digitally, increased criminal activities through digital money.

The question we should ask ourselves is, whether we are making better place to live OR are we creating PROBLEMS first and then finding SOLUTION for them?

Read through the article carefully. The center point is that we have private sectors and we have government sectors whose collaboration can do this, is doing this and will do this! The whole point is they are now behind investment of Cybersecurity. The same tech giants who are signing consents that they will store and safeguard our data are now seeking help from Government in terms of financial collaboration.


On the other, quoting from article itself - the sad reality. The sectors which actually needs the help of government and their various schemes are put down just like that. Obviously government knows the mainstream supply chain is less profitable as compared to the age of ultron. Everyone think about their own temporary benefits.

If a congressman is on the body then he would just see quick ways to make nation happy. The big bulls will always be filling up their wallets all the time that's why they will release mega funds to such sectors.
However, they forgetting with the time that Agriculture, food, manufacturing based on heavy labours etc are one of the fields that needs keen attention with the time.

Hope so we do not blow up this planet with AI roaming around us!

I am just impressed how this is completely contradictory. Technically this is wrong statement if you are talking about the bitcoin existence on the network.
As you know bitcoin is sort of "vehicle" which has value and it runs on the "highway" that is blockchain. However every time a vehicle runs on this highway it will embed it's footprint in the form of "data" which is added to the ledger and stored "permanently".



Gold as digital currency? Something must be wrong in your understanding. Gold is physical asset with face value and Bitcoin is mostly referred to as digital gold. Though this is just said now and then to show that is is modern era Gold and valuable.


Let us understand one easy stuff, how bitcoin works in layman language? Well there are specialized CPU's who usage their programing power to solve an equation which gives confirmation for existence of the transferred bitcoin. With the time this equation is getting far more difficult and thus emission of new bitcoins is slowed with the time. Thus last ever bitcoin that will be mined is in the year 2140. So more than 100 years to go for it. By that time we will have around 21 million bitcoins in circulation and enough face value to adopt and use it everywhere. It's on going process, there is no limit until when it can last.

Honestly this is for the advance traders and not for the average reader like me. I literally either hodl for very long period of time and do DCA so that I can keep my Trade Assets value to the minimum and gain profits out of it. Now, considering the indicators well I do not need them in such case because I’m simply hodling long time and would only rely on the real time information of the market. Also, it does not affect my portfolio if crypto is going down or up since I’m gonna be interested in the results after couple of years or so.
Definitely this question is valid, since it’s too technical I would just read through different opinions.

This first time I am seeing use of middle agent to transfer the funds to casinos. I think major casinos are having pretty amazing payment processor. Whether you are fiat to crypto user or crypto to crypto user, almost all of the types are available on the casino. You can use CC directly, even debit cards on some of the powerful casinos. I don’t get the point of adding one more middle agent in the process. It’s not like it’s acting as escrow. I think what you have suggested here is nothing but non custodial transfer which could be very risky. I think I would just send the funds from wallet to casino address directly, far safer and faster.

Whaat? Oh seriously what is this now? I was in the impression that those who get into worst trading would just quit it and do something in the real jobs etc but people come on, this is over the head now. That must be some crazy level of trading and loses people are incurring to go into such operation. I think we its all about the money and its greediness which is making people go to such bad heights. Come on man, if I am stressed out to such high level in the trading then I would just go and light a cigar for myself, have beer in another hand and talk about it with my brother or friends. But I am sure I wouldnt fall for the traps which requires me to for therapy session.

This really proves that trading is making people's mind very weak or may be people get weaken when it comes to the money stuff. Lesson to all the traders I guess. Be careful .

Nah, bitcoin wont go explode overnight just like that. It is well deep rooted asset now and its everywhere, those who have accessed, downloaded a wallet, surfed a chain, mining devices and framework around the globe and basically internet. There is no way this data will get deleted overnight and the fail safe coding was already done by the satoshi. That is why we have hundreds and thousands of confirmation of every transaction which means that much times it was checked and verified by the miners and it's being store in the nodes. Practically the database has been copied so many times that it is now next to impossible to delete or manipulate. Thus, it will keep running even I am in my corpse suit in 80 years from now. 

Damn isn’t that is one of the concerning issue over the period of time? I mean though I can read through some posts which states 2 tb is enough for next decade to come but it is still huge disk space and not everyone is able to buy SSD and maintain it that way over the time. Devices get corrupted, they need to be upgraded all the time. Also, no one is just going to use it for bitcoin core, there would be other stuff too! So how developers are overcoming this issue in the future? Do we have technical plans for this or it’s just gonna be same way?
Also, how does wallets like mycelium etc work on the smartphone with little space? Is the data always on the servers or something?