E get anybody here wey still dey budget? For X(formerly Twitter), some Nigerians dey recall the days wey Spaghetti na N100, Peak Milk na 80, small Loaf of bread na N50, a crate of egg na N100 and so on. But now, Golden Penny Spaghettin na N700, Peak Milk na 500, small Loaf of Bread na N350, a crate of egg na N2900.

The crazy tin for all of these things be say e never reach the limit wey be say, the price nor fit increase again. As e be now we fit by next week buy spaghetti at N1000 and even a crate of egg at N5000. Budgetting nor fit work at all because yesterday price nor be today's price at all. Abi e get anybody wey still dey do budget?

My pipo una fit help me with some strategies wey una dey use to take manage una self incase of buying. Even if you suggest bulk buying, where the money dey to take do bulk buying?

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Picture source - public domain

Good day my people dem,

Well this no be new tori again as everyone know how many people take suffer in the hands of the former CBN governor and the former president on the matter say dem come up with the idea to change our currency for the following note #200, 500, and 1000 naira note. This matter caused so many damages for the country last year when the election being dey near so tay many people come dey even think say this people dem just come to kill everyone in the country. But so many people come dey make suggestions say the whole idea na about the election and how dem see fit to take reduce the rate of corruption and to wicked the politicians wey already get plans to buy vote for the election but other come with their suggestions say na to actually give the naira note small value as wicked people don already stock pile so many printed currency and this they make the CBN print more money and we all know when that happens, the money starts losing value.

 This na the main reason wey even the dollar and so many other fiat currency dey lose value too and na also why the technologist behind Bitcoin creation make Bitcoin get a limitated supply of 21 million so that no matter what the currency go get value overtime as people start demanding or please correct if am wrong @open for corrections still learning.

But all the same, the attempt to change the naira wasn't a pleasant one as the CBN failed to make the cash enough or maybe that was also part of the plan as shortage of the cash made the demand increase like mad or the so called politicians dem been already don hijack all the money finish. Going to bank was a war zone and so many terrible things occured during that period, police even nearly beat me up trying to get into the bank to collect your own fucking money, Omo, it was not easy many people Starve well well and most of them get millions for bank but the issue be say no way to a access the millions and money.

Now all this suffering and complain also bring good side effects somehow sha because massive cashless economy was adopted immediately as many businesses come dey accept transfer for the country and till now sef many people eye don open up but the negative effect was too much so the CBN had no other choice but to extend the deadline for the termination of the use of old naira note to DECEMBER 31 2023 and time for this don dey near and I believe upsets don dey come small small as money come dey somehow scarce if you ask me.

But I come see this official release say the new administration don EXTEND THE DEADLINE TILL FURTHER NOTICE so i say make I drop the matter here and many people fit go online see their selves and as we do am make we try relate on our experiences and impact wey this naira swap cause for our great country NIGERIA

Image source :: twitter app X
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The crypto market has a high level of volatility. Anyone who is about to make an investment needs to have a good understanding of the volatile market. Now the question is, even with volatility, will you still choose to make your investment in fiat through bank savings with regular monthly interests or rather make your investments in crypto where you hold your asset and still have the opportunity to save and make monthly interest?

Without a doubt an underdog winning the UCL could be quite exciting, but this is an unlikely occurrence as the top clubs can buy any player for any price and improve their performance based on their economic power, however such a team will need to improve based on the chemistry of their players and keep beating the odds over and over again, and this is a very difficult task to achieve taking into consideration the current conditions of soccer all over the world.

Foreign reserves are the foreign currencies reserved by the government of a nation. If the reserve is decreasing, the central bank increase the price of their local currency leading to inflation. A positivity in the value of the foreign reserves indicates good economy.

I just want to ask a question. Assuming people are buying the foreign currencies and hold it in their domiciliary account and not used in another country for buying of goods to be imported, is the foreign reserves decreasing like that? I mean if the foreign currencies is bought by the citizens of a country and hold in their bank account, and not used to buy from another country.

Real Madrid remains the favorite even though they do not have a productive striker this season. Rodrygo, Vinicius and Bellingham can be relied on, even Joselu can occasionally help. I don't mind when someone thinks that Real Madrid has weak points that need to be addressed, it means that Real Madrid is not perfect and needs to improve.

Bayern Munich and Manchester City are certainly better teams than most of the Champions League contestants this season, but if they know for sure that Real Madrid is still the king of the Champions League, they 100% need to be wary of them. I'm optimistic about getting to the final, but this task will never be easy without the best strikers.

Liverpool made up for last week's point loss with a good win this week, beating Brentford 3-0 at home. Away to Luton Town, this time they showed no mercy to their opponents Brentford. With the opponent's successive wins in the last three weeks, I expected them to score in this match, but Liverpool didn't allow it. Although both teams had plenty of chances, the home team managed to convert them into goals and got the three points with three goals, increasing their score to 27 and reducing the point difference between them and City to one.

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I do not think that Pep underestimated the opponent, he has never had this before and he prepared the team for every match as if it was against the strongest team. It's just likely that Chelsea changed tactics abruptly, and Pep just didn't know it, because up to that point it had never happened. In any case, the match was great, it gave many people back hope that Chelsea can at least try to get into the top 6 this season.

For me, always avoid playing the game you're not familiar with. A common mistake for most gamblers as they don't know much about the game but still continue to try, resulting in an expensive mistake. Better to focus on the game you know more and have experience and build up a strategy using your experience.

Aside from that, avoid ignoring the bonuses given by the house. Gamblers should know the importance of the bonus money and how they spend it to know about its potential. Make it possible to be eligible for the bonuses, make use of it, and enjoy the benefits of your bonuses.

Your parents are very rich and they have made a will while they are still alive Your parent is disinheriting you on the ground on one of the laws in our country about disinheritance that because of gambling but they have not proven that you are a chronic gambler and you think you are a responsible gambler.

Do you have a case here on the ground that it is not proven that you are a chronic gambler and have not lost a fortune in gambling, can you appeal this case in court to make the will invalid and get your part in the inheritance?

Here in our country, you cannot disinherit your heirs as long as the heir does not violate what's stated in the law about inheritance and they just used the quoted message as their ground.


What's your take on this and what do your country's laws say about this?

The success of every nation is a reflection of their security architecture. When the security apparatus is solid and in tandem with the vision of the founders of the nation, every other segment of the country will align. But when the security system, that is supposed to be an institution, is compromised, every other thing will fall apart; this is the case with Nigeria.

Nigeria's security institution is burdened with corruption; from the army to the police and virtually every arm of it. It is rather unfortunate that the top military hierarchy are just politicians in military uniforms. As it stand today, laws are made only for the poor because the rich are under the protection of the security forces who are ready to kill to protect them

It was so frustrating seeing that Nigerian police, the army and civil defense personnel played key role in rigging the 2023 General elections as they were practically involved in ballot box snatching, and even protected hoodlums that came to disrupt elections in many places. Furthermore, they watch INEC officials collude with thugs to change results of elections in many places. Now how do we make progress as a people when the security that is supposed to enforce laws and orders are the prime breakers of same laws?

We knew how several accusations have been raised by prominent Nigerians like T.Y. Danjuma that the security forces collude with terrorist and bandits to kill Nigerians. These are not just casual statements or speculations... the man is am authority in that area.

Until our security institution is reformed and made to stand for what they are supposed to, I don't see us making much progress as a people.

During the weekend I was listening to an evening programme from one our the local radio stations they were discussing about gambling, the effects and how to manage it if you might be struggling with  addiction. And they had listeners calling in to share personal experiences or of a loved one that gambles and amidst many callers there was this very caller story that caught my interest and curiosity.

She told about how the family members of a particular young man that is like a plunger when it comes to gambling, his compulsive gambling is to the length of him selling his personal properties and gadgets to make sure he gambles. So what he family did was to print a photograph of him and giving it to all the gambling shops within their neighborhood and around the locality, threatening that any of the gambling shops they have pasted the photo of their brother should they find their brother allowed to gamble in the shops they will sue the gamble shop owner to court as one that is abetting their brother's compulsive gambling lifestyle.

Now, while I was quietly listening to the story in my head I began to ask myself several possible  questions and one of such questions was; is it not possible that this young man can take a cab away from their location and move to a far area to carry out his gambling since his a compulsive gambler.

Just two questions here:
1. Dis the family of this young man went too extreme in trying to help stop their brother from gambling addiction or not?

2. Assuming you are this young man and you had to run to a distant location to carry out your gambling as you are allowed to gambling within your neighborhood and luckily you won huge sum of million dollars. Would you share that money with your loved ones who were barring you from gambling or you will just stay off from them and live new found wealthy live alone?

Share your thoughts!

Chelsea has really done something nobody thought would happen, even if the game ended in a draw, is a better result for the blues. I mean this is Manchester City the treble winners, the champions of EPL, is not easy to go head to head against a team that's better than you are and you get a draw, I think this is a step up for Chelsea, they did well.
 It hurts to see that whenever Chelsea has gotten their momentum in any game the next thing is international break, to me it kills their morale big time but I hope they won't mess up when they get back from the break.
 I enjoyed the way the players faced Man City without fear of going out and playing like they use to.
Cucurella was just outstanding in his position, he's like a hungry beast, when he loses the ball he track back very fast to cover his position, and if you check between him and James you'd agree with me that Cucurella covered more ground than the England right Reece James.

Unfortunately, Thiago Silva made a mistake when blocking Rodri's very fast shot, causing the ball to enter the right of the Chelsea goal in the 86th minute and put Manchester City ahead 3-4.
However, I have to admit that Chelsea played very well and their attacks were quite troublesome for Manchester City's defense. Actually, I predict this match will end in a draw because both of them are playing very well and it will make the top of the standings even more interesting and competitive.

Edit: As I expected, and the score ended in a draw and I typed and saw the score was 4-4 via Palmer's penalty kick in the 90+5 minute.
This was a truly crazy game, and I appreciate the significant changes Chelsea made.

Manchester United had a great day because they were able to move on from the league and earn three points, but their performance against Luton Town was still poor for a big club like Manchester United. I was expecting them to win, to score at least two goals, and I was also expecting Hojlund, who also struggles to score in the Premier League, to score since they are playing against a weak team, but he was injured, so there was no chance for him to score. I just hope he returns before their next Champions League, though,  if not Manchester United will face challenges, and nobody will be there to score because that is where Hojlund can score.

Manchester United has the majority of ball possession, but they are unable to score many goals, which in my opinion is a waste of time. Macus Rashford is not ready to play for the team and is not even capable of providing an assist. I believe that Manchester United will regret allowing Mason Greenwood to join Getafe on a long-term loan; in their match against Granada, Greenwood provided an assist just minutes into the game, while Rashford was unable to do so. If Greenwood is there, he will play before Rashford, and I just hope that he might agree to return to Man United.

I have traded both forex and crypto trading but I have edge  with forex trading over crypto trading, though I had a mix result in crypto trading hopefully I would return to it later, however having a bad experience in forex trading doesn't mean you can never be profitable in it, it depends on your commitment towards learning all the skills required to enable you to be consistent in profit earning firstly you needed to be well rooted in technical analysis and fundamental analysis as well as trading with a higher timeframe minimum of 4 hour chart and adopting a  working trading strategy with high reward to risk ratio, getting two signals a week is enough to remain profitable in the long run.

The forum is mainly concerned about newbies, and a lot of beginners' questions has been tackled by intelligent and worthy top ranked members. As a newbie it feels good deep down our thoughts to craft a difficult looking thread to please the high ranked members. But, that doesn't make us newbies. Though, silly or repeated questions are not welcomed in the forum. Yet, they're some easy questions we would want to ask as newbies, but because it makes us sound as true novice, we'd want to bypass asking them. As we'd want to show the forum members, we're doing enough research and reading about bitcoin and the forum entirely. And, most times such threads, centering on teaching, may not help us as newbies because what we tend to teach we can't relate or follow up in the discussions.

Such things, has caused many newbies to fall for plagiarism and as well dumping their threads without participating in the discussions happening under the thread. Being a newbie in the forum is almost a one time experience for every member and we must behave as one. Feel free to ask those questions that sounds and looks too simple to you. That's mainly what other members would entertain and send us reasonable advises and responses to. Thereby, gradually helping your learning process in the forum, with lesser stress.

Coining out a thread on what we don't fully understand, just to stand out, and look like a very intelligent newbie may not help our growth in the forum. Because this section is mostly visited by every member to entertain and answer questions from newbies. And because most basic bitcoin knowledge may have skipped our minds we tend to refresh our memories here, by providing those answers to simple questions. Hence, I'd encourage newbies to always come up with those questions, which they think is too basic or simple and need not to be asked. Feel like a newbie as it's a one time experience here, you'd learn faster when you admit and accept being a newbie.

I've seen newbies creating long copy and paste threads, which ends up not being attended to because of the plagiarism and the volume of the thread, and as well the OP not following up with what they've said to back up the knowledge shared. And when after investing hours creating those threads, the applauds they expected doesn't appear, they'll feel not being good enough. Enjoy the process.